http://www.articlealley.com en-us editorial@articlealley.com I was having lunch with my daughter recently and was quite surprised when she brought up the topic of pensions. When I was in my early thirties I knew nothing about pensions other than my employer was providing me a scheme, we were both contributing to i... http://www.articlealley.com/http://garethhoyle.articlealley.com/pension-choices-2403023.html 06th January 2012 Contractors ought to truly consider the intermediaries legislation, identified as IR35, which is a directive that seeks to combat tax avoidance and will ascertain payment of the correct sum of PAYE (pay as you earn) tax and National Insurance Contribution... http://www.articlealley.com/http://www.articlealley.com/why-is-it-vital-for-contractors-to-ask-ir35-counsel-from-contractor-accountants-2396569.html 07th December 2011 Contractors need to certainly consider the intermediaries legislation, known as IR35, which is actually a directive that seeks to solve tax avoidance and will ascertain payment of the exact sum of PAYE (pay as you earn) tax and National Insurance Contribu... http://www.articlealley.com/http://www.articlealley.com/why-is-it-significant-for-contractors-to-ask-ir35-counsel-from-contractor-accountants-2396568.html 07th December 2011 Copyright (c) 2011 Robert Gray When you reach the age when you are approaching retirement there are considerations and decisions to be made. Retirement is not deemed to be as straightforward as it used to be and workers need to think carefully about th... http://www.articlealley.com/http://robertgraysolicitor.articlealley.com/what-do-to-when-you-are-approaching-retirement-2366390.html 05th October 2011 The term IR35 refers to the mediators legislation of 2000, which was drawn up to contradict the alleged tax escaping by people doing work in a way more akin to that of a PAYE workers. The fist target policy for the IR35, which became law via calendar 12... http://www.articlealley.com/http://ingress.articlealley.com/ir35-accountants-and-tips-for-ir35-2305640.html 30th June 2011 Umbrella's are very handy objects; they keep you dry when it's raining, and cool in the searing heat. But this is not the kind of umbrella I'm talking about. Now we all love Rihanna's hit single, with its banging beats and catchy lyrics, and althoug... http://www.articlealley.com/http://harveymcewan.articlealley.com/what-is-an-umbrella-company-and-how-can-they-help-you-2288034.html 20th June 2011 In a layman's lexicon 'Disguised remuneration' is a practice of avoiding any income tax on rewards or incentive payments via trusts, third parties, offshore pensions or non-repayable tax free loans. And to somehow tackle this problem, the government has p... http://www.articlealley.com/http://articlepublisher2.articlealley.com/avoiding-the-concept-of-diguided-renumeration-successfully-2251358.html 26th May 2011 Switching jobs or having more than one job at a time can result in you paying more income tax than you are supposed to. Wether you are employed or work as a contractor there is a limt to the national insurance contributions you need to pay. Reasons why... http://www.articlealley.com/http://mutemo.articlealley.com/tips-on-how-to-find-out-if-you-are-on-the-correct-tax-code-2239813.html 19th May 2011 Plan For Your Retirement Retirement planning ensures that, when you finally leave work, you have enough money to live a long and happy retirement. If the UK, you are legally entitled to the state pension when you turn 65. A tax year, in which you have... http://www.articlealley.com/http://lukeraper.articlealley.com/the-best-way-to-plan-for-retirement-2228928.html 13th May 2011 http://www.zacks.com/stock/news/48241/Waste+Management+Issues+Notes By: Zacks Equity Research February 28, 2011 Waste Management Inc. (WM - Analyst Report) has sold $400 million of its 4.6% senior notes due March 1, 2021 under an effective shelf regi... http://www.articlealley.com/http://shawworking.articlealley.com/shaw-capital-working-management-news-waste-management-issues-notes-2168108.html 06th April 2011 Budget or no Budget, the next big tax planning opportunity is here, but you need to act before 6 April.It seems harder than usual this year to predict what ‘surprises’ will be announced in the Budget on 23 March; however, given the commitment to transpare... http://www.articlealley.com/http://practicewebsearch.articlealley.com/spring-tax-planning-2160647.html 03rd April 2011 Payroll