Articles from Article Alley, tagged with "housing loans" http://www.articlealley.com en-us editorial@articlealley.com PSU lenders extend offers till New Year Public sector banks are offering discount in interest rates on auto and home loans along with other concessions this festival season to woo customers who were planning to postpone their buying decisions since interest rates have peaked. However, priva... http://www.articlealley.com/http://deal4loan.articlealley.com/psu-lenders-extend-offers-till-new-year-2398813.html 16th December 2011 Shut the door on fixed-rate loan option In the past two month, many lenders like ICICI Bank, HDFC, India Infoline Investment Services and LIC Housing Finance have launched fixed-cum-floating-rate housing loans. Axis Bank, on the other hand, has surprised many with its latest offering, Nishch... http://www.articlealley.com/http://hardeepsaini.articlealley.com/shut-the-door-on-fixedrate-loan-option-2397908.html 12th December 2011 HDFC launched Fixed Rate Loans Home buyers cannot but help feel a sense of ‘déjà vu' as leading housing finance institutions start making the combo offers on housing loans — a mix of fixed and floating rates. A few weeks ago it was ICICI, and earlier this week, it was HDFC, which came ... http://www.articlealley.com/http://deal4loan.articlealley.com/hdfc-launched-fixed-rate-loans-2393601.html 24th November 2011 Home Loans Australia The One Who Always Care When we are looking for a partner to support us financially with our new goal, home loans Australia is the one we need. Although home loans are another loan that we need to pay it back, but, we cannot compare the feeling of having to own a home. It is ver... http://www.articlealley.com/http://johnmichel3.articlealley.com/home-loans-australia-the-one-who-always-care-2381173.html 23rd October 2011 Invest in real estate to reap lucrative returns Real estate is booming now and booming high! Real estate investments have become really advantageous as well as appealing and have taken the driver’s seat in the race of lucrative returns. Considering the situation of today one can emphatically state tha... http://www.articlealley.com/http://harjeetsingh.articlealley.com/invest-in-real-estate-to-reap-lucrative-returns-2375941.html 14th October 2011 What is Adjustable or Fixed Loans There are many forms of loan. The expenses of people are much and to fulfill them they take loans. The loans can be for anything like coping emergency need, housing loans, to pay extra bill or paying sudden medical expenses. When you borrow money, you hav... http://www.articlealley.com/http://mikesmithjohn.articlealley.com/what-is-adjustable-or-fixed-loans-2361612.html 29th September 2011 Tips on flats for sale in Mumbai Buying a house in a place like Mumbai is a challenging task. It is not everyday that you come across signs of flats for sale in Mumbai. With the growing population, the demand for residential and commercial space has shot up too. Developers in the city ar... http://www.articlealley.com/http://wadhwagroup.articlealley.com/tips-on-flats-for-sale-in-mumbai-2354506.html 23rd September 2011 Debt Management – A Smart Way of Debt Planning Whether it is dues on housing loans or credit cards, medical or utility bills, car loans or personal loans and credits incurred, the stress of having to pay a huge amount can make anyone’s life problematic. Dues with huge interest rates and tortures from ... http://www.articlealley.com/http://sattyjones.articlealley.com/debt-management--a-smart-way-of-debt-planning-2351987.html 20th September 2011 Why You Should Take A Look At Low Rate Home Loans Now Interest rates on home mortgages have been very low over the last couple of years or so and appear to be staying that way. This gives you plenty of time to find a property that is exactly what you're looking for, gives you time to save up the down payment... http://www.articlealley.com/http://wkearnes.articlealley.com/why-you-should-take-a-look-at-low-rate-home-loans-now-2341338.html 25th August 2011 Benefits for NRI by buying Properties in India There are many families where the children are working abroad. However, the parents stay back in India. Having made a good amount of money, many of these non-resident Indians (NRIs) and persons of Indian origin (PIO) intend to come back to India later. ... http://www.articlealley.com/http://deal4loan.articlealley.com/benefits-for-nri-by-buying-properties-in-india-2340476.html 24th August 2011 Demand for home loans set to dip At the peak of the global housing crisis in 2008, a group of executives at State Bank of India (SBI) were busy devising a new home loan scheme meant to boost the sluggish demand. The growth in housing loans had fallen from a high of 31.2 per cent in Decem... http://www.articlealley.com/http://deal4loan.articlealley.com/demand-for-home-loans-set-to-dip-2309436.html 07th July 2011 Payday Advance No Credit Check: Easiest way to avail advance cash Payday advance no credit check