http://www.articlealley.com en-us editorial@articlealley.com body HTML As the fastest growing and one of the most insidious consumer crimes in the United States, identity theft affects nearly ten million people every year. That’s about 30,000 identities stolen every day. These are alarming statistics, but even wor... http://www.articlealley.com/http://www.articlealley.com/protect-yourself-from-becoming-a-victim-of-crimes-you-dont-commit-2410668.html 31st January 2012 One day, you possibly can win a new iPad for just $15 using a penny auction. The very next day, you could be the top bidder on a a tablet PC for less than $95. Provided that you comprehend the ins-and-outs associated with web auctions, it is possible to s... http://www.articlealley.com/http://romanshepard.articlealley.com/top-rated-penny-auctions-2290425.html 21st June 2011 Copyright (c) 2011 Suzy Vanstrusen Unfortunately, some debt collection agencies are guilty of violating the provisions of the Fair Debt Collections Act, treating borrowers offensively and some may even use threats to force payment. How can you be su... http://www.articlealley.com/http://suzy.articlealley.com/dealing-with-debt-collectors-firmly-2240262.html 19th May 2011 So your credit is less than perfect and you're looking for a credit card. Unfortunately, there are fewer options available today than in the past. Even with fewer options available today than in the recent past, you should not get discouraged. There remai... http://www.articlealley.com/http://rogerlee3.articlealley.com/best-credit-card-for-people-with-bad-credit-2188205.html 14th April 2011 Losing credit cards is the one of the worst experiences you can ever have. A lost or stolen card is very much open for all sorts of fraudulent charges, more so for the folks who have a high credit limit. When your card gets lost or stolen, what do you ... http://www.articlealley.com/http://cjohnson.articlealley.com/what-to-do-if-you-lost-your-credit-card-2108478.html 11th March 2011 Buying online is truly a convenient way for shopping for things that you want to have. You just have to know where and how you can get the right retailer so that you will not be harmed with any kind of scams or bogus deals. This is a guide to buying thing... http://www.articlealley.com/http://jamesmcovey02.articlealley.com/guide-to-buying-things-online-online-shopping-safety-tips-2070402.html 25th February 2011 Are you concerned about someone stealing from your home – breaking in when you aren’t there and robbing you blind? Luckily, you probably have taken steps to prevent that since you are aware of the threat. How about your online identity and credit history,... http://www.articlealley.com/http://doughart.articlealley.com/identity-theft--get-the-facts-before-its-too-late-2065604.html 23rd February 2011 Credit Card companies are pests to our economy that eat our lives without our knowledge. Credit card companies are money players that twist the laws per their requirement. The Fair Credit Billing Act of 1974 came as a jolt to credit card companies. This A... http://www.articlealley.com/http://robertanderson1.articlealley.com/the-fair-credit-billing-act-is-a-boon-to-consumers-2061792.html 23rd February 2011 Each year, a great number of consumers battle with credit card debt – among them, young student cardholders. While it is true that mismanagement may lead to trouble, parents can play a big role in helping a teenager get the most from his/her first account... http://www.articlealley.com/http://samwilson.articlealley.com/5-tips-to-avoid-student-credit-card-debt-1988070.html 26th January 2011 This following story is an example of one of the most typical and simplest methods that robbers steal your identification. Recently someone grew to become concerned whenever your woman did not really obtain her month-to-month claims from her credit card c... http://www.articlealley.com/http://marincilic.articlealley.com/a-harrowing-story-all-immigrants-must-learn-from-1958624.html 17th January 2011 Copyright (c) 2010 Suzy Vanstrusen The process of freezing is often done when we want to "preserve" something or keep something intact. On the other hand, the term "freeze" is often used when we want to put something in an inactive or frozen state. ... http://www.articlealley.com/http://suzy.articlealley.com/things-you-will-get-when-you-freeze-your-credit-1879810.html 01st December 2010 This following story is an example of one of the most typical and simplest methods