Articles from Article Alley, tagged with "collection efforts" http://www.articlealley.com en-us editorial@articlealley.com Credit Settlement - 4 Tips To Prepare for a Credit Settlement Settling card debts for pennies on the dollar takes cash, patience, and knowledge. This technique is one of the most powerful ways to get creditors and collection agencies to stop calling you and to remove negative items from your credit report. You have ... http://www.articlealley.com/http://creditrepairexpert.articlealley.com/credit-settlement--4-tips-to-prepare-for-a-credit-settlement-2417442.html 06th March 2012 10 Money Saving Ideas For Businesses In A Rough Economy With an economy that's struggling, every small business owner is looking for creative ways to increase profits, save money and improve efficiency. The good news is there are plenty of ideas that you can find in books and articles. But rather than cover... http://www.articlealley.com/http://marcocarbajo.articlealley.com/10-money-saving-ideas-for-businesses-in-a-rough-economy-2402226.html 04th January 2012 Factoring is a Cash Flow Improvement Tip Like it or not, cash flow is what makes or breaks businesses today, especially small businesses. Here are several relatively simple steps that you can take to radically improve cash flow that will also result in a better managed business. You will also le... http://www.articlealley.com/http://kgabriel.articlealley.com/factoring-is-a-cash-flow-improvement-tip-2381304.html 23rd October 2011 Arguing that fewer collection calls still warrants a violation of the FDCPA Anyone with an unpaid debt and a phone is already aware – debt collectors call people. Further, everyone with a computer and internet connection knows – debt collectors are prohibited from calling "repeatedly or continuously". According to Section 1692d(5... http://www.articlealley.com/http://johnkevin.articlealley.com/arguing-that-fewer-collection-calls-still-warrants-a-violation-of-the-fdcpa-2367129.html 05th October 2011 Collecting Data the Easy Way Conducting a survey is an indispensable tool when conducting a research study. When you are seeking for answers about certain topics, online surveys can help you comprehend the important details about your research. When you are doing it for business, sur... http://www.articlealley.com/http://clarkadams.articlealley.com/collecting-data-the-easy-way-2365405.html 04th October 2011 Poor Credit Solutions: Putting Your Finances In Order Even With A Low Credit Score There is a solution to any problem no matter how impossible it seems, if you are willing enough to put your heart and mind into it. This kind of mindset is an important part of getting out of a serious debt problem. Much determination, commitment, and p... http://www.articlealley.com/http://nazimagolamaully.articlealley.com/poor-credit-solutions--putting-your-finances-in-order-even-with-a-low-credit-score-2287055.html 19th June 2011 Cease and desist debt collector harassment letters must be in writing We get a lot of clients who state “but I told them to stop calling me and they keep calling, isn’t this a violation?" In short – no. 15 USC Section 1692c(c) states that “if a consumer notifies a debt collector in writing that the consumer refuses to ... http://www.articlealley.com/http://johnkevin.articlealley.com/cease-and-desist-debt-collector-harassment-letters-must-be-in-writing-2255566.html 31st May 2011 Is There Any TIme Creditors Can't Call Me? I counsel many clients and potential clients as a bankruptcy attorney, that are having problems with harassing creditor calls. Many people don't know their rights in this situation. I'm going to review what debt collectors can and can't do over the phone.... http://www.articlealley.com/http://jamesbrown2.articlealley.com/is-there-any-time-creditors-cant-call-me-2210946.html 05th May 2011 Roni Deutch Debunks The Most Common Deduction Myths No one wants to pay more in taxes than they have to. This is why we are all rightfully obsessed with claiming every deduction and credit we can. Unfortunately, there are a lot of myths about what is a deductible expense and what isn’t. Read on to find the... http://www.articlealley.com/http://ronideutch.articlealley.com/roni-deutch-debunks-the-most-common-deduction-myths-2160901.html 03rd April 2011 Personal Bankruptcy Tips If you are completely in debt and need some relief, you might be considering bankruptcy. Most people don't totally understand how the bankruptcy progression works. Most often, the first thing to do in the bankruptcy process is to file through bankruptcy c... http://www.articlealley.com/http://tommcavity.articlealley.com/personal-bankruptcy-tips-2158438.html 01st April 2011 Do you know the methods within the expenditures and awareness of an traditional cash advance payday In certain instances you may face difficult experience doing neighborhood support for approximately