http://www.articlealley.com en-us editorial@articlealley.com The test Bankruptcy court will cancel your student loans if you'll be able to prove that repayment would pose “undue hardship.” Courts apply the so-called Brunner test, under which you must show all of the following: 1. You cannot maintain a “minimal s... http://www.articlealley.com/http://www.articlealley.com/can-you-discharge-your-student-loans-in-bankruptcy-2407786.html 23rd January 2012 Perhaps the single most controversial issue to hit the media this year is phone hacking, because it involved celebrities and politicians and directly led to the closure of Britain's biggest selling Sunday newspaper, The News of the World. Somewhat less... http://www.articlealley.com/http://richardgodden.articlealley.com/compensation-for-phone-hacking-is-not-limited-to-the-rich-and-famous-2405108.html 13th January 2012 The credit card debt issue is growing in an alarming charge in the recent days and the significant components accelerating the issue are unemployment, lay offs, lowered wage, raising charge of residing and many others that has practically brought the citi... http://www.articlealley.com/http://www.articlealley.com/desire-for-a-bankruptcy-attorney-is-escalating-2379672.html 20th October 2011 The security certificate process within the Immigration and Refugee Protection Act is not a criminal proceeding, but an immigration proceeding. The objective of the security+ certification process is the removal from Canada of non-Canadians who have no le... http://www.articlealley.com/http://fiona2.articlealley.com/know-more-security-certificates-and-get-it-2373738.html 12th October 2011 If you have been sacked and believe that you were unfairly dismissed, then you have the legal right to claim against your employer at an Employment Tribunal. To make sure you have a strong case you should ask yourself if your employer had a valid enough r... http://www.articlealley.com/http://ben2.articlealley.com/making-a-claim-for-unfair-dismissal-2329665.html 10th August 2011 In April 2011 new laws regarding family mediation were introduced. The protocol intends to increase the use of family mediation, a process which can help during family break-up and divorce. This article explores how the law has changed, and how this is li... http://www.articlealley.com/http://garystorer.articlealley.com/new-family-mediation-legislation-2308267.html 06th July 2011 If you are broken hearted right now then you need to listen up to what I am about to tell you, because this information is just what you need to get your ex back into your life again. If you have recently been dumped by your partner, there is a proven way... http://www.articlealley.com/http://kpheard.articlealley.com/get-your-ex-back--i-am-telling-you-this-works-2263023.html 03rd June 2011 Prompt and quick monetary relief is what you need, especially in times of extreme crisis. Since the funds are not available, you will have to rely upon external monetary assistance. But, arranging the funds and choosing the appropriate option at such a sh... http://www.articlealley.com/http://zackenglish.articlealley.com/debit-card-loans-reliable-alternative-to-be-acquired-instantly-2249570.html 25th May 2011 All forms of business ownerships have their advantages and disadvantages that one needs to take into consideration when forming your business. Weighing the advantages and disadvantages of a Close Corporation will be very important when deciding what form ... http://www.articlealley.com/http://brads01.articlealley.com/advantages-of-close-corporation-registration-in-south-africa--cc-registration-made-easy-2126905.html 18th March 2011 Tinnitus or ringing in the ear is a illness that is generally brought on by listening to loud songs. Though, it is not a very severe illness but it is definitely an irritation to the thoughts and can impact regular functioning. Tinnitus is not 1 condition... http://www.articlealley.com/http://randalso45.articlealley.com/discover-the-very-best-tinnitus-remedy--you-need-to-know-the-root-leads-to-of-tinnitus-very-first-2101883.html 09th March 2011 The Singapore Employment Pass (EP) is a visa issued to foreign entrepreneurs, shareholders, and managing directors in order to allow them to setup and personally manage their business in the country. However, EP can also serve as a work visa given to supe... http://www.articlealley.com/http://lanceferer02.articlealley.com/all-about-singapore-employment-pass-application-2076999.html 28th