Articles from Article Alley, tagged with "alliance leicester" http://www.articlealley.com en-us editorial@articlealley.com Remortgage deals abbey Firstly, it is worth noting that Abbey has undergone rebranding and is now known as Santander. Remortgage deals Abbey is offering do come in a range of distinct products from which you can comfortably choose. Depending on your remortgage requirements as w... http://www.articlealley.com/http://sumitdadhich.articlealley.com/remortgage-deals-abbey-2072860.html 25th February 2011 PPI mis sold Payment Protection Insurance or PPI as it is more commonly known is a protector policy sold alongside forms of credit such as Loans Mortgages and Credit Cards. The core purpose of PPI is to provide a repayment method in the event of accident, sickness or ... http://www.articlealley.com/http://samshiraz.articlealley.com/ppi-mis-sold-2020561.html 09th February 2011 Bank Steps Up Recruitment to Improve Customer Service Santander hopes to improve customer service by launching a recruitment drive across Britain. The bank will hire 600 new staff to join its growing network of branches and call centres in the United Kingdom after the organisation bought Alliance & Leices... http://www.articlealley.com/http://purebluecreative.articlealley.com/bank-steps-up-recruitment-to-improve-customer-service-1683679.html 06th August 2010 Are women-only insurers a good idea? Are specialist insurers for women a good idea or a gimmick? A host of specialist motor insurers have sprung up promising cheaper deals to women on the grounds that they are safer drivers. The Australian-themed Sheilas' Wheels launched in 2005, cla... http://www.articlealley.com/http://robertpalmer.articlealley.com/are-womenonly-insurers-a-good-idea-1670017.html 30th July 2010 How should you fund your home improvements? Homeowners who have recently moved into a new property may be planning do-it-yourself jobs or large-scale renovations, but they need to think carefully about how they're going to finance those home improvements. Unless you're in the fortunate position o... http://www.articlealley.com/http://robertpalmer.articlealley.com/how-should-you-fund-your-home-improvements-1593782.html 09th June 2010 What Are Fixed Rate ISA’s A fixed rate ISA is an Individual Savings Account that gives the holder a set amount of interest that doesn't change. This means that you can stay in control of your savings and be safe in the knowledge that you are going to be getting the best deal possi... http://www.articlealley.com/http://sumitdadhich.articlealley.com/what-are-fixed-rate-isas-1485453.html 01st April 2010 Make sure you your homework to land the best personal loan deal The Bank of England Base Rate may have remained frozen at an all-time low of 0.5 per cent since March, but loan rates have continued to head upwards - making the gap between the base rate and the average loan rate bigger than ever. A large number of un... http://www.articlealley.com/http://marked.articlealley.com/make-sure-you-your-homework-to-land-the-best-personal-loan-deal-1390175.html 11th February 2010 Majority of UK expats expect to retire abroad as Britain is too expensive, study shows UK expats prefer to retire abroad rather than return to the country of their birth as the cost of retirement is perceived as being too high in Britain. There is a feeling among expats that they need a minimum wealth level of £400,000 to retire comfort... http://www.articlealley.com/http://moveforward.articlealley.com/majority-of-uk-expats-expect-to-retire-abroad-as-britain-is-too-expensive-study-shows-1383221.html 08th February 2010 Recession Busters – A guide from the fastest growing provider of Motor Finance There are plenty of great ideas out and about to help motor dealers to beat this recession. Working with a number of our suppliers we have come up with a few of our own, we hope you find them useful, please let us know!Recession Busters from Carlyle Finan... http://www.articlealley.com/http://richard14.articlealley.com/recession-busters--a-guide-from-the-fastest-growing-provider-of-motor-finance-1357845.html 21st January 2010 Reviewing accounts 'can help businesses become more sustainable' Comparing business bank accounts could help firms to not only save money but be kinder to the planet.Businesses looking to improve their environmental credentials may not only want to lend thought to recycling schemes and low-energy lightbulbs, but to als... http://www.articlealley.com/http://samgooch.articlealley.com/reviewing-accounts-can-help-businesses-become-more-sustainable-1353714.html 19th January 2010 Could water damage affect business accounts? Water damage suffered over the festive period could have a significant impact on a business' bank accounts.Although some businesses may be looking forward to closing over the festive period, new research shows that many could be entering the new year