Articles from Article Alley, tagged with "consumer credit report" http://www.articlealley.com en-us editorial@articlealley.com A Practical Discussion of Credit Bureaus and Their Scores Usually I spend my time talking, writing and teaching about sales related issues. Typically they center around topics such as motivation, sales techniques, goal setting, etc. Very often though, when I get to the question and answer part of my presentation... http://www.articlealley.com/http://lindakester.articlealley.com/a-practical-discussion-of-credit-bureaus-and-their-scores-2392196.html 22nd November 2011 No tricks needed to repair credit Credit reports are created and calculated by the three major reporting agencies: Experian, TransUnion and Equifax. This information is provided to agencies directly from creditors or debt collectors. The data reported in a consumer credit report describes... http://www.articlealley.com/http://tataprimanti.articlealley.com/no-tricks-needed-to-repair-credit-2375945.html 14th October 2011 FTC Disposal Rule of Consumer Credit Reports by SimpleScreening.com To protect against unauthorized access or use of consumer credit reports, a federal rule, the Federal Trade Commission Disposal Rule, effective June 1, 2005, requires businesses to take appropriate measures in the disposal of consumer credit reports and b... http://www.articlealley.com/http://elriclyon.articlealley.com/ftc-disposal-rule-of-consumer-credit-reports-by-simplescreeningcom-1944302.html 11th January 2011 Uplift your Credit Scoref These are just a few things that can give a negative score to your credit standing: - Unpaid mortgage - Tax liens - Foreclosure - Bankruptcy - Past due accounts It is a common fact that in this time of economic depression, millions of people are... http://www.articlealley.com/http://herschel.articlealley.com/uplift-your-credit-scoref-1924250.html 29th December 2010 Get a Good Fix for Your Bad Credit Sometimes, it’s a little bit peculiar to think that some people are willing to spend extra money to obtain credit repair by attorneys. The bottom line here is that, what do these lawyers do in order to fix your credit score? If you are desperate to improv... http://www.articlealley.com/http://herschel.articlealley.com/get-a-good-fix-for-your-bad-credit-1924248.html 29th December 2010 Get Your Bad Credit Fixed It is important to maintain a good credit standing in order to obtain future credit and property purchases. But there will always be situations and circumstances wherein the good credit standing will be affected, such as lost of job or budget cut. Inev... http://www.articlealley.com/http://herschel.articlealley.com/get-your-bad-credit-fixed-1924242.html 29th December 2010 FTC Disposal Rule of Consumer Credit Reports by SimpleScreening.com "Tenant Screening & Employment S To protect against unauthorized access or use of consumer credit reports, a federal rule, the Federal Trade Commission Disposal Rule, effective June 1, 2005, requires businesses to take appropriate measures in the disposal of consumer credit reports and b... http://www.articlealley.com/http://aaronsteve.articlealley.com/ftc-disposal-rule-of-consumer-credit-reports-by-simplescreeningcom-tenant-screening--employment-s-1881847.html 02nd December 2010 Credit Knowledge Care Stamina is the key working towards getting accepted for a bad credit mortgage loan.Should you have got an insolvency or foreclosure, although they are current, don't give up hope. Other sub-prime banks have bankruptcy or foreclosure seasoning of 6 months ... http://www.articlealley.com/http://nipbrigmond.articlealley.com/credit-knowledge-care-1830555.html 09th November 2010 Getting Approved for Car Loans with No Credit If a person has never acquired a credit card or obtain any credit their name, getting a new or used car loans with no credit history can be very difficult. Lenders review your capability to pay off the loan whenever you apply for any car credit loans. To ... http://www.articlealley.com/http://williereen.articlealley.com/getting-approved-for-car-loans-with-no-credit-1803542.html 20th October 2010 Credit Debt Settlement and What to say Negoiating the Credit card debtI would request, as part of the settlement, you to help me remove any negative listing this kind of as late payment, charge-off etc on this account from my credit score file. Should you believe these terms agreeable, please ... http://www.articlealley.com/http://laurawinters.articlealley.com/credit-debt-settlement-and-what-to-say-1785012.html 11th October 2010 Debt Settlement Back End Like a Solution For your Financial Troubles The Debt Settlement Back End generally sets you up with all the correct tools so that you can make it in the Debt Settlement Business. The Debt Settlement industry is one of the very few sectors of the monetary industry that's actually growing. Debt settl... http://www.articlealley.com/http://richardjohnson5.articlealley.com/debt-settlement-back-end-like-a-solution-for-your-financial-troubles-1767962.html 29th September 2010 Know What Your Credit Report Looks Like Before You Apply for a Loan When it comes to applying for loans, many people find that they jump into the process far too quickly, and without doing the adequate research in order to ensure that things go smoothly. Applying for a loan is not nearly as transparent a process as it may... http://www.articlealley.com/http://staffwriter3.articlealley.com/know-what-your-credit-report-looks-like-before-you-apply-for-a-loan-1728296.html 02nd September 2010 Your Credit Report: What You Should Know Copyright (c) 2010 Suzy Vanstrusen All consumers are being advised by the FTC to become aware of their credit reports to avoid identity theft and credit card fraud. The first step is to order a copy of your credit report from three credit report burea... http://www.articlealley.com/http://suzy.articlealley.com/your-credit-report-what-you-should-know-1461805.html 22nd March 2010 How I Would Get a Free Credit Report Instantly If we realize it or not, the majority of us already have our personal credit report, and any individual that makes an application for a credit card, a lending product for virtually any purpose, or even an overdraft will most in all likelihood have a credi... http://www.articlealley.com/http://loydpope.articlealley.com/how-i-would-get-a-free-credit-report-instantly-1451937.html 17th March 2010 Cut Credit Card Debt in 11 Simple Steps One positive outcome from the economic downturn of the past two years is that consumers are paying down their credit card debt. In November, Equifax reported that credit card debt had declined 7.3% from a year ago. The newest Federal Reserve Consumer C... http://www.articlealley.com/http://rjcamposagrado.articlealley.com/cut-credit-card-debt-in-11-simple-steps-1440238.html 10th March 2010 Where to Obtain Your own 100 % free or Cheap Credit Report Are looking for a Cheap Credit Report? Get 1 Free Report Per yearYou can actually obtain a totally free rather than cheap credit report once a year, allowing you to check up on ones credit rating annually. This particular review will provide you with not... http://www.articlealley.com/http://maxgriffin.articlealley.com/where-to-obtain-your-own-100--free-or-cheap-credit-report-1381268.html 08th February 2010 Free instant credit report: Know your fiscal status Nowadays it has become quiet essential to have the knowledge about your credit scores. This has become very important for every monetary purpose whether it is for looking for loan, applying for loan for home or property, applying for credit card or even a... http://www.articlealley.com/http://markjohnsonn.articlealley.com/free-instant-credit-report-know-your-fiscal-status-1217514.html 05th November 2009 Should I Use a Consumer Credit Fixing Kit or a Credit Rating Repair Service If you are comparable to alot of Folks today, your consumer credit report and credit scores could benefit from a bit of repair. Lets be brutally candid for a moment - it could benefit from a huge amount of repair. If you plan on applying for a credit ca... http://www.articlealley.com/http://darinsewell.articlealley.com/should-i-use-a-consumer-credit--fixing-kit-or-a-credit-rating-repair-service-1166866.html 12th October 2009 Can I Repair My Credit In Twenty Four Hours? Are you able to put up a house in a day? Can you graduate college in one day? Unless you can carry out magic the answer is no, the same holds true for over night consumer credit fixing.In spite of what some ads might have you believe, rebuilding a credi... http://www.articlealley.com/http://darinsewell.articlealley.com/can-i-repair-my-credit-in-twenty-four-hours-1158872.html 07th October 2009 Get a Better Credit Score-Credit Score Boosting Tips Anyone Can Do It really seems like everyone in the USA have one manner of credit report predicament that is holding them back. People need