has gained lot of popularity among the UK citizens. When fiscal emergencies arise in the midst of the month without any warning, these expenses need immediate attention and treatment. In most of the cases, these emergency re... http://www.articlealley.com/http://gerryparker.articlealley.com/payday-advance-no-credit-check-easiest-way-to-avail-advance-cash-2309434.html 07th July 2011 Increasing Prospects of Property in Chennai Chennai counts as one of the hottest metro cities in India and have got engaged in both economic and political aspects. It is the capital of Tamil Nadu and from past few years there are humungous developments taking place in the city in terms of real esta... http://www.articlealley.com/http://simon4.articlealley.com/increasing-prospects-of-property-in-chennai-2302389.html 29th June 2011 The State of Singapore House In 2010 In a region where 1 in 10 men and women are millionaires (defined as obtaining at least US$one million in investible property, excluding property), Singapore's genuine estate costs have surged to new highs after dipping momentarily in 2009. The average ch... http://www.articlealley.com/http://worminto65.articlealley.com/the-state-of-singapore-house-in-2010-2252849.html 27th May 2011 Different Types of Loans and Debts Debts are classified according to different factors. There are long term debts and short term debts, which are more or less self-explanatory. There are also special loans that can be availed of by regular employees, subject to approval by their supervisor... http://www.articlealley.com/http://sofiabritts.articlealley.com/different-types-of-loans-and-debts-2240620.html 19th May 2011 Household Loans Growing Vigorously in China According to our report “China Banking Sector Analysis", China’s banking industry has been at the centre of the country’s economic ascendance for the past two decades. Further, due to the underdeveloped capital markets, the banking system has played a piv... http://www.articlealley.com/http://shushmulmaheshwari.articlealley.com/household-loans-growing-vigorously-in-china-2239628.html 19th May 2011 Yes Bank to close loan promotion deal with HDFC In order to augment its fee income component, private sector Yes Bank is on a spree of partnering with non-bank lenders catering to different segments and is in the "final stages" of tying up with mortgage lender HDFC, a top official said. "We are in the ... http://www.articlealley.com/http://deal4loan.articlealley.com/yes-bank-to-close-loan-promotion-deal-with-hdfc-2226350.html 12th May 2011 Property in Chennai at a High Demand There is a high demand for the properties Chennai with fast growing economy & increasing urbanization. Chennai is the one of metropolitan cities of India where you can witness the similar situation. The demand for Chennai properties is fast increasing due... http://www.articlealley.com/http://thinktank.articlealley.com/property--in-chennai-at-a-high-demand-2198093.html 26th April 2011 Utah Housing Loan Options Owning a fabulous house is considered to be a significant step for the large majority of individuals. Truth be told, because of the housing scare that we all have been completely bombarded with over the past couple of years, this important step has grown ... http://www.articlealley.com/http://lexordaren.articlealley.com/utah-housing-loan-options-2178292.html 11th April 2011 Loan default is not the end of the road In case of housing loans, banks have a provision for restructuring the loan e.g. terms of extending the tenure of the loan. For the same, the bank must perceive the reason of default to be genuine. The Reserve Bank of India (RBI) has issued guidelines on ... http://www.articlealley.com/http://adhil.articlealley.com/loan-default-is-not-the-end-of-the-road-2160779.html 03rd April 2011 Bankruptcy Lawyer - How Can You Hire One? Bankruptcy seems to be the only option for some people during hard economic times. Payment of accumulated debts like, insurance premiums, credit card debts and payment of housing loans becomes impossible for some people. A debtor can be assured of getting... http://www.articlealley.com/http://nepolianmilton.articlealley.com/bankruptcy-lawyer--how-can-you-hire-one-2157807.html 31st March 2011 Subsidies in budget 2011 – Effect on common man Last year our Finance minister experimented with the direct transfer of subsidies for a few agricultural fertilizers excluding urea. This has been found to be very successful in ensuring that the benefits are accrued by the actual farmer who ultimately us... http://www.articlealley.com/http://adhilshetty.articlealley.com/subsidies-in-budget-2011--effect-on-common-man-2144369.html 27th March 2011 Loans for professionals! This is not specifically a category of loan but more a loan for which an exhaustive set of documents are required. There are several conditions that need to be fulfilled while taking a loan. One of these is the kind of documentation you have to complete