February 2011 West New York situated in New Jersey is a quickly rising metropolitan spot. As the significant houses in this area are getting more and more replaced by modest apartments, families and men and women generally run into lack of room to keep all their belong... http://www.articlealley.com/http://peteboyd9.articlealley.com/knowledge-the-charge-element-of-storage-units-1995881.html 31st January 2011 A degree from a university means many thing to many different people. Only you can define the importance of a degree such as this to you and only you can determine whether or not now is the time for you to pursue a university degree. If you are unsure abo... http://www.articlealley.com/http://jackhathom.articlealley.com/social-advantages-of-universities-1891581.html 09th December 2010 Do you need a worldwide courier service this Christmas? Here are seven ways they may be extremely helpful over the festive season. 1. During the festive season, the increase in post could mean there are less guarantees everything will arrive on time. ... http://www.articlealley.com/http://robberrysmith.articlealley.com/how-a-worldwide-courier-can-help-this-christmas-1876524.html 30th November 2010 Let us try and understand how the smart meters benefit the customers and utility companies alike. First of all, let us view the usage of smart meters as an alternative to the conventional digital meters that are used to measure the consumption of gas, wat... http://www.articlealley.com/http://xanderpalmer.articlealley.com/reasons-why-smart-meters-are-beneficial-to-utility-companies-1853092.html 19th November 2010 Children RelocationAs Australia becomes a more mobile community there tend to be more situations of one of the parents of the children wishing to relocate, both within Australia or to a foreign country. A Court cannot stop a parent from moving. Nonet... http://www.articlealley.com/http://dinahprescott.articlealley.com/child-custody-and-relocation-in-australia-1778584.html 06th October 2010 Over-simplification is a danger in science education. While over-simplification might get the point across, it can imprint on the young student a false knowledge that can remain for a long time. This impression in turn can cause resistance in later learni... http://www.articlealley.com/http://hannahmccarthey.articlealley.com/science-for-kids-2-of-3--the-challenge-of-teaching-young-children-about-food-chains-1772319.html 01st October 2010 We probably will not know all the detail of how Nama will work until the Nama board and its chief executive are appointed and decide on policy and procedures. However, we do know a lot about how it will operate. Firstly, you will be in Nama if you have... http://www.articlealley.com/http://johnbrady2.articlealley.com/nama--your-new-bank-manager-1691806.html 10th August 2010 As discussed recently the UKBA has introduced an interim limit on the number of applications under Tier 1 and Tier 2 of the UK's Point Based System. The UKBA has released guidance that sets out the implications of this limit for already existing UK Spo... http://www.articlealley.com/http://jonnylips.articlealley.com/uk-tier-2-limit-and-implications-for-uk-sponsors-1680705.html 05th August 2010 The case of Re N (A Child) recently came to an end-possibly. This case had been backwards and forwards to court since 2005. It contains a number of lessons to be learnt-not least and which is not the subject of this article-the advantages of parents sorti... http://www.articlealley.com/http://legalzone.articlealley.com/when-does-child-maintenance-end-1644920.html 08th July 2010 The best way to achieve the highest academic degree is by distance learning PhD services (abbreviation for "doctor of philosophy") taking into consideration that physical frequency is not a must. We can say that traditional schooling appears to lose some ... http://www.articlealley.com/http://bogdan.articlealley.com/distance-learning-phd--how-you-can-attain-the-highest-academic-education-reward-1632704.html 04th July 2010 The citizens have a right to request public documents on law enforcement and other public entities. The State Attorney General is responsible for the accessibility of these records, and to present them to each individual when requested and appropriate. So... http://www.articlealley.com/http://andy9876.articlealley.com/heres-what-you-need-to-know-about-investigating-public-records-1551334.html 17th May 2010 Ever since 1938, child maltreatment in Australia has been on an alarming