Articles from Article Alley, tagged with "overdraft facility" http://www.articlealley.com en-us editorial@articlealley.com Types of Debtor Finance There are two main types of Debtor or Cash flow Finance: • Confidential: the debtor or customer is unaware of the funding being provided. This is usually called Invoice Discounting. • Disclosed: the debtor or customer is notified on invoices that fund... http://www.articlealley.com/http://rayethell1.articlealley.com/types-of-debtor-finance-2423247.html 28th March 2012 Is home loan interest rates go down in future? How have the high interest rates affected your loan disbursal? We were apprehensive, but it hasn't come down as much as we had thought. The loan growth for housing finance companies was 18percent in the first quarter, as opposed to 19percent in the corre... http://www.articlealley.com/http://deal4loan.articlealley.com/is-home-loan-interest-rates-go-down-in-future-2408378.html 24th January 2012 Negative Credit score Bank Accounts Folks must retain their credit accounts so that they can use credit score when in financial need. They really should go for a secured lender credit card that is backed by income deposited in a lender account even though reducing the amount of credit score... http://www.articlealley.com/http://javierjnicholson.articlealley.com/negative-credit-score-bank-accounts-2385539.html 04th November 2011 You can now use your Fixed Deposit for a loan When interest rates rise steadily loan, you might think twice about any type of loan. In fact, you really need money, cash, and you think your property, instead of paying high interest personal loan. But there is a resource that is to be realized - fi... http://www.articlealley.com/http://vicky.articlealley.com/you-can-now-use-your-fixed-deposit-for-a-loan-2380773.html 22nd October 2011 Are Payday Loan Wage Assessments Legal There is often a lot of controversy about payday loans, and questions are often asked of the legality of this practice. In short the answer is yes, provided the company is legitimate and ethical. The majority of companies who offer these types of lending ... http://www.articlealley.com/http://vincentrogers.articlealley.com/are-payday-loan-wage-assessments-legal-2356315.html 23rd September 2011 Welcome Finance If any of the above are true then you may be a victim of mis selling so I would suggest you get your claim in today and get expert advice to ensure you have the maximum opportunity to win your PPI claims.The FSA asked all firms to make compensation to peo... http://www.articlealley.com/http://edwindickson2.articlealley.com/welcome-finance-2335791.html 17th August 2011 Welcome Finance Fortunately, in the UK, the legal system affords us a great level of protection against certain types of loss, particularly those acquired through no fault of our own, and mis sold PPI is one such loss.PPI stands for Payment Protection Insurance, and is a... http://www.articlealley.com/http://edwindickson2.articlealley.com/welcome-finance-2331840.html 12th August 2011 Features And Benefits Of Basic Bank Accounts Basic Bank accounts brought about a revolutionary change in the field of banking. Most of the financial institutions were happy to deal only with people who had a favorable credit history. People with adverse credit history and no credit history were unab... http://www.articlealley.com/http://stitchrojas.articlealley.com/features-and-benefits-of-basic-bank-accounts-2330654.html 12th August 2011 What is a loan against fixed deposits? When you invest in a bank fixed deposit, you can easily get a loan against it without having to break it. This is related to a personal loan. However, the loan is structured as an overdraft facility against your fixed deposit. In case of a company depo... http://www.articlealley.com/http://vicky.articlealley.com/what-is-a-loan-against-fixed-deposits-2305049.html 30th June 2011 Prepaid cards: the safest way to shop online? There’s no doubt that there are many great value deals offered online, but it’s worth noting that consumers need to be careful. Card fraud cost the UK £610m in 2009, and over 75% of all offences involved the internet, phone or mail order transactions*. ... http://www.articlealley.com/http://zaccolbert.articlealley.com/prepaid-cards-the-safest-way-to-shop-online-2251400.html 26th May 2011 If I Go Bankrupt Can I Have a Bank Account? If you declare yourself bankrupt, it is likely that the bank account you are currently using will be frozen. We consider if you can open a new account and how to do this. If you have serious personal debts that you cannot afford to repay, you may be co... http://www.articlealley.com/http://beatmydebt.articlealley.com/if-i-go-bankrupt-can-i-have-a-bank-account-2239604.html 19th May 2011 Facts you will need to create a decision pertaining to revolving credit rating It is possible to name it 'Revolving Credit rating' financial loan or 'Flexi Facility' fundamentally it is a transactional accounts which is