Articles from Article Alley, tagged with "child trust fund" http://www.articlealley.com en-us editorial@articlealley.com UK Taxes and Child Savings - Income Tax Saving vehicles for children such as the Junior ISA or Child Trust Fund (CTF), are frequently reported as being tax free but it is not always made completely clear which types of tax these vehicles are exempt from and how those taxes would otherwise work.... http://www.articlealley.com/http://www.articlealley.com/uk-taxes-and-child-savings--income-tax-2420085.html 19th March 2012 Teaching Children about Money Teaching children about money can be a valuable lesson. It can lead to them spending and saving money responsibly as adults. But how can parents help teach their children about this subject? One way is to start to save on children’s behalf. Opening so... http://www.articlealley.com/http://amnorge.articlealley.com/teaching-children-about-money-2415454.html 16th February 2012 The New Junior ISA vs The Old Child Trust Fund - Overlap There is no doubt that the new Junior ISA has been brought in to fill the gap left by the old Child Trust Fund (CTF). They both perform the same function - providing an incentive for parents to save on behalf of their children; to build them a nest egg fo... http://www.articlealley.com/http://www.articlealley.com/the-new-junior-isa-vs-the-old-child-trust-fund--overlap-2415153.html 15th February 2012 How Does the New Junior ISA Work? The Junior ISA (or JISA) is finally here. After much hype the new savings and investments vehicle for building wealth on behalf of your children was launched on 1st November 2011. If you haven't got to grips with what exactly these new ISAs are and how t... http://www.articlealley.com/http://www.articlealley.com/how-does-the-new-junior-isa-work-2410609.html 31st January 2012 Affording University - Saving in Preparation The controversy over the cost of university has recently centered on the rise in tuition fees, however the fact that the mechanics of the system mean that these costs (together with maintenance loan debts) will in practice only become payable when the stu... http://www.articlealley.com/http://www.articlealley.com/affording-university--saving-in-preparation-2402326.html 04th January 2012 Junior ISA Allowance: You Don’t Need it All to Take Advantage The new Junior ISA scheme, also known as the JISA, will be up and running in November and will give parents a way of being able to make tax free investments on behalf of their children. This articles looks at some ways that parents could look at this oppo... http://www.articlealley.com/http://amnorge.articlealley.com/junior-isa-allowance-you-dont-need-it-all-to-take-advantage-2396554.html 06th December 2011 The Differences between the Junior ISA and the Child Trust Fund The Junior ISA will be the new savings product for children, and will be available from November 2011. It is a replacement for the Child Trust Fund, which was scrapped early this year. There are similarities between the two schemes, but there are also som... http://www.articlealley.com/http://amnorge.articlealley.com/the-differences-between-the-junior-isa-and-the-child-trust-fund-2369871.html 07th October 2011 An Introduction to the Junior ISA The Junior ISA will likely be launched in November 2011 and has in some ways been designed as a replacement for the Child Trust Fund, which was discontinued after the current government came to power. What was the Child Trust Fund? The Child Trust ... http://www.articlealley.com/http://amnorge.articlealley.com/an-introduction-to-the-junior-isa-2318616.html 22nd July 2011 Child Trust Funds - Essential Investors Guide There are some situations in which it is used to generate a better future for a loved one. That is certainly the case when one is investing in a child trust fund. A child trust account can be used for investing money that will later be used to pay for ... http://www.articlealley.com/http://markoral.articlealley.com/child-trust-funds--essential-investors-guide-2314406.html 15th July 2011 Qualifying for Child Trust Funds Is your child eligible for a Child Trust Fund (CTF)? If your baby was born on or before January 2, 2011, you are a UK resident, and you are entitled for Child Benefit, then you should have received your child’s CTF voucher. You can use the voucher to open... http://www.articlealley.com/http://stevewaller.articlealley.com/qualifying-for-child-trust-funds-2309151.html 07th July 2011 Youngster Trust Money: The Essentials Not long ago our son and daughter in law were blessed with the birth of our grand daughter Maisy Leigh, a fantastic child who appears to have a smile on her experience at all times and is a sheer delight to us all. Like all proud grand dad and mom we only... http://www.articlealley.com/http://joanne.articlealley.com/youngster-trust-money-the-essentials-2258660.html 