http://www.articlealley.com en-us editorial@articlealley.com Investor protection with municipal bonds is so spotty that there is potential for much mischief. Disclosure, that bedrock of fair securities markets, is the heart of the problem facing municipal investors. Municipal issuers often don’t file the most b... http://www.articlealley.com/http://lancewallach2.articlealley.com/will-your-municipal-bond-or-your-life-insurance-company-2417305.html 06th March 2012 After a long wait and prolonged consultation with stakeholders, the Insurance Regulatory and Development Authority (Irda) finally came out with guidelines on initial public offers (IPOs) during the year. This development will see private insurers hitting ... http://www.articlealley.com/http://bimadeals.articlealley.com/reforms-marked-2011-for-insurance-sector-2410012.html 27th January 2012 Typically, New Zealand life insurance plans do not vary a great deal between life insurers. There will be some differences – for example one New Zealand life insurance plan might have ancillary benefits that another does not (a financial planning grant fo... http://www.articlealley.com/http://www.articlealley.com/permanent-disablement-cover-in-new-zealand-life-insurance-policies-2408355.html 24th January 2012 Positive return guarantee but with conservative bias; rider to check insurer hopping by customers. The bad news is that the guarantee of 4.5 per cent on unit-linked pension products has been done away with. The good news is that all pension products wi... http://www.articlealley.com/http://bimadeals.articlealley.com/annuity-now-mandatory-in-pension-products-2403140.html 06th January 2012 The Insurance Regulatory and Development Authority (Irda) wants all pension products to do exactly what they are expected to do — provide pension to policyholders. Speaking to Business Standard, Irda chairman J Hari Narayan explained, “There are many tra... http://www.articlealley.com/http://bimadeals.articlealley.com/irda-wants-annuity-a-must-with-all-pension-plans-2399676.html 20th December 2011 Typically life insurance NZ policies are quite similar. This is in both the main function of the policies (which is to pay the life insurance NZ sum you have insured in the event of death or terminal illness) and also in the features that are included in ... http://www.articlealley.com/http://www.articlealley.com/special-events-increases-in-life-insurance-nz-policies-2398161.html 13th December 2011 Check for renewal ceasing age, co-pay norm and sub-limits before opting. A health insurance policy is a ‘must-have’ according to financial planners. Yet, picking up the right health insurance is not an easy task, given that there are 23 health insurance ... http://www.articlealley.com/http://bimadeals.articlealley.com/choose-your-health-cover-with-care-2336865.html 19th August 2011 While riders come cheap, stand-alone policies provide comprehensive insurance When Ashish Patkar wanted to buy an accidental death-benefit policy, he had the option to do so from a life insurer or a general one. While the former offered it as a ride... http://www.articlealley.com/http://bimadeals.articlealley.com/to-go-for-a-rider-or-a-cover-2314472.html 15th July 2011 For the first time in India, senior citizens up to 85 years will be able to buy term insurance without any medical checks. Companies are realizing that while it makes sense to catch them young, it is the seniors who have the investible funds. IDBI Fed... http://www.articlealley.com/http://bimadeals.articlealley.com/at-this-time-buy-term-insurance-even-at-85-2308782.html 07th July 2011 Life Insurance Corporation of India (LIC) is having reservations over dematerialization of policies as it fears this could lead to unhealthy market of trading if checks are not placed on policies assignment. The Insurance Regulatory and Development Au... http://www.articlealley.com/http://bimadeals.articlealley.com/lic-has-worries-over-demat-policies-2287109.html 19th June 2011 Just because car insurance is a mandatory requirement doesn't mean you should take out the first policy that crosses your path, as comparing the wide variety of policies offered by different insurers can reveal big discounts if you look in the right pla... http://www.articlealley.com/http://paulbuchanan.articlealley.com/a-guide-to-car-insurance-saving-2228785.html 13th May 2011 In a year when the largest life insurance player LIC gained market share at the cost of private players, most of whom were grappling