Twenty years pertaining to defaulting with a payday cash advance. Can you head to prison for the pay day loan? If you fail to pay back your payday cash adv... http://www.articlealley.com/http://leannvasmadjides.articlealley.com/do-you-know-the-methods-within-the-expenditures-and-awareness-of-an-traditional-cash-advance-payday-2068702.html 24th February 2011 This Is News - All Debt Collection Myths BUSTED! Seven myths about the debt collection agencies have been busted. If it were these misconceptions regarding debt, which were stopping you from moving ahead with your collection, just read on to break these myths in your mind. As a small businessman, you... http://www.articlealley.com/http://stephenmacculloch.articlealley.com/this-is-news--all-debt-collection-myths-busted-2065688.html 23rd February 2011 Sometimes Bankruptcy Is The Best Way Out Many people feel that it is embarrassing to contact a ... http://www.articlealley.com/http://articlesubmitauto.articlealley.com/sometimes-bankruptcy-is-the-best-way-out-2030489.html 14th February 2011 Which is the Better Option – Foreclosure or Bankruptcy? There are many who continue to think that seeking bankruptcy protection will be the silver bullet to end all troubles. But both sides have pros and cons that need to be weighed. The prime benefit of seeking bankruptcy protection that calls from cre... http://www.articlealley.com/http://karen2.articlealley.com/which-is-the-better-option--foreclosure-or-bankruptcy-2012582.html 07th February 2011 A Powerful Tool to Stop Your Business from Spiralling Downward: Commercial Debt Restructuring Your business may have been undercapitalized from its inception, a larger competitor may have consumed your once abundant market or advances in technology have returned you to research and development mode. Regardless of ... http://www.articlealley.com/http://aarenbrowns.articlealley.com/a-powerful-tool-to-stop-your-business-from-spiralling-downward-2011138.html 05th February 2011 Finding A New Sense Of Peace Many people feel embarrassed and stressed at the thought of filing for personal bankruptcy with a ... http://www.articlealley.com/http://articlesubmitauto.articlealley.com/finding-a-new-sense-of-peace-1990007.html 27th January 2011 Steps To Take When You Cosign A Loan Cosigning on a loan or other debt is making an agreement to become jointly liable for the debt. Cosigning on behalf of another person usually means that you are using your credit to convince the lender that the loan will be paid back. You are usually equa... http://www.articlealley.com/http://thomaswlynch.articlealley.com/steps-to-take-when-you-cosign-a-loan-1901213.html 14th December 2010 Unforeseen Expenses Lead To Debt Bankruptcy usually arises out of not only unmanageable planned and budgeted expenses, but unforeseen expenses as well, such as losses arising from natural disasters and medical emergencies. Bankruptcy usually occurs when there is a large amount of debt, s... http://www.articlealley.com/http://articlesubmitauto.articlealley.com/unforeseen-expenses-lead-to-debt-1893648.html 09th December 2010 Seek Bankruptcy Advice Early San Jose bankruptcy lawyers are doing everything that they can in order to ensure a smooth bankruptcy process for their clients. If you seek the advice of these San Jose bankruptcy lawyers when it comes to the preparation phase then the subsequent weeks a... http://www.articlealley.com/http://articlesubmitauto.articlealley.com/seek-bankruptcy-advice-early-1877764.html 30th November 2010 Considering Bankruptcy In San Jose The decision to hire a ... http://www.articlealley.com/http://articlesubmitauto.articlealley.com/considering-bankruptcy-in-san-jose-1870142.html 25th November 2010 Declaring Personal Bankruptcy Many times people feel that it is embarrassing to contact a ... http://www.articlealley.com/http://articlesubmitauto.articlealley.com/declaring-personal-bankruptcy-1870104.html 25th November 2010 Bankruptcy In Stockton Many individuals feel that it is embarrassing to contact ... http://www.articlealley.com/http://articlesubmitauto.articlealley.com/bankruptcy-in-stockton-1863939.html 24th November 2010 What You Should Know About Student Loan Debt Collection Most people who graduate from college or who undertake postgraduate work wind up with a mounting burden of student loans. When you're fresh out of college, it's difficult to get a job that pays well and even more difficult to repay your student loans. Yea... http://www.articlealley.com/http://sergeilemberg.articlealley.com/what-you-should-know-about-student-loan-debt-collection-1846686.html 17th November 2010 How to Buy Credit Card Debt for Pennies on the Dollar The recent credit crisis and series of bank failures has created a once in a lifetime opportunity for investors who know how to buy credit card debt and bad loans. The Government has been buying up banks with hundreds of billions of