is a vital function and not just for the obvious reasons. HR professionals will have lost count of the number of times they have begged their colleagues in payroll to make an ad hoc payment, outside of the shut down or cut-off period - and withou... http://www.articlealley.com/http://hannahmclavertywilli.articlealley.com/the-value-of-the-payroll-team-2149649.html 29th March 2011 If you are a small business owner who thinks that the only disadvantage that comes from paying people incorrectly and not on time is that you will be given grief by disgruntled employees, then think again. Paying staff properly does not only have a mor... http://www.articlealley.com/http://kraft.articlealley.com/the-risks-of-poor-payment-of-employees-2131675.html 21st March 2011 Accountants for contractors Danbro have been shortlisted for yet more accolades after being nominated by the Red Rose awards for ‘Medium Business of the year’, ‘Financial Business of the year’ and also for the ‘Commitment to skills’ category. The R... http://www.articlealley.com/http://alexaskew.articlealley.com/accountants-for-contractors-shortlisted-for-red-rose-awards-2115528.html 15th March 2011 It’s true that there is no shortage of Umbrella Company Services on offer in Britain, but perhaps now more than ever temporary workers need to be careful about who they trust to carry out this important role. The last several months have seen more than a ... http://www.articlealley.com/http://alexaskew.articlealley.com/what-are-umbrella-company-services-2109224.html 11th March 2011 For many families, the decision to hire a nanny is brought on by the fact that parents do not have the time to care for the children. This being the case, it follows that the same parents would not have the time to do everything necessary to find a nanny,... http://www.articlealley.com/http://nickcampbell.articlealley.com/what-to-look-for-in-a-nanny-agency-2084182.html 02nd March 2011 Contractor umbrella company solutions provide contractors with an alternative way of trading to running their own contractor limited company. Many contractors also use them because they are caught by the IR35 tax. Umbrella companies typically provide cont... http://www.articlealley.com/http://robinjackman.articlealley.com/contractor-umbrella-companies--what-are-they-2068715.html 24th February 2011 Before making the leap into self-employment, you must make sure you aren’t caught out by red tape or miss out on grants and loans. We have a wealth of experience helping entrepreneurs starting a business. Here are a few pointers to get you started. 1 ... http://www.articlealley.com/http://wardgoodman.articlealley.com/new-yearthinking-of-a-new-business-2067921.html 24th February 2011 Contract For Services Contract for services are agreements essential for professional and small term business relationships. These agreements are between the parties to undertake some work (for example, consultancy, paint house, etc). Such contracts ... http://www.articlealley.com/http://herrytaylor.articlealley.com/contract-for-services-2064213.html 23rd February 2011 National Insurance contributions (the bit employers have to pay) is set to increase by 1% in April 2011. This isn’t even the bad news. So aside from now paying 20% VAT since last month, and looking forward to having to find an extra 1% on staff’s payroll ... http://www.articlealley.com/http://boogles.articlealley.com/employers-payroll-is-set-to-increase--uk-law-increases-national-insurance-contributions--employers-2056926.html 22nd February 2011 It is important to know if you are a worker as you will need to make sure that you have your rights and protection under the employment law. There are three main types of employee status that come under employment law: worker, employee or self-employed. T... http://www.articlealley.com/http://cgyles6819.articlealley.com/employment-law--workers-2032182.html 15th February 2011 Contractors rely on their umbrella companies to ensure that all tax liabilities are calculated accurately and the correct amounts of income tax and National Insurance Contributions (NICs) are paid to HMRC on time. And because contractors take guidance ... http://www.articlealley.com/http://robinjackman.articlealley.com/umbrella-companies-checking-for-compliance-2027031.html 14th February 2011 An umbrella company effectively acts as an employer to self employed contractors that work under a temporary contract. Many businesses that contract out