with the new Irda regulations on Ulips, there have been a lot of valuable lessons learnt for the private life insurers. ... http://www.articlealley.com/http://bimadeals.articlealley.com/what-insurers-can-discover-from-lic-2228533.html 13th May 2011 The private sector life insurance industry, comprising of 22 companies, after being hit by the regulations announced by Irda in September 2010, has only clocked 3% growth in new premium income 2010-11. The LIC which has seen its composite premium income ... http://www.articlealley.com/http://bimadeals.articlealley.com/pvt-life-insurers-drop-market-share-in-fy11-2215714.html 07th May 2011 Private life insurers have seen their new business growth slow down to a mere 2% even as Life Insurance Corporation regained market share with a 23% jump in premium collections to Rs 86,444 crore for the financial year 2010-11. Life insurers have found it... http://www.articlealley.com/http://bimadeals.articlealley.com/lic-regains-market-share-private-company-slip-2213150.html 05th May 2011 As the life insurance sector completes a decade post the opening up of the sector, it is going for a rethink. Life Insurance Council, the official representative body of life insurers, is busy preparing a road map for the next 10 years. Some of the broad ... http://www.articlealley.com/http://bimadeals.articlealley.com/life-council-charts-out-10yr-action-plan-2197495.html 21st April 2011 First Mutual Life implements SDT's Exergy solution to address growing demand in life insurance . First Mutual Life, a subsidiary of Afre Corporation Limited, has been a SDT customer since 1997 and will be implementing SDT's Exergy suite to support the ... http://www.articlealley.com/http://pub.articlealley.com/improved-economic-outlook-in-zimbabwe-raises-it-investment-in-its-financial-sector-2188192.html 14th April 2011 CEOs of non-life insurance companies met with the Insurance Regulatory and Development Authority on the first day of the new fiscal seeking the regulator's intervention to plug losses arising out of compensation claims from accident victims. In the meetin... http://www.articlealley.com/http://bimadeals.articlealley.com/mishap-claims-hit-insurers-firm-2173901.html 07th April 2011 Often with a life insurance policy, the cover will last for only as long as you pay the premium – and once your payments stop, so will the cover. However many New Zealand life insurance companies will actually offer a three month grace period (so missing ... http://www.articlealley.com/http://cispratik.articlealley.com/life-insurance-expiry--when-managing-premiums-is-difficult-2156445.html 31st March 2011 New business premium (for individual regular policies) collections for life insurers fell 31(%) per cent in February, one of the steepest decrease in recent months. The continued decline comes in the wake of more strict norms imposed by the Insurance R... http://www.articlealley.com/http://bimadeals.articlealley.com/life-insurers-new-premium-collection-drop-31-in-feb-2151386.html 30th March 2011 Domestic life insurance firms are in no hurry to hit the market with their initial public offerings (IPOs) even if the manager announces the guidelines now, according to a research report by HSBC. According to the report, the hitches — such as limits o... http://www.articlealley.com/http://bimadeals.articlealley.com/life-insurance-ipo-a-distant-vision-2122004.html 16th March 2011 The country’s largest insurer LIC has recorded about 37% growth in its new business premium to Rs. 67,135.32 crore during the April-January time this fiscal. In comparison, in the 10 months ending January 31, of the previous fiscal (2009-10), LIC’s pre... http://www.articlealley.com/http://bimadeals.articlealley.com/lic-new-business-premium-compilation-up-37-2111387.html 13th March 2011 Insurance regulator could seek immunity from the opposition watchdog's authority on mergers in the sector, taking a cue from the Reserve Bank of India, which ensured that anti-trust laws will not come in the way of consolidation in the banking industry. ... http://www.articlealley.com/http://bimadeals.articlealley.com/irda-seeks-to-come-out-of-opposition-regulators-purview-2111310.html 13th March 2011 Booming economy, wealth and assurance of steady future seems to be making people venture in financial products such as insurance. The trend is visible in the latest insurance data put out by the Insurance Regulatory and Development Authority (Irda). It... http://www.articlealley.com/http://bimadeals.articlealley.com/range-of-life-insurance-covers-grows-larger-2111124.html 13th March 2011 Term insurance products are back in favour with insurers. The cost of term plans has come down by 40-50 per cent over the past year. A year before, a term plan insurance for a cover of Rs 50 lakh for a person aged 25-30 years attracted a premuim of Rs 12... http://www.articlealley.com/http://bimadeals.articlealley.com/term-plans-score-in-excess-of-ulips-again-2111120.html 13th March 2011 The life insurance wing of India’s postal service has objected to the insurance regulator’s move to allow post offices to vend the policies of other insurers. India Post’s life insurance section says since the postal department has its own life cover s... http://www.articlealley.com/http://bimadeals.articlealley.com/irdas-plan-to-advertise-insurance-products-through-post-offices-hits-barrier-2092697.html 05th March 2011 Life insurance companies will not be allowed to dilute more than 10 per cent stake through initial public offers (IPOs). The Insurance Regulatory & Development Authority (Irda) is set to cap the stake dilution by life insurers in the first three years ... http://www.articlealley.com/http://bimadeals.articlealley.com/irda-wants-life-insurers-to-face-10-stake-sale-restriction-2090287.html 04th March 2011 When you set up a life insurance or any income insurance plan you have a wide range of choices. There will be an array of life insurers offering plans and there will be different life insurance plans to select from. So there are a range of considerations ... http://www.articlealley.com/http://cispratik.articlealley.com/what-is-a-financial-planning-benefit-on-life-insurance-2080475.html 01st March 2011 Often eulogised by life insurers as the lifeline of their business, individual agents are also a source of comfort for many policyholders who prefer dealing with a familiar face. While banks that are engaged in insurance distribution have the advantage of... http://www.articlealley.com/http://bimadeals.articlealley.com/how-to-agreement-with-an-orphaned-insurance-policy-2051842.html 20th February 2011 At the time you set up a life insurance policy you are required to provide a range of personal information. This will include details like your date of birth, smoking status, and health information, and will also include information on any "dangerous" hob... http://www.articlealley.com/http://cisathar.articlealley.com/dangerous-hobbies-and-life-insurance-1975046.html 20th January 2011 The most cost effective form of coverage out there nowadays is certainly the term insurance coverage. According to a family's needs and financial status, a person can very easily get a cheap term life insurance policy. Surfing the web you'll find many... http://www.articlealley.com/http://johnlee2.articlealley.com/less-expensive-term-life-insurance-cover-offer--obtaining-the-ideal-term-life-insurance-policy-insu-1969595.html 19th January 2011 Sharing our success with our customers a SPECIAL OFFER for a limited period till 31st Jan 2011, we are pleased to inform you that we are OFFERING UPTO 50% DISCOUNT on some of our BEST SELLERS such as “Indian Pension Fund Market Forecast to 2013". Pensi... http://www.articlealley.com/http://shushmulmaheshwari.articlealley.com/upto-50-discount--indian-pension-fund-market-forecast-to-2013-1957873.html 17th January 2011 By Lance Wallach Do your clients have life insurance or annuity policies? If so, they - and you - may be in trouble. The plummeting financial markets are dragging down the life insurance industry, which is an important component of the U.S. economy.... http://www.articlealley.com/http://lancewallach2.articlealley.com/is-your-insurance-company-going-out-of-business-1956093.html 14th January 2011 At the time you take out life insurance you are able to select the type of premium that best matches your situation. In brief, you can have a “stepped" life insurance premium, or a “level" life insurance premium. The difference is simply that the stepped ... http://www.articlealley.com/http://cisathar.articlealley.com/should-you-convert-your-stepped-life-insurance-policy-to-a-level-premium-1950424.html 12th January 2011 According to our research report “Vietnam Financial Sector Forecast to 2013", non life insurance will post 25% CAGR during the forecast period (2011-2013). Rising demand for motor, property, and health insurance products will fuel growth in this