http://www.articlealley.com en-us editorial@articlealley.com Starting August 20th one of the main provisions in the bill President Obama signed in May goes into effect. While most provisions in the Credit Card Accountability, Responsibility and Disclosure Act don't take effect until next year, the advance notice re... http://www.articlealley.com/http://treenaalmasi.articlealley.com/time-to-read-the-small-print-coming-from-your-credit-card-company-2409730.html 27th January 2012 I have just returned home after three weeks of travel. And while it was exciting and eye-opening, it has also been grueling and exhausting. The last leg of my trip took me to Chennai in India. I have often written to you about how India is booming and gal... http://www.articlealley.com/http://deal4loan.articlealley.com/tornado-clouds-dim-indian-economy-2399671.html 20th December 2011 We continue our daily look at factors affecting currencies allowing some insight into market conditions affecting exchange rates. Cash and income timing for UK Pensions and QROPS should be considered to maximise the Pension, QROPS and investment income an... http://www.articlealley.com/http://russelmori.articlealley.com/sterling-falls-very-low-interest-rates-also-to-stay-at-record-low-2239797.html 19th May 2011 The most recent interest rate hike of November by the Reserve Bank began hitting households as became obvious in February based on home loan approval numbers. The number of home loans approved in February fell at unexpectedly high rates – a 5.6% decrease... http://www.articlealley.com/http://barrystevens.articlealley.com/home-loan-approvals-fall-at-unexpectedly-high-rates-2216219.html 08th May 2011 Vancouver real estate is experiencing a bidding war on some prime real estate. The national real estate market on the average is in a holding state. The rest of Vancouver is enjoying this spell.  The sellers are definitely happy with the numerous bids on ... http://www.articlealley.com/http://nicokurniawan.articlealley.com/vancouver-real-estate-in-flaming-bidding-episode-2214678.html 06th May 2011 Perhaps you’ve questioned why stock market prices go up and down? When you look at the news at all, you observe the market levels noted. You probably as well seen the cost goes up & fallen every day. Why stock market prices go up and down is a difficult q... http://www.articlealley.com/http://mark10.articlealley.com/why-stock-market-prices-go-up-and-down-2201785.html 28th April 2011 The Australian property market experienced a jump in demand for new housing across the 2009 period, thanks to the generous First Home Owner Grant boosts introduced the previous September. The push was especially welcomed by Brisbane investors, who were al... http://www.articlealley.com/http://carssaver.articlealley.com/its-time-to-get-stuck-into-add-value-projects-in-brisbane-the-right-way-2198213.html 26th April 2011 Effortless credit repair solutions are actually not as straightforward as many people feel. Perhaps the largest obstacle just isn't just with the problem of a bad credit score scores, but with the habits that buyers have gotten themselves into. And also ... http://www.articlealley.com/http://antonioramsey.articlealley.com/credit-repair-companies-need-the-hassle-off-and-work-to-increase-credit-score-2195157.html 20th April 2011 Many people “believe" that as interest rates increase, property prices flatten, or even fall. This “belief" is at times justified due to the sentiment that property should drop when interest rates increase, coupled with a very short term drop in auction c... http://www.articlealley.com/http://surfpacific.articlealley.com/rising-interest-rates--rising-property-value-2190372.html 15th April 2011 Spiralling inflation, rising interest rates, a flat stock market and falling bond prices - this has largely been the scenario in the country over the past six months or so. The Reserve Bank of India (RBI) has been in-creasing the key interest rates gradua... http://www.articlealley.com/http://deal4loan.articlealley.com/in-times-of-inflation-make-a-beeline-for-fixed-deposits-2160756.html 03rd April 2011 She had always wanted to pay off her debt and did not want to depend on volatile market conditions and wait ages before the property became her completely her own with no stake in it for the bank. Of course while she was paying her loan, she did not have ... http://www.articlealley.com/http://adhilshetty.articlealley.com/opting-to-prepay-2144243.html 27th March 2011 