dollars of troubled as... http://www.articlealley.com/http://businessstartup.articlealley.com/how-to-buy-credit-card-debt-for-pennies-on-the-dollar-1812656.html 26th October 2010 Chapter 13 Attorneys Fort Worth Answer Chapter 13 Bankruptcy Chapter 13 Bankruptcy is a proceeding that allows a person to turn over debts to the Bankruptcy Court and submit a plan for repaying them. The plan involves the debtor making regular installment payments to a person called the Chapter 13 Trustee. The Tr... http://www.articlealley.com/http://satyanarayan.articlealley.com/chapter-13-attorneys-fort-worth-answer-chapter-13-bankruptcy-1778847.html 06th October 2010 Benefits From the Debt Settlement Affiliate Program The Debt settlement Affiliate Program Debt Settlement Affiliate Program assists individuals who otherwise couldn't be assisted. It opens up a profitable new income stream and it's really a easy process. Debt settlement could be the most effective and leas... http://www.articlealley.com/http://richardjohnson5.articlealley.com/benefits-from-the-debt-settlement-affiliate-program-1774494.html 02nd October 2010 Bank Account Garnishments and "Setoffs" Our office often receives calls from potential clients who are caught by surprise when a savings or checking account is frozen and the funds are unable to be accessed as a result of a creditor's collection efforts. As a West Palm Beach bankruptcy attorne... http://www.articlealley.com/http://tillerlaw.articlealley.com/bank-account-garnishments-and-setoffs-1773658.html 02nd October 2010 Freight Bill Factoring Saving Time AND Your Company Freight Bill Factoring: Saving Time AND Your Enterprise Regardless of how numerous various methods you try to juggle time commitments, there are still only 24 hours in a day,. As the independent proprietor-operator of a little trucking company, you might ... http://www.articlealley.com/http://codyalexander.articlealley.com/freight-bill-factoring-saving-time-and-your-company-1761662.html 24th September 2010 How Bankruptcy Affects your Credit Score A bankruptcy, in general is the least desirable option for you when your finances have gotten out of control. Nevertheless, if your financial standing has been going down for some time, your credit standing is probably so bad that filing bankruptcy does n... http://www.articlealley.com/http://sonnix.articlealley.com/how-bankruptcy-affects-your-credit-score-1749366.html 16th September 2010 Your Credit Report - Who Is Allowed To See Your Personal Info Might Surprise You Who has access to the personal financial information contained in your credit report might surprise you. It's important to understand the implications, especially if you are trying to rebuild your credit, obtain more credit, or conduct credit repair. T... http://www.articlealley.com/http://markandrade2.articlealley.com/your-credit-report--who-is-allowed-to-see-your-personal-info-might-surprise-you-1638622.html 06th July 2010 Debt Negotiation - Possible Ways to Eliminate Your Debts Debt negotiation can also be termed as debt settlement. People those who did not make any payments for their loan amounts in the past 3 months can use this process. The lending institutions call those people to be delinquent. The debt negotiation process ... http://www.articlealley.com/http://danielmartinez.articlealley.com/debt-negotiation--possible-ways-to-eliminate-your-debts-1632620.html 04th July 2010 Credit Cards: What’s In Your Mailbox? After a tough 2009 big banks are blowing up the proverbial bubble on credit cards again as massive mailings are back in boxes across America. Don't get too excited, the under 20% APRs are few and far as banks are looking to slowly rebuild capital by openi... http://www.articlealley.com/http://brazierm.articlealley.com/credit-cards-whats-in-your-mailbox-1554990.html 19th May 2010 Credit Card Debt Management Tips - Tips to Find Realistic Ways to Reduce Credit Card Debt The option other than settlement and debt consolidation with the help of which you can reduce unsecured credit card debts is debt resolution. Although debt settlement is an effective method to reduce credit card debt it can cause you to get large, u... http://www.articlealley.com/http://oswald.articlealley.com/credit-card-debt-management-tips--tips-to-find-realistic-ways-to-reduce-credit-card-debt-1552912.html 17th May 2010 Remedies for Attempt to Collect Debts Included in Bankruptcy Remedies for Attempt to Collect Debts Included in Bankruptcy One of the most important benefits of filing for bankruptcy is that it will stop collection calls, letters, and other activities by debt collectors. This includes garnishments, lawsuits, and ... http://www.articlealley.com/http://justinbaxter.articlealley.com/remedies-for-attempt-to-collect-debts-included-in-bankruptcy-1501369.html 14th April 2010 Release an IRS Tax Levy Release an IRS Tax Levy An IRS tax levy can put a great deal