sector. W... http://www.articlealley.com/http://shushmulmaheshwari.articlealley.com/vietnam-nonlife-insurance-to-post-robust-growth-during-20112013-1936884.html 07th January 2011 We might achieve life insurance on behalf of huge while other agents accomplish not. Benefit household Insurance specializes in the sphere of a result the greatest life on behalf of fat public. If you're anxious concerning your likelihood of getting low c... http://www.articlealley.com/http://benjohnson2.articlealley.com/why-life-insurance-is-important-to-all-1918493.html 22nd December 2010 It’s amazing to see who’s offering life insurance these days. Not only has the number of life insurers grown during the past couple of decades but the type of companies offering life policies now encompasses businesses built on other types of insurance ... http://www.articlealley.com/http://theo.articlealley.com/life-policies-are-unlike-any-other-insurance-policies-1908127.html 17th December 2010 A parliamentary panel has asked the finance ministry not to amend the legislation governing Life Insurance Corp. of India (LIC) in any way that would allow the insurer to invest its reserves in new businesses, warning such a move would undermine the inter... http://www.articlealley.com/http://deal4loan.articlealley.com/lic-shouldnt-invest-in-new-businesses-from-reserves-panel-1857826.html 22nd November 2010 However conflicting it may be, change is the only element that remains constant. Here today, gone tomorrow has never sounded truer to the sense as geological elements, medical issues and economic crashes throw spanners into the mechanisms of life. Insur... http://www.articlealley.com/http://chriscornell.articlealley.com/presence-of-life-insurance-for-the-future-1850032.html 17th November 2010 The Insurance Regulatory and Development Authority (IRDA) Friday said the issue of offering cashless treatment under health insurance policies issued by the four government-owned general insurers 'is getting resolved'. IRDA Chairman J. Hari Narayan said t... http://www.articlealley.com/http://bimadeals.articlealley.com/irda-on-health-insurance-cashless-dispute-1719408.html 27th August 2010 Nowadays people understood the importance of insurance and giving more importance to it. Insurance is not only an amendment that prevents you from the financial loss and risk; it is an agreement for your future savings and also provides safety for your fu... http://www.articlealley.com/http://peterjohn.articlealley.com/identify-the-best-insurance-service-providers-1707044.html 18th August 2010 If you want to take a HIV test then you may be trying to weigh up whether it's best to visit an NHS clinic or a private clinic. Both have their benefits but whilst you may not need to pay for treatment at an NHS clinic there are some distinct advantages o... http://www.articlealley.com/http://davismorris.articlealley.com/making-the-choice-between-an-nhs-clinic-and-a-private-clinic-1569783.html 26th May 2010 Coming to some financial news in the Japanese market, it can be said that Japanese bond futures slipped on Monday. This happened as participants trimmed their positions on a rise in Tokyo shares and ahead of an upcoming 30 year debt auction. Moreover, mid... http://www.articlealley.com/http://kirthy.articlealley.com/japanese-government-bonds-slips-further-1556282.html 19th May 2010 Let's face the facts: You are discriminated against when qualifying for health insurance if you have a pre existing condition. If you've even remotely looked into this already, you know that indeed, it is a fact. The reason why insurance companies don... http://www.articlealley.com/http://nadinehouse2.articlealley.com/how-health-insurance-coverage-is-attainable-regardless-of-a-preexisting-condition-1416326.html 25th February 2010 A mortgage is defined as a way in which property or jewelry is used as a security against the debt. The loan that is taken against mortgage is termed as 'mortgage loan'. This loan is taken in many countries mainly for the purpose of purchasing home or for... http://www.articlealley.com/http://haywooddickerson.articlealley.com/what-is-a-mortgage-1363350.html 25th January 2010 Life insurance is designed to provide peace of mind and security. You should be able to rely on your life insurance policy to provide for your family in the unlikely, and tragic, instance that you die. There are many factors that can affect the price of y... http://www.articlealley.com/http://robertpalmer.articlealley.com/the-cost-of-life-insurance-1350139.html 15th January 2010