Articles from Article Alley, tagged with "independent financial adviser" http://www.articlealley.com en-us editorial@articlealley.com What a Financial Adviser Actually Does Might Surprise You Financial advisers act as advisories for your investment, pension and financial plans. There are so many different advisers out there in the market place and each will come with their own personalities, views, opinions and experience levels. Do not be a... http://www.articlealley.com/http://sarah30.articlealley.com/what-a-financial-adviser-actually-does-might-surprise-you-2410424.html 30th January 2012 Janus Capital Group Mutual Funds The Janus Capital Group is one of the biggest players in the world of mutual funds. Janus has a reputation for looking after its customers' financial interests well and this has paid off over and over again. One of the means whereby a mutual fund grou... http://www.articlealley.com/http://owenjones.articlealley.com/janus-capital-group-mutual-funds-2355922.html 23rd September 2011 Equity Release Providers – A New Route for Managing Financial Crisis Equity release providers are not bad people. In fact, they are the ones who help the old people in the UK live their lives more peacefully. And equity release is fast becoming a preferred route for many who find themselves in financial crisis. It is parti... http://www.articlealley.com/http://lewiscarroll.articlealley.com/equity-release-providers--a-new-route-for-managing-financial-crisis-2349588.html 19th September 2011 14 Questions You Should Ask Your Accountant Part 2 Hopefully you all enjoyed Part 1, but for those who haven’t read it yet, Part 1 of 14 Questions you should ask your Accountant So; let’s carry on! Question 8 ’ Do you have specialist knowledge of areas which are important to me, or do you have in-h... http://www.articlealley.com/http://benw2811.articlealley.com/14-questions-you-should-ask-your-accountant-part-2-2306358.html 04th July 2011 Jumbo CD Rates Are Better Than Most The recession has been real and unfortunately it has had a devastating impact on the economy and on consumer confidence. Many have suffered great hardship as a consequence and we are deeply and genuinely sympathetic for all thus affected. Since consumer c... http://www.articlealley.com/http://andrewgreer.articlealley.com/jumbo-cd-rates-are-better-than-most-2264585.html 03rd June 2011 Tips On How To Make Your House Move Stress Free! Copyright (c) 2011 Robert Gray Moving house is said to be one of life's most stressful experiences - it is up there with getting married, getting divorced and having a baby! However, moving house doesn't have to be stressful - a little of bit of pl... http://www.articlealley.com/http://robertgraysolicitor.articlealley.com/tips-on-how-to-make-your-house-move-stress-free-2165155.html 05th April 2011 Supplementing Your Pension with Equity Release Supplementing Your Pension with Equity Release Pension issues affect everyone in the UK. For many retired Britons, these issues are all too real since they face them on a daily basis. However, they are able to live on a small pension and their limited ... http://www.articlealley.com/http://barrysummers.articlealley.com/supplementing-your-pension-with-equity-release-2151654.html 30th March 2011 Top Tips to Maximise Your ISA Allowance In the current economic environment, investing in ISA’s for a tax-free return on your money is a good way to make your finances stretch further. The current overall ISA tax-break is £10,200 annually – and the good news is that this limit will be raised... http://www.articlealley.com/http://fidelityuk.articlealley.com/top-tips-to-maximise-your-isa-allowance-2122479.html 16th March 2011 A Guide on Buying Shares In deciding whether to buy shares or not, one thing you also have to decide: whether what type of broker you need and what kind of dealing will suit your needs. Among the deals and services which are commonly offered by brokers for a person who shows inte... http://www.articlealley.com/http://angelabryant.articlealley.com/a-guide-on-buying-shares-2090488.html 04th March 2011 Buying Shares One of the popular choices of businessmen to make good investments is buying shares in the stock market. For years and years, they have been doing this since it assures them of profit. A share is defined as the evidence of an ownership that represent... http://www.articlealley.com/http://angelabryant.articlealley.com/buying-shares-2082395.html 02nd March 2011 How Do I Know If I Am Eligible For Equity Release? Each type of Equity Release plan has different eligibility criteria, so you must always check the details with the provider. There are however, some general rules: *The youngest applicant must be over the age of 55 (for some plans this may be as high as ... http://www.articlealley.com/http://stitchrojas.articlealley.com/how-do-i-know-if-i-am-eligible-for-equity-release-2074017.html 26th February 2011 When Is Inheritance Tax Payable In A Will? Inheritance tax is due at 40% of a person's estate and it is required to be paid on the value of an estate, which includes certain gifts and assets, that