of stress on the finances of a household. Is there any way out? How long will this last? And will this IRS collection action ruin my financial status? It is important to become quickly inf... http://www.articlealley.com/http://jamesmile.articlealley.com/release-an-irs-tax-levy-1428922.html 03rd March 2010 How to Deal with Your Student Loans! With unemployment at a high, student loan default is becoming very common. Because the government is so aggressive in its collection efforts, this can be very stressful. The bright side is that no matter how bad you are struggling, there are many progr... http://www.articlealley.com/http://vincentpolisi.articlealley.com/how-to-deal-with-your-student-loans-1413903.html 24th February 2010 Is Credit Card Debt Settlement the Solution for You? If you have unsecured debts that you have no idea how you are going to pay, then you will want to read on. We will be taking a look at debt settlement. First, we will take a look at what you need to do before you attempt to settle a debt and then we wil... http://www.articlealley.com/http://vincentpolisi.articlealley.com/is-credit-card-debt-settlement-the-solution-for-you-1354197.html 19th January 2010 Getting Out of Debt - How the Government Money Has Made it Easier to Get Out of Debt Since the year 2008 all across the world economic crisis has been one of the biggest challenges the world is facing. Crashing of the stock market, Sub-prime lending crisis unemployment and job losses has been an economic feature of many countries. To regu... http://www.articlealley.com/http://erik.articlealley.com/getting-out-of-debt--how-the-government-money-has-made-it-easier-to-get-out-of-debt-1346215.html 14th January 2010 Getting Out of Debt by Utilizing Federal Stimulus Money The federal stimulus money which has been granted to financial institutions is government's indirect way of helping the common man. In today's scenario where people have lost jobs and are burdened under debt, the Obama government has gone beyond limits to... http://www.articlealley.com/http://erik.articlealley.com/getting-out-of-debt-by-utilizing-federal-stimulus-money-1346188.html 14th January 2010 Reduce Your Credit Card Debt - How to Reduce Credit Card Debt at Least 60% After decades of global growth, the world watched in horror as financial institutions collapsed in the US. The crisis slowly spread across to other geographical regions of the world. This had a devastating effect on the world wide banking system, stock ma... http://www.articlealley.com/http://matt4.articlealley.com/reduce-your-credit-card-debt--how-to-reduce-credit-card-debt-at-least-60-1345992.html 14th January 2010 Foreclosure or Bankruptcy? You can't afford the payments on your home. Your efforts to get your mortgage modified are going nowhere. You may even have tried to sell the home for less than what you owe, but the short sale fell through. Now you face some grim options. You can le... http://www.articlealley.com/http://jordancrouter.articlealley.com/foreclosure-or-bankruptcy-1332171.html 07th January 2010 Debt Management Programs - How a Debt Settlement Can Help Your Finances The debts are at an all time high. All credit giving companies are worried about their basic money lying unrecovered in the market. Collection efforts have been increased and the companies are failing to recover money from the debtors. The common man is w... http://www.articlealley.com/http://matt4.articlealley.com/debt-management-programs--how-a-debt-settlement-can-help-your-finances-1328518.html 06th January 2010 Consumer Debt Relief - How Stimulus Money Makes Debt Relief Widely Accessible Consumerism and credit dependency is an evident pattern of the American economy. People have a usual affluent lifestyle with consciousness towards brands and ongoing trends in fashion. Fashion, lifestyle, brand consciousness means money which people tend ... http://www.articlealley.com/http://katestump.articlealley.com/consumer-debt-relief--how-stimulus-money-makes-debt-relief-widely-accessible-1326944.html 06th January 2010 Red Flag Signal Action Plan For Businesses Today A fundamental responsibility for the credit executive is assessing a customer's credit risk. Based on the risk assessment, a credit professional concludes the length and amount of credit terms, if any, including whether a credit enhancement, such as a per... http://www.articlealley.com/http://jennifer16.articlealley.com/red-flag-signal-action-plan-for-businesses-today-1314191.html 24th December 2009 Cheap Bankruptcy Filing Is there a cheap bankruptcy filing? If you are deciding to file for bankruptcy, you obviously are facing various financial challenges already. In advance of beginning the process of seeking bankruptcy relief, you likely are wondering what will be the che... http://www.articlealley.com/http://steve4.articlealley.com/cheap-bankruptcy-filing-1296616.html 15th December 2009