http://www.articlealley.com en-us editorial@articlealley.com At Gerard Associates Ltd we continue our daily look at factors affecting markets and currencies allowing some insight into conditions affecting exchange rates. Cash and income timing from a UK Pension or QROPS (Qualifying Recognised Overseas Pension Sche... http://www.articlealley.com/http://russelmori.articlealley.com/the-pound-falls-a-session-low-sterling-improves-slightly-2296586.html 23rd June 2011 We continue our daily look at factors affecting currencies allowing some insight into market conditions affecting exchange rates. Cash and income timing for UK Pensions and QROPS should be considered to maximise the Pension, QROPS and investment income an... http://www.articlealley.com/http://russelmori.articlealley.com/pond-falls-3-week-low-sterling-raises-high-against-euro-2229106.html 13th May 2011 We continue our daily look at factors affecting currencies allowing some insight into market conditions affecting exchange rates. Cash and income timing for UK Pensions and QROPS should be considered to maximise the Pension, QROPS and investment income an... http://www.articlealley.com/http://russelmori.articlealley.com/currency-exchange-remains-a-key-factor-1693361.html 11th August 2010 It has been well documented in the national news over the past year or two that the recession has had a negative impact on house prices in the UK, and many homeowners have faced the nightmare scenario of negative equity - particularly those who had purcha... http://www.articlealley.com/http://elliotcdavidson.articlealley.com/first-time-buyers-struggling-to-get-foot-on-property-ladder-opt-for-rented-accommodation-1526211.html 29th April 2010 Residential property prices in the UK rose by 5.9% in 2009 as the real estate market bounced back from last year's double digit declines, according to the latest figures to be published. The average cost of a UK home rose by another 0.4% in December to... http://www.articlealley.com/http://moveforward.articlealley.com/uk-property-prices-up-again-in-december-but-outlook-for-2010-uncertain-latest-figures-show-1380558.html 08th February 2010 The current economic crisis has had a profound affect on UK property developers and landlords alike. A causal relationship between the two means that whilst prospective landlords are not eager to buy property at a time of low lending and credit, companies... http://www.articlealley.com/http://marked.articlealley.com/how-the-credit-crunch-is-affecting-mortgage-lending-in-2009-840482.html 27th March 2009 For Buy to Let market, the last few months have been difficult for the landlords with the credit crunch came increase on arrears, lack of buy to let mortgages and tougher lender's criteria. But it is not all bad news, the houses are cheaper to buy, the re... http://www.articlealley.com/http://gm2.articlealley.com/buy-to-let-and-the-credit-crunch-market-mortgagestips-810854.html 06th March 2009 The surprise rise of 1.9% goes against the 10 consecutive monthly falls of UK house prices, these falls have knocked off the best part of £35,000 from the average house price. This news will be welcome relief for the millions of home owners who have been... http://www.articlealley.com/http://sarkin.articlealley.com/uk-house-prices-on-the-rise-782833.html 12th February 2009 Latest figures have revealed more bad news, a double whammy - UK house prices have suffered the biggest drop in 25 years as well as the number of mortgages being issued is also at a record low. Official figures show a month-on-month drop of 2.2% in Dec... http://www.articlealley.com/http://cborthwick9.articlealley.com/credit-crunch-wipes-30000-off-the-average-home-744784.html 08th January 2009 Reuters have conducted a poll amongst analysts from different banks, consultancies and investment firms and the results forecast an obscure future for the residential property market in the UK, compared to the indicators obtained last year from similar st... http://www.articlealley.com/http://rivington.articlealley.com/uk-residential-property-to-fall-further-679222.html 30th October 2008 Recent research from the British Bankers Association revealed that mortgage approvals hit their lowest level since their records began in 1997, with less than 28,000 mortgages for homebuyers approved in May 2008 - a figure nearly 60 per cent lower than th... http://www.articlealley.com/http://danielcollins.articlealley.com/mortgage-approvals-slump-to-all-time-low-578957.html 17th July 2008 UK house prices are predicted to drop by a massive 35% this year, according to the latest forecasts from a leading mortgage body. The Council of Mortgage Lenders [CML] say that property market in England and Wales has already recorded a 7% fall this ye... http://www.articlealley.com/http://mildred.articlealley.com/uk-house-prices-drop-35-565821.html 27th June 2008 According to research published by TDX Group, "problem" unsecured consumer debt is currently at approximately £25billion in the UK. The company further reports that one million people have problem unsecured debt in the country, each of whom owes an avera... http://www.articlealley.com/http://monica.articlealley.com/problem-unsecured-debt-25-billion-in-uk-tdx-group-reports-548233.html 27th May 2008 This month the Chancellor of the Exchequer, Alastair Darling has said he aims to get the damaged money markets back into shape with the help of financial experts in Washington. He has made announcements that he intends to do everything within his po... http://www.articlealley.com/http://sarahothman.articlealley.com/chancellor-of-the-exchequer-makes-new-pledges-on-mortgages-539405.html 15th May 2008 It's official: Scotland is now the most resilient property market in the UK. The latest quarterly survey of UK house prices showed that while the national