calculate to be more than £325,000 or if you are married or in a civil partnership £650,000. Any esta... http://www.articlealley.com/http://cgyles6819.articlealley.com/when-is-inheritance-tax-payable-in-a-will-2073420.html 26th February 2011 What does UK Private Medical Insurance cover? In the UK Private medical insurance (PMI) is available for individuals, families and businesses and it is intended to pay for medical treatment for unforeseen acute medical conditions. Acute conditions are those that are treatable and curable. Private med... http://www.articlealley.com/http://sharondarochelle40.articlealley.com/what-does-uk-private-medical-insurance-cover-1967686.html 19th January 2011 Tax Relief Capital Gains Tax Taper Relief Of course, the above is not legal or accounting advice - it is for informational purposes only. Before making any decisions regarding legal or tax matters, it is vital that you consult a licensed professional lawyer or tax accountant.Make sure you use a f... http://www.articlealley.com/http://stacywallace.articlealley.com/tax-relief-capital-gains-tax-taper-relief-1941078.html 10th January 2011 Group Health Insurance a Vital Employee Benefit All good employers understand the need for their staff to have group health insurance. All will know the importance and peace of mind to staff that having group health insurance means, they will also see it as a staff retention tool. Those employers t... http://www.articlealley.com/http://sharondarochelle40.articlealley.com/group-health-insurance-a-vital-employee-benefit-1938597.html 07th January 2011 {How Do I Find the Right Financial Advisor|Finding The Right Financial Advisor|How to Choose The Bes What's your idea of {a Financial Advisors|an Independent Financial Adviser| an Independent Financial Advisor|Independent Financial Advisers}? {What comes to your mind when you hear {Financial Advisors|Financial Advice|Independent Financial Adviser|Inde... http://www.articlealley.com/http://freehealing0707.articlealley.com/how-do-i-find-the-right-financial-advisorfinding-the-right-financial-advisorhow-to-choose-the-bes-1918518.html 22nd December 2010 {The Importance of Having a Financial Advisor|The Importance of Having a Qualified CPA/Financial Adv How can a {Financial Advisor|Financial Adviser|Independent Financial Advisor|Independent Financial Adviser} help you? {Many of us have been working many years already and have saved considerable amount of money.|Most of us have been working and saving ou... http://www.articlealley.com/http://freehealing0707.articlealley.com/the-importance-of-having-a-financial-advisorthe-importance-of-having-a-qualified-cpafinancial-adv-1913610.html 20th December 2010 Benefits of expert advice on Financial Planning & Financial Advice Saving for the future is every individuals aim since they begin to earn “berekening pensioen". There are many cherished dreams like taking a vacation, quality education for the children, owning a massive house etc. that one plans to fulfil in the later da... http://www.articlealley.com/http://definancieel.articlealley.com/benefits-of-expert-advice-on-financial-planning--financial-advice-1883197.html 03rd December 2010 How to transfer your pension to a QROPS Pension How long really should you take to select a QROPS adviser? Of course, this person will have control over just how comfortable your retirement will be. As a result, it's really worth taking a couple of minutes to pick out an individual you really feel woul... http://www.articlealley.com/http://abnerbarrow.articlealley.com/how-to-transfer-your-pension-to-a-qrops-pension-1882757.html 03rd December 2010 Can I Get a First Time Buyer Mortgage With a Bad Credit Rating? For those seeking first time buyer mortgages, you might not have heard how by just searching for mortgage rates you can affect your credit rating if you are not careful. What you might not know, is that if you are searching online for a mortgage and compl... http://www.articlealley.com/http://timothyfrodsham.articlealley.com/can-i-get-a-first-time-buyer-mortgage-with-a-bad-credit-rating-1881644.html 02nd December 2010 Guide to the Care Fees Annuity to Fund Nursing Home Care Fees If you find out that you require care and have to find the best methods to pay for the care fees,then one important product you can consider is care fees annuity. A care fees annuity is a tax efficient way to pay for registered care, either in the home or... http://www.articlealley.com/http://robertludlum.articlealley.com/guide-to-the-care-fees-annuity-to-fund-nursing-home-care-fees-1864113.html 24th November 2010 Quick guide on how to find the best pension annuity rates In the UK pension annuity rates can be found from all the leading insurance companies as well as some specialist annuity companies not so well known.Use the open market option,which is the right to shop around to find the best pension annuity rates. Th... http://www.articlealley.com/http://kevinsstelfox2.articlealley.com/quick-guide-on-how-to-find-the-best-pension-annuity-rates-1832188.html 10th November 2010 Enhanced Annuities – A quick glance at how they work