http://www.articlealley.com en-us editorial@articlealley.com Are long-term care insurance (LTCI) premiums tax deductible? Since 1997, federal law has allowed you to deduct all or part of the premiums paid for qualified long-term care insurance (LTCI). Long-term care insurance policies issued before January 1, 19... http://www.articlealley.com/http://project.articlealley.com/taxation-and-longterm-care-insurance-ltci-2422977.html 28th March 2012 A matrimonial event in India comes with a lot of baggage with respect to traditions and superstitions. A wedding is considered to be among the most sacred events in the lives of people and hence all the possible measures are taken to make sure that no neg... http://www.articlealley.com/http://project.articlealley.com/taxation-and-longterm-care-insurance-ltci-2422976.html 28th March 2012 If you need more cash, look to the value of your life insurance policy. But you must determine if you're willing to forego the policy's death benefit for your beneficiaries and what amount of cash you can get for it. This article shows you some simple thi... http://www.articlealley.com/http://shaneflait.articlealley.com/key-considerations-for-retirees-seeking-to-sell-their-life-insurance-policies-2318859.html 22nd July 2011 The reason for affordable life insurance is not really to make a person rich, but alternatively to ensure that you and people important to you never become poor. The time-honored definition of life insurance is that it offers for a stipulated amount t... http://www.articlealley.com/http://stepjdc8po.articlealley.com/should-you-use-affordable-life-insurance-as-an-investment-2133065.html 21st March 2011 The objective of affordable life insurance is not to make a person rich, rather to make sure that you and those important to you never become poor. The time-honored meaning of life insurance coverage is that it provides for a predetermined amount of m... http://www.articlealley.com/http://stepjdc8po.articlealley.com/why-invest-in-affordable-life-insurance-2122169.html 16th March 2011 Many of use would agree, studying about how to sell your life insurance policy can often feel like a daunting task. There is alot of information to take in and more importantly, alot of things you need to look out for. To begin, it is wise to understand w... http://www.articlealley.com/http://cindisperrey.articlealley.com/life-settlement-benefits-the-correct-choice-2091789.html 04th March 2011 Finance Logix and Amrita Financial Inc. partner to deliver life settlements to financial planners. Amrita Financial will provide analytical tools and a transactional platform that is to be embedded into the Finance Logix software. This will make understan... http://www.articlealley.com/http://amritafinancial.articlealley.com/amrita-financial-closes-deal-to-help-financial-planners-1587965.html 07th June 2010 Seniors are becoming more interested in non traditional sources of retirement income during these unstable economic times. One new strategy for seniors seeking cash are life settlements. Seniors with unwanted life insurance policies are now selling them f... http://www.articlealley.com/http://amritafinancial.articlealley.com/seniors-flocking-to-sell-their-life-insurance-1587950.html 07th June 2010 When people are younger and feeling the need to protect the long-term financial interests of their new families, they buy life insurance. Years then pass. Many policyholders remain financially secure and, when life finally ends, pass on significant benefi... http://www.articlealley.com/http://norrisrios.articlealley.com/what-is-the-secondary-market-for-life-settlements-1493285.html 09th April 2010 Variable life insurance offers the ultimate in life insurance flexibility. The main principle governing variable life insurance is that you control your life investments instead of the life insurance company managing them on your behalf. This enables you ... http://www.articlealley.com/http://darioterry.articlealley.com/a-variable-life-insurance-policy-1461574.html 22nd March 2010 AccountingToday January 8-28 2007 THE BUSINESS NEWSPAPER FOR THE TAX & ACCOUNTING COMMUNITY Selling life insurance policies for profit By Lance Wallach Insurance policies with rising or re-appearing premiums can often cause th... http://www.articlealley.com/http://lancewallach.articlealley.com/selling-life-insurance-policies-for-profit-1074479.html 10th September 2009 Until very recently, there were only a few options available to people who no longer needed their life insurance policies. They could either surrender their policy to the insurance company that had issued it for its cash surrender value or they could just... http://www.articlealley.com/http://denise2.articlealley.com/the-facts-about-life-settlements-954013.html 28th June 2009 Insurance is a complex subject for most of the people. It is high involvement intangible products and right choice of universal life policy promises a secure life. Universal life insurance is a long term relationship between insurance company and poli... http://www.articlealley.com/http://illuminator.articlealley.com/universal-life-insurance-840759.html 27th March 2009 Insurance policies act as an aid to protect ourselves against the uncertainties of our life. They act as a beam of light during the dark leap of time in our life. As their purpose is fulfilled then they just tend to be either surrendered or stand lapsed. ... http://www.articlealley.com/http://shijina3.articlealley.com/benefits-of-life-settlement-and-viatical-settlements-733551.html 