Articles from Article Alley, tagged with "federal deposit insurance" http://www.articlealley.com en-us editorial@articlealley.com Teach Your Child to Save with a High Interest Savings Account When you're teaching your child to save, it's important to find an investment vehicle that will help him or her learn about planning for the future without incurring too much risk. While a Coverdell Education Savings Account might be a smart way to plan f... http://www.articlealley.com/http://www.articlealley.com/teach-your-child-to-save-with-a-high-interest-savings-account-2416031.html 20th February 2012 Shopping Tips For Savings Account Rates Before shopping around for the best savings account rates, it is important to first be clear on your goals for saving money in the first place. Savings accounts may not be as glamorous as the many new types of bank accounts and financial instruments us... http://www.articlealley.com/http://www.articlealley.com/shopping-tips-for-savings-account-rates-2416029.html 20th February 2012 Five Steps to the Best CD Rates As investors continue to face greater instability in the economy and job market, they are looking for more secure ways to invest in their futures. Investors who are ready to commit to their savings could benefit from the high interest rates and fixed term... http://www.articlealley.com/http://www.articlealley.com/five-steps-to-the-best-cd-rates-2415763.html 20th February 2012 Find the Highest CD Rates and Attain Your Savings Goals When you're interested in an investment that provides a balance between risk and reward, a certificate of deposit (CD) could be the choice for you. CDs provide investors with an easy way to save money and earn interest, regardless of the current state of ... http://www.articlealley.com/http://www.articlealley.com/find-the-highest-cd-rates-and-attain-your-savings-goals-2415762.html 20th February 2012 Enjoy High Savings Rates and Other Benefits with Online Savings Accounts When you're saving to meet a financial goal, it's important to keep your money somewhere that is both secure and profitable. Online savings accounts are one of the most popular choices for investors of all levels, as you can easily monitor your funds and ... http://www.articlealley.com/http://www.articlealley.com/enjoy-high-savings-rates-and-other-benefits-with-online-savings-accounts-2415761.html 20th February 2012 Hypo Venture Capital Zurich Headlines: HSBC to Sell 195 Branches to First Niagara for $1 Billion HSBC Holdings Plc (HSBA), Europe’s largest bank by market value, agreed to sell its upstate New York branch network to First Niagara Financial Group Inc. (FNFG) for about $1 billion as it pares U.S. operations. The price amounts to a 6.7 percent premium ... http://www.articlealley.com/http://www.articlealley.com/hypo-venture-capital-zurich-headlines-hsbc-to-sell-195-branches-to-first-niagara-for-1-billion-2410031.html 30th January 2012 Finding a Bank with Favorable Money Market Account Interest Rates If you're like many investors, you might be interested in an investment strategy that offers higher rewards than a typical savings account with less risk than a stock portfolio. Money market accounts strike the balance between risk and reward with high in... http://www.articlealley.com/http://jesshall.articlealley.com/finding-a-bank-with-favorable-money-market-account-interest-rates-2404364.html 11th January 2012 An Ultra-Short Bond Fund Can Give You the High Income You Need You may be getting your earnings income from CDs or money market funds but you're still looking for even higher interest earnings. If so, try an Ultra-Short Bond (USB) fund for higher interest rates but at a somewhat greater risk. A USB fund invests only ... http://www.articlealley.com/http://shaneflait.articlealley.com/an-ultrashort-bond-fund-can-give-you-the-high-income-you-need-2402357.html 04th January 2012 Investing in a Certificate of Deposit Offers Low Risk and High Interest For consumers who aren’t interested in taking risks with their investments, a certificate of deposit (CD) is a great choice. When you invest in a CD, you’ll enjoy the security of a protected investment without the worries created by volatile market condit... http://www.articlealley.com/http://www.articlealley.com/investing-in-a-certificate-of-deposit-offers-low-risk-and-high-interest-2394594.html 29th November 2011 Shopping for a Money Market Account Online: What to Look For High yield money market accounts are growing in popularity these days – and it’s no surprise why. Everyone wants a safe place to store their money, while being able to access funds if they need to. Money market accounts give you the ideal combination o... http://www.articlealley.com/http://jesshall.articlealley.com/shopping-for-a-money-market-account-online-what-to-look-for-2375708.html 14th October 2011 Choose right charitable annuity through web You can't turn on the news today without hearing fresh reminders of the turmoil in the markets and the broader economy. In this uncertain climate, many people are anxious to try to find a safe place for their savings. Two popular options are