really a significant overdraft facility secured by your asset and operates in the same way. All or component in... http://www.articlealley.com/http://andygiera.articlealley.com/facts-you-will-need-to-create-a-decision-pertaining-to-revolving-credit-rating-2090632.html 04th March 2011 Business Bank Account No Credit Check - Leave Your Cash In Safe Hands In this world we have so many expenses to deal with, be it for personal reasons of professional reasons. If you are a business man you might definitely need an account as they are the safest means of investing your money. Business bank account no credit c... http://www.articlealley.com/http://jacabroxy.articlealley.com/business-bank-account-no-credit-check--leave-your-cash-in-safe-hands-2089408.html 03rd March 2011 Guaranteed Bank Accounts - A Safe Means Of Investing Your Finances Banks are considered as a major source through which one can save their funds by investing in them. They also are considered as the safest means of storing money. To save your money and get an additional interest on your saving people will consider banks ... http://www.articlealley.com/http://neelmakange.articlealley.com/guaranteed-bank-accounts--a-safe-means-of-investing-your-finances-2065668.html 23rd February 2011 Entrepreneurs Looking For Investors In Your Business, Here's Where To Find Them You've got the great business idea, you are all set to start your new business - all you need now is some finance. So where do you find those elusive investors - or better still some no strings money? When looking for investors in a new business first... http://www.articlealley.com/http://bizguru.articlealley.com/entrepreneurs-looking-for-investors-in-your-business-heres-where-to-find-them-2047642.html 18th February 2011 Revised bank charges from RBS and NatWest New bank charges have been announced by RBS and NatWest as part of an overhaul on how customers are charged on unauthorised overdrafts. Although the subject of credit card charges and other bank charges have been the subject of major court cases recent... http://www.articlealley.com/http://robertwally.articlealley.com/revised-bank-charges-from-rbs-and-natwest-1977591.html 21st January 2011 Banks plan latest tactics for home loan biz After winding up their teaser and discounted home loan schemes, banks and housing finance companies, which have raised their lending rates, are charting out new strategies to expand their home loan portfolios. Barring the SBI, others discontinued special ... http://www.articlealley.com/http://deal4loan.articlealley.com/banks-plan-latest-tactics-for-home-loan-biz-1966947.html 19th January 2011 Can you run your business after declaring bankruptcy? A lot many people invest their last savings to set up a business. As a result to run the business and to bear future expenses they have to borrow credits. If their business crash and lose all hopes of redemption in future, they invariably fall into deadly... http://www.articlealley.com/http://karenbrown2.articlealley.com/can-you-run-your-business-after-declaring-bankruptcy-1966943.html 19th January 2011 Standard Bank Overdraft Fees And Traditional Bank Checking Accounts The financial institutions are going to get their come-uppance all the rest of this year, as the president's consumer-friendly laws begin to put the screws in on all the financial service companies. It makes you wonder why did Bank of America give in and ... http://www.articlealley.com/http://luigieiseman.articlealley.com/standard-bank-overdraft-fees-and-traditional-bank-checking-accounts-1952405.html 13th January 2011 Santander ISA 'a great option for savers' The Flexible ISA from Santander offers one of the best rates on the current market and comes recommended by online financial magazine moneyweek.comThe Santander Flexible ISA offers savers the chance to earn an impressive rate of 2.85 per cent, tracking at... http://www.articlealley.com/http://which4u.articlealley.com/santander-isa-a-great-option-for-savers-1866940.html 24th November 2010 Bank Heavy Handed Fees And Debit Cards The banks are going to get their come-uppance all the rest of this year, as the president's consumer-friendly laws start to clamp down on all the financial service providers in our lives. But why did Bank of America give in and yield willingly in an area ... http://www.articlealley.com/http://rickyso.articlealley.com/bank-heavy-handed-fees-and-debit-cards-1806511.html 21st October 2010 Online Prepaid Currency Card If you carry your prepaid currency card abroad, you neither have to worry about your spending nor about your money’s safety. These cards are easy to search for and also easy to buy. You can choose an appropriate travel card and buy it online without havin... http://www.articlealley.com/http://devidanderson.articlealley.com/online-prepaid-currency-card-1803591.html 20th October 2010 Bad Credit Bank Accounts: Now bad credit is not a barrier We can not deny the importance of bank account in current scenario. A