Enhanced annuities are paid to those retirees that have a shorter than average life span.It does not mean you have to be seriously ill to qualify,merely that the annuity provider that offers you the enhanced annuities expects you to live for a shorter per... http://www.articlealley.com/http://davidbells.articlealley.com/enhanced-annuities--a-quick-glance-at-how-they-work-1832126.html 10th November 2010 Tips to Save Money on Accommodation Cost It is often happened that people pay too much as rent that they need not to be. The reason for this is that they are unaware of the facts. There can be many reasons for paying too much for your accommodation which you can save quite easily. You have to do... http://www.articlealley.com/http://tauqeerulhassan.articlealley.com/tips-to-save-money-on-accommodation-cost-1830080.html 09th November 2010 Tips to Understand Mortgages It is better to consult at least one independent financial adviser when you are dealing with mortgages. If you consult several advisers, it is better. As we all know that the mortgage market has become very competitive over the recent few years and there ... http://www.articlealley.com/http://tauqeerulhassan.articlealley.com/tips-to-understand-mortgages-1830075.html 09th November 2010 Using the Open Market Option can make a huge difference to your retirement income If you are approaching retirement then you are more than likely researching the options available to you when you retire. One of the things you may not know about is the ‘open market option’. You will have saved in your pension and accumulated the fund of... http://www.articlealley.com/http://davidbell4.articlealley.com/using-the-open-market-option-can-make-a-huge-difference-to-your-retirement-income-1811370.html 26th October 2010 Get the best retirement pension by changing pension providers A pleasant retirement is something we all want to arrange as soon as we terminate our working life. One aspect which will determine your level of enjoyment is the level of income you can draw from an annuity. Of course this is something most of us will... http://www.articlealley.com/http://sjsr1979.articlealley.com/get-the-best-retirement-pension-by-changing-pension-providers-1773072.html 01st October 2010 How to Raise Money Fast. The internet is full of articles on how to raise cash quickly. There are a multitude of money making ideas and get rich quick schemes and a wide variety of help and advice on the various ways to save and raise cash fast. These ideas range from "getti... http://www.articlealley.com/http://soepensions.articlealley.com/how-to-raise-money-fast-1740793.html 10th September 2010 Financial Advisers - Independent To help you solve your financial needs and recommend financial products is to find an independent financial adviser or IFA. It depends with you whether you choose to use one. Some people find it helpful because the financial advisers who can explain the a... http://www.articlealley.com/http://rafa12.articlealley.com/financial-advisers--independent-1706170.html 17th August 2010 Finding the best annuity quotes If you choose to buy an annuity then getting the best annuity quotes is a must if you are to receive the maximum possible income in retirement. In order to ensure you have the best deal possible you must obtain several quotes from different annuity provid... http://www.articlealley.com/http://johnsmith3.articlealley.com/finding-the-best-annuity-quotes-1702018.html 15th August 2010 Annuity Rates The twilight zone of your life is now secure, financially. Pick up your choice of annuity after adequate deliberation and you can actually start dreaming about how your retired life will be. Selecting the right annuity rates will make life a long, unendin... http://www.articlealley.com/http://kevinstelfox.articlealley.com/annuity-rates-1688660.html 10th August 2010 Practice Cover launches ABSENCE cover for GPs, dentists, vets, opticians and allied health professio Practice Cover - the UK's only dedicated locum insurance provider - launches absence cover to meet the cost of employing a locum if a practitioner or a senior member of the practice team is ill or has an accident and cannot work. Lynda Cox, Director ... http://www.articlealley.com/http://anthony28.articlealley.com/practice-cover-launches-absence-cover-for-gps-dentists-vets-opticians-and-allied-health-professio-1668529.html 27th July 2010 SFIA Independent Financial Advisers In the UK, there are three main classes of financial adviser: tied advisers working for one financial institution, multi-tied advisers offering products from a selection of the market and Independent Financial Advisers. Independent Financial Advisers ... http://www.articlealley.com/http://sfia.articlealley.com/sfia-independent-financial-advisers-1610834.html 21st June 2010 Should you use an estate agent's mortgage service? Buying a house can be a complicated process, especially if you're doing it for the first time, but one thing that's really annoyed me during the course of buying my property is that I'm really not sure who I can trust. From the outset, I had an