certificates... http://www.articlealley.com/http://bhratbbrij.articlealley.com/choose-right-charitable-annuity-through-web-2370128.html 10th October 2011 Tools to Improve Unclaimed Property Searches Unclaimed money is one of the major causes of concern for the decision-making officials in the government agencies. The government agencies are taking every possible step to leave no stones un-turned by creating several programs for educating the people a... http://www.articlealley.com/http://cashunclaimed10.articlealley.com/tools-to-improve-unclaimed-property-searches-2361681.html 29th September 2011 Common Signs of Safe Online Banking The number of users switching their on-site banking accounts over to online banking is growing by the thousands each year. When surveyed, those without online banking accounts cite safety concerns as a top reason why they don’t want to change over. If you... http://www.articlealley.com/http://tmmurphy.articlealley.com/common-signs-of-safe-online-banking-2355266.html 23rd September 2011 Brightbridge Wealth Management Headlines: People’s Bank Still Owes an Accounting to Its Shareholders By the Editors Jun 1, 2011 1:01 PM PT http://brightbridgewealth-management.com/wp-admin/post-new.php Imagine that a friend with infinite resources gives you unlimited access to his bank account in exchange for a symbolic amount of interest, say 0.01... http://www.articlealley.com/http://bright03.articlealley.com/brightbridge-wealth-management-headlines-peoples-bank-still-owes-an-accounting-to-its-shareholders-2334721.html 17th August 2011 Is Your Money Safe If Your Bank Fails? Federal Deposit Insurance is a type of insurance that protects your deposits if a bank fails. But not all banks are insured. They are required to meet certain standards to qualify for FDIC coverage. Here are the nuts and bolts of FDIC coverage. Accoun... http://www.articlealley.com/http://denisatova.articlealley.com/is-your-money-safe-if-your-bank-fails-2327595.html 05th August 2011 Welcome Finance Complaints The New Deal had a number of features. The first feature of the New Deal was to restore the confidence in the American people, the lenders and to encourage recovery. Welcome Finance Complaints Roosevelt yearned to end the depression and by restoring peop... http://www.articlealley.com/http://randyking.articlealley.com/welcome-finance-complaints-2323813.html 31st July 2011 Custodian for Self-Directed IRA—What Should You Look For? However, account owners should also exercise their right to choose the custodian that will look for their assets. Safe, competent, and credible are the characteristics a custodian should have to be fulfilling.IRA custodian and retirement plans have many s... http://www.articlealley.com/http://raeverjaeger4.articlealley.com/custodian-for-selfdirected-irawhat-should-you-look-for-2323118.html 28th July 2011 What to Consider Having a Custodian for Your Self-Directed IRA? Account owners must know that choosing a retirement plan you prefer is a must. However, account owners should also exercise their right to choose the custodian that will look for their assets. Having the luxury of choosing one, the custodian must be safe,... http://www.articlealley.com/http://raeverjaeger2.articlealley.com/what-to-consider-having-a-custodian-for-your-selfdirected-ira-2323068.html 28th July 2011 Things an Account Owner Must Know Before Getting a Custodian But still, an account owner should exercise one more freedom, and that is the freedom to look for a custodian. They have the freedom to choose a custodian, whom they feel safe, credible, competent, and fulfill the services required.Selecting an investment... http://www.articlealley.com/http://raeverjaeger.articlealley.com/things-an-account-owner-must-know-before-getting-a-custodian-2323053.html 28th July 2011 Why You’ll Want Money Market Rates If you’re a thoughtful investor, you probably did your research on interest rates before you started looking for ways to save your money. Ideally, you consulted with banks and professionals about what arrangement would work best for your current financial... http://www.articlealley.com/http://tmmurphy.articlealley.com/why-youll-want-money-market-rates-2318630.html 22nd July 2011 Easy Ways to Search for Unclaimed Funds The problem of unclaimed funds is increasing at a very alarming rate. The people who are trying to claim their money are very low in number. This problem is more of a nightmare for the federal agencies, who are managing these unclaimed assets and therefor... http://www.articlealley.com/http://cashunclaimed10.articlealley.com/easy-ways-to-search-for-unclaimed-funds-2309777.html 08th July 2011 Make the Most of Your Online Savings Account If you’ve already started an online savings account, you’re already headed in the right direction when it comes to financial planning for your future. But there are also some very simple tricks you can use to be sure you’re making the most of it. Here are... http://www.articlealley.com/http://tmmurphy.articlealley.com/make-the-most-of-your-online-savings-account-2264541.html 03rd June 2011 Q&A About Money Market Rates A money market account is a type