rise. The "care for youth and families" is an initiative by the government of Australia to address all issues pertaining to a child's rehabilitation. Adoption and foster care are ste... http://www.articlealley.com/http://drusillamodjeska.articlealley.com/adopting-in-australia-1505733.html 16th April 2010 There are many aspects of renting to Local Housing Allowance (LHA) tenants that make many landlords and property investors feel somewhat sceptical. This short article aims to clarify the main aspects of the process as well as some of the practical issues... http://www.articlealley.com/http://rubanselvanayagam.articlealley.com/local-housing-allowance-lha-for-property-investors-and-landlords-in-the-uk-1485372.html 01st April 2010 Acid reflux happens if stomach acid comes back into the gullet, sometimes referred to as the esophagus. Acid reflux is a common enough problem in the developed world; in fact around 20% of people suffer from this condition every week. The causes of aci... http://www.articlealley.com/http://jackritchies.articlealley.com/rid-yourself-of-acid-reflux-causes-1462424.html 22nd March 2010 Adverse Weather and Transport Disruption Guidelines There may be times when it is difficult for employees to attend work due to sudden adverse weather conditions that cause disruption to their normal mode of transport or in the event of other transport... http://www.articlealley.com/http://hrsolutionsuk.articlealley.com/adverse-weather-and-transport-disruption-guidelines-1344877.html 14th January 2010 The clear intention of Obama's new stimulus package for homeowners is to prevent foreclosure on their homes. People facing problems when it comes to meeting their mortgage repayments can apply for either a loan modification or mortgage refinancing option ... http://www.articlealley.com/http://brianrs.articlealley.com/home-refinance--avoid-foreclosure-using-the-new-stimulus-package-1177525.html 15th October 2009 As promised in Part I, I give you a more precise idea of the opinions on the advisability of consuming or name of milk, I will mention you hereafter the point of view of some famous doctors or naturopaths. Dr. Vogel (famous Swiss naturopath): "Prov... http://www.articlealley.com/http://ashutosh.articlealley.com/milk-good-or-bad-part-ii-1099816.html 21st September 2009 We drink water every day, use it in tea and coffee, cook with it and wash our fruit and vegetables with it yet we rarely stop to consider what is in it. Of course, periodically we can smell the unmistakable odour of chlorine so we know there is something ... http://www.articlealley.com/http://michael58.articlealley.com/what-is-the-best-water-purifier-technology-1083446.html 15th September 2009 It is very demanding to find presents for the babies as we don't know about their likes and abhor. All one has to do is visit one of these websites, search the catalogue, choose the donation item, make recompense and get it home delivered. But we ha... http://www.articlealley.com/http://amendacalis.articlealley.com/get-xmas-gift-ideas-for-babies-1056889.html 30th August 2009 With mortgage lenders reigning in their lending and moving the goal posts it is now much more difficult to obtain a mortgage as deposits needed are more than many can afford. The higher deposits and the tougher credit approval checks are stopping many for... http://www.articlealley.com/http://cborthwick9.articlealley.com/shared-home-ownership-is-the-way-forward-962368.html 02nd July 2009 According to Crime in the United States by the Department of Justice, the Rate of Police Records Arrests nationwide was almost 5% and that's not even taking into account arrests resulting from traffic violations. That's an increase across the board for al... http://www.articlealley.com/http://sahara23.articlealley.com/free-police-records-online-database-960440.html 01st July 2009 Those hoping to buy a new home or looking to re-mortgage may be alarmed to hear that under new borrowing rules they may soon be unable to raise a mortgage for more than three times their annual salaries. The Financial Services Authority (FSA) is alrea... http://www.articlealley.com/http://michaelchalliner.articlealley.com/six-ways-to-increase-the-amount-you-can-borrow-on-a-mortgage-942016.html 18th June 2009 Family Law regarding children varies massively depending on the parent's relationship. When parents separate, their involvement with their children could be hugely different depending on whether they were married or not. Parents who