http://www.articlealley.com en-us editorial@articlealley.com At a time when home loan interest rates are continuing to go north, a home-buy is becoming costlier for buyers, especially in a market like Bangalore, where prices are holding firm. The rising interest rate scenario is making that home-buy decision tough ... http://www.articlealley.com/http://deal4loan.articlealley.com/property-values-in-bangalore-rises-day-by-day-2397954.html 12th December 2011 In the past two month, many lenders like ICICI Bank, HDFC, India Infoline Investment Services and LIC Housing Finance have launched fixed-cum-floating-rate housing loans. Axis Bank, on the other hand, has surprised many with its latest offering, Nishch... http://www.articlealley.com/http://hardeepsaini.articlealley.com/shut-the-door-on-fixedrate-loan-option-2397908.html 12th December 2011 Home buyers cannot but help feel a sense of ‘déjà vu' as leading housing finance institutions start making the combo offers on housing loans — a mix of fixed and floating rates. A few weeks ago it was ICICI, and earlier this week, it was HDFC, which came ... http://www.articlealley.com/http://deal4loan.articlealley.com/hdfc-launched-fixed-rate-loans-2393601.html 24th November 2011 Now Chennaites can check their home loan eligibilities, compare quotes, apply for home loans and view property options online. Applying for home loans hasn’t been so easy, thanks to Chennai based real estate advisory firm SA Metroplots Pvt Ltd., who has l... http://www.articlealley.com/http://reva.articlealley.com/chennai-real-estate-advisory-firm-metroplots-provides-online-home-loan-application-2368288.html 06th October 2011 Education Loans and College Student Loans are created to assist students, who wants to enroll for higher studies in institute, by paying each of the education expenditures on behalf of students. If the spending budget is big, education loans and economic ... http://www.articlealley.com/http://indiabite.articlealley.com/benefits-of-education-loan-and-student-loans-2352178.html 21st September 2011 The existing home loan customers of mortgage major Housing Development Finance Company (HDFC) should prepare themselves to pay higher EMIs. Citing the rising interest rate scenario in the economy, the company on Tuesday said it has increased the rate of i... http://www.articlealley.com/http://deal4loan.articlealley.com/hdfc-home-loan-rates-raises-by-50-basis-points-2336893.html 19th August 2011 Traditional devotees of fixed deposits (FDs) are taking a hard look at company deposits these days. For obvious reasons, though. Think about this: the State bank of India ( SBI )) is offering 9.25% on a three-year fixed deposit, while companies like Unite... http://www.articlealley.com/http://vicky.articlealley.com/company-fixed-deposits-come-with-high-income-2318528.html 22nd July 2011 When you invest in a bank fixed deposit, you can easily get a loan against it without having to break it. This is related to a personal loan. However, the loan is structured as an overdraft facility against your fixed deposit. In case of a company depo... http://www.articlealley.com/http://vicky.articlealley.com/what-is-a-loan-against-fixed-deposits-2305049.html 30th June 2011 As is more than apparent, online international travel insurance fromHDFC and ICICI Lombard is a smart option to consider. trip insurance for foreign travel for individuals or a senior citizen travel insurance India will prove to be more beneficial than a... http://www.articlealley.com/http://adrash.articlealley.com/international-travel-insurance-policy-is-a-must-to-secure-you-from-mishaps-in-an-unknown-and-unfamil-2264416.html 03rd June 2011 When you want search for cheap car insurance India, you must make use of a four wheeler insurance premium calculator to calculate the premium amount. If you have availed an insurance two wheeler policy from HDFC two wheeler insurance, and are satisfied th... http://www.articlealley.com/http://shivbhardwaj.articlealley.com/cheap-car-insurance-india-is-now-available-with-reliable-insurance-providers-online-2253655.html 27th May 2011 Customers with floating rate of home loans have started facing the heat as the interest on home loans goes up by 50-75 basis points. Most banks have informed their customers about revision in the interest rates. Interest rate on home loans is now at minim... http://www.articlealley.com/http://deal4loan.articlealley.com/double-digit-loan-rates-to-make-home-less-sweet-2240485.html 19th May 2011 Axis Bank has acquired a 4% stake from Max India in its joint venture Max New York Life Insurance Company for Rs 72 crore, a person familiar with the development told ET. “Axis Bank has picked up the stake at par value and has entered into a 10-year strat... http://www.articlealley.com/http://bimadeals.articlealley.com/axis-bank-buys-4-stake-in-max-new-york-life-for-72-cr-2239621.html 19th May 2011 One of the several sweeteners the finance minister announced during Budget 2011 has become reality. On 21 April, the Reserve Bank of India (RBI) notified scheduled commercial banks to implement the new guidelines pertaining to the