There is a saying, ‘all that glitters is not gold’ and this is true in the case of profits funds in the current economic. The net inflows on a year-on-year basis in February grew by 180% at Rs13,708 crore. The Association of Mutual Funds in India (Amfi... http://www.articlealley.com/http://vicky.articlealley.com/investors-desire-bank-fixed-deposits-to-profits-funds-2122541.html 16th March 2011 Interest rate hikes could lead to Aussie credit defaults, according to economists.There could be some Aussie credit defaults occurring as a possible result of interest rate hikes, industry experts have revealed.JP Morgan economist Helen Kevans has predict... http://www.articlealley.com/http://samuelgooch.articlealley.com/aussie-credit-defaults-possible-result-of-interest-rate-hikes-1811528.html 26th October 2010 Have you ever felt like your financial life is out of control? If your worst financial nightmares are reality, you are not alone; the number of Americans with excessive credit card debt continues to rise despite economic strains. According to cardtrak.com... http://www.articlealley.com/http://aliceshown.articlealley.com/a-financial-nightmare-credit-card-debt-1795231.html 15th October 2010 There are individuals who do not approve debt consolidation as mechanism of debt elimination. This might be from looking at debt consolidation in a particular light and refusing to look at the constructive aspects if its done correctly.. Individuals who s... http://www.articlealley.com/http://tommorton.articlealley.com/debt-elimination-via-debt-consolidation-1706461.html 17th August 2010 Real estate investors in and around the Louisville area who have been taking a wait-and-see approach to investing in residential and commercial real estate may want to get off the fence, depending on their financial situation. As the country's economy beg... http://www.articlealley.com/http://willamlouis.articlealley.com/louisville-real-estate-investors-take-note-nowhere-for-interest-rates-to-go-but-up-1641595.html 07th July 2010 Traditional fixed rate home loans are making a return. Fixed interest rate mortgages generally come with term lengths of 15 or 30 years. The main benefit of a fixed interest mortgage is that your payment will remain fixed for the duration of the mortga... http://www.articlealley.com/http://jdgivens.articlealley.com/conventional-fixed-rate-home-loans-are-making-a-return-1576841.html 01st June 2010 Traditional fixed rate mortgages are making a comeback. Fixed interest rate mortgages typically come with term lengths of 15 or 30 years. The main advantage of a fixed interest mortgage is that your payment will remain fixed for the life span of the mo... http://www.articlealley.com/http://jdgivens.articlealley.com/traditional-fixed-rate-home-loans-are-making-a-return-1576829.html 01st June 2010 The inevitable interest rate hikes are just around the corner, which means we will be paying more for pretty much everything. Now is a good time to set your sights on making the effort to get out of debt. Here are a few suggestions on how to do this befor... http://www.articlealley.com/http://molly.articlealley.com/a-few-ideas-to-help-get-you-out-of-debt-1551414.html 17th May 2010 Because of the U.S. economic crisis, you'll find that credit cards and loans are more difficult to obtain, but here are some tips to survive the credit crisis. Use your emergency fund (not a credit card) for emergencies. You should have between thr... http://www.articlealley.com/http://moneynowusa.articlealley.com/tips-for-surviving-the-credit-crisis-1517246.html 23rd April 2010 A recent Consumer Reports study found that one-third of Americans do not own a credit card. In addition to that, nearly 24% of American have no cards at all, no debit cards, no retail cards, NOTHING! And in the past decade, the number of bankruptcies ... http://www.articlealley.com/http://sunny58.articlealley.com/a-new-approach-to-merchant-financing-1498622.html 13th April 2010 If you have not yet heard, February 22 (2010) finalized the practice of the new consumer-friendly credit card rules. Actually, the first batch of changes were phased in August of 2009, giving both the credit card companies and the consumer a period of adj... http://www.articlealley.com/http://molly.articlealley.com/the-new-credit-card-rules-1472736.html 26th March 2010 With the media full of stories about credit card companies' new concealed fees and interest-rate hikes since the credit crunch started in 2007, the