03rd January 2009 Selling a life insurance policy by the policy owner to a life settlement company or a third party is referred to life insurance settlement. Life settlements are only beneficial if the selling amount offered for it is more than the policy's current cash su... http://www.articlealley.com/http://davidmickelson.articlealley.com/life-insurance-settlement-an-overview-725712.html 17th December 2008 One of the reasons why people need life settlement is because they may be terminally ill. A person may be having an insurance cover, but he can't recover money from the policy right now. What would it would be use to him then. So if he goes in for life se... http://www.articlealley.com/http://jacobchris.articlealley.com/why-does-someone-need-life-settlement-686836.html 13th November 2008 One of the reasons why people need life settlement is because they may be terminally ill. A person may be having an insurance cover, but he can't recover money from the policy right now. What would it would be use to him then. So if he goes in for life se... http://www.articlealley.com/http://jacobchris.articlealley.com/why-does-someone-need-life-settlement-686831.html 13th November 2008 A life insurance settlement takes place when you sold your policy to a third party. The policyholder may sell his policy because he needs cash for medical expenses as he is ill for a longer period of time. The policyholder will do this because he is need ... http://www.articlealley.com/http://jacobchris.articlealley.com/life-insurance-settlement-is-gaining-importance-641078.html 17th September 2008 As if seniors were not already aware, aging can be expensive. In the June 9th, 2008 edition of BusinessWeek, page 11 presents some interesting data on just how much more seniors are spending than the "young" (25 - 34 year olds). On average: • S... http://www.articlealley.com/http://chrischidgey.articlealley.com/as-if-seniors-were-not-already-aware-aging-can-be-expensive-621605.html 05th September 2008 As if seniors were not already aware, aging can be expensive. In the June 9th, 2008 edition of BusinessWeek, page 11 presents some interesting data on just how much more seniors are spending than the "young" (25 - 34 year olds). On average: ... http://www.articlealley.com/http://chrischidgey.articlealley.com/as-if-seniors-were-not-already-aware-aging-can-be-expensive-619899.html 04th September 2008 What used to be a well kept secret is slowly becoming common knowledge: A senior life insurance policy owner can sell their life insurance policy for a sum that is generally 2 to 5 times greater than the policies cash surrender value with a financial inst... http://www.articlealley.com/http://jrwolf.articlealley.com/seniors-find-relief-with-a-life-insurance-settlement-605770.html 21st August 2008 As the life settlement market grows, more and more people interested in potentially selling a life insurance policy are familiarizing themselves with this burgeoning market. How much a policy might be worth on the secondary market, taxation issues, and ... http://www.articlealley.com/http://michaelhanley.articlealley.com/understanding-the-life-settlement-process-as-it-unfolds-579176.html 17th July 2008 In the late 1980s, the AIDs epidemic gave birth to the viatical market, in which a terminally ill patient would sell their life insurance policy to a viatical firm for more than the cash surrender value. As AIDS patients began living longer, this practic... http://www.articlealley.com/http://michaelhanley.articlealley.com/life-settlements-redefine-the-potential-of-life-insurance-policies-579175.html 17th July 2008 A life settlement is a financial deal wherein an owner of a policy (this could be a life insurance that the owner no longer needs or wants) sells the said policy to another individual. This is usually sold at a much lower value than the cash surrender va... http://www.articlealley.com/http://caitlinafuller.articlealley.com/what-everyone-must-know-about-life-settlements-572365.html 09th July 2008 The economy over the recent years have lead many people to ponder on the true value of their assets as well as the financial needs they would encounter in the not-so-distant future. Senior citizens, compared to the middle aged citizens are considerably be... http://www.articlealley.com/http://caitlinafuller.articlealley.com/considering-life-settlements-572133.html 09th July 2008 What is life insurance? Life insurance is a contract made between the policyholder and the life insurance company. The policyholder agrees to pay a certain amount at regular intervals and the company issuing a life insurance policy agrees to pay out a... http://www.articlealley.com/http://adamvalentine.articlealley.com/life-insurance-options--what-you-need-to-know-before-you-make-a-decision-570983.html 07th July 2008 You love your family and you're concerned about their future financial well-being. You want to make sure your family is taken care of so you are considering investing in life insurance. There are many, many options available today and a whole life insur... http://www.articlealley.com/http://adamvalentine.articlealley.com/whole-life-insurance-explained-568203.html 01st July 2008 Everybody knows the importance of buying a life insurance. However before buying one, it is essential for you to know some important life insurance terms. Why? So that you can choose the insurance policy that offers a life insurance protection suitable