with... http://www.articlealley.com/http://samgooch.articlealley.com/could-water-damage-affect-business-accounts-1353686.html 19th January 2010 Borrowing tips to meet the cost of Christmas A 0% purchases credit card could offer ideal assistance to those looking to borrow in the build-up to Christmas.Britons searching for a helping hand when it comes to money this Christmas may want to consider 0% credit card deals, one writer claims.Serena ... http://www.articlealley.com/http://which4u.articlealley.com/borrowing-tips-to-meet-the-cost-of-christmas-1330702.html 07th January 2010 Egg fined over payment protection insurance Online bank Egg has been fined £721,000 over the way it sold notorious payment protection insurance. This scandalous product is supposed to help you meet commitments such as mortgage repayments if you fall ill or lose your job, but it has been routine... http://www.articlealley.com/http://trevornorman.articlealley.com/egg-fined-over-payment-protection-insurance-1318493.html 30th December 2009 Who has been guilty of PPI mis-selling? We are constantly hearing stories that suggest that hundreds of businesses have mis-sold PPI to people like you. Fortunately, the Financial Services Authority is on their case. It is investigating many lenders of all shapes and sizes for mis-selling. The ... http://www.articlealley.com/http://ppiclaimline.articlealley.com/who-has-been-guilty-of-ppi-misselling-1303326.html 18th December 2009 New ISAs on offer to Co-op Bank customers Co-operative Bank customers are now able to access fixed rate savings for the first time.A new range of saving accounts are now available to Co-operative Bank customers following its merger with Britannia.Customers will now be able to take out one of two ... http://www.articlealley.com/http://samgooch.articlealley.com/new-isas-on-offer-to-coop-bank-customers-1271088.html 03rd December 2009 Quantitative easing 'helps boost business confidence' Further extension of quantitative easing could provide a welcome lift to business banking, it has been claimed.Moves by the Bank of England to extend its quantitative easing (QE) will offer a boost to the business banking community, it has been suggested.... http://www.articlealley.com/http://samgooch.articlealley.com/quantitative-easing-helps-boost-business-confidence-1239768.html 20th November 2009 New fixed rate bonds from Abbey and A&L A new range of fixed rate bonds for businesses have been launched today (September 3rd). A new one-year fixed bond has been released, it has emerged.On offer from Abbey Business Banking and Alliance & Leicester Business Banking - both of which are part o... http://www.articlealley.com/http://samgooch.articlealley.com/new-fixed-rate-bonds-from-abbey-and-al-1231942.html 13th November 2009 Competitive accounts and credit cards 'can make the most of money' Taking the time to seek out competitive UK accounts can help people make their money work harder for them, it has been suggested. Those Britons who choose to compare accounts will find they can source products which have competitive rates of interest a... http://www.articlealley.com/http://samgooch.articlealley.com/competitive-accounts-and-credit-cards-can-make-the-most-of-money-1163190.html 09th October 2009 Getting good deal on accounts 'can generate significant returns' UK accounts should be compared carefully as consumers look to make the most of their money, it has been suggested. Britons are being reminded of the importance of taking the time to compare accounts in order to source the most competitive financial pro... http://www.articlealley.com/http://samgooch.articlealley.com/getting-good-deal-on-accounts-can-generate-significant-returns-1163189.html 09th October 2009 Payment Protection Insurance Yes, Single Premium No Payment Protection Insurance (PPI) pays your loan or credit card interest if you aren't able to keep up the repayments yourself, say if you've been made redundant or can't work due to illness or for whatever reason. You'd think that sounds like a very go... http://www.articlealley.com/http://michaelchalliner.articlealley.com/payment-protection-insurance-yes-single-premium-no-1120394.html 24th September 2009 Fixed-Rate Savings Bonds - What Next? If you are one of the thousands of savers who piled into high-interest fixed-rate savings bonds a year ago, you may be in a quandary as to what to do now that your deal is about to end. Back then you could lock hard-earned cash into rates of 7 or 8%, but ... http://www.articlealley.com/http://marked.articlealley.com/fixedrate-savings-bonds--what-next-1062093.html 02nd September 2009 Swot up on better borrowing What would you do if you needed to buy a new car or make home improvements but you didn't have the money in savings? If you are planning a purchase of a few thousand pounds and you don't have the cash up front, your overdraft probably won't cut it. The... http://www.articlealley.com/http://marked.articlealley.com/swot-up-on-better-borrowing-1034216.html 