Articles from Article Alley, tagged with "credit inquiry" http://www.articlealley.com en-us editorial@articlealley.com The Green Dot Card Vs. Traditional Credit Cards: Which is Better for Your Credit Score? As they increase fees and raise interest rates, credit card companies are growing more and more unpopular. Consumers are starting to make the switch to prepaid cards, as options like the Green Dot card offer no interest charges or penalty fees. However, b... http://www.articlealley.com/http://stevejacobson.articlealley.com/the-green-dot-card-vs-traditional-credit-cards-which-is-better-for-your-credit-score-2314483.html 15th July 2011 Signature Loans For Individuals With Horrible Credit score If you seriously do want to get into a dwelling, don't allow terrible credit score halt you. There are lenders out there who can assist you, it just normally requires some persistence. Utilize with several loan companies. Like I reported, apply with ho... http://www.articlealley.com/http://lewiswhitley2.articlealley.com/signature-loans-for-individuals-with-horrible-credit-score-2293016.html 22nd June 2011 Credit score Fix Canada - three Causes Why You May perhaps Have to have This Specifics Lots of Canadians are just beginning identify that they have entry to their credit reports with Equifax Canada and TransUnion Canada.The subsequent are concerns that arise as shortly as a person learns 1st sees their credit score report: Where by do I get... http://www.articlealley.com/http://johnathonpatter33454.articlealley.com/credit-score-fix-canada--three-causes-why-you-may-perhaps-have-to-have-this-specifics-2109705.html 11th March 2011 The Relationship Between Student Loans and Credit What’s the relationship between student loans and credit scores? You may be surprised! In this article, we review the nine things you should know about student loans so that you can build a great credit score. First just a little background. Student lo... http://www.articlealley.com/http://philtirone.articlealley.com/the-relationship-between-student-loans-and-credit-2072941.html 25th February 2011 A Review Of Debix Identity Theft Prevention Services Learning about identity theft protection reviews is the most beneficial step you can take to guarantee that you don't become an unwilling recipient of this malevolent crime. This information can enable you to learn about Debix's services, which can help s... http://www.articlealley.com/http://claesfuhnkizt.articlealley.com/a-review-of-debix-identity-theft-prevention-services-1957180.html 14th January 2011 How to fix your credit score; A quick guide. There are literally thousands of websites that can be found when you do a search for "How to fix my credit score." What most of these sites don't tell you are the elements that actually comprise your credit score. When you know how each of these compon... http://www.articlealley.com/http://dianejurgens.articlealley.com/how-to-fix-your-credit-score-a-quick-guide-1689689.html 10th August 2010 Unravelling the Truth About Credit Score Myths We all work hard everyday in order to make a living and to be able to pay our bills on time. Most of us have worked so hard to earn a good credit score because we knew that if we've got a good credit rating, we'll surely reap the benefits of all that ha... http://www.articlealley.com/http://philipjoshua.articlealley.com/unravelling-the-truth-about-credit-score-myths-1687008.html 09th August 2010 The Best Way to Get Rid From Negative Credit & Boost Fico Score If you do not have a strong credit, you will scrabble to achieve your financial targets. A strong credit is necessary for all of your financial goals. If you want a successful business or a healthy financial and personal profile then you have to create a ... http://www.articlealley.com/http://phpdeveloper.articlealley.com/the-best-way-to-get-rid-from-negative-credit--boost-fico-score-1446426.html 15th March 2010 Credit Card Company Fraud. Have You been a Victim? Are you sick and tired of fighting unsecured debt? Are you having difficulties with financial struggles? Did you lose your employment? If you're self employed, has your small business seen a reduction in sales and profits? The 1st step in getting away... http://www.articlealley.com/http://leslie3.articlealley.com/credit-card-company-fraud-have-you-been-a-victim-1428048.html 03rd March 2010 Why use credit inquiry removal service? The answer of such question is very easy as any credit inquiry affects your credit score. The presence of several inquiries on your credit statement can affect your Credit score by different degrees. Sometimes, people take some actions while not knowing t... http://www.articlealley.com/http://andrew3.articlealley.com/why-use-credit-inquiry-removal-service-1377193.html 04th February 2010 Factors That Impact Your Credit Score There are five factors that impact consumer credit scores. They are