of investment strategy where your money is given to a bank for a predetermined length of time. You are, in turn, offered an interest rate that is your reward for turning over your money to them for that time. These money m... http://www.articlealley.com/http://tmmurphy.articlealley.com/qa-about-money-market-rates-2264539.html 03rd June 2011 Cracking the Loan Modification Myth: Securitized Mortgages Cannot Be Modified By December 2010, lenders owned or were foreclosing upon more than three million loans, and 2011 is predicted to be a record breaking year for foreclosures according to Realty Trac, a publisher of the largest database of foreclosures and bank-owned homes ... http://www.articlealley.com/http://scottpodvin.articlealley.com/cracking-the-loan-modification-myth-securitized-mortgages-cannot-be-modified-2236849.html 18th May 2011 How Can I Get the Best CD Rates? The beauty of the certificate of deposit (CD) is its simplicity. Only three things truly matter when you consider pursuing this short-term investment strategy: 1. Putting aside a sum of money to invest. You don’t have to be a Rockefeller. Whether you’... http://www.articlealley.com/http://tmmurphy.articlealley.com/how-can-i-get-the-best-cd-rates-2225134.html 12th May 2011 How Can I Get the Best Money Market Rates? If you’re going to open a money market account, your first priority is comparing money market rates. Naturally you want to shop around to be sure you’re getting the highest interest on the money you’re going to invest. But when you’re in the process of de... http://www.articlealley.com/http://tmmurphy.articlealley.com/how-can-i-get-the-best-money-market-rates-2216051.html 07th May 2011 Five Reasons to Own an Online Savings Account Online savings accounts are a great banking tool available for both investors and savers alike. An online savings account offers higher interest rates that a traditional savings account while providing banking customers with flexibility, easy access, and ... http://www.articlealley.com/http://hccoleman.articlealley.com/five-reasons-to-own-an-online-savings-account-2215732.html 07th May 2011 The Advantages of a Certificate Of Deposit Ladder If investors are concerned about locking in low interest rates for a long period of time, then they should consider building a certificate of deposit ladder. A CD ladder as it is often called is an excellent investment tool to spread the risk of rising in... http://www.articlealley.com/http://hccoleman.articlealley.com/the-advantages-of-a-certificate-of-deposit-ladder-2215721.html 07th May 2011 How Do Money Market Accounts Work Money market accounts are very similar to traditional checking and savings accounts – with some notable differences. Like checking and savings accounts, money market account can be offered by both banks and credit unions. In addition, deposits made to y... http://www.articlealley.com/http://jesshall.articlealley.com/how-do-money-market-accounts-work-2210198.html 04th May 2011 How to Get High Interest CD Rates With the advent of online banking and bank rate comparison sites, banks are competing for your loyalty and business more than ever. You now have many choices when it comes to finding high interest CD rates and reaching your savings goals. Here’s how to ... http://www.articlealley.com/http://jesshall.articlealley.com/how-to-get-high-interest-cd-rates-2207005.html 04th May 2011 Online Savings Accounts - Technology Keeps Your Money Safe Online savings accounts offer the same amount of protection as walking into your local bank and making a deposit. Not only are your funds protected by the Federal Deposit Insurance Corporation (FDIC), but there are also layers of security and protection t... http://www.articlealley.com/http://hccoleman.articlealley.com/online-savings-accounts--technology-keeps-your-money-safe-2188399.html 14th April 2011 2011 Proves No Increase in Unclaimed Money Claims 2011 was expected to be a great year for retuning unclaimed money. With the amount of effort and resources being put towards the awareness programs of unclaimed money, it was expected that 2011 will witness a greater volume of claims for the unclaimed mo... http://www.articlealley.com/http://cashunclaimed10.articlealley.com/2011-proves-no-increase-in-unclaimed-money-claims-2156851.html 31st March 2011 Your CD Checklist – What to Look for When Buying a Certificate of Deposit Buying a certificate of deposit, or CD, doesn’t have to be overwhelming. In fact, you don’t even have to “open a CD account" the way you would a traditional savings account or an IRA. You can buy CDs with a deposit as low as $1,000 and invest for as littl... http://www.articlealley.com/http://jesshall.articlealley.com/your-cd-checklist--what-to-look-for-when-buying-a-certificate-of-deposit-2146100.html 28th March 2011 What are the Benefits to Choosing a CD over a Savings Account? As with all bank products, it’s best not to put all of your money into just one type of product or service. CDs and Savings accounts are often lumped together because of their similarities. However, if you know what to look for, a CD can offer several