Articles from Article Alley, tagged with "bank of england base rate" http://www.articlealley.com en-us editorial@articlealley.com Is The Economic Situation Making It The Right Time For a Remortgage? Whilst the last two years have been a difficult period for savers, they have been an excellent time for borrowers. The Bank of England has kept interest rates at record low levels since Spring 2009 meaning many mortgage borrowers have benefited from low p... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/is-the-economic-situation-making-it-the-right-time-for-a-remortgage-2369902.html 07th October 2011 Want to Move, Can't Sell The House Though... As prices continue to steadily decline, what options are there for homeowners if they need to make a move urgently but can't afford a larger or more expensive house? What happens when sellers are struggling to get prospective buyers through the door? The ... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/want-to-move-cant-sell-the-house-though-2361874.html 29th September 2011 Remortgages Are Going Up, But So Are The Fees, A Whopping 15% In The Last 18 Months Alone Remortgages are on the increase due to spiralling inflation increases, but there is a little monster lurking. It has recently been in the press that remortgage deal fees have increased over the eighteen months by 15%. Between September 2009 and March 2... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/remortgages-are-going-up-but-so-are-the-fees-a-whopping-15-in-the-last-18-months-alone-2336775.html 19th August 2011 10 Terms Of Remortgage Jargon You Should Know When Remortgaging A remortgage is when you change your mortgage to a new mortgage deal, either with you existing lender or with a new one. There is some jargon involved, and here we explain what it all means. Valuation: A valuation is simply when a surveyor checks your... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/10-terms-of-remortgage-jargon-you-should-know-when-remortgaging-2322947.html 28th July 2011 Personal Loans Poor Credit Personal Loans Offered for Those That Have Lousy Credit score Data It's certainly not usually obvious what deal is the greatest or exactly what the most affordable interest rate is.It's generally a fine idea to contact some mortgage comparability sites to check out what promotions and rates are available to you. You may ... http://www.articlealley.com/http://derickking.articlealley.com/personal-loans-poor-credit-personal-loans-offered-for-those-that-have-lousy-credit-score-data-2322816.html 28th July 2011 House Prices and the Housing Market Continue To Circle The Drain House prices are now 2.3 per cent lower than they were a year ago. That's the latest finding from the Land Registry who also report that property prices in England and Wales fell by 1.1 per cent in March 2011 alone. Many lenders have confirmed that hou... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/house-prices-and-the-housing-market-continue-to-circle-the-drain-2318838.html 22nd July 2011 Cost Considerations To Always Keep In Mind When Remortgaging There are countless reasons why you may choose to remortgage. You may want to benefit from a better interest rate, undertake some home improvements or borrow cash to consolidate debts. And, when you start the remortgage process, one of the most importan... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/cost-considerations-to-always-keep-in-mind-when-remortgaging-2249496.html 25th May 2011 Increase your wealth with Equity release schemes There can be many occasions or stages in life when you analyze the needs of some types of equity release schemes in order to access your wealth. Before going for an option it is always advised to understand each and every option available to you. Since th... http://www.articlealley.com/http://lewiscarroll.articlealley.com/increase-your-wealth-with-equity-release-schemes-2183320.html 13th April 2011 Fixed Rate Mortgages – knowing what you have to pay is valuable in itself A mortgage is a loan that is used to purchase a property. Taking out a mortgage and purchasing a property are serious financial commitments, which should not be taken lightly and rarely are. For most homeowners, their mortgage payment is their largest mon... http://www.articlealley.com/http://rina.articlealley.com/fixed-rate-mortgages--knowing-what-you-have-to-pay-is-valuable-in-itself-2173985.html 07th April 2011 Equity Release - Watch Out For The Redemption Penalties Equity release has been a fantastic product for many retired people, it has helped them raise cash to fund the projects that needed to be completed or fulfilled dreams they had. There is however, if you are not careful a sting in the tail to it all. O... http://www.articlealley.com/http://sunny.articlealley.com/equity-release--watch-out-for-the-redemption-penalties-2055724.html 21st February 2011 Keeping a Close Eye on the Mortgage Market Everyone involved in the property market has its eyes and ears finely attuned to the signals that the mortgage market could improve in 2011. The improvement couldn’t come soon enough as the Council of Mortgage Lenders reported the sixth month of falling g... http://www.articlealley.com/http://ha198000.articlealley.com/keeping-a-close-eye-on-the-mortgage-market-2029891.html 14th February 2011 What Is A Remortgage? A Remortgage (or a Refinance Mortgage) is simply a new loan that replaces an existing mortgage. This can be obtained through the existing lender or a different lender, depending upon the best remortgage deals available in the market at that time. Remo... