Articles from Article Alley, tagged with "late payments" http://www.articlealley.com en-us editorial@articlealley.com Differences Between Loan Modification and Refinancing When a household is experiencing some financial trouble, or when certain circumstances change dramatically, the existing mortgage that is held on a home might become impractical to maintain. In these cases, two of the most popular options that can help ar... http://www.articlealley.com/http://homeloanmodification.articlealley.com/differences-between-loan-modification-and-refinancing-2426164.html 14th May 2012 Loan Modification - Frequently Asked Questions A home loan modification is a program designed to help homeowners make adjustments to the terms of their existing mortgage in order to make their payments more affordable and prevent foreclosure. 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