rate of annual house price inflation is 2.2 per cent, Scotland is speeding ahead at nearly three tim... http://www.articlealley.com/http://assetzuk.articlealley.com/top-of-the-scots-516879.html 13th April 2008 Letting agents are seeing booming demand for rental property as first time buyers and foreign workers defer buying homes amid continued uncertainty over UK house prices. Letting agents around London and the south east in particular are seeing up to 25%... http://www.articlealley.com/http://propertyhawk.articlealley.com/landlord-looking-to-raise-rents-to-keep-up-with-increased-levels-of-property-rental-demand-493503.html 25th March 2008 Some pundits are predicting that UK house prices will fall and the real estate market will slow down, but the exclusive central London property market continues to operate on its own rules. No matter how the market turns, one prediction is sure - it pays ... http://www.articlealley.com/http://alistairboscawen.articlealley.com/learn-how-an-estate-agent-in-central-london-can-help-you-search-for-property-482055.html 26th February 2008 Those looking at the possibilities of investing in property in UK will be concerned with many issues. One will be the economy as a whole, with some doom-mongers still predicting that Britain will catch America's cold and plunge into recession. Others may ... http://www.articlealley.com/http://assetzuk.articlealley.com/bouncebackability-test-comes-now-473432.html 13th February 2008 Proof, were it needed, that the property market has slowed has come in the shape of falling UK house prices. Survey after survey has shown small monthly drops in house prices, leaving values still well above where they were in the past, but moderating a m... http://www.articlealley.com/http://assetzuk.articlealley.com/rate-pressure-builds-as-prices-fall-464481.html 31st January 2008 The value of the UK secured loans market looks set to pass the £10 billion mark in the next five years as more Britons look to consolidate their unsecured debt, according to a recent report issued by Datamonitor. The current estimated value of the UK sec... http://www.articlealley.com/http://elishaburberry.articlealley.com/secured-loans-market-reaches-new-heights-244161.html 09th November 2007 The UK has a unique property market. With prices rising at amazing rates over the last decade, it presents a fantastic investment opportunity but how do you go about getting into the market? Help is at hand! So firstly, let's look at what sort of inves... http://www.articlealley.com/http://keithbarrett.articlealley.com/investing-in-uk-property-154763.html 02nd May 2007 There has been no secret made of the fact that UK house prices have risen over recent years, and many home owners have benefited significantly from this. The rise in home values has meant many people have been able to free up cash tied up in their propert... http://www.articlealley.com/http://leeunsworth.articlealley.com/what-is-the-real-impact-in-the-rise-in-the-housing-market-on-first-time-buyers-130432.html 19th February 2007 In a December article in "This is Money", they conducted a poll in which 55% of people expected prices to rise in 2007, and of these they expected the rise to be 6% or more. This was compared to the previous year when 43% of those polled expected price... http://www.articlealley.com/http://rayprince.articlealley.com/the-uk-property-boom--will-it-continue-in-2007-118153.html 09th January 2007 100% Shared Ownership Mortgages As UK house prices have escalated out of the reach of the first time buyer many people have had to resort to moving into rented accommodation to get a roof over their heads. An Englishman's home is his castle and with th... http://www.articlealley.com/http://joekocsis.articlealley.com/100-shared-ownership-mortgages-99596.html 15th November 2006 According to the Nationwide building society house prices cooled slightly in October; the trend over the past quarter demonstrated by the Halifax also shows a slow down in UK house prices from June through to August. However, Nationwide believes that t... http://www.articlealley.com/http://andrewregan.articlealley.com/mortgage-approvals-are-up-and-house-price-inflation-slowing-but-analysts-predict-a-serious-market-98488.html 10th November 2006 Halifax plc part of the HBOS Group, the UK's largest provider of residential mortgages and saving accounts is advising that due to rising utility and council tax bills, the householders have been more restricted. In April, May and June the average raise i... http://www.articlealley.com/http://alisonwhite.articlealley.com/no-crash-in-uk-house-prices-86062.html 01st September 2006 UK Mortgages: Buy before it's to late Has the saying the "Englishman's home is his castle" come to an end? Since the days of Maggie Thatcher, the British public have slowly become householders and at the last census, as much as 65% of people lived in t... http://www.articlealley.com/http://joekocsis.articlealley.com/uk-mortgages-buy-before-its-to-late-80311.html 12th August 2006 Summary of news: • Markets still looking mainly at the Middle East for direction, with talk of a possible cease-fire between Israel and Hezbollah overnight prompting a downturn in safe-haven gold and oil prices at one stage. • Meanwhile, US Treasu... http://www.articlealley.com/http://debbieforward.articlealley.com/world-currency-markets--spanish-property-prices-18th-july-2006-73930.html 19th July 2006 For the majority of people interested in personal finance - and those who claim not to be - the biggest investment they will ever make is in their home. It's one of the most talked about investments there is, and yet many don't look at it that way: homebu... http://www.articlealley.com/http://andrewregan.articlealley.com/home-insurance-for-a-lifetimes-investment-73423.html 19th July 2006