to be taught a system to clean up credit report difficulties do to the fact that our world is based so much around borrowers credi... http://www.articlealley.com/http://darinsewell.articlealley.com/get-a-better-credit-scorecredit-score-boosting-tips-anyone-can-do-1072779.html 07th September 2009 Understanding Your Consumer Credit Report Is Crucial Your consumer credit report follows you wherever you are going. It seems with the present state of our economy a lot more attention has been given to this report. People are adamantly willing to try anything that they can in a means to rectify a bad consu... http://www.articlealley.com/http://andyzain.articlealley.com/understanding-your-consumer-credit-report-is-crucial-1046482.html 22nd August 2009 How To Make Your Credit Rating Higher-Guidance For a Higher FICO Rating Your consumer credit rating is a number that is computed right after analyzing your entire consumer credit report, to estimate consumer credit risk and your financial credibility. The consumer credit scores go from 300 to 850.The higher your consumer cred... http://www.articlealley.com/http://darinsewell.articlealley.com/how-to-make-your-credit-rating-higherguidance-for-a-higher-fico-rating-1045392.html 21st August 2009 Cleaning Up Your Credit Report-Guidelines To Obtain a Better Credit Score Your consumer credit report is an continuing glimpse at your credit past that the credit bureaus mark up. These reports are for the most part based on any information they received about you from your past lenders. It contains personal information, your c... http://www.articlealley.com/http://darinsewell.articlealley.com/cleaning-up-your-credit-reportguidelines-to-obtain-a-better-credit-score-1041069.html 19th August 2009 Credit Help-Guidelines To Help You Increase Your Credit and Raise Your Fico Scores To begin with discover the reasons that your Credit scores are at a low level, to accomplish this you need to have either a tri-merged credit report or a report from each individual bureau. These can be purchased online for in the region of $25. Next exa... http://www.articlealley.com/http://darinsewell.articlealley.com/credit-helpguidelines-to-help-you-increase-your-credit-and-raise-your-fico-scores-1034311.html 13th August 2009 Credit Help-Instructions To Help You Raise Your Credit and Boost Your Fico Score Once you produce the list you are going to need to take action to put right these score dropping accounts. To improve nearly all of the accounts you can put into action some trouble-free self credit cleaning tactics. Make sure to not let yourself be stres... http://www.articlealley.com/http://darinsewell.articlealley.com/credit-helpinstructions-to-help-you-raise-your-credit-and-boost-your-fico-score-1034301.html 13th August 2009 How Can People Raise My Credit-An Overview Of Do It Yourself Credit Score Improvement Learn How To Fix Your Low Credit ScoreHow can I fix my credit score as quick as possible? This is one of the most popular queries that we hear most often from visitors to our site. It is not surprising when you consider that according to credit experts, a... http://www.articlealley.com/http://darinsewell.articlealley.com/how-can-people-raise-my-creditan-overview-of-do-it-yourself-credit-score-improvement-1029911.html 11th August 2009 Basic Credit Repair FAQ's Here are some basics facts and tips on consumer credit repair and why you should look into having it repaired. "What is a credit report, and why is it important?" A consumer credit report is a factual record of your credit activities. It reports... http://www.articlealley.com/http://stevedelarosa.articlealley.com/basic-credit-repair-faqs-1010734.html 01st August 2009 Basic Information About Bankruptcy How will Filing for Bankruptcy Affect my Credit? Bankruptcy is a life changing event in any person's life, with long lasting consequence. For example, a record of the bankruptcy will appear in the Public Records section of your consumer credit report ... http://www.articlealley.com/http://justinbaxter.articlealley.com/basic-information-about-bankruptcy-939600.html 16th June 2009 Online Debt Settlement In general, only unsecured debt (not secured by real assets like homes or autos) can be settled for less than owed. Many people report success in negotiating a debt settlement for themselves . It's possible for a consumer to imitate the methods of profess... http://www.articlealley.com/http://renu.articlealley.com/online-debt-settlement-864616.html 