o... http://www.articlealley.com/http://adhilshetty.articlealley.com/loans-for-professionals-2122464.html 16th March 2011 VA Loans With Terrible Credit The veterans in the U.S. are entitled to some privileges. An individual amid them is shopping for a household without the need of down payment. There are about 20-five million veterans who are qualified for housing loans beneath the Servicemen's Readjustm... http://www.articlealley.com/http://melbertmejia.articlealley.com/va-loans-with-terrible-credit-2115563.html 15th March 2011 Welcome to Wave City NH 24 in Ghaziabad R. K Jain, Executive Director, Wave City lists the areas that the government ignored for the real estate sector in Union Budget 2011. As expected emphasis was laid on affordable housing as low- cost housing loans of Rs 15 lakh will be eligible for one... http://www.articlealley.com/http://shaktideen.articlealley.com/welcome-to-wave-city-nh-24-in-ghaziabad-2112445.html 14th March 2011 Central Bank Issues Guidelines for Personal Loans, Fees The United Arab Emirates central bank issued new guidelines on retail loans and fees as well as capped personal loans at 20 times a borrower’s monthly salary in a bid to control lending and curb excessive charges. The repayment period for personal loan... http://www.articlealley.com/http://deal4loan.articlealley.com/central-bank-issues-guidelines-for-personal-loans-fees-2108085.html 11th March 2011 PSBs to scrap home loan foreclosure fee In major relief for home loan borrowers, the government has suggested that the public sector banks (PSBs) stop levying pre-payment penalty or foreclosure charges on home loans. Banks impose penalty of over 2 % of outstanding principal on borrowers who rep... http://www.articlealley.com/http://deal4loan.articlealley.com/psbs-to-scrap-home-loan-foreclosure-fee-2105457.html 10th March 2011 Low Cost Loans for Low Income Families - For Financing Your Interim Needs In case you are in financial crisis and have less income, then you can apply for low cost loans for low income families. They help you avail cash for financing your interim needs. You can avail it lower rate of interest. Even if you limited source of inco... http://www.articlealley.com/http://janeycopper.articlealley.com/low-cost-loans-for-low-income-families--for-financing-your-interim-needs-2090786.html 04th March 2011 Steps to avail a quick online loan With the rising taxes and increased cost of living the world is becoming all the more, a challenging place to sustain and cope-up with. Not many feel financially secure these days and often fear facing such situations. Desperate need for money can arise ... http://www.articlealley.com/http://kittisteven.articlealley.com/steps-to-avail-a-quick-online-loan-2090417.html 04th March 2011 Low Cost Payday Loan - Finance Your Daily Needs Without Any Hassles You might have to face some situation wherein you might not have sufficient cash to finance your needs. Then, here comes a fiscal relief which will help you finance your needs. low cost payday loan help you finance your daily needs without any hassle. You... http://www.articlealley.com/http://janeycopper.articlealley.com/low-cost-payday-loan--finance-your-daily-needs-without-any-hassles-2090337.html 04th March 2011 An Overview On Singapore Permanent Resident Schemes Having a permanent residence status in Singapore comes with a score of benefits. Besides the higher priority for schooling children to go to schools with better educational system, permanent residents need not leave Singapore in case of unemployment. They... http://www.articlealley.com/http://asiabiz.articlealley.com/an-overview-on-singapore-permanent-resident-schemes-2067864.html 24th February 2011 The Things to Consider When You Self Build Huf Haus Making a home may be the most satisfying feeling in living, but building a house is a total different thing. In the goal of providing convenience for people, many institutions, government supported or corporations alike such as banks provide their plans i... http://www.articlealley.com/http://angelabryant.articlealley.com/the-things-to-consider-when-you-self-build-huf-haus-2039217.html 16th February 2011 Interest rate hike to raise EMIs on your home loan Your equated monthly instalment (EMI), on home loan is expected to go up soon. With the Reserve Bank of India hiking key policy rates, banks will soon revise their lending and deposit rates. RBI hiked interest rates by 25 basis points on Thursday to conta... http://www.articlealley.com/http://deal4loan.articlealley.com/interest-rate-hike-to-raise-emis-on-your-home-loan-2020706.html 09th February 2011 On Loans, Business and Home Improvement People don’t like the feeling of not having enough money. Reality dictates everyone that money, just like any other resource on the planet, is limited, and will always be a problem. Unfortunately, this reality clashes with humans’ unlimited desire to sati... http://www.articlealley.com/http://annabellevandorn.articlealley.com/on-loans-business-and-home-improvement-1997611.html 