listed here in order of importance: Payment History has a 35% impact. Paying debt on time and in full has a positive impact. Late payments, judgments, liens, collections, profit & loss, ... http://www.articlealley.com/http://timwolfe.articlealley.com/factors-that-impact-your-credit-score-1284296.html 10th December 2009 Credit Repair Guidelines How to Raise your Credit ScoreUse the following information as a "guideline" when repairing your credit scores. The reporting agencies have a computer model that generates the credit scores using 40 different criteria. The models differ for each repositor... http://www.articlealley.com/http://timwolfe.articlealley.com/credit-repair-guidelines-1275537.html 07th December 2009 Up To $3000 Guaranteed High Risk Loan Can Be Yours – Learn More Are you seen as a high risk to lenders because of mistakes that you might have made in the past? Many borrowers find that a past credit mistake, late payment, or even default on a loan has caused them to be seen as a high risk to lenders. With a guarantee... http://www.articlealley.com/http://amandahash.articlealley.com/up-to-3000-guaranteed-high-risk-loan-can-be-yours--learn-more-1198387.html 26th October 2009 The Effect of Credit Inquiries on a Credit Rating The Effect of Credit Inquiries on a Credit Rating It is a well known fact that credit inquiries can have an adverse effect on a credit rating, but not all inquiries weigh equally. Moreover, some credit inquiries actually have no impact on the credit ra... http://www.articlealley.com/http://lender411.articlealley.com/the-effect-of-credit-inquiries-on-a-credit-rating-1185704.html 19th October 2009 Save Big On Your Car Loan If you think about it, the most grueling part of the car-buying process, after agreeing on a price, is acquiring the right kind of loan for your new or used car. Most consumers enter the car dealership completely unprepared for the loan application proces... http://www.articlealley.com/http://flytosky.articlealley.com/save-big-on-your-car-loan-1174938.html 15th October 2009 Fast Business Loans Now Running a business is expensive, and oftentimes business owners find themselves in need of a loan. However, getting a business loan is often a long, drawn out process that can take weeks or longer. Fortunately for the very rapidly changing and urgent need... http://www.articlealley.com/http://amandahash.articlealley.com/fast-business-loans-now-1161505.html 08th October 2009 Your Credit Score Can Be Destroyed By Simple Credit Inquiries What you don't know about credit inquires can destroy your credit score and effect what you can qualify for. Whether you are shopping for a cell phone, car, home loan, insurance, or just curious about wanting to see what you could qualify for, a credit in... http://www.articlealley.com/http://hardeep2.articlealley.com/your-credit-score-can-be-destroyed-by-simple-credit-inquiries-1148958.html 05th October 2009 Credit Inquiries and Your Credit Score When a credit inquiry is noted on your account, it essentially notates a would-be creditor's request to take a look at your use of credit. This kind request needs to be permitted by you, and when you apply for credit, you usually sign a document that give... http://www.articlealley.com/http://lender411.articlealley.com/credit-inquiries-and-your-credit-score-1090697.html 16th September 2009 The Confusion over Credit Inquiries When you seek out new credit, you automatically give the potential creditor permission to request a copy of your credit profile. As the creditor does so, a credit inquiry is notated on your credit file. There is some confusion over credit inquiries, their... http://www.articlealley.com/http://lender411.articlealley.com/the-confusion-over-credit-inquiries-1043197.html 20th August 2009 How to Remove Credit Inquiries A credit inquiry is a record of any entities who may have viewed your credit reports, as well as when this was done. Credit reporting agencies are required to maintain a concise report of these inquiries for 24 months by the federal government. 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In the distant past (namely, last year) a credit score of 720 would have permitted you t... http://www.articlealley.com/http://robinboddy.articlealley.com/for-good-credit-repair-debt-773336.html 31st January 2009 3 Simple Steps To Securing Boat Loans Boat loans are no more difficult to obtain if you are prepared. Many companies specialize in boat loans and most banks will offer them. However, you will have a much better experience if you use a loan broker who specializes in Boat Loans. Brokers who spe... http://www.articlealley.com/http://sendacowchip.articlealley.com/3-simple-steps-to-securing-boat-loans-769435.html 28th January 2009 Boat Loans Free Guidebook to Boat Loans Many boat loan companies and institutions claiming to be marine lenders never take the time to help you to