http://www.articlealley.com en-us editorial@articlealley.com Due to losses in banking activities across the board, and in credit cards specifically, banks have been tightening lending standards, lowering credit limits, and raising fees wherever they can. Other factors for credit card issuers are the enactment of Th... http://www.articlealley.com/http://www.articlealley.com/banks-arent-tightening-in-one-area-2409736.html 27th January 2012 Back before the implosion of subprime mortgages poked a hole in the real estate bubble, credit card holders with impeccable accounts and high credit scores either cruised along with fixed rates on balances or no interest charges at all if they paid off th... http://www.articlealley.com/http://www.articlealley.com/banks-start-tapping-their-best-clients-2409735.html 27th January 2012 As credit card holders’ struggles with payments on credit cards continue to increase the environment looks like it will only get tougher, particularly those with infractions and/or low credit scores. 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While most provisions in the Credit Card Accountability, Responsibility and Disclosure Act don't take effect until next year, the advance notice re... http://www.articlealley.com/http://www.articlealley.com/time-to-read-the-small-print-coming-from-your-credit-card-company-2409730.html 27th January 2012 Without a greater knowledge of the credit card approval process, small business owners will continue to make the mistake of submitting multiple credit applications in the hopes of getting an approval. What many fail to realize is a recent barrage of ex... http://www.articlealley.com/http://marcocarbajo.articlealley.com/apply-for-a-business-credit-card-5-factors-for-an-approval-2407827.html 23rd January 2012 It's no secret that credit card APRs are the way credit card issuers make money by loaning cash to Americans through these pieces of plastic. The higher the interest rte on the credit card account, the more cash the bank makes. 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