fo... http://www.articlealley.com/http://nailramp.articlealley.com/life-insurance-terms-explained-528427.html 01st May 2008 Most of the life insurance policies are purchased to protect loved ones and to shield them from the "what ifs" in life. But in reality majority of these policies are never needed. Once the policies have served their purpose, the owners either allow them t... http://www.articlealley.com/http://ronvictor.articlealley.com/know-more-about-life-settlements-and-viatical-settlements-495307.html 25th March 2008 As an experienced professional in life insurance settlements, I talk to seniors and financial planner everyday providing advice on the best ways to maximize the profit on the sale of their life insurance policy. For an overview of Senior Life Insuranc... http://www.articlealley.com/http://jrwolf.articlealley.com/an-insider-advises-on-important-points-to-consider-when-seeking-a-life-insurance-settlement-490451.html 14th March 2008 Life Settlements: Like a deer in headlights! It seems Business Brokers and some of their largest Associations still need to learn about the Life Settlement opportunity! I have spent hours listening to some of the most successful Business Brokers shari... http://www.articlealley.com/http://lancewallach.articlealley.com/life-settlements-like-a-deer-in-headlights-486655.html 07th March 2008 Life is uncertain and you never know when you might come across unforeseen circumstances. It is best to be prepared to face the worst and arm yourself against unfortunate situations. Taking an insurance policy is the best example of such financial prepara... http://www.articlealley.com/http://regal.articlealley.com/ease-out-your-financial-worries-with-coventry-life-settlement-227196.html 12th October 2007 Life settlement is a sale transaction takes place in life insurance policy, where the policy holder is responsible for the cash payment received from the sale of life settlement policy. The person who posses the life settlement policy, obtains all benefit... http://www.articlealley.com/http://ronvictor.articlealley.com/issuance-of-life-settlement-policy-162814.html 21st May 2007 Your Life insurance policy may be worth much more than you think. If you are over age 70, you might be able to profit from your policy now, while you are alive and still here to enjoy it. What's more, you may be able to sell your insurance policy for co... http://www.articlealley.com/http://alankaye.articlealley.com/should-you-sell-your-life-insurance-126777.html 06th February 2007 Many seniors own life insurance policies that they no longer need or want, or that they can no longer afford. Often, they allow their policies to lapse or cash them into the insurance company for the surrender value. What many seniors don't realize is t... http://www.articlealley.com/http://matthewtuttle.articlealley.com/your-life-insurance-policy-may-be-worth-more-than-you-think-90253.html 29th September 2006 When you cash in your life insurance it is often called a Senior settlement, a Life Insurance Settlement or sometimes just an Insurance Settlement. The way it works is that you are trading the cash value (i.e. surrender value) of your policy to a third pa... http://www.articlealley.com/http://matthewmeyer.articlealley.com/how-do-you-know-when-to-cash-in-life-insurance-90028.html 28th September 2006 What is a Tax-Deferred Annuity? A tax-deferred annuity is a contract between you and the insurance company with guaranteed interest and guaranteed annuity income options. There are no upfront sales charges or administrative fees during the life of your co... http://www.articlealley.com/http://jeffmcleod.articlealley.com/tax-deferral-power-and-protection-71664.html 13th July 2006 Universal life insurance is insurance with convenience of i.e. flexible premium, manageable benefit life insurance policy that accumulates account value. Universal life insurance is an improvement over the ordinary form of life insurance in terms of flexi... http://www.articlealley.com/http://mansigupta.articlealley.com/universal-life-insurance-guide-101-56932.html 26th May 2006 Life is precious to every creature (big or small) on earth. From a tiny ant to big rational agents every living being loves life and wants to protect it. For a human being the most prudent way to shield his life from all the forthcoming perils is to get l... http://www.articlealley.com/http://mansigupta.articlealley.com/guide-to-life-insurance-27825.html 09th February 2006 Life settlements can be a viable option for seniors willing to exchange their life insurance policy for immediate cash. A life settlement is the sale of an existing life insurance policy for a lump sum of money. It allows policyholders to access the fair ... http://www.articlealley.com/http://davidspringer.articlealley.com/life-settlements-a-viable-option-for-todays-seniors-23004.html 08th January 2006 Unneeded or underperforming life insurance policy holdings? Ever thought or heard of a financial services valuation tool and strategy called life insurance settlements? Well, if not, the capital markets certainly have heard and taken notice. Life Insuranc... http://www.articlealley.com/http://lifeinsuranceforseni.articlealley.com/life-insurance-settlementscapitalizing-on-your-policies-2503.html 01st July 2005 A "Life Settlement" is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive capital in excess of th... http://www.articlealley.com/http://grantshellhammer2.articlealley.com/life-settlement-overview-1984.html 27th May 2005