01st June 2011 Investing For Children - Which Options Are Best? With the potential costs of a university education spiralling, house prices still being relatively high and the cost of weddings increasing, it has never been more important to begin a programme of savings for children and grandchildren. Added to this... http://www.articlealley.com/http://rayprince.articlealley.com/investing-for-children--which-options-are-best-1961276.html 17th January 2011 The End of the Child Trust Fund The Conservative – Liberal Democrat coalition have begun to make changes to the Child Trust Fund, and will be scrapping the scheme altogether in the new year. The Child Trust Fund was bought in by the previous Labour government with parents given a £250 v... http://www.articlealley.com/http://amnorge.articlealley.com/the-end-of-the-child-trust-fund-1866900.html 24th November 2010 Why Saving for Your Child Now Can Make a Big Difference Later There are countless ways you can prepare for your child's future - whether it's encouraging their interests with extracurricular activities, playing an active role in their education at school, or simply reading to them from a young age. One of the most s... http://www.articlealley.com/http://danielcollins.articlealley.com/why-saving-for-your-child-now-can-make-a-big-difference-later-1697834.html 12th August 2010 Planning for the Future With financially uncertain times looming over us, and government cuts penetrating deeper into society, it is a suitable period for some sensible saving solutions. Sooner or later we will all feel the effects of the axe. Any cuts to public spending are... http://www.articlealley.com/http://harveymcewan.articlealley.com/planning-for-the-future-1646617.html 09th July 2010 Saving For Your Children's Future Many parents take the view that for their children to learn about budgeting, one of the best ways to educate them is to get them a savings account. Thanks to a range of schemes and special child bank accounts, parents have an increasingly a popular and ea... http://www.articlealley.com/http://markbartley.articlealley.com/saving-for-your-childrens-future-1605272.html 17th June 2010 Securing Your Child's Future Child Trust Funds were launched over five years ago to help kick-start a savings culture in the UK and promote greater knowledge of personal finance and responsibility. By enabling parents, grandparents, other family members and friends to contribu... http://www.articlealley.com/http://adamsingleton.articlealley.com/securing-your-childs-future-1592706.html 09th June 2010 Using Child Trust Funds Preparing for your child's future is important. If your child was born on or after 1 September 2002 and you are in receipt of Child Benefit for them, they will be eligible for a Child Trust Fund (CTF) account. The CTF was introduced by the previous govern... http://www.articlealley.com/http://paulbuchanan.articlealley.com/using-child-trust-funds-1573713.html 30th May 2010 What is the Future of the Child Trust Fund? What will happen to the Child Trust Fund now that a Conservative - Liberal Democrat coalition government has been agreed? During their thirteen years in power, one of the many schemes the Labour Party bought in was the Child Trust Fund. The scheme work... http://www.articlealley.com/http://amnorge.articlealley.com/what-is-the-future-of-the-child-trust-fund-1552929.html 17th May 2010 What Is A Child Trust Fund? To encourage saving, and to ensure people get a good start in adult life, the Government will pay £250 in the form of a child trust fund to every baby born on or after 1st September 2002. Essentially a child trust fund is a long term savings account, whe... http://www.articlealley.com/http://markbartley.articlealley.com/what-is-a-child-trust-fund-1521986.html 28th April 2010 3 Essentials When Your Child Is Born You’ve has the bag packed weeks in advance. The bedroom in your London apartment is decorated in yellow as you haven’t found out the sex. You have nappies and bibs in droves. You think you are prepared for parenthood but that is just the begin... http://www.articlealley.com/http://steventomey.articlealley.com/3-essentials-when-your-child-is-born-1502824.html 15th April 2010 What next for child trust funds? Child Trust Funds (CTFs) were introduced by the government in 2005 to give children a good financial start in life, and in the few years since they've launched, the take-up has been ever increasing. According to The Children's Mutual - a provider of ch... http://www.articlealley.com/http://marked.articlealley.com/what-next-for-child-trust-funds-1476191.html 29th March 2010 Poorer Families not benefiting from Child Trust Fund The Conservative party believe that poorer families are not benefiting from the child trust fund. The have said the majority of children who will benefit from the Labour introduced scheme will be