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/what-is-a-remortgage-1966976.html 19th January 2011 Help With Remortgage - The Different Options Available Help with Remortgage If you want help with remortgage options, you've come to the right place. There are just as many different types of remortgages available as regular mortgages. With so many choices, choosing the right remortgage option can be quite confusing. Here is a de... http://www.articlealley.com/http://ashtonfield.articlealley.com/help-with-remortgage--the-different-options-available-help-with-remortgage-1954910.html 13th January 2011 Get the Best Tracker Mortgage Best Tracker Mortgage NEWS!It does not matter what the Bank of England base rate is set at, you will find that a tracker mortgage is usually set higher but set lower than the standard variable rates.When the interest rate is currently at an all time low t... http://www.articlealley.com/http://vancestevenson.articlealley.com/get-the-best-tracker-mortgage-1917058.html 22nd December 2010 Best Mortgage Advice for First Time Buyers It is undoubted that in today’s property market, banking situation and economic climate getting your foot on the property ladder has never been harder, particularly for first time buyers. The banking crisis and reluctance in lending and borrowing, or t... http://www.articlealley.com/http://harrypearce.articlealley.com/best-mortgage-advice-for-first-time-buyers-1882942.html 03rd December 2010 Finding the Best Remortgage Deals in The Current Market A Remortgage (or a Refinance Mortgage) put simply, is a loan that replaces an existing mortgage. This can be obtained through the existing lender or a different lender, depending upon the best deal for the individual. Remortgages pay off the original mort... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/finding-the-best-remortgage-deals-in-the-current-market-1873989.html 29th November 2010 Get the Best Tracker Mortgage Best Tracker Mortgage NEWS!Whatever the Bank of England base rate is set at, a tracker mortgage is usually set higher but set lower than the standard variable rates.When the mortgage the rate of interest is low this is great news for everyone, like now, i... http://www.articlealley.com/http://lionelmills.articlealley.com/get-the-best-tracker-mortgage-1829746.html 09th November 2010 Mortgage Types and Advice for First Time Buyers Currently the UK housing market is in a period of stagnation having declined 3.6% since August and with house prices predicted to lose value of up to 10% in 2011, now is an increasingly good time to consider buying a property. With the increasing numbe... http://www.articlealley.com/http://harrypearce.articlealley.com/mortgage-types-and-advice-for-first-time-buyers-1793578.html 14th October 2010 Fixed rate bonds 'effective tool to beat inflation' Fixed rate bonds continue to dominate the higher end of the savings market.Although these savings accounts offer guaranteed returns, there is a small gamble involved when using fixed rate bonds, as the general census follow the Bank of England base rate s... http://www.articlealley.com/http://samuelgooch.articlealley.com/fixed-rate-bonds-effective-tool-to-beat-inflation-1712499.html 19th August 2010 Getting A Small Business Line Or Applying For One At Wells Fargo Bank Home Page Within the private banking you possibly can do on the net banking, bill pay at Wells Fargo Bank home page. We have now taken all that knowledge and information and brought it for the UK with our new item for tiny organizations - Wells Fargo Enterprise Col... http://www.articlealley.com/http://josuetucker.articlealley.com/getting-a-small-business-line-or-applying-for-one-at-wells-fargo-bank-home-page-1627557.html 30th June 2010 Business Owner Loans Business loans can give companies the necessary extra cash to get in new equipment, stock and cover a variety of expenses. There are a range of loans available on a commercial basis, that can help a business get hold of money easily and quickly, and give ... http://www.articlealley.com/http://markbartley.articlealley.com/business-owner-loans-1604903.html 17th June 2010 Credit Card APRs to be capped The interest rates charged to customers for borrowing money using store and credit cards will be capped.The new coalition Government has revealed its plans to appoint a regulator in order to determine what an "excessive" interest rate is and ensure that c... http://www.articlealley.com/http://samgooch.articlealley.com/credit-card-aprs-to-be-capped-1597063.html 