work will only do so to limited companies so working under an umbrella company allows self employed co... http://www.articlealley.com/http://paulsimmions.articlealley.com/umbrella-company-umbrella-companies-2025461.html 11th February 2011 Eurozone The sun was shining in the Algarve this week as Europe avoided an escalation in its sovereign debt woes. Portugal managed to attract strong demand for its benchmark 10-year bonds, so much so that despite the country being seen as a candidate f... http://www.articlealley.com/http://rubelzaman.articlealley.com/enness-market-update--17th-january-2011-2023653.html 10th February 2011 The trouble with much payroll work is that it makes no difference what the size of your company, there are the same number of repetitive tasks to do. Each year end, the Employer Annual Return must be done, a P60 must be completed for each employee, all ex... http://www.articlealley.com/http://james6.articlealley.com/payroll-tasks-efficiency-2004859.html 03rd February 2011 Small and medium sized businesses have to cover all the same areas of HR and payroll as larger companies, but the unit cost is proportionately more for the smaller firms. The statutory requirements of the payroll schedule, and the specific deadlines that ... http://www.articlealley.com/http://leemalcolm.articlealley.com/payroll-in-proportion-2004664.html 03rd February 2011 Running a payroll for larger organisations with full time accounting staff is easy. Full time professionals are employed or the payroll function may be outsourced to a payroll bureau. For the small business the payroll task often falls to the proprietor d... http://www.articlealley.com/http://bryonburgess.articlealley.com/use-a-third-party-for-your-payroll-service-1923563.html 29th December 2010 What is your current Employment status? Which one of the two are you? Employed or Self-Employed? Articles Series - Part One of Two This article is the first part of two that looks at the employment status question. Fairly insignificant on its ... http://www.articlealley.com/http://alphaukltd.articlealley.com/what-is-your-employment-status-and-its-ir35-impact-1899276.html 13th December 2010 We can’t deny it – come this time of year, with Christmas in view, we all start thinking about money. Businesses, that is. Why? Because Christmas means bonuses, it means nearly two weeks without any work coming in, it means a mad rush before hand and a de... http://www.articlealley.com/http://alexribbs.articlealley.com/give-yourself-a-merry-christmas-with-the-use-of-payroll-services-uk-1882441.html 03rd December 2010 The Prime Minister recently made a plea for individuals to continue to set up their own businesses. It is common knowledge, however, that around half of businesses fail within a year and a very high percentage fail to last beyond the five year mark. H... http://www.articlealley.com/http://lynnwatson.articlealley.com/areas-to-manage-to-prevent-business-failure-1832050.html 10th November 2010 As prices of everything is getting higher and higher, it becomes really hard to meet the both ends. Everyone is looking for ways to increase their monthly income in one way or another to meet the expenses. There are many lucky people, who need not to do e... http://www.articlealley.com/http://tauqeerulhassan.articlealley.com/tips-to-maximize-your-income-1829727.html 09th November 2010 As a contractor working through a PAYE umbrella company, it’s likely you’ve become accustomed to the process of submitting timesheets and expenses and then waiting for you payment to be made by your PAYE umbrella company. The main benefits of contracting ... http://www.articlealley.com/http://alexaskew.articlealley.com/from-paye-umbrella-to-your-own-limited-company-1777870.html 05th October 2010 The BBC has revealed that whistleblowers inside of HMRC claimed that they had been advised not to chase underpayments totalling £1.5bn because they were over two years old and could potentially lead to legal challenges from taxpayers; however a spokespers... http://www.articlealley.com/http://alexaskew.articlealley.com/hmrc-whistleblowers-say-they-wont-chase-many-underpayments-of-over-2-years-1776330.html 04th October 2010 Hi, my names Alex and I work for Danbro - Contractor Accoutants, as part of the marketing team. In this article I will be discussing what and how a PAYE Umbrella Company works. Looking at the advantages & disadvantages of using one and how to go about