17th April 2009 Own Credit Report Tips A credit report is a file that records an individual's credit history with lending organizations or companies. An individual's credit report is called a consumer credit report while a company or a corporation also has its own, called a business... http://www.articlealley.com/http://mark3.articlealley.com/own-credit-report-tips-847794.html 05th April 2009 Find Car Insurance Discounts For You Family I cannot help you pay your rising gas bills or grocery tabs, but I might be able to help you shave another bill that may be causing budget strain! Car insurance is very competitive these days, and you should be looking around for the best rates from top c... http://www.articlealley.com/http://marilynkatz.articlealley.com/find-car-insurance-discounts-for-you-family-585147.html 22nd July 2008 How checking your Free Credit Score regularly will help you save money. Checking your free credit score regularly will benefit you because your credit changes every 30 days. You are probably asking yourself what do you mean your credit changes every 30 days. Well the creditors you have obligations with re-report your credit s... http://www.articlealley.com/http://mikeclover.articlealley.com/how-checking-your-free-credit-score-regularly-will-help-you-save-money-485201.html 04th March 2008 Tips to Prevent Identity Theft Identity theft could happen to anyone. It is a criminal offense in which a person intends to acquire an identification of another person and uses it without proper authorization as he adopts it as it was his own. Most often, the purpose is for financial g... http://www.articlealley.com/http://craigkeagan.articlealley.com/tips-to-prevent-identity-theft-215767.html 20th September 2007 Protecting Yourself From Identity Theft in 60 Minutes or Less (Part 2 of 2) BASIC ID THEFT DEFENSE: The best proactive defense against basic identity theft is through the placing of an "Initial Fraud Alert" on all three of your credit reports. This "Initial Fraud Alert" accomplishes three important factors: 1.) Your name and pe... http://www.articlealley.com/http://seanmatteson.articlealley.com/protecting-yourself-from-identity-theft-in-60-minutes-or-less-part-2-of-2-171475.html 07th June 2007 Your Credit Report: The First Step for Your Financial Foundation We as consumers have the responsibility to make sure our credit report is accurate as the our reports are used in many of our personal financial dealings. Taking a look at your credit report on on regular basis is the foundation for successful financial p... http://www.articlealley.com/http://robertjones2.articlealley.com/your-credit-report-the-first-step-for-your-financial-foundation-108049.html 24th November 2006 Debt Settlement Tips from the pros Debt Settlement Tips from the pros Many readers have questions about debt settlement or debt negotiation. This page has a running commentary on debt settlement tips. Use the Better Business Bureau Always check with the BBB and with your State Attor... http://www.articlealley.com/http://billsmith.articlealley.com/debt-settlement-tips-from-the-pros-84351.html 23rd August 2006 Consumer Credit Reports – A Brief Review Being an employer, you may want to use consumer credit reports while hiring new employees and also while assessing them for promotion, reassignment, and retention, but only if you abide by the Fair Credit Reporting Act (FCRA). Sections 604, 606, and 615 o... http://www.articlealley.com/http://timaashar.articlealley.com/consumer-credit-reports--a-brief-review-65416.html 22nd June 2006 Free Instant Credit Report What is a Free Instant Credit Report? Some may know that credit report is actually your credit history. It contains the data collected from various sources by the credit bureaus. Credit report gives detailed information about financial position in your... http://www.articlealley.com/http://isabelrodrigues.articlealley.com/free-instant-credit-report-51292.html 09th May 2006 Consumer credit 101- What You Absolutely Need to Know There are plenty of free credit reports offers on the Internet these days. Credit report is basically your financial resume, so make sure it is correct and protected from hackers or being theft. Your credit rating is what opens and closes these seemingly ... http://www.articlealley.com/http://amitgoel.articlealley.com/consumer-credit-101-what-you-absolutely-need-to-know-2231.html 14th June 2005