simple account helps you a lot while dealing with financial products or services. In fact, most of the banks can not lend the money because you do not have bank account. Bad credit can ... http://www.articlealley.com/http://bortonstevens.articlealley.com/bad-credit-bank-accounts-now-bad-credit-is-not-a-barrier-1750116.html 16th September 2010 Advantages of Debit cards Debit cards are cards that are linked directly to your bank account and can be used to withdraw cash and do shopping. Any money that you pay through a debit card automatically reduces your balance in the bank account with the amount spent. Easy to carr... http://www.articlealley.com/http://devidanderson.articlealley.com/advantages-of-debit-cards-1698720.html 12th August 2010 An Insight into Current Accounts A current account is one of the many types of accounts offered by a bank. Although it pays negligible (if at all) interest to the account holder on the balance maintained, a bank current account offers the flexibility to make unlimited withdrawals and dep... http://www.articlealley.com/http://michaelk.articlealley.com/an-insight-into-current-accounts-1679725.html 05th August 2010 An introduction to bank accounts here are a range of bank accounts available, and it can seem like a complicated process to select the best product. Here is a brief introduction to some common kinds of bank accounts which can hopefully help you in your choice when you are researching th... http://www.articlealley.com/http://johnnyfinan.articlealley.com/an-introduction-to-bank-accounts-1629527.html 01st July 2010 What to Expect from a Current Account Since time immemorial, banks have always been offering current accounts to its clients. This type of account has a variety of features that can meet the unique needs of every individual, but it doesn't necessarily mean that they are all similar. They hav... http://www.articlealley.com/http://sumitdadhich.articlealley.com/what-to-expect-from-a-current-account-1606727.html 18th June 2010 How to Choose a Current Account In the UK, people who are opening current accounts are rapidly increasing in number for there had also been an increase on the options. This means that current accounts already have several features that cater to different people with different needs and... http://www.articlealley.com/http://sumitdadhich.articlealley.com/how-to-choose-a-current-account-1606725.html 17th June 2010 Current Account: What It Is and Its Benefits If you want a place where to stock your money, the bank is the most ideal place then open up a current account. There are many features that this account has that can't be found in other types of account, such as cash cards. As your read on this article... http://www.articlealley.com/http://sumitdadhich.articlealley.com/current-account-what-it-is-and-its-benefits-1606704.html 17th June 2010 Loan against Securities features Banks provide loan against Securities which is advantageous as this helps you to keep your carefully made portfolio intact and get cash against it anytime you want. Each bank has their own list of approved securities (i.e., list of companies) so, if you o... http://www.articlealley.com/http://deal4loan.articlealley.com/loan-against-securities-features-1571381.html 27th May 2010 A Basic Guide to Commercial Lending Many businesses at one time or another will need to access a commercial loan. This could range from a company just starting up but having a solid business plan backed up with some realistic sales projections, to a company needing money for plant & machine... http://www.articlealley.com/http://chrisroche.articlealley.com/a-basic-guide-to-commercial-lending-1530454.html 04th May 2010 Poor credit rating bank account: Helps to makes your poor credit a history You may have experience rejection fro the bank account over the past few days, weeks or months. Nobody likes rejection but individual's bad credit history becomes the reason fro rejection. In such situation, you may be happy to know that now you can have ... http://www.articlealley.com/http://peterparker.articlealley.com/poor-credit-rating-bank-account-helps-to-makes-your-poor-credit-a-history-1505963.html 16th April 2010 Availing Speedy Funds with Instant Payday Loans Without any overdraft facility, the problem of delay in loan receiving is also faced by the loan seekers with good credit record. However, with an online payday loan a person can avail the funds within the duration of 24 hours as the feature of credit ch... http://www.articlealley.com/http://amelieeve.articlealley.com/availing-speedy-funds-with-instant-payday-loans-1495993.html 11th April 2010 Find a Good Bank Account A checking account is an exceedingly important money tool and facility to most of the people, and it's important that you make sure your checking account offers everything you will need to conduct your day by day finances without trouble and convenience. ... http://www.articlealley.com/http://javatemple.articlealley.com/find-a-good-bank-account-1488189.html 