get... http://www.articlealley.com/http://alexaskew.articlealley.com/how-does-a-paye-umbrella-company-work-1750695.html 17th September 2010 Umbrella companies’ solutions provide contractors with an alternative trading solution to running their own limited company or working self-employed as a sole trader. Many contractors use them to avoid IR35 tax issues, because umbrella companies typically... http://www.articlealley.com/http://ingress.articlealley.com/how-umbrella-companies-work-1747469.html 15th September 2010 Liability insurance is aimed at protecting your business against claims made by people if they or their property is damaged due to your business activities. Within liability insurance there are several different categories or types of liability insurance.... http://www.articlealley.com/http://bengavin.articlealley.com/employers-liability-insurance--the-basics-explained-1741987.html 13th September 2010 Not every new business needs to go through the formal company registration process. In fact, most small companies never need to arrange company formation unless they actually want to. There are plenty of reasons they might, like the legal protection affor... http://www.articlealley.com/http://james6.articlealley.com/different-types-of-new-business-1736855.html 08th September 2010 A virtual assistant (VA) is a self-employed professional who provides administrative, secretarial and creative services on a remote basis. Working from their own fully equipped offices, VAs work with a variety of different clients on a regular, ad hoc,... http://www.articlealley.com/http://justinecurtis.articlealley.com/using-a-virtual-assistant-to-build-your-online-business-1727416.html 01st September 2010 Hi, my names Alex Askew and I work for Danbro Accounting Solutions as part of the Marketing Team. In this article I will be discussing possible changes that are planned to be introduced which may affect the highly controversial IR35 contractor legislatio... http://www.articlealley.com/http://alexaskew.articlealley.com/changes-being-made-to-the-ir35-contractor-legislation-1710841.html 19th August 2010 Hi my names Alex from Danbro Accounting Solutions, I am currently working as part of the marketing team here during my one year placement from university. In this article I will be writing a simplified explanation of how an Umbrella Solution can be used b... http://www.articlealley.com/http://alexaskew.articlealley.com/why-use-an-umbrella-company-1670169.html 30th July 2010 If you own or run a business or company then you should know how important it is to have a payroll system in place, no matter how big or small your business is. If you own or run a business or company then you should know how important it is to have a pay... http://www.articlealley.com/http://samdesilwa.articlealley.com/why-do-your-own-payroll-when-payroll-outsourcing-is-a-better-solution-1669714.html 30th July 2010 Having a payroll system in place is extremely important for businesses and companies, large or small. Payroll systems produce your employee's payslips and also calculate any deductions such as National Insurance contributions, Income Tax, sick pay, holida... http://www.articlealley.com/http://tomjui.articlealley.com/find-the-best-payroll-company-for-your-business-1669696.html 30th July 2010 The National Insurance contributions you make over your working lifetime go towards your State Pension in retirement. In these turbulent financial times, current wisdom would suggest that we make regular reviews of our pensions and savings plans, put in p... http://www.articlealley.com/http://soepensions.articlealley.com/how-to-get-your-state-pension-forecast-1651303.html 13th July 2010 Retiring abroad needs careful planning. Not all countries have the same entitlement to benefits as the UK and your tax liability may be affected.UK nationals have the right to retire in any European Economic Area (EEA) country. If you intend to move to an... http://www.articlealley.com/http://edwardgooden.articlealley.com/retiring-abroad-and-leaving-the-grey-skies-of-the-uk-1586519.html 04th June 2010 Every business that recruits people is accountable to maintain a payroll system. It is also a mandatory document that requires while auditing. There are many ways available to take care of the payroll activities. Many companies prefer outsourcing their pa... http://www.articlealley.com/http://maryseo.articlealley.com/the-advantages-of-payroll-outsourcing-1544136.html 12th May 2010