11th June 2010 Consult a mortgage advisor if you are thinking of buying property It is probably true to say that most of us would like to own our own home but the prospect of finding a mortgage can often seem daunting. Some things to consider when buying property include how much deposit you will have to provide and who will lend you ... http://www.articlealley.com/http://jrrobinson.articlealley.com/consult-a-mortgage-advisor-if-you-are-thinking-of-buying-property-1593247.html 09th June 2010 Remortgages, Secured Loans And Their Rates Of Interest. Interest rates for all forms of loans including remortgages, remortgages and secured loans vary depending on certain conditions These two products have an interest rate that remains the same if a fixed interest rate remortgage or secured loan has been... http://www.articlealley.com/http://championfinance2.articlealley.com/remortgages-secured-loans-and-their-rates-of-interest-1572827.html 27th May 2010 Lease Options In The UK If you were looking for a Buy-To-Let mortgage right now the lenders would be charging you around 4.5% - despite the Bank of England Base Rate being only 0.5% you would find that the banks are locking in their profit. Basically, the banks don't want to kn... http://www.articlealley.com/http://joerichards2.articlealley.com/lease-options--in-the-uk-1572464.html 27th May 2010 information on Mortgage Deals If you are looking to become a first time home owner then you will be aware that you are going to need to get yourself a mortgage. There are thousands of different mortgage providers in the United Kingdom these days, and finding out which one is best for ... http://www.articlealley.com/http://sumitdadhich.articlealley.com/information-on-mortgage-deals-1528036.html 30th April 2010 Fixed rate or tracker mortgage - which should one go for? When it comes to choosing the type of interest for your mortgage one always wonders what would be the best option for them. There is no straightforward answer to this question and it depends on many parameters. This article aims to help you understand th... http://www.articlealley.com/http://brown.articlealley.com/fixed-rate-or-tracker-mortgage--which-should-one-go-for-1526413.html 29th April 2010 Pay down your debt with a super-cheap mortgage How would you like to pay off your mortgage years ahead of term and save thousands of pounds in interest charges? Sounds tempting doesn't it? And with interest rates currently at a record low, now is a good time to pay down your debt by overpaying your... http://www.articlealley.com/http://marked.articlealley.com/pay-down-your-debt-with-a-supercheap-mortgage-1521660.html 27th April 2010 Property Market set for continued growth in 2010 In 2009 the property market began to recover after the devastating 2008. Further gains are expected in 2010 as the bank of England base rate remains historically low and consumer confidence in the housing market grows. Last week the bank of England base... http://www.articlealley.com/http://alasdair.articlealley.com/property-market-set-for-continued-growth-in-2010-1478920.html 30th March 2010 Up or down for interest rates? The Bank of England Base Rate has been at 0.5 per cent for a year now. The only way is up, but the question on everyone's lips is when will rates rise, and how quickly? For mortgage borrowers and savers the future of interest rates directly affects yo... http://www.articlealley.com/http://marked.articlealley.com/up-or-down-for-interest-rates-1468500.html 24th March 2010 Guide to offshore banking in 2010 2010 is set to be significant year for the respective banking industries of many countries around the world. In the UK customers look set to find the best savings deals, and banks are predicted to make moves to re-establish trust with savers more eager t... http://www.articlealley.com/http://marked.articlealley.com/guide-to-offshore-banking-in-2010-1459348.html 19th March 2010 Make sure you your homework to land the best personal loan deal The Bank of England Base Rate may have remained frozen at an all-time low of 0.5 per cent since March, but loan rates have continued to head upwards - making the gap between the base rate and the average loan rate bigger than ever. A large number of un... http://www.articlealley.com/http://marked.articlealley.com/make-sure-you-your-homework-to-land-the-best-personal-loan-deal-1390175.html 11th February 2010 2010 Housing Market Predictions Looking back at 2009, the housing market was surprisingly resilient in the face of continued recessionary difficulties. Although a lack of mortgage lending still dogged many would-be borrowers throughout the course of the year, mortgage lending did se... http://www.articlealley.com/http://marked.articlealley.com/2010-housing-market-predictions-1387413.html 10th February 2010 Property loans from mainstream banks in UK rise over 150% in last 12 months Loans for property in the UK have reached their highest level for two years, increasing speculation that the real estate