consumer needs now more than ever before to do due diligence before signing up for a credit card. Sele... http://www.articlealley.com/http://kirbysutton.articlealley.com/your-nononsense-guide-on-how-to-compare-credit-cards-1294906.html 14th December 2009 The current financial tumult has affected many households. As foreclosures begin to grow the financial situation appears to be headed into recession. Many professionals think a economic recession has already been happening for many months now. To try and ... http://www.articlealley.com/http://steventoms.articlealley.com/government-mortgage-assistance-for-struggling-homeowners-1107498.html 22nd September 2009 House Foreclosures refer to the defaulted loan and tax properties being taken over by the lenders or tax authorities and being put on sale in auction for recovery of their debt. This has made possible for most prospective first time buyers and many in... http://www.articlealley.com/http://juliethompson.articlealley.com/house-foreclosures-1090184.html 16th September 2009 Studies show that real estate investing returns an average 10 percent a year equal to the historic return for stocks. Leveraged investing: Major advantage of real estate investment is that you can use other's person's money like a mortgage lender ... http://www.articlealley.com/http://jeffadams2.articlealley.com/points-to-remember-before-investing-in-real-estate-1082140.html 14th September 2009 So you are attempting to pull out a loan, get a credit card with a realistic APR or attempting to buy an item, anything on credit, however your credit score is too low for your taste? So, the first place to begin when attempting to rebuild that score is t... http://www.articlealley.com/http://www.articlealley.com/what-determines-your-credit-total-1036071.html 16th August 2009 Thanks to Obama's signature on the Credit Card Accountability, Responsibility and Disclosure Act, your credit card company absolutely has to give you a 45 day notice before raising your interest rates. The downfall to this great news is that credit card c... http://www.articlealley.com/http://kandice.articlealley.com/creidt-card-companies-get-new-interest-rate-rules-1010343.html 01st August 2009 The Credit Card Accountability, Responsibility, and Disclosure Act, which was recently passed into law, is intended to protect consumers from arbitrary and unannounced interest rate hikes, fees, and penalties charged to them by credit card companies. Desp... http://www.articlealley.com/http://isaacgervais.articlealley.com/how-to-beat-higher-interest-rates-and-fees-on-your-credit-cards-999612.html 26th July 2009 As with any property market there are good times and bad times for all involved. Currently due to do high inflation rates as well as soaring interest rates, home owners are starting to feel the pinch and many are battling to afford their monthly bond repa... http://www.articlealley.com/http://lenjarosz.articlealley.com/repossessions-in-south-africa-begin-to-skyrocket-987076.html 17th July 2009 If you are one of the thousands of unfortunate home owners in South Africa that have been hit hard by the interest rate hikes and falling real estate prices and are now faced with possibly losing the roof over your head, you will be glad to hear that ther... http://www.articlealley.com/http://lenjarosz.articlealley.com/three-simple-tips-to-follow-when-faced-with-home-repossessoion-987068.html 17th July 2009 As with anything in life there are high times and low times for all involved. Currently due to do increasing inflation rates and high interest rates, home owners are starting to feel the effect of the recent rate hikes and many out there are battling to m... http://www.articlealley.com/http://lenjarosz.articlealley.com/home-repossessions-in-south-africa-climb--the-crisis-spreads-987055.html 17th July 2009 Federal regulators are proposing some changes to the way that credit card companies are allowed to operate. These proposed bills will impose greater oversight and regulation on credit card companies but still faces tough resistance from the industry. A... http://www.articlealley.com/http://scottpmckay.articlealley.com/credit-card-companies-may-be-forced-to-stop-rate-increases-870507.html 27th April 2009 Given the nation's current economic crisis, it only makes sense that many individuals are seeking the comfort of credit cards to get them by every month. But is this the best choice? What happens when credit card debt becomes unmanageable and