adv... http://www.articlealley.com/http://jesshall.articlealley.com/what-are-the-benefits-to-choosing-a-cd-over-a-savings-account-2146087.html 28th March 2011 Best CD Rates,Online banking,Roth IRA,Finance,Savings account Rising from the ashes of the Great Depression, the Federal Deposit Insurance Corporation, or more simply known as the FDIC, was one of the biggest changes that the federal government made to the United States financial landscape in the 1930s. Many people ... http://www.articlealley.com/http://hccoleman.articlealley.com/best-cd-ratesonline-bankingroth-irafinancesavings-account-2122268.html 16th March 2011 Protect Your Business The door is locked, the ATM isn't working and nobody is answering the phone. Banks don't just close, right? Yes, they do. But by taking the right steps to safeguard your business assets, a bank failure won't cost you the value of those deposits. M... http://www.articlealley.com/http://levireiss.articlealley.com/protect-your-business-2104970.html 10th March 2011 FDIC Insurance Protection Is Offered For Certificates Of Deposit. Rising from the ashes of the Great Depression, the Federal Deposit Insurance Corporation, or more simply known as the FDIC, was one of the biggest changes that the federal government made to the United States financial landscape in the 1930s. Many people ... http://www.articlealley.com/http://yolander.articlealley.com/fdic-insurance-protection-is-offered-for-certificates-of-deposit-2100772.html 08th March 2011 First Commercial Bank of Florida: Declining Earnings Lead to Collapse On Friday, January 7, 2011, First Commercial Bank of Florida Orlando, FL was closed by the Florida Office of Financial Regulation, and the Federal Deposit Insurance Corporation (FDIC) was named Receiver. Safety Ranking BankVega safety score fo... http://www.articlealley.com/http://bankvega.articlealley.com/first-commercial-bank-of-florida-declining-earnings-lead-to-collapse-2082405.html 02nd March 2011 Earn a Risk Free Return with a Certificate of Deposit Are you tired of the ups and downs in the stock market? Do you want to lock in a safe return for a designated period of time? A Certificate of Deposit is the best financial product to meet this goal for you. A certificate of deposit is an investment ve... http://www.articlealley.com/http://kmmulli.articlealley.com/earn-a-risk-free-return-with-a-certificate-of-deposit-1967032.html 19th January 2011 Stock Marketplace Fundamentals About Mutual Funds In the previous decade or so, a lot of traders have turned to mutual money to attain their retirement and financial savings targets. This submit has some stock marketplace fundamentals about the mutual fund marketplace. If you are planning on employing ... http://www.articlealley.com/http://rafaeldalton.articlealley.com/stock-marketplace-fundamentals-about-mutual-funds-1955058.html 13th January 2011 Banks Got Strapped Ask For Help Monday letter to Federal Deposit Insurance Corp. Chairman Sheila Bair and Federal Reserve Chairman Ben Bernanke, Florida's top banking lobbyist requested all local banks be granted a 12-month break from higher capital requirements, loan appraisals and new... http://www.articlealley.com/http://aryan4.articlealley.com/banks-got-strapped-ask-for-help-1940947.html 10th January 2011 Lawmakers Look at Problems in Home Loan Servicing Practices The US Senate Banking Committee is set to hold a hearing this week to look at the problems that hound the mortgage service industry. Legislators intend to probe on allegations that home loan lenders used ‘robo-signers’ in signing numerous foreclosure docu... http://www.articlealley.com/http://rudsontren.articlealley.com/lawmakers-look-at-problems-in-home-loan-servicing-practices-1906321.html 16th December 2010 FDIC Asks New Oversight Council to Address Problems regarding Foreclosure Paperwork The US Federal Deposit Insurance Corporation (FDIC) chairman, Sheila Blair, has asked the Financial Stability Oversight Control (FSOC) to lead the pack in addressing problems in mortgage servicing and foreclosure paperwork. Speaking before the Senate Bank... http://www.articlealley.com/http://rudsontren.articlealley.com/fdic-asks-new-oversight-council-to-address-problems-regarding-foreclosure-paperwork-1906319.html 16th December 2010 NAR: Commercial Property Vacancies Set to Decrease The National Association of Realtors (NAR) is confident that vacancy rates of commercial Real Estate in the US have already reached its peak and would soon fall. The realty group expects vacancy rate for existing office spaces to rise to 16.7% in the four... http://www.articlealley.com/http://rudsontren.articlealley.com/nar-commercial-property-vacancies-set-to-decrease-1906317.html 16th December 2010 What Exactly Is A Commercial Bank Here are many types of financial institutions in an economy. A bank is a deposit type financial institution and they are most commonly recognized as intermediaries because most people use their services on a daily basis and they can also play a part in be... http://www.articlealley.com/http://rhabhendrik.articlealley.com/what-exactly-is-a-commercial-bank-1895570.html 12th December 2010