interest subvention or s... http://www.articlealley.com/http://deal4loan.articlealley.com/home-loans-up-to-rs-15-lakh-to-get-interest-subsidy-2215864.html 07th May 2011 Private life insurers have seen their new business growth slow down to a mere 2% even as Life Insurance Corporation regained market share with a 23% jump in premium collections to Rs 86,444 crore for the financial year 2010-11. Life insurers have found it... http://www.articlealley.com/http://bimadeals.articlealley.com/lic-regains-market-share-private-company-slip-2213150.html 05th May 2011 The State Bank of India, the country’s largest commercial bank, has been forced to withdraw “teaser" mortgage loans amid fears of repeating the lending follies of the US subprime crisis. Under pressure from the Reserve Bank of India to curb what the regul... http://www.articlealley.com/http://deal4loan.articlealley.com/indian-banks-scraps-teaser-home-loans-2212951.html 05th May 2011 State Bank of India (SBI) has finally withdrawn the teaser rate home loan scheme because of rise in repayments for customers and majorly as the Reserve Bank of India stuck to its view that the product was akin to the US subprime loans that sank the global... http://www.articlealley.com/http://deal4loan.articlealley.com/teaser-rates-gone-for-good--sbi-2212875.html 05th May 2011 In India the credit cards are used in great extent and such card can be used by the person who has a regular monthly income. There are various banks in India that offer the credit card with great service. 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Banks and Financial institutions belon... http://www.articlealley.com/http://mioot.articlealley.com/bank-sites-humanizing-with-live-chat-service-2126577.html 18th March 2011 Banks have been raising rates in past few months so the consumer loans, including home, personal and education loans have become costly. So now have to shell out more to own your dream home or any other loan you may opt for. Good news for depositors, as n... http://www.articlealley.com/http://deal4loan.articlealley.com/earn-more-on-deposits--pay-higher-emis-2125334.html 17th March 2011 younger readers of business papers might have barely paid attention to the full page notice by HDFC to honour its founder last week. The bright-eyed smiling man, whose picture was at the centre of that page, is virtually unknown to people now in their 20... http://www.articlealley.com/http://deal4loan.articlealley.com/the-man-who-made-home-loans-possible-in-india-2125098.html 17th March 2011 If you are planning to buy your dream home and unable to make funds then it is suggested to get in touch with home loan providers in India. For middle and low income families, these home loans have played a valuable role in bringing home loans to their do... http://www.articlealley.com/http://thinktank.articlealley.com/buy-your-dream-property-with-home-loans-india-2093713.html 06th March 2011 Reliance Industries rose 1.97% at Rs. 985 at 10:58 IST on BSE on reports Reliance Group is in talks with Japan's Orix Corp to acquire the latter's 23.87% stake in unlisted Infrastructure Leasing and Financial Services for around $1.2 billion. Meanwhile... http://www.articlealley.com/http://bimadeals.articlealley.com/reliance-industries-raises-on-buzz-it-may-buy-24-in-ilfs-2092699.html 05th March 2011 Life insurance companies will not be allowed to dilute more than 10 per cent stake through initial public offers (IPOs). The Insurance Regulatory & Development Authority (Irda) is set to cap the stake dilution by life insurers in the first three years ... http://www.articlealley.com/http://bimadeals.articlealley.com/irda-wants-life-insurers-to-face-10-stake-sale-restriction-2090287.html 04th March 2011 The projected new investments in the real estate part in India will boost for properties deal in Gurgaon. Supposedly, a further investment of in the order of 1.5 billion USD by means of foreign direct investment and institutional investment in India is pr... http://www.articlealley.com/http://sastiproperty.articlealley.com/new-investments-will-boost-for-properties-deal-in-gurgaon-2056502.html 22nd February 2011 Is self-confidence an essentiality in determining your existence in the stock market? Of course yes! If you are confident, you can move forward following all requisite factors associated. And this very confidence will steer you towards all the available d... http://www.articlealley.com/http://nirmalsoni.articlealley.com/selfconfidence-and-investing-in-diverse-markets-2051254.html 18th February 2011 Defending the teaser rate scheme, State Bank of India (SBI) Chairman O P Bhatt said that over 2.92 lakh borrowers availed themselves of the scheme to buy their dream homes. "About 2.92 lakh people were given home loans at teaser rates (8 % or the prevaili... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi--292-lakh-borrowers-choose-teaser-rate-home-loans-2039046.html 16th February 2011 Home loan provider LIC Housing Finance has sought a clarification from the National Housing Bank (NHB) on its provisioning requirement on "teaser" mortgages loans-where rates are lower in the initial years and rise subsequently. The home finance company h... http://www.articlealley.com/http://deal4loan.articlealley.com/lichf-look-for-clarification-on-teaser-rate-model-2023562.html 10th February 2011 The major providers of the credit card in India are ABN Amro, HDFC, American Express, ICICI Bank, HSBC, MasterCard, SBI, dinner Club, Standard Chartered, Axis Bank, Canara Bank, Citi Bank, Visa, Bank of Baroda Deutsche Bank, Amex, Barclays Bank and Kotak ... http://www.articlealley.com/http://gregsmith.articlealley.com/best-credit-cards-providers-of-india-1969721.html 19th January 2011 The 33% net profit growth of India's biggest mortgage lender, HDFC, may have exceeded the estimates of various brokerages and the ET Intelligence Group. But shorn of the profit from sale of its investments in IL&FS, a one-off transaction, profits would ha... http://www.articlealley.com/http://deal4loan.articlealley.com/hdfc-as-rates-increase-maintain-high-margins-will-be-key-1966968.html 19th January 2011 Raj Nagar Extension, Ghaziabad Once a dream of finding the home of limited budget, may look possible now as 15 renowned real estate industry names made Raj Nagar Extension, Ghaziabad at NH 58 an enchanting venue for those who wants to own a dream ho... http://www.articlealley.com/http://rajnagarextension.articlealley.com/raj-nagar-extension-1959709.html 17th January 2011 Cash engender from sale of shares or other assets or a bonus from your employer would qualify to pre-pay a loan from a housing finance company without prepayment charges. 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The latest person to sound an alarm bell on these products is none other than prime minister’s chief economic advisor Kaushik Basu. Raising the issue of teaser home loans, Basu on November 16 called for reg... http://www.articlealley.com/http://deal4loan.articlealley.com/pms-adviser-wants-teaser-loan-guideline-1851922.html 18th November 2010 HDFC Chairman Deepak Parekh said all lenders should withdraw teaser loan schemes or else the one who withdraws will lose business. He was speaking on the sidelines of a press conference here. "Customers prefer dual rates where they can avail of debt at lo... http://www.articlealley.com/http://deal4loan.articlealley.com/decision-on-teaser-rates-has-to-be-combined-hdfc-1849282.html 17th November 2010 India’s largest real estate exhibition is all set to introduce a series of unique buyer- friendly initiatives to enhance the visitors’ experience Encouraged by the huge popularity of the exhibitions, Maharashtra Chamber of Housing Industry (MCHI) has ... http://www.articlealley.com/http://shashikantnimbalkar.articlealley.com/unique-buyer-friendly-initiatives-in-the-october-edition-of-mchi-property-2010-1814263.html 27th October 2010 State Bank of India is in talks with the banking regulator, Reserve Bank of India, to form a holding company that will control the equity of the bank, its associates and also subsidiaries, a move which could lead to a more efficient use of capital. The... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-discussion-with-rbi-for-holding-company-bhatt-1752408.html 21st September 2010 Applied for a loan that got rejected because of a poor “credit score", as your bank put it? Before you take out your anger on the agency that gave you this poor score, it would pay for you to know that the agency is in no way responsible for the rejection... http://www.articlealley.com/http://deal4loan.articlealley.com/banking-on-credit-bureaus-1729290.html 02nd September 2010 General Motors would introduce engines from its Powertrain manufacturing facility at Talegaon in Maharashtra, by the second week of November, a top company official said. The Powertrain manufacturing facility at Talegaon is the first flexi engine plant of... http://www.articlealley.com/http://cardekho.articlealley.com/general-motors-engine-plant-to-become-operational-by-november-1702763.html 16th August 2010 The recent meeting in shares of non-banking finance companies (NBFCs), led by hopes of some of them getting banking licences, is losing steam, as investors focus again on the impact of rising interest rates on their profitability. Fund managers and ana... http://www.articlealley.com/http://deal4loan.articlealley.com/investors-away-from-nbfcs-hike-in-rates-impact-1680239.html 05th August 2010 The Noida is the largest planned industrial town of Asia. Being also the part of the NCR, Noida is fast emerging as commercial high tech city of the North. Over the years the satellite town has gradually transformed into a major IT hub for multinational f... http://www.articlealley.com/http://aadi.articlealley.com/development-of-noida-commercial-property-sector-1677822.html 05th August 2010 Well it's the peak time for students to get a final entry to the prominent Indian Institute of Managements and other business schools of best rank. In a day or two students will get to know their final results, whether they have made entry to the college ... http://www.articlealley.com/http://credila.articlealley.com/solution-for-iima-or-harvard-fees-1550481.html 17th May 2010