http://www.articlealley.com en-us editorial@articlealley.com Cheap mortgage borrowing rates is an even greater incentive to now look at potentially buying property in London. Fresh research by Moneyfacts.co.uk shows that mortgage borrowing costs - both fixed and tracker-rates - have fallen to their lowest level in... http://www.articlealley.com/http://edwarddobson.articlealley.com/cheap-mortgage-rates-increases-demand-for-homes-in-london-2360427.html 28th September 2011 Moneyfacts has unveiled the range of house loan products offered by mortgage loan loan providers for new borrowers is at its lowest appeal because the start off of the credit crunch. One particular yr in the past ten,726 house loan items had been offered ... http://www.articlealley.com/http://geraldtudo81.articlealley.com/mortgage-financial-institution-products-offered-hit-new-reduced-2307781.html 06th July 2011 PPI or payment protection insurance is the same. It is a loan insurance which is designed for the people who want to protect their credit cards, mortgage, or any loan payment for the reason that incase of their misfortune they might have an accident or an... http://www.articlealley.com/http://jeffhardy.articlealley.com/ppibest-payment-method-2226592.html 12th May 2011 The moment well known for the manufacture of cloth, worsted in distinct, the trade has virtually ceased to exist in Norwich. Just about the only reminder of the trade in cloth are the tall 3 story buildings, with dormer windows, that had been applied to r... http://www.articlealley.com/http://byrondotson.articlealley.com/business-and-business-in-norwich-2147705.html 28th March 2011 If you want to get the best deal on your mortgage, there are basically 3 ways to go about your search. You can pay a visit to all the high street banks,? and get their rates. This is not the most efficient way to go about it, however, for a number of reas... http://www.articlealley.com/http://mandym457.articlealley.com/how-to-get-the-best-mortgage-deal-in-these-difficult-times-2066139.html 23rd February 2011 Consumer misery shows no sign of letting up in 2011, with credit card interest rates hitting a 13-year high, according to research carried out by price comparison site moneyfacts.co.uk. The average credit card charge now stands at 18.9%, over 4% higher th... http://www.articlealley.com/http://charlottemooney.articlealley.com/13year-high-for-credit-card-interest-rates-2063384.html 23rd February 2011 An expert has said that fixed rate mortgages remain a "sensible" choice following the recession.People seeking a home credit deal in the aftermath of the global economic downturn might be well advised to look into the possibility of taking out a fixed rat... http://www.articlealley.com/http://samgooch.articlealley.com/expert-fixed-rate-mortgages-remain-a-good-option-1746523.html 15th September 2010 Fixed rate bonds continue to dominate the higher end of the savings market.Although these savings accounts offer guaranteed returns, there is a small gamble involved when using fixed rate bonds, as the general census follow the Bank of England base rate s... http://www.articlealley.com/http://samuelgooch.articlealley.com/fixed-rate-bonds-effective-tool-to-beat-inflation-1712499.html 19th August 2010 Indeed, between 80% and 90% of store cards held by some 11.5 million customers charge more than 25%. But some retailers have jumped the gun realising that their sky-high charges couldn't last forever. Three store cards have already taken steps to trim bac... http://www.articlealley.com/http://maxwellgould.articlealley.com/credit-cards-shamed-into-reducing-charges-1626465.html 30th June 2010 After the Bank of England's latest push in quantitative easing, the prospect that the UK may see a significant amount of inflation is certainly at the forefront of many people's minds - with critics such as The Telegraph's Alex Singleton describing the mo... http://www.articlealley.com/http://marked.articlealley.com/evidence-of-no-uk-increase-in-rate-of-inflation-in-july-2009-1155260.html 06th October 2009 The Bank of England may have just opted to hold the base rate at 0.5% for third consecutive month, but it is rising interest rates that have once again caused raised eyebrows in the credit card market. A no-change decision by the Monetary Policy Commit... http://www.articlealley.com/http://graemeknights.articlealley.com/credit-card-costs-causing-concern-928525.html 11th June 2009 Among the many things the