http://www.articlealley.com en-us editorial@articlealley.com Sometimes, it’s a little bit peculiar to think that some people are willing to spend extra money to obtain credit repair by attorneys. The bottom line here is that, what do these lawyers do in order to fix your credit score? If you are desperate to improv... http://www.articlealley.com/http://herschel.articlealley.com/get-a-good-fix-for-your-bad-credit-1924248.html 29th December 2010 Sound financial management not only includes managing what comes into your coffers. It also involves managing your indebtedness. It goes without saying that debts come with responsibilities that you have to fulfill. You obviously have to be able to mee... http://www.articlealley.com/http://herschel.articlealley.com/dont-leave-your-credit-to-chance-do-credit-repair-by-attorneys-1921402.html 24th December 2010 FICO score is one of the primary things one has in mind while looking out for a debt relief option. Depending upon the FICO scores your ability to get credits in future is decided. As such it is better that you maintain a clear payment history so as to in... http://www.articlealley.com/http://kevincraig.articlealley.com/how-to-increase-your-fico-scores-with-debt-consolidation-1719959.html 27th August 2010 If you have never been in the market for a car or a house, you probably don't realize what a FICO score is. But if you are, it is probably something you think about all of the time. What is this thing called FICO? That part is simple: it stands for t... http://www.articlealley.com/http://kathystearns.articlealley.com/if-you-understand-your-credit-rating-you-can-improve-it-1636176.html 05th July 2010 So, how do we go about accessing capital? One of my favorite ways of acquiring funds is by leveraging credit. I often refer to this as creating money from thin air. Credit is my favorite way because it doesn't really exist. It isn't tangible, you can't to... http://www.articlealley.com/http://chris16.articlealley.com/leveraging-credit-1599581.html 14th June 2010 One could be wondering why some banks turn down a mortgage application while some others might consider it fit for approval. The answer may actually lie in the credit history and the credit score to be accurate which plays a critical role in loan sanctio... http://www.articlealley.com/http://scotjohns.articlealley.com/fix-your-credit-score-and-qualify-for-a-home-loan-1268415.html 01st December 2009 Not all Scores are Equal There are many credit scores available, but the only one that matters is your FICO score. FICO, by the way, is an acronym for Fair Isaac and Company, the developer of the score. This is the score that virtually all lenders us... http://www.articlealley.com/http://jassica2.articlealley.com/credit-repair-how-credit-scores-really-work-1191630.html 21st October 2009 When you apply for credit - whether for a credit card, a car loan, or a mortgage - lenders want to know what risk they'd take by loaning money to you. FICO scores are the credit scores most lenders use to determine your credit risk. (Credit bureau scores ... http://www.articlealley.com/http://gbarcus.articlealley.com/ten-best-ways-to-improve-your-credit-score-1140296.html 01st October 2009 Improve Bad Credit Score In order to know how to Improve a Bad credit Score you first need to Know your FICO score. This refers to the Fair Isaac and Company which began a scoring system to calculate a persons credit worthiness. The higher your ... http://www.articlealley.com/http://rcryan.articlealley.com/improve-bad-credit-score-1067636.html 05th September 2009 As a real estate agent, I deal weekly with clients that have minor to severe credit issues. Along the way, I have partnered with lenders and performed a lot of research on ways I can help my clients with credit repair. Granted when they I buy a home, I be... http://www.articlealley.com/http://robyrobertson.articlealley.com/three-quick-tips-to-help-improve-your-credit-1027379.html 10th August 2009 FICO is registered trademark for Fair Isaac and Company, or Fair Isaac for short. Fair Isaac is a company who constructs 'credit score' tools for lenders who use them to evaluate the credit of their customers and prospects. FICO credit scores are among th... http://www.articlealley.com/http://tc2.articlealley.com/what-is-a-fico-credit-score-855384.html 10th April 2009 A FICO score is not a regular credit score. It is a brand of score that is the most widely used. It was developed by Fair Isaac and company known for developing risk assessment models. It is a complex equation that is not fully disclosed. The informa... http://www.articlealley.com/http://williamlathrop.articlealley.com/what-goes-into-the-fico-score-calculation-847896.html 05th April 2009 Credit is the money you borrow from somebody. Whenever you borrow money you become the debtor and the person who is crediting you the money is the creditor. Whenever you get a credit from somebody, it automatically implies that you need to repay the amo... http://www.articlealley.com/http://lmathews.articlealley.com/credit-report-and-score-how-to-improve-your-score-601665.html 17th August 2008 You have all heard me talk about FICO scores and how important they are to your financial health. I'm going to walk you through a scenario so you can see how FICO affects you. Let's say that you are going to apply for credit. You may be thinking of bu... http://www.articlealley.com/http://jillrussofoster.articlealley.com/fico-has-something-to-say-about-you-598224.html 14th August 2008 Credit Cards Hold the Key There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit cards also ... http://www.articlealley.com/http://jimkemish.articlealley.com/credit-repair-and-the-hidden-power-of-credit-cards-552620.html 06th June 2008 Powerful Credit Repair Tips Do you think you know how credit scores work? There is more than meets the eye. A nationally recognized credit repair expert reveals some little known and powerful tips that can improve your credit scores faster than you tho... http://www.articlealley.com/http://jimkemish.articlealley.com/credit-repair-credit-score-secrets-546974.html 25th May 2008 Seventy-five years ago, obtaining credit could be as simple as giving your word and a handshake across the desk Today's roller-coaster real estate prices and flagging financial markets dramatically changed any "handshake" policy; and obtaining financing n... http://www.articlealley.com/http://stevenkay.articlealley.com/how-to-understand-your-credit-report-and-credit-score-539904.html 20th May 2008 Time to Rebuild! Are you starting the process of credit repair? The most important thing you can do, aside from removing erroneous information from your report, is to be sure you have sufficient open credit in good standing. A nationally recognized cre... http://www.articlealley.com/http://jimkemish.articlealley.com/credit-repair-and-the-power-of-secured-credit-cards-537871.html 15th May 2008 What Do You Want? How serious are you about credit repair? Some people are happy to improve their credit, others are not satisfied until they master their credit scores. If you are aspiring for credit repair perfection, then you are ready for a lesson ... http://www.articlealley.com/http://jimkemish.articlealley.com/credit-repair-and-the-zen-of-fico-528141.html 01st May 2008 Maybe you need a new car, a computer, or maybe a house or student loan for you child, there are many reasons that we apply for credit. There is a magical 3 digit number called a, "Credit Score" that can decide if you get these loans or at least what it wi... http://www.articlealley.com/http://bryan.articlealley.com/the-facts-of-credit-scores-and-how-it-can-affect-you-519836.html 18th April 2008 One of the essential requirements for your FICO score is a home mortgage loan. Learn its integral role to your mortgage and how it can make or break you. When you apply for a home mortgage loan, you will realize that there are a number of requirement... http://www.articlealley.com/http://alan.articlealley.com/your-home-mortgage-loan-and-your-fico-score-505369.html 02nd April 2008 Building a good credit score is a long term process. As they say a journey of a thousand miles starts with the first step. Beware of quick fixes. There are none except for the quick fix of getting into your wallet by way of a scam and there are some out t... http://www.articlealley.com/http://jackkrohn.articlealley.com/mortgage-finance3-hot-tips-to-avoid-lowering-your-fico-score-154780.html 02nd May 2007 This news flash just in: NOT EVERYONE HAS A GOOD CREDIT RATING. Fair Isaac and Company otherwise known as FICO puts together a credit rating on just about anyone old enough to spend money. While the exact formula for the rating remains secret, the things ... http://www.articlealley.com/http://jackkrohn.articlealley.com/mortgage-rate-five-hot-tips-for-sub-prime-applicants-145720.html 09th April 2007 ?Over 30 million people in the U.S.A. have FICO credit scores low enough, that's less than 640, to make shopping for low mortgage loan rates very difficult at best,? states George Lincoln, Vice President of FreeFinancialConsulting.com FreeFinancialCo... http://www.articlealley.com/http://keithhunt2.articlealley.com/is-a-640-fico-credit-score-high-enough-to-get-a-low-california-home-loan-mortgage-rate-102570.html 16th November 2006 A lot of people don't realize how a low credit score (credit scores run from 300-850) can really cost you a lot of money. 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The American Bankruptcy Institute reports that, "The number of bankruptcy cases filed in the 12-month period ending September 30, 2005, totaled a record 1,782,... http://www.articlealley.com/http://mikehamel.articlealley.com/credit-repair-49738.html 02nd May 2006 Many people are unaware of what a credit score actually means. In fact, a survey of 1,000 Americans taken in September 2004 demonstrated that only one third of people knew that a credit score was a measurement of how likely a person is to pay off a loan. ... http://www.articlealley.com/http://jpburkhart.articlealley.com/the-credit-score-rating-scale-explained-43469.html 13th April 2006 Over 30 million people in the U.S.A. have credit scores low enough (less than 620) to make shopping for low mortgage loan rates very difficult at best. The major credit reporting agencies use a slightly different system to arrive at a credit score. The ... http://www.articlealley.com/http://keithhunt2.articlealley.com/five-ways-to-improve-your-fico-credit-score-get-lower-california-mortgage-rate-42126.html 06th April 2006 You go into a lender's office prepared to apply for and receive a loan. After all, you've done your homework, you've pulled your credit reports and you know what your credit scores are--you even got one score from each of the three major credit bureaus... http://www.articlealley.com/http://annaperkins.articlealley.com/save-time-money-and-frustration-and-get-the-right-credit-score-34644.html 11th March 2006 Undoubtedly, you've heard the radio commercial claiming you can get a mortgage despite having bad credit. Bad credit mortgages are better known as subprime mortgages. 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