understand the process or of obtaining boat loans - they just sit you down and have you sign the boat loan papers while locking you into some marine... http://www.articlealley.com/http://sendacowchip.articlealley.com/boat-loans--free-guidebook-to-boat-loans-769431.html 28th January 2009 Don't Forget Your Credit Inquiry Window One of the tactics that many unscrupulous lenders use to get you into a less than desirable loan is the fear of the dreaded multiple credit inquiry. I know that I've experienced it myself, so I have no doubt that you have as well. But how do you counter... http://www.articlealley.com/http://alexnavas.articlealley.com/dont-forget-your-credit-inquiry-window-602584.html 17th August 2008 Credit inquiries: When does your private information go public? All of us have certain things we don't want others to see. For me, it's my eighth grade yearbook picture...the video of my karaoke debut...all the junk under my bed...and the personal information in my credit report. While we can keep most of our priva... http://www.articlealley.com/http://truecredit.articlealley.com/credit-inquiries-when-does-your-private-information-go-public-513894.html 09th April 2008 Do Credit Inquires hurt your Credit Score? A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report. 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When it comes time to settle up, some of us ... http://www.articlealley.com/http://ludwigeparker.articlealley.com/repair-your-credit-improve-your-life-461559.html 25th January 2008 Why You Need Business Credit Businesses have recurrent financial requirements irrespective of their age. As a result, whether you have an old organization, or a new one, financial aid is one of the key worries. The best solution to this problem is to have a business credit for your v... http://www.articlealley.com/http://trentlee.articlealley.com/why-you-need-business-credit-457817.html 22nd January 2008 Attention Shoppers - Retail Stores Are Destroying Our Credit Scores Imagine this...You walk into a department store to purchase something you need. Then the friendly young person at the cash register says, "You can save 20% off your purchases today if you apply for our store credit card right now."Save 20%? Wow!Sounds lik... http://www.articlealley.com/http://stephensnyder.articlealley.com/attention-shoppers--retail-stores-are-destroying-our-credit-scores-162986.html 22nd May 2007 Credit and Credit Score Information – Improving your FICO Credit Score Credit Score Explanation: Credit Scores are calculated from a lot of different credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories... http://www.articlealley.com/http://heartlandfinancialco.articlealley.com/credit-and-credit-score-information--improving-your-fico-credit-score-156128.html 06th May 2007 When Should You Raise Your Credit Card Limits? You know that one of the fastest ways to increase your credit scores is to simply increase the credit limits on your credit cards. But how and when do you ask for credit limit increases? There's a right way to do it and a wrong way.Increasing Your Credit ... http://www.articlealley.com/http://stephensnyder.articlealley.com/when-should-you-raise-your-credit-card-limits-152568.html 27th April 2007 5 Tips To Save Big On Your Next Car Loan By: Scott Conklin If you think about it, the most grueling part of the car-buying process, after agreeing on a price, is acquiring the right kind of loan for your new or used car. Most consumers enter the car dealership completely unprepared for the lo... http://www.articlealley.com/http://rajshahraj.articlealley.com/5-tips-to-save-big-on-your-next-car-loan-149693.html 19th April 2007 How to Increase Your Credit Scores with One Short Phone Call "One of the quickest ways to increase your credit scores is to increase your credit card limits."Pretty simple, huh?Now let me explain why something so easy can have such a great impact.Let's imagine you have 10 credit cards each with a $1,000 limit. So y... http://www.articlealley.com/http://stephensnyder.articlealley.com/how-to-increase-your-credit-scores-with-one-short-phone-call-131273.html 20th February 2007 How to Remove Unauthorized Credit Inquiries From Your Credit Reports A credit inquiry is nothing more than a record of who pulled your credit reports and when. It's a federal requirement for the credit reporting agencies to keep a comprehensive record of these inquiries for 24 months.Some inquiries lower your credit scores... http://www.articlealley.com/http://stephensnyder.articlealley.com/how-to-remove-unauthorized-credit-inquiries-from-your-credit-reports-125361.html 01st February 2007 Bad Credit Personal Loan and Bad Credit Loans Bad credit personal loans are widely available these days. These are personal loans marketed to individuals with a poor credit score or poor credit history. 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