13th August 2009 Fall in returns offered on Current Accounts According to new research carried out by financial group Moneyfacts, almost 50% of all current accounts offered to consumers provide no return on their money. The number of accounts paying no returns at all has risen from 19% recorded a year ago, to 49... http://www.articlealley.com/http://which4u.articlealley.com/fall-in-returns-offered-on-current-accounts-1033162.html 13th August 2009 Five Ways to Make Your Cash Go Further It always makes sense to maximise your money but it's more important than ever in the current financial climate. You work hard for your cash so try and pay as little as possible for your borrowing and earn as much as possible from the money you have in cr... http://www.articlealley.com/http://marked.articlealley.com/five-ways-to-make-your-cash-go-further-995134.html 23rd July 2009 Consumers 'need to seek competitive current accounts' It is crucial people take the time to get a good deal on their current account, it has been stated. Britons should not delay in seeking out a competitive current account deal, it has been claimed. Writing in a lovemoney.com article, Szu Ping Chan re... http://www.articlealley.com/http://which4u.articlealley.com/consumers-need-to-seek-competitive-current-accounts-976427.html 11th July 2009 Beware of 'bonus rates on saving accounts' Those Britons on the search for a new savings account are being advised to do so with care, it has been revealed. Careful consideration should be taken when selecting a savings account, it has been suggested. With the base rate of interest standing ... http://www.articlealley.com/http://which4u.articlealley.com/beware-of-bonus-rates-on-saving-accounts-976422.html 11th July 2009 Current accounts can be switched too Recent events in the world economy have forced many people to take stock of their finances and realise just how reliant they are on credit. While mortgages, loans and credit cards may be grabbing all the headlines, it is important to remember that over... http://www.articlealley.com/http://graemeknights.articlealley.com/current-accounts-can-be-switched-too-933893.html 12th June 2009 First-time buyers: Priced out or poised to strike? With all the doom and gloom that has accompanied talk of the property sector and the wider economy over recent months, Britons may well have been put off the very idea of buying their own home. Prices have been falling for some time - a fact that would no... http://www.articlealley.com/http://graemeknights.articlealley.com/firsttime-buyers-priced-out-or-poised-to-strike-903134.html 20th May 2009 Credit Cards: Who Owns Your Plastic? The background Keeping up with who owns what in the financial services industry is never easy, particularly when it comes to credit cards. And, it's just got even more confusing thanks to the recent wave of consolidation in the banking sector, crea... http://www.articlealley.com/http://robertpalmer.articlealley.com/credit-cards-who-owns-your-plastic-885511.html 11th May 2009 Top tips on how to keep your money safe These are worrying times for savers. Not only have interest rates fallen to record lows, slashing the returns people can earn on their money, but there have also been a number of high profile banking collapses. Unsurprisingly, many consumers have been le... http://www.articlealley.com/http://marked.articlealley.com/top-tips-on-how-to-keep-your-money-safe-884091.html 11th May 2009 Lower Interest Rates - What Do They Mean to You? The fact that the Bank of England (BOE) has slashed interest rates by 1.5% to 3%, I think shows how worried they are about the British economy. In a Bloomberg survey of 60 economists, nobody had predicted such a large cut in one go. You would be for... http://www.articlealley.com/http://rayprince.articlealley.com/lower-interest-rates--what-do-they-mean-to-you-699412.html 01st December 2008 Is the mortgage industry ready for a comeback? It's been no secret that over the past few months it's been pretty much impossible to get a mortgage, with decreased spending by banks there's been less of the 95% mortgages that many people have been able to get during the credit boom and it's had it's a... http://www.articlealley.com/http://andyadams.articlealley.com/is-the-mortgage-industry-ready-for-a-comeback-681258.html 03rd November 2008 Writing your Business Plan If you are thinking about setting up a new business, or are making changes to the structure or goals of your existing company, then it is absolutely essential that you make a new business plan that will set out the rationale behind the path that you are p... http://www.articlealley.com/http://karlguevara.articlealley.com/writing-your-business-plan-642177.html 18th September 2008 Business Banking – Top 10 Tips On Writing Your Business Plan For any business, having a strong, and realistic business plan is essential to success. Whether you are a new start up or an