indepen... http://www.articlealley.com/http://robertpalmer.articlealley.com/should-you-use-an-estate-agents-mortgage-service-1591908.html 08th June 2010 Are estate agents piling on the pressure? It's been an interesting two weeks to say the least and if you read my last blog you'll know I recently made an offer on a house. In fact, the house isn't quite what I saw myself buying, but after viewing more properties than I'd like to recall and bringi... http://www.articlealley.com/http://marked.articlealley.com/are-estate-agents-piling-on-the-pressure-1577973.html 02nd June 2010 The Best Pension Annuity Rates For many people approaching retirement there is a concern that decisions made now will affect the rest of their lives and to some extent that it true. However one aspect of this planning the Pension Annuity and there is some action you can take in the mon... http://www.articlealley.com/http://richardv.articlealley.com/the-best-pension-annuity-rates-1467735.html 24th March 2010 An Overview of Home Equity Release Home equity release methods have gained popularity in recent years. Most experts advise using this method because it has been proven effective. Some people saw the value of their homes double in the mid-90's. Home equity release is the subject of this art... http://www.articlealley.com/http://bartonsimmons.articlealley.com/an-overview-of-home-equity-release-1303607.html 18th December 2009 Are You Looking to Retire Soon? Many people as they approach retirement wrongly assume that they have to buy an annuity from the company that has held their pension. This is simply not the case. There are very significant differences in the performance of the best and worst annuities. A... http://www.articlealley.com/http://brown.articlealley.com/are-you-looking-to-retire-soon-1300305.html 17th December 2009 Ways to Get ahead when buying a new car: options for buying When thinking about car finance it is important to get to the bottom of your particular needs. If you think you may only qualify for a small car loan you could consider hire purchasing your car. The best type of Independent financial adviser or IFA wil... http://www.articlealley.com/http://spotbiddle.articlealley.com/ways-to-get-ahead-when-buying-a-new-car-options-for-buying-1053705.html 28th August 2009 How to make the most from Business Investments including protection for all involved - get IFA advic Corporate health insurance is a perk of the job for many workers in large organisation. If it is something that you would like to start offering your employees and a perk of the job and as part of a larger benefits package then you should ideally contact ... http://www.articlealley.com/http://spotbiddle.articlealley.com/how-to-make-the-most-from-business-investments-including-protection-for-all-involved--get-ifa-advic-1007720.html 31st July 2009 Top 6 tips on choosing a great financial future – ways to get ahead in money Health insurance for the self employed is something that all self employed people have, if they are key to the business and the business wouldn't be able to generate income while you are on the sick means it is vital that you take the self employed health... http://www.articlealley.com/http://spotbiddle.articlealley.com/top-6-tips-on-choosing-a-great-financial-future--ways-to-get-ahead-in-money-1005605.html 30th July 2009 An expat life for me An Expat Life for me - Oh, Do I need Financial Advice? The expat life can be a wonderful experience, opening up new choices for you, perhaps being educational for your children, fill your life with new experiences and challenges and make you wonder why... http://www.articlealley.com/http://barrydavys.articlealley.com/an-expat-life-for-me-1001111.html 27th July 2009 Car finance deals: what’s best for you and how do you know? When you are looking for car finance you should look for an independent financial adviser or IFA as they are known. As their title states they are independent of any company or product and work to get what's best for you. The best type of Independent f... http://www.articlealley.com/http://spotbiddle.articlealley.com/car-finance-deals-whats-best-for-you-and-how-do-you-know-938812.html 15th June 2009 Dentists & Doctors - Do You Need Your Own Cash Flow Forecast? Regular readers of our newsletter will probably recognise the words Cash Flow Forecast (Financial Map or Sat Nav), as we often refer to this when talking about how we help doctors and dentists work out: What they really want to achieve in life? What is... http://www.articlealley.com/http://rayprince.articlealley.com/dentists--doctors--do-you-need-your-own-cash-flow-forecast-933942.html 12th June 2009 For those that need financial advice – then independent is best Health insurance for the self employed is something that all self employed people have, if they are key to the business and the business wouldn't be able to generate income while you are on the sick means it is vital that you take the self employed health... http://www.articlealley.com/http://spotbiddle.articlealley.com/for-those-that-need-financial-advice--then-independent-is-best-933876.html 12th June 2009