http://www.articlealley.com en-us editorial@articlealley.com Many people believe some individuals get bad credit by having multiple accounts and making multiple mistakes. However this is incorrect you can have one account, use it irresponsibly and this one debt can turn into multiple negative items on your credit r... http://www.articlealley.com/http://jacobeylarstons.articlealley.com/charge-off-and-the-trail-of-bad-credit-2420332.html 19th March 2012 It's unbelievable that you are going through a divorce with the person you once had close ties too. But sometime when relationships do not work out, you have no other choice but to seek a divorce. Break ups in a marriage could have a damaging effect on yo... http://www.articlealley.com/http://creditrepairexpert.articlealley.com/credit-and-divorce--secrets-you-should-know-to-protect-your-credit-during-a-divorce-2417431.html 06th March 2012 It's unbelievable how many questions on a daily basis I receive about collection agencies. 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