were married will bo... http://www.articlealley.com/http://amnorge.articlealley.com/family-law--children-864731.html 17th April 2009 The LIFT housing scheme has been helping those on low to moderate incomes with buying an affordable home. You may not have heard of the scheme as part of the scheme has been in the pilot stage for the last eighteen months. It is known as The Open Market S... http://www.articlealley.com/http://cborthwick9.articlealley.com/the-lift-housing-scheme-helps-low-income-families-853684.html 09th April 2009 There are many variables for PMI (Private Medical Insurance), some of which can often be seen as a minefield of decisions and plan types. Here are some main facts which might help you through some of the more difficult areas. It's worth checking what... http://www.articlealley.com/http://pmcindoe.articlealley.com/what-should-you-look-for-in-health-insurance-841409.html 30th March 2009 In January I was watching the Senate confirmation hearing of President Obama's nominee for Director of the Central Intelligence Agency, Leon Panetta. How did we ever keep informed before C-SPAN? As a passionate civil libertarian, I was so proud of Pane... http://www.articlealley.com/http://mikezwiebach.articlealley.com/obama-on-civil-liberties-811556.html 09th March 2009 If you think that the rates on the tenant loans will be too high, it is better to pay a visit to your local pawn broker. Check if he is willing to provide you with the unsecured loan and if yes, at what rate. You will be shocked. If you need low cost tena... http://www.articlealley.com/http://joanbroxson.articlealley.com/low-cost-tenant-loans--tenants-can-avail-the-cheap-facility-of-money-784239.html 13th February 2009 If an accident has occurred due to the negligence of the employer or inadequate safety measures at the workplace, a worker can seek compensation for the same. One must be able to prove that the injury has resulted due to the negligence of the employer or ... http://www.articlealley.com/http://kirthy.articlealley.com/employee-claim-lawyer-no-win-no-pay-782809.html 12th February 2009 Allowance Local Housing Allowance - 1 rule for 1 Landlords are no doubt aware of the phrase one rule for one and one for the others. This phrase has never been more appropriate than when referring to the actions of the Local Housing Allowance in... http://www.articlealley.com/http://propertyhawk.articlealley.com/local-housing-allowance--evaluation-for-landlords-in-the-private-rental-sector-777408.html 03rd February 2009 Simplistically speaking, arrests are made to impose immediate containment of a suspected unlawful act. It prevents the arrestee from furthering the violation that constitutes the grounds of arrest. He or she is then held in custody until the next course o... http://www.articlealley.com/http://bendave.articlealley.com/locate-public-police-records-online-762791.html 21st January 2009 Giving loan to a tenant means giving away an unsecured loan. Naturally people will think that the rates on the loans for tenants will be too high. But you can check it out for yourself by doing some research on the internet. If you need tenant loans, you ... http://www.articlealley.com/http://baidehicreeper.articlealley.com/loans-for-tenant--quick-unsecured-loans-for-tenants-762622.html 21st January 2009 By Adrienne Unkovich, MD, Workforce Guardian - Australia's number one online employment relations service. Workplace Minister - Julia Gillard has announced the new process for unfair dismissals which includes special arrangements for small business whi... http://www.articlealley.com/http://workforceguardianfr.articlealley.com/new-fair-dismissal-system-for-small-business-announced-642735.html 19th September 2008 Compared with topical therapy, systemic therapy has a more rapid onset of clearing, which may enhance patient compliance. However, whenever systemic drugs are administered, the potential dangers- including side effects, drug allergy/intolerance, drug inte... http://www.articlealley.com/http://janhornets.articlealley.com/acne-treatment-and-related-disorders-641087.html 17th September 2008 In order to qualify for an Individual Voluntary Arrangement (IVA) you must be a resident of the UK, excluding Scotland, however, it is also possible for residents of England, Wales and Northern Ireland who are either working or living abroad to apply. ... http://www.articlealley.com/http://karlguevara.articlealley.com/criteria-requirements-of-an-iva-614514.html 02nd September 2008