market will continue its recovery in 2010. The number of mortgages approved for purchase increased 152.3% in November compared with... http://www.articlealley.com/http://moveforward.articlealley.com/property-loans-from-mainstream-banks-in-uk-rise-over-150-in-last-12-months-1380542.html 08th February 2010 ISA Allowance – Why You Should Use Yours Any glance at a newspaper recently will tell that, both nationally and as individuals, we do not save as much of our income as we should do. What however is quite surprising is that so many of us do not take full advantage of the ISA scheme. Even when g... http://www.articlealley.com/http://britneyhenderson.articlealley.com/isa-allowance--why-you-should-use-yours-1366184.html 27th January 2010 Popular FAQs On Fixed Rate Mortgages! Among all the types of mortgages,fixed rate mortgage loans are the most popular ones.In the UK loan market,with the concentration of vast majority of first-time buyers,these types of financial deals are the most preferred types.They are known to be very r... http://www.articlealley.com/http://kirthy.articlealley.com/popular-faqs-on-fixed-rate-mortgages-1346286.html 14th January 2010 ISAs – Making Your Money Grow ISAs - making your money grow With the Bank of England base-rate now at an all-time low, standard savings accounts no longer generate the interest they once did. Given that many people are feeling the effects of the credit crunch, making your savings w... http://www.articlealley.com/http://britneyhenderson.articlealley.com/isas--making-your-money-grow-1287811.html 10th December 2009 What Makes A Bank Savings First the bad news - none of us are saving adequate money. In the U.S. last year the proportion of household income saved, known as the ratio of "savings" plummeted to a level last seen during the Great Depression. In a recent survey, Sainsbury's revealed... http://www.articlealley.com/http://limadijayasuhendra.articlealley.com/what-makes-a-bank-savings-1284376.html 10th December 2009 New fixed rate bonds from Abbey and A&L A new range of fixed rate bonds for businesses have been launched today (September 3rd). A new one-year fixed bond has been released, it has emerged.On offer from Abbey Business Banking and Alliance & Leicester Business Banking - both of which are part o... http://www.articlealley.com/http://samgooch.articlealley.com/new-fixed-rate-bonds-from-abbey-and-al-1231942.html 13th November 2009 Making the most of your savings During uncertain economic times it has been suggested that the safest thing to do is to save up money and an effective way of doing this is to using fixed rate bonds. The Nationwide Savings Index for September was recently released and figures revealed... http://www.articlealley.com/http://samgooch.articlealley.com/making-the-most-of-your-savings-1202928.html 27th October 2009 All Sorts of Savings Accounts Stashing some of your hard earned cash is a good way to help plan for the future. You might need to pay off some debt, are setting money aside for home improvements or simply want to keep aside some funds for the future. Whatever the reason, saving some... http://www.articlealley.com/http://adamsingleton.articlealley.com/all-sorts-of-savings-accounts-1165603.html 12th October 2009 2009 and the Growth of Mobile Banking It is not surprising that technological developments in the financial sector this year have been somewhat overshadowed by the wake of the credit crunch and the continuing recession. Yet, it is fair to say that despite such developments as the historically... http://www.articlealley.com/http://marked.articlealley.com/2009-and-the-growth-of-mobile-banking-1122632.html 25th September 2009 The most useful mortgage calculator We all know about the current state of the mortgage market and the lending situation with banks. If we can afford to put up at least a 10% deposit then we are in with a chance to just even be accepted for a mortgage. These deals are of course offering poo... http://www.articlealley.com/http://dtm.articlealley.com/the-most-useful-mortgage-calculator-1119489.html 24th September 2009 Fixed rate bonds and saving market 'recovering from recession' UK savers were badly hit in the worst of the recession, as base rates continued to fall to their lowest level in history - 0.5%, the rate at which they still remain, marking the sixth month in a row. This caused the UK savings market to crash, forcing ... http://www.articlealley.com/http://samgooch.articlealley.com/fixed-rate-bonds-and-saving-market-recovering-from-recession-1116659.html 23rd September 2009 Student Loan Repayments At Zero (Or Even Minus) Per Cent All over the country, students are preparing for the new Academic Year. Many of them will be starting University for the first time and face adjusting to University life and coping with their own finances for the first time in their lives. After the eupho... http://www.articlealley.com/http://michaelchalliner.articlealley.com/student-loan-repayments-at-zero-or-even-minus-per-cent-1109285.html 23rd September 2009