established company, a business plan will enable you to analyse your business, plan your goals, and assess what your current posi... http://www.articlealley.com/http://karlguevara.articlealley.com/business-banking--top-10-tips-on-writing-your-business-plan-587010.html 23rd July 2008 Contingency Planning – Top Ten However solid your business plan, there is no way to predict the future, but what you can do is to plan for unforeseen circumstances. There are a whole host of factors that can have a financial impact on a small business, and in times of economic uncerta... http://www.articlealley.com/http://karlguevara.articlealley.com/contingency-planning--top-ten-586991.html 23rd July 2008 Beat The Mortgage Crunch Beating the mortgage crunch may seem like an uphill task for many homeowners but industry sources insist that it always pays to seek independent advice from a mortgage broker as they can advise on products from the whole of the market. Currently, homeo... http://www.articlealley.com/http://mildred.articlealley.com/beat-the-mortgage-crunch-568880.html 03rd July 2008 Debt Problems Set To Double In 2008 As Loan Repayments Become Harder To Manage An estimated one million people in the UK have ‘problem' unsecured debts according to a report entitled UK Debt Problems - consumer crisis or efficient market? Published by debt management solutions firm, TDX Group, the findings showed that these arre... http://www.articlealley.com/http://phil2.articlealley.com/debt-problems-set-to-double-in-2008-as-loan-repayments-become-harder-to-manage-540770.html 20th May 2008 First-Time Buyers Advised To Wait Out The Mortgage Mess First time buyers are being urged to wait out the mortgage mess. The markets should settle down before customers consider getting a mortgage, experts say. 100% mortgages are no longer an option and a number of banks, including The Co-op Bank and F... http://www.articlealley.com/http://sarahothman.articlealley.com/firsttime-buyers-advised-to-wait-out-the-mortgage-mess-539404.html 15th May 2008 Business Deposit Accounts For a business to function properly, one of the most important things that needs to be considered is how the assets of the company are used to their best advantage. It is essential that all of the funds that the business has are working as hard as possib... http://www.articlealley.com/http://alistairleckie.articlealley.com/business-deposit-accounts-529819.html 06th May 2008 Business Current Accounts No matter what industry a company is in, from a small business such as a shop or plumber through to international corporations, they will all need access to funds on a day to day basis to cover their liabilities and costs. From raw materials and bills th... http://www.articlealley.com/http://alistairleckie.articlealley.com/business-current-accounts-529810.html 06th May 2008 Business Banking There are a number of differences between the financial needs of an individual and those of a company, and having access to specialist business banking facilities is absolutely essential in the current economic climate. For a business to grow and perform... http://www.articlealley.com/http://alistairleckie.articlealley.com/business-banking-529800.html 06th May 2008 Applying For Loans and Credit Rating Myths Finding a loan on the Internet is very easy no matter where you live in this world. There are major companies from America, Germany, UK, China, Japan and many other countries who are willing to provide you with cash. There are several big money lenders in... http://www.articlealley.com/http://paulhockney.articlealley.com/applying-for-loans-and-credit-rating-myths-528872.html 02nd May 2008 Think carefully before buying that dream motor The UK economy is at best struggling, and at worst may be on the verge of recession. Add that financial uncertainty to the latest increases in vehicle excise duty announced during Alistair Darling's first budget and it's easy to see why leading motor in... http://www.articlealley.com/http://mpressman.articlealley.com/think-carefully-before-buying-that-dream-motor-520276.html 18th April 2008 Young Brits Look To Achieve Major Life Goals Before 30 Young people have numerous life targets they wish to meet, new figures reveal. In a study carried out by Alliance & Leicester as part of its Moving Improving research, taking their initial steps on the housing ladder is one of the main life goals those... http://www.articlealley.com/http://arouse.articlealley.com/young-brits-look-to-achieve-major-life-goals-before-30-506872.html 03rd April 2008 Broker expectations rise In a period when the property market has seen falling prices, restricted credit and one of the biggest mortgage lenders in the land having first to go begging to the Bank of England to stay afloat and now be nationalised, some might expect that buy-to-let... http://www.articlealley.com/http://assetzuk.articlealley.com/broker-expectations-rise-479857.html 23rd February 2008