that robbers steal your identification. Recently someone grew to become concerned whenever your woman did not really obtain her month-to-month claims from her credit card c... http://www.articlealley.com/http://jeffmckee.articlealley.com/green-card-change-of-address-horror-stories-1879031.html 01st December 2010 Easy and effective ideas that will help solve a bad credit problem. You will find fraudulent agencies claiming to supply debt settlement, giving the wrong advice, when in fact, they're only after one thing - earning money in the expense of unsuspecting co... http://www.articlealley.com/http://leticiaselena.articlealley.com/credit-improvement--5-tips-to-help-improve-your-credit-rating-1875260.html 29th November 2010 If you paid for defective goods or services on your credit card and the merchant will not resolve the problem, you can file a dispute with the credit card company using a procedure called, Claims and Defenses. What are claims and defenses? Claims a... http://www.articlealley.com/http://iramathews.articlealley.com/claiming-against-your-credit-card-1720599.html 27th August 2010 Credit cards are some of the most convenient financial tool that many people are using today. It is true that using credit cards is very convenient because you will never have to bring much money when you get out from the house to shop. With these cards, ... http://www.articlealley.com/http://creditcardsom365.articlealley.com/protecting-yourself-from-credit-card-fraud-1710952.html 19th August 2010 Credit card statements frequently contain billing errors. As a consumer, it's up to you to verify your expenses each month and notify your lender of any mistakes. When doing so, it's important to follow the rules to be taken seriously and achieve speedy r... http://www.articlealley.com/http://markandrade.articlealley.com/credit-tips--fixing-erroneous-credit-card-statements-1699836.html 13th August 2010 Billing errors on credit card bills happen all the time. Generally, it's up to the consumer to vigilantly track all expenses and report errors found on their account statement. However, you must play by the rules so your complaint is taken seriously and g... http://www.articlealley.com/http://markandrade2.articlealley.com/debt-management--fixing-credit-card-billing-errors-1651705.html 13th July 2010 There are business owners who may have a negative notion about credit cards for business, thinking that using business credit cards is really not necessary or that using one will only lead to bad credit. But in reality, benefitting from a business credit ... http://www.articlealley.com/http://pamelawilliams.articlealley.com/debunking-business-credit-card-myths-1646651.html 09th July 2010 It isn't just the elimination of your debts that makes bankruptcy truly wonderful. The peace of mind that comes from getting your creditors off your back is invaluable. Now you no longer have to worry that every time the phone rings, it is a creditor! ... http://www.articlealley.com/http://jamesbrown2.articlealley.com/can-creditors-bother-me-after-my-bankruptcy-1638972.html 06th July 2010 What is a Debit Card? The card you use at the ATM is known as a debit card. When debit cards first appeared it was easy to tell them apart from credit cards. Debit cards didn't have a credit card company logo on them; instead, they usually just had your ... http://www.articlealley.com/http://maxwellgould.articlealley.com/credit-card-vs-debit-card--what-are-the-chief-differences-1574868.html 31st May 2010 Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What's more, if you don't detected it early enough, it could leave bad marks on your credit report that could haunt you for many years. The most commonly thoug... http://www.articlealley.com/http://dominickbarker.articlealley.com/credit-fraud-secrets-thieves-dont-desire-you-to-know-1532893.html 05th May 2010 Copyright (c) 2010 Suzy Vanstrusen Learning how to read your credit report correctly is just as important as getting a copy of your credit report. In this article, we will discuss the basics on how to read your credit report and how you can take the ri... http://www.articlealley.com/http://suzy.articlealley.com/the-importance-of-knowing-how-to-read-your-credit-report-1498530.html 13th April 2010 Everyone goes through the hard time in their lives and some of them end up this with bad credit history. People having poor credit score face lots of problem in their life specially while opening a bank account or taking a