those from wealthier families. This is based on statistics ... http://www.articlealley.com/http://amnorge.articlealley.com/poorer-families-not-benefiting-from-child-trust-fund-1370342.html 01st February 2010 Positives and Negatives of the Child Trust Fund The Child Trust Fund is a government scheme introduced to encourage parents to save on behalf of their children. Depending on which way you look at the scheme it has both positives and negatives. Those who are pro child trust fund claim that it helps ... http://www.articlealley.com/http://amnorge.articlealley.com/positives-and-negatives-of-the-child-trust-fund-1279957.html 08th December 2009 A Quick Guide to ISAs Offering up a tax-efficient way to invest money, ISAs (Individual Savings Accounts) are one of the smartest ways to maximise the value of your savings. Indeed, allowing people under the age of 50 to invest up to £7,200 every year tax-free - those aged ov... http://www.articlealley.com/http://jonathanwallace.articlealley.com/a-quick-guide-to-isas-1260084.html 26th November 2009 An Overview of Child Trust Funds The Government announced earlier this month that the number of children with a Child Trust Fund has reached over 3 million. However, The Economic Secretary to the Treasury, Kitty Ussher, also highlighted that only three-quarters of parents have actively... http://www.articlealley.com/http://johnsimon.articlealley.com/an-overview-of-child-trust-funds-1203261.html 27th October 2009 Using your child trust fund: easy as learning your ABC Like the kids who'll be the first to benefit from them, the Child Trust Fund has done a lot of growing up in the four and a half years since it was launched. Introduced in January 2005, the accounts are designed to ensure every child has some savings... http://www.articlealley.com/http://graemeknights.articlealley.com/using-your-child-trust-fund-easy-as-learning-your-abc-1187660.html 20th October 2009 Child Trust Fund Policy – The different between the 3 parties The Conservative Party have been setting out their policies for the 2010 general election at their party conference in Manchester. Top of the British political agenda currently is finding ways of reducing the amount of public debt. Amongst the Party's pla... http://www.articlealley.com/http://amnorge.articlealley.com/child-trust-fund-policy--the-different-between-the-3-parties-1163152.html 09th October 2009 Boost your child's savings If your son or daughter is set to celebrate their seventh birthday this month, they will be among the first to receive a present from the Government in the form of a top-up to their tax-free Child Trust Fund (CTF). Launched in 2005 with the aim of givi... http://www.articlealley.com/http://marked.articlealley.com/boost-your-childs-savings-1135471.html 30th September 2009 Are UK Universities Too Expensive? As thousands of teenagers look over their A-Level results and decide what to do next, research from Child Trust Fund provider The Children's Mutual, has highlighted the cost of a three year university study to students and their parents. So are UK univers... http://www.articlealley.com/http://marked.articlealley.com/are-uk-universities-too-expensive-1113671.html 23rd September 2009 The Child Trust Fund after seven years Recently the first batch of children to receive their Child Trust Fund were given their second instalments. Since September 2002 all parents of new born babies in the UK have been given a £250 Child Trust Fund voucher to invest on behalf of their child. ... http://www.articlealley.com/http://amnorge.articlealley.com/the-child-trust-fund-after-seven-years-1104770.html 22nd September 2009 An Explanation of Child Trust Funds Every parent wants to give their little one the best start in life, which is why the Government created The Child Trust Fund (CTF). Believe it or not the Government even gives you money - for free - for you to open and invest in an account for them. This ... http://www.articlealley.com/http://adamsingleton.articlealley.com/an-explanation-of-child-trust-funds-1095305.html 17th September 2009 Increase in Child Trust Fund top ups The Child Trust Fund is a scheme introduced by the British Government in 2002, to help parents save for their children. Under the scheme parents are given £250 when their child is born, to invest on their behalf. They are then given an extra £250 when t... http://www.articlealley.com/http://amnorge.articlealley.com/increase-in-child-trust-fund-top-ups-1019251.html 05th August 2009 Types of Child Trust Fund There are three investment options for Child Trust Funds; stake holder accounts, savings accounts and investment in shares. This article looks at these three options. STAKE HOLDER ACCOUNT A stake holder account works by investing the £250 in shares... http://www.articlealley.com/http://amnorge.articlealley.com/types-of-child-trust-fund-938184.html 