overblown? ... http://www.articlealley.com/http://janetgaither2.articlealley.com/credit-cards-vs-online-cash-advances-which-is-better-836960.html 27th March 2009 The recent spate of interest rate hikes has had a marked effect on the property market in South Africa, with liquidations and other distressed sales reaching all time highs. Demand outstrips supply What is remarkable is that the demand for propert... http://www.articlealley.com/http://kaylareid.articlealley.com/rates-increases-havent-affected-property-demand-700617.html 01st December 2008 The number of residential properties sold at auctions has risen over the past years. With the current credit crunch and interest rate hikes, many homeowners can no longer afford their mortgages and are forced to have their properties repossessed. These re... http://www.articlealley.com/http://rainbow00006.articlealley.com/residential-properties-sold-at-auctions-658601.html 07th October 2008 The United Kingdom is in dire need for more properties. There has been a huge push recently from the government to build more homes in the near future to keep up with the demand. The waiting list for rental property is growing too, based on the June 2008 ... http://www.articlealley.com/http://parmdeepvadesha.articlealley.com/the-perfect-time-for-a-buy-to-let-investment-now-652489.html 30th September 2008 Recent statistics released by one of the top real estate agencies in South Africa suggest a definite improvement in the property market and August 2008 has proved to be the watershed month where prices are slowly but surely recovering. This is arguably... http://www.articlealley.com/http://kaylareid.articlealley.com/buying-a-home-in-south-africas-current-economic-climate-650220.html 26th September 2008 In the first week of September, there is some cheer for mutual fund investment in India. When you compare mutual funds in India, the banking mutual funds started from where they left off last month. In the first week, they again outperformed their other m... http://www.articlealley.com/http://divya3.articlealley.com/some-steam-left-for-banking-funds-646295.html 23rd September 2008 Has seen some decline in demand in 2008 however the prices are not likely to crash a modest correction in the region of 5% is likely recovering in 2009, this is relatively good news for people who have bought property recently of course and is better ... http://www.articlealley.com/http://portugalpaul.articlealley.com/the-property-market-in-greece-636029.html 12th September 2008 A poll carried out by YouGov has shown that more than one million household in the UK have used a credit card to pay their mortgage or rent. Housing charity Shelter backed up these findings by revealing that 6 per cent of those surveyed admitted they need... http://www.articlealley.com/http://phil2.articlealley.com/more-people-are-relying-on-credit-cards-to-meet-mortgage-and-rent-payments-556392.html 16th June 2008 Every time you miss a payment or pay your credit card bill late, something is happening to your credit score. You're not just incurring late fees and more interest, but damaging your score. If you keep missing payments, your interest rate will increase,... http://www.articlealley.com/http://nickmakaryk.articlealley.com/take-control-to-avoid-credit-card-trouble-555177.html 11th June 2008 Credit card companies, who stand accused of rip off practices, are facing mounting pressure from politicians all around the globe. No matter where you go, be it the US, UK or Australia, credit card companies are experiencing a backlash from politicos, ... http://www.articlealley.com/http://tristandunston.articlealley.com/why-credit-card-companies-face-tough-times-from-lawmakers-everywhere-531249.html 08th May 2008 The word mortgage comes from the Old French word morgage which means literally "death-pledge." It is a form of debt that is secured by the borrower's real estate property and usually is for the acquisition of the real estate property that the mortgage is ... http://www.articlealley.com/http://cashloan.articlealley.com/mortgages-514284.html 09th April 2008 Summary: Credit crunch has adversely affected the availability of cheap loans in the UK. However, if you spend more time in researching the loan market and try to find out some cheap deals from the current loan market, it is quite possible to save some mo... http://www.articlealley.com/http://amenda.articlealley.com/cheap-loans-in-the-wake-of-credit-crunch-492382.html 19th March 2008