loan amount. But now, you can al... http://www.articlealley.com/http://peterparker.articlealley.com/bad-credit-bank-accounts-offer-all-basic-banking-facilities-1492999.html 08th April 2010 Copyright (c) 2010 Suzy Vanstrusen Every consumer is entitled to review his/her credit report at any time. This is according to the Fair Credit Reporting Act. Also, you can immediately dispute any false information or unauthorized charges in your repo... http://www.articlealley.com/http://suzy.articlealley.com/steps-when-filing-a-credit-dispute-to-a-credit-bureau-1477560.html 30th March 2010 Make sure that you report the loss or theft of your credit cards and your ATM or debit cards to the card issuers as quickly as possible. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. Look on your statement or the... http://www.articlealley.com/http://clairfields.articlealley.com/what-do-you-do-if-your-credit-or-debit-card-is-misplaced-or-stolen-1421017.html 01st March 2010 Copyright (c) 2009 Suzy Vanstrusen The Fair Credit Reporting Act gives consumers that right to dispute negative records in their credit report. By sending a dispute letter to the credit bureau, errors, negative charges or remarks can be verified and i... http://www.articlealley.com/http://suzy.articlealley.com/tips-on-writing-a-credit-dispute-letter-that-works-1287391.html 10th December 2009 The holidays are just around the corner. I know, I can't believe it either. Wasn't it just summer? Regardless, it is that time of year when gift buying is in vogue and that means one has to be cognizant of potential identity theft problems. Having you... http://www.articlealley.com/http://thomasajava2.articlealley.com/avoid-identity-theft-while-holiday-shopping-1238049.html 18th November 2009 You can be a credit card fraud victim even if your card has never left your sight. Thieves and hackers have figured out how to help themselves to your money, and you need to minimize the damage if it happens to you. Here are a few tips. The first thing... http://www.articlealley.com/http://johnphillips.articlealley.com/dont-be-a-credit-card-fraud-victim-4-things-you-must-do-1213295.html 03rd November 2009 At one time or another in our lives, we might have taken out a loan or a debt. The factors that prompt us to repay it vary from protecting our integrity, avoiding a bad a credit report, but probably most importantly, it is the fear of harassment from the ... http://www.articlealley.com/http://nickmesse.articlealley.com/fair-debt-lawyer-best-way-to-stop-harassment-1198426.html 26th October 2009 You think you may have misplaced your card and it may possibly be at home somewhere. You do nothing, thinking you will come across it. Then you quickly realize that this is not the case when your credit card bill comes in and there are charges that you co... http://www.articlealley.com/http://louiszee.articlealley.com/reporting-credit-card-fraud-to-protect-yourself-and-others-1092864.html 17th September 2009 With the vast increase in scams going around on the Internet these days, we have to be careful. Even the best of us have been scammed at some point. Hackers are becoming more and more advanced in their scamming processes. You might think you're at the act... http://www.articlealley.com/http://andrewgreen2.articlealley.com/how-to-avoid-the-google-adwords-email-scam-1052304.html 27th August 2009 Every day millions of people are victims of credit card fraud. Identity theft has become a very big problem and credit card fraud happens so much more because of the ability of a thief to remain anonymous on the Internet. So what can you do to avoid b... http://www.articlealley.com/http://altonsmith2.articlealley.com/what-can-you-do-to-avoid-credit-card-fraud-1044800.html 21st August 2009 If you have a stolen debit card, the faster you report it. The better off you will be. With a stolen debit card every day you wait, it makes it that much harder for you. Remember to visit my blog for more information. 