http://www.articlealley.com en-us editorial@articlealley.com Equity mortgage home equity loans are also known as “private mortgages" and “equity only mortgages". The most common reasons cited by banks for declining mortgage applicants for financing are past or current problems with credit and difficulty proving ... http://www.articlealley.com/http://gtamortgagematters.articlealley.com/equity-mortgage-home-equity-loans-are-based-on-your-home-equity-2309391.html 07th July 2011 WIth no end in sight to the credit crisis of 2007, those with a little cash stored away can still buy homes at exceptional prices. Over the last four years, home prices have declined from their original listing highs by as much as 60% in some cases. 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