07th April 2010 Should You Stick With a Debt Management Plan Or Change to IVA? Each year, hundreds of thousands of people use informal debt management plans to try and resolve their debt problems. However, with these plans often lasting for many years, would debtors be better off considering an IVA or even bankruptcy? Unofficial ... http://www.articlealley.com/http://beatmydebtcom.articlealley.com/should-you-stick-with-a-debt-management-plan-or-change-to-iva-1474547.html 26th March 2010 Credit Card Debt Consolidation Can Help You Credit cards have proven to be a great help to the holders of the credit cards. These cards have provided many benefits to the population all over the world. However, things can still go wrong sometimes even with credit cards. That is why it is recommende... http://www.articlealley.com/http://lenardashley.articlealley.com/credit-card-debt-consolidation-can-help-you-1411795.html 23rd February 2010 0% balance transfer 'great way to get on top of debt' Sorting out debt can be made easier with a 0% balance transfer, according to Money-AU.A 0% balance transfer is one of the best ways of sorting out your debt, according to Money-AU.The Australian finance news site recommends moving your credit card on to a... http://www.articlealley.com/http://samgooch.articlealley.com/0-balance-transfer-great-way-to-get-on-top-of-debt-1377858.html 05th February 2010 Victim of unfair bank charges? Fight for your right Millions of people across the world have been victims of unfair bank charges. But not all of them decide to fight back. Customers who were pressed upon with high charges (wrongly) by the banks have taken action and retaliated. We often do not want to rec... http://www.articlealley.com/http://patriciaj.articlealley.com/victim-of-unfair-bank-charges-fight-for-your-right-1377111.html 04th February 2010 Asset Finance and Business Finance Explained Considering finance options for your next business asset? We run through the benefits of asset finance as well as looking at the additional considerations that should be made in order to make the most appropriate financial decision for your business. A b... http://www.articlealley.com/http://honestjohnny2.articlealley.com/asset-finance-and-business-finance-explained-1344079.html 13th January 2010 Borrowing tips to meet the cost of Christmas A 0% purchases credit card could offer ideal assistance to those looking to borrow in the build-up to Christmas.Britons searching for a helping hand when it comes to money this Christmas may want to consider 0% credit card deals, one writer claims.Serena ... http://www.articlealley.com/http://which4u.articlealley.com/borrowing-tips-to-meet-the-cost-of-christmas-1330702.html 07th January 2010 Three Top Tips for Finding the Best Current Account Having a current account has become the norm for most people nowadays. Indeed, offering a secure way to store one's money, as well as carrying out a range of day-to-day transactions, they have become an integrated part of society. Yet, with the range of d... http://www.articlealley.com/http://andrewregan.articlealley.com/three-top-tips-for-finding-the-best-current-account-1321966.html 04th January 2010 Cash is King – How to Ease Cash Flow Strains If you run a small business, you will be all too familiar with the strains of cash flow worries. You have 2 grand's worth of outstanding invoices and your customer promises to pay by the end of the week. Sure, that's fine; your rent comes out of your acco... http://www.articlealley.com/http://matt5409.articlealley.com/cash-is-king--how-to-ease-cash-flow-strains-1288670.html 11th December 2009 A Guide to Current Account Interest As the saying goes, you are more likely to break up with your partner than change your current account. Indeed, according to reports, less than 50% of the population has considered switching their existing account to a new one. Yet, by not keeping an eye ... http://www.articlealley.com/http://matthewpressman.articlealley.com/a-guide-to-current-account-interest-1259935.html 26th November 2009 Learn about insolvency symptoms and Levy consulting A company is said to be insolvent, when it fails to pay off the debts. Insolvency is the common term used in businesses. It is of two types- Balance sheet insolvency- the company shows negative net assets. In this case, their assets are much less than t... http://www.articlealley.com/http://jessicathomson.articlealley.com/learn-about-insolvency-symptoms-and-levy-consulting-1249862.html 24th November 2009 Payday today loans for Christmas expenses Only few days are left for Christmas. Santa Claus is going to come again. Party time is about to begin. Every one of us wants to celebrate this Christmas with full zeal and in the entire splendor with your family members. You want to give them the Christm... http://www.articlealley.com/http://stevenfrancis.articlealley.com/payday-today-loans-for-christmas-expenses-1235178.html 16th November 2009