credit crunch has brought is an end to the perception that finance is freely available for any and all who want it. While in the past a consumer may have expected to be able to take out a loan with minimal fuss, the fact is that ... http://www.articlealley.com/http://graemeknights.articlealley.com/the-loans-are-out-there-916703.html 05th June 2009 Nationwide has announced that it has plans to cut the price of its fixed rate mortgage deals by up to 1%. The building society, which is the UK's third-largest mortgage lender, will be reducing rates on its two, three and five year fixed-rate deals fro... http://www.articlealley.com/http://carysrobshaw3.articlealley.com/drop-in-mortgage-rates-776300.html 02nd February 2009 It is no surprise to any of us that interest rates have risen and are still rising and lenders are able to be choosy so borrowing on a whim is no longer possible. The credit crunch has made borrowing prohibitive as the bank loan rates have soared on pe... http://www.articlealley.com/http://michaelchalliner.articlealley.com/some-tips-for-loans-as-borrowing-gets-harder-764453.html 21st January 2009 A number of major players exiting from the secured loans industry in the past 12 months has highlighted the continuing effects of the credit crunch for both lenders and borrowers. In a recent report, financial advisory firm MoneyFacts explained that se... http://www.articlealley.com/http://arouse.articlealley.com/secured-loans-availability-shrinking-599651.html 15th August 2008 Borrowers have been dealt another blow as mortgage giants Nationwide and Woolwich raise rates and the cost of two-year fixed rate mortgages hits a ten-year high. Research by financial information specialist Moneyfacts.co.uk has shown the cost of... http://www.articlealley.com/http://christianward.articlealley.com/nationwide-and-woolwich-pile-on-the-pain-for-borrowers-598601.html 14th August 2008 The cost of fuel has spiralled this year, but you can help offset this by taking out the right type of cashback credit card. A litre of unleaded fuel cost 117.2p on average on June 11 2008, according to Petrolprices.com, and is tipped to rise further, ... http://www.articlealley.com/http://christianward.articlealley.com/credit-cards-combat-rising-petrol-prices-594309.html 12th August 2008 Borrowers wishing to take out personal loans will find that some major lenders have withdrawn some of their loan facilities. Unsecured personal loans were withdrawn last year by GE money, Leeds Building Society and Eskimo Loans - who are funded by Nort... http://www.articlealley.com/http://linseysummers.articlealley.com/credit-is-harder-to-get-546412.html 23rd May 2008 HSBC subsidiary First Direct has withdrawn the offer of mortgages to non-customers, further fuelling the crisis in the lending industry. Recently the bank has been receiving a deluge of applications and simply does not have the staff and resources to effi... http://www.articlealley.com/http://markskinner.articlealley.com/first-direct-closes-doors-to-noncustomer-mortgages-545367.html 22nd May 2008 The number of lenders offering unsecured personal loans has fallen; a move that financial information firm Moneyfacts has called a "worrying" trend. Eskimo Loans, which is funded by the financially stricken lender Northern Rock, recently decided to pull ... http://www.articlealley.com/http://jennylongmuir.articlealley.com/fewer-lenders-offering-personal-loans-541354.html 20th May 2008 New research from financial information company, Moneyfacts, has shown that borrowers are to face rising repayment terms on their personal loans which will leave many people with a financial headache. Lenders were seen to be pushing up certain rates ... http://www.articlealley.com/http://phil2.articlealley.com/ppi-on-loans-540795.html 20th May 2008 Another day, another set of apparently gloomy property statistics. Yesterday we had the Land Registry and Moneyfacts house price figures for March and April respectively, with both showing monthly price falls and the former indicating an annual drop in pr... http://www.articlealley.com/http://assetzuk.articlealley.com/buytolet-still-tipped-for-good-year-529817.html 06th May 2008 The first signs that credit will be more difficult to obtain in the future has come with the news that refusal rates for credit card applications are rising, and one major issuer has even unilaterally terminated 160,000 customers' accounts as it attempts ... http://www.articlealley.com/http://vickycochrane.articlealley.com/many-credit-card-customers-finding-going-tough-511588.html 07th April 2008 A recent report has revealed that over the past few months there has been a considerable slow down in personal loan lending throughout the UK. November of last year saw a decrease of 10% in the number of personal loans processed by UK lenders. Becau... http://www.articlealley.com/http://liamgerken.articlealley.com/loans-slowdown-in-personal-loans-lending-254176.html 20th January 2008 With Christmas rapidly approaching, now is the perfect time to check out whether you have the best credit cards to see you through the festive period. If you are carrying forward a balance that is likely to increase in line with your Christmas shopping, t... http://www.articlealley.com/http://andrewregan.articlealley.com/get-your-credit-cards-sorted-before-christmas-245645.html 14th November 2007 When it comes to setting foot on the property ladder, many people are finding it increasingly difficult to overcome initial challenges. The process of acquiring property is certainly intricate enough on its own; but when it comes to high interest rates an... http://www.articlealley.com/http://andrewregan.articlealley.com/should-friends-still-stick-together-when-trying-to-get-on-the-property-ladder-136822.html 12th March 2007 With bank charges in the spotlight again following the recent BBC Money Programme investigation, and the numerous campaigns to reclaim charges pending the outcome for the OFTs research due in the first quarter of 2007, Moneyfacts.co.uk takes a look at the... http://www.articlealley.com/http://marcobarra2.articlealley.com/overdraft-rates-up-again-127729.html 09th February 2007 In our 2007 Mystery Shopper survey, Business Moneyfacts approached 10 business banks, posing as a micro business looking to switch current account provider. Whilst any survey of this nature can be somewhat subjective, it is important to stress that banks ... http://www.articlealley.com/http://marcobarra2.articlealley.com/business-banks-need-to-be-more-switched-on-127728.html 09th February 2007 The Monetary Policy Committee's decision to increase base rate by a further 0.25 per cent on 11 January caught everybody on the hop, from financial commentators through to the banks and building societies themselves. The rate increases of August and Novem... http://www.articlealley.com/http://marcobarra2.articlealley.com/savers-new-year-surprise-127716.html 09th February 2007 On the total contrast with last year's predictions, companies made a come back by re-introducing the interest free deals. Using the credit card balance transfer, a large number of companies-as data from www.Moneyfacts.co.uk is showing to us- are havi... http://www.articlealley.com/http://alisonwhite.articlealley.com/zero-interest-on-credit-cards-war-124858.html 30th January 2007 At one time, borrowing money from the bank would have involved getting out the best suit and grovelling to the manager. These days, banks ring customers at home and ask them if they want to take out a loan. In fact, they almost give you hard time if y... http://www.articlealley.com/http://michaelchalliner.articlealley.com/personal-loans-increase-but-at-what-cost-90862.html 02nd October 2006 The boom in online banking and the success of some of the bigger online banks looks likely to revolutionise the way we manage our finances. Mortgages are no exception – now that virtually all lenders have an online presence and many will allow you to acce... http://www.articlealley.com/http://josephkenny.articlealley.com/online-mortgages--get-wise-to-the-web-59126.html 03rd June 2006 Most of us have been in a position at some point when we simply have had insufficient funds to pay for something. This could be car insurance/repairs, course fees, holiday, Christmas presents, electrical items or even the weekly shopping. According to Cre... http://www.articlealley.com/http://rachellane.articlealley.com/dont-let-your-personal-loan-become-a-personal-moan-10322.html 28th September 2005 Whilst not all Smiths lead the glamorous technological lifestyles of Brad Pitt and Angelina Jolie, the number of British consumers using online financial services continues to grow rapidly. According to NOP World, 48% of all Internet users researched o... http://www.articlealley.com/http://rachellane.articlealley.com/mr-and-mrs-smith-go-online-as-internet-technology-moves-from-fantasy-to-normality-2238.html 14th June 2005