01st February 2011 Advantages of a pre-approved home loan! Once the checks are in place and the bank pre-approves the loan, it will hand over a letter stating that an in principle approval of a particular home loan amount has been granted and will be valid up to a particular period. Some banks will also s... http://www.articlealley.com/http://adhil.articlealley.com/advantages-of-a-preapproved-home-loan-1975258.html 20th January 2011 Low Cost Payday Loans - No Fees Involved Those who require cash to resolve their instant cash troubles and do not want to get trapped with high reimbursement rates can go for low cost payday loans. There are accessible when you require an immediate solution to tide over your problems. These fina... http://www.articlealley.com/http://janeycopper.articlealley.com/low-cost-payday-loans--no-fees-involved-1969492.html 19th January 2011 Rise in Home Loan Interest Rates in India The Real Estate market in India has taken a big jump and is growing more rapidly than before, causing many middle class people to think before buying the property. The commercial capital of India (Mumbai) has been targeted by the builders and this results... http://www.articlealley.com/http://bharatprajapati.articlealley.com/rise-in-home-loan-interest-rates-in-india-1960183.html 17th January 2011 Low Cost Loans - A Solution for Your Monetary Misfits Since, there is a key for every problem, a light for every shadow, a plan for every tomorrow and a joy for every sorrow, there is a solution for your monetary misfits also. However, if the rise in the quantity for the sanction of finance has made you step... http://www.articlealley.com/http://janeycopper.articlealley.com/low-cost-loans--a-solution-for-your-monetary-misfits-1959371.html 17th January 2011 Property Development in Gujarat, Affordable Homes in Gujarat, Housing Projects in Gujarat Affordable Homes in Gujarat Gujarat is a vibrant state, strategically located on the west coast of India; with inherent strength and immense potential. It has a rich culture and an industrious population. The state has made amazing progress during the pa... http://www.articlealley.com/http://ashokisrani.articlealley.com/property-development-in-gujarat-affordable-homes-in-gujarat-housing-projects-in-gujarat-1946189.html 11th January 2011 Why It Is Important to Empower Businesses and the Economy Loans have always been the main source of funds that businesses use as capital. Although some entrepreneurs draw funding from a portion of their savings or from potential business investors, a lot still depend on loans for sustenance for their ventures. L... http://www.articlealley.com/http://johnlair.articlealley.com/why-it-is-important-to-empower-businesses-and-the-economy-1937702.html 07th January 2011 Home loan non-performing properties come to haunt banks Popular ‘Teaser’ loan schemes, launched especially to attract home loan borrowers, resulting in robust home loan growth in the last one year, has started to pinch banks as bad asset creation from such loans is also rising in equal ferocity. The central ba... http://www.articlealley.com/http://deal4loan.articlealley.com/home-loan-nonperforming-properties-come-to-haunt-banks-1932094.html 05th January 2011 Be careful of the debt trap in New Year Every policy rate hike by the Reserve Bank of India ( RBI )) and the corresponding interest rates hikes by banks, typically pull the conversations towards housing loans — the largest burden taken by an average person. For those who have taken a loan, the ... http://www.articlealley.com/http://deal4loan.articlealley.com/be-careful-of-the-debt-trap-in-new-year-1932092.html 05th January 2011 Looking For A House For Sale Looking for a house for sale can be a piece of cake if you have some helpful resources to begin with. Perhaps the most difficult part of this is finding the house located in the best place possible and tagged with the most reasonable price. There are some... http://www.articlealley.com/http://katiearmour.articlealley.com/looking-for-a-house-for-sale-1918939.html 22nd December 2010 Loans: The Lifeblood of the Economy Loans are said to be the lifeblood of the economy. It is through loans that businesses can fund their launch and sustain their current operations. It is through the loans that individuals are being empowered to prepare for big purchases such homes and car... http://www.articlealley.com/http://sofiabritts.articlealley.com/loans-the-lifeblood-of-the-economy-1909301.html 19th December 2010 Loans and the Sense of Financial Security and Stability Let’s admit one obvious fact. It’s really too problematic whenever the budget pinch hits us bad. We hated the idea of not having enough cash to satisfy all of our needs and wants. The desire to have enough money in our pockets, wallets and bank accounts s... http://www.articlealley.com/http://sofiabritts.articlealley.com/loans-and-the-sense-of-financial-security-and-stability-1909298.html 19th December 2010