15th June 2009 What a Trust Fund Can Do For Your Child The Government's Child's Trust Fund scheme is designed to give your child a running chance at saving for later life. The project, which sees a £250 voucher distributed to all eligible children, aims to meet four key objectives: to give your child a head ... http://www.articlealley.com/http://pmcindoe.articlealley.com/what-a-trust-fund-can-do-for-your-child-905987.html 29th May 2009 Disable children get extra Child Trust Fund - could this be spent better? In the budget in April, the chancellor Alistair Darling announced that children with a disability will get an extra £100 per year towards their Child Trust Fund. This will be £200 per year for those children with a severe disability. The Child Trust... http://www.articlealley.com/http://amnorge.articlealley.com/disable-children-get-extra-child-trust-fund--could-this-be-spent-better-898291.html 18th May 2009 What is a Child Trust Fund? Since 1st September 2002, all new parents have received a £250 voucher to invest on behalf of their child, called a Child Trust Fund (CTF). When the child turns 18 he or she can then do with the investment as they please. The Child Trust Fund was boug... http://www.articlealley.com/http://amnorge.articlealley.com/what-is-a-child-trust-fund-869862.html 27th April 2009 Child Trust Fund: Invest For the Future of Your Children The cost of bringing up children and providing for their future, like everything else, is continuously increasing. In fact, a recent survey calculated that it currently costs a staggering £9,000 per year to bring up the average teenager, and the total ... http://www.articlealley.com/http://pmcindoe.articlealley.com/child-trust-fund-invest-for-the-future-of-your-children-838744.html 27th March 2009 iris wins COI brief to handle HM Revenue & Customs campaign iris London has been appointed by the Central Office of Information (COI) to handle a campaign for HM Revenue & Customs, following a competitive pitch. iris will be tasked with communicating a range of Government entitlements available to new parents, to ... http://www.articlealley.com/http://rivington.articlealley.com/iris-wins-coi-brief-to-handle-hm-revenue--customs-campaign-754068.html 16th January 2009 The Scottish Friendly Child Trust Fund Did you know that newly born babies are given a £250 voucher from the the State to put in a Child Trust Fund. The child's voucher may be invested in any one of three kinds of CTF account, Stakeholder - a shares-based account that switches into cash, a sa... http://www.articlealley.com/http://patrickfinnemore.articlealley.com/the-scottish-friendly-child-trust-fund-696421.html 27th November 2008 £250 for Your New Born It is shocking to know that parents still do not realise that babies get a £250 voucher from the the government to place in a Child Trust Fund. The child's voucher may be invested in any one of three kinds of CTF account, Stakeholder - a shares-based acc... http://www.articlealley.com/http://patrickfinnemore.articlealley.com/250-for-your-new-born-696416.html 27th November 2008 Give Your Child a £250 Head Start by Investing in a Child Trust Fund Quite a number of people don't know that babies get a free voucher from the the State to save in a Child Trust Fund. The child's voucher may be invested in any one of three sorts of CTF account, Stakeholder - a shares-based account that swaps into cash, a... http://www.articlealley.com/http://patrickfinnemore.articlealley.com/give-your-child-a-250-head-start-by-investing-in-a-child-trust-fund-696399.html 27th November 2008 Saving for Children When you become a parent, it is a life changing experience which does entail many factors to consider. Not only do you need to meet immediate financial costs for equipment for your young one. You must also consider the long term financial obligations in... http://www.articlealley.com/http://seopositive.articlealley.com/saving-for-children-694544.html 26th November 2008 Ten Tips on how to increase the money in your Child Trust Fund. So you have received the child trust fund voucher from the government and chosen the supplier of your child trust fund account. So how do you make the investment grow into a decent amount over the 18 years it has to mature? I have listed the top ten t... http://www.articlealley.com/http://highwayfive.articlealley.com/ten-tips-on-how-to-increase-the-money-in-your-child-trust-fund-665298.html 14th October 2008 Opening a Child Trust Fund Account. The Child Trust Fund Voucher Opening a child trust fund account is simple. The parent needs to use the voucher sent to you by the government. You will need to take the voucher to the chosen account provider and they will use this as the first deposit ... http://www.articlealley.com/http://highwayfive.articlealley.com/opening-a-child-trust-fund-account-661182.html 10th October 2008