1. There is a federal law that say... http://www.articlealley.com/http://romelwhiteside.articlealley.com/stolen-debit-card--5-things-you-should-know-1019579.html 05th August 2009 You keep hearing about identity theft on the news. An identity scam can come in many different forms. Email theft is also becoming one of the fastest ways to "phish" people out of personal information they have. It seems like an identity scam pops ... http://www.articlealley.com/http://romelwhiteside.articlealley.com/identity-scam--3-ways-you-can-protect-yourself-against-it-1019578.html 05th August 2009 1. Debit cards have a liability limit, but it depends on the circumstances and how quickly you report it to the financial institution or card issuer. The faster you report it, the better off you are. 2. Call the customer service department number fou... http://www.articlealley.com/http://romelwhiteside.articlealley.com/7-things-you-need-to-know-for-your-stolen-debit-card-970779.html 07th July 2009 Just as credit cards are widely-used in the United States, the plastic form of payment is also enjoying huge popularity in Canada. Although using credit cards for payments is convenient and easy, it also presents a negative threat - credit card debt and ... http://www.articlealley.com/http://www.articlealley.com/credit-repair-in-canada-and-what-you-should-know-939386.html 16th June 2009 The worsening state of world economies due to the onslaught of the global financial crisis has helped bring international debit cards to the spotlight. With all the benefits of international credit cards but without the act of indirectly borrowing money w... http://www.articlealley.com/http://darewinamioocampo.articlealley.com/international-debit-card-realities-894102.html 15th May 2009 Electronic payments are safer than cash. Credit and debit cards are such a convenient way to pay that many consumers use a card for nearly every purchase. And not only are cards convenient, but they're safer than carrying around lots of cash. A c... http://www.articlealley.com/http://robertpalmer.articlealley.com/preventing-unauthorized-use-of-a-credit-or-debit-card-864032.html 17th April 2009 A wall clock camera can be one of the most important investments for your home or business security you can make. These clocks, with a camera inside, can give you video proof when you need it most. Just imagine, your first full week of vacation in year... http://www.articlealley.com/http://davidenglish.articlealley.com/wall-clock-camera--the-perfect-spy-to-protect-you-807126.html 03rd March 2009 To purchase any house, condo or mobile home, many realtors and sellers only receive offers from buyers who have pre-qualified for a mortgage loan or have cash available. It is uncommon that someone has enough money to pay for a new home without some kind ... http://www.articlealley.com/http://karenbellas.articlealley.com/what-to-do-to-become-prequalified-for-a-mortgage-766485.html 23rd January 2009 It's hard to believe that a mere fifteen years ago, we had no idea what the Internet was, let alone have an inkling of how it would change our lives. But now, as we enter the "golden era" of Web 2.0, a lot has changed - especially in terms of the online... http://www.articlealley.com/http://marketinger.articlealley.com/the-internet-10-years-later-how-shopping-for-the-best-deals-online-has-changed-748974.html 09th January 2009 People who went through bankruptcy often failed to notice the signs that they're already heading for bankruptcy. Some people know that they have missed a couple of payments but still refused to take action right away. Usually, serious debt problems star... http://www.articlealley.com/http://www.articlealley.com/how-to-regain-your-financial-strength-after-bankruptcy-719062.html 14th December 2008 Victims of identity theft are often left with lower credit scores and can spend months, or even years, getting credit records corrected. They frequently have difficulty getting credit, obtaining loans and even finding employment. Victims of Identity T... http://www.articlealley.com/http://pablo2.articlealley.com/get-up-to-date-news-about-identity-theft-at-identitytheftdailycom-675470.html 27th October 2008 When someone uses another person's personal information to take on that person's identity, it is a crime called "identity theft." Identity theft could be a misuse of a Social Security number, a credit card and a mail fraud, but there are ways to have iden... http://www.articlealley.com/http://jaimehartel2.articlealley.com/important-tips-for-identity-fraud-protection-667698.html 17th October 2008 Running your own small business can get tough. You have to compete with other small businesses as well as big companies. Your resources dwindle and you have to count every penny. What can be a solution to this problem? A good credit card. A credit limit ... http://www.articlealley.com/http://elizabethabeck.articlealley.com/what-are-the-benefits-of-a-credit-card-for-business-614477.html 02nd September 2008