http://www.articlealley.com en-us editorial@articlealley.com Mortgage rates will continue to remain near lows for the year ahead, while home prices are expected to remain flat, the Mortgage Bankers Association’s chief economist said on Tuesday. And both are expected do little to inspire anyone to buy a home. ... http://www.articlealley.com/http://sakvoyaj.articlealley.com/housing-solutions-2399424.html 20th December 2011 A plan to help stressed homeowners. If you have a mortgage set to readjust soon, help may be on the way. Last Thursday, President Bush announced a new plan to help subprime borrowers, just hours after the Mortgage Bankers Association reported the largest ... http://www.articlealley.com/http://jerry2.articlealley.com/the-subprime-mortgage-rescue-plan-2296391.html 23rd June 2011 Under pressure from the government the banks are seriously going about the work of reducing principal on mortgaged loans for those threatened with foreclosures. For this they are taking the help of servicers specialized in the line – ‘specialty serv... http://www.articlealley.com/http://karen2.articlealley.com/banks-reducing-principal-with-help-from-specialty-servicer-2242026.html 23rd May 2011 The Mortgage Bankers Association (MBA) released its observations for the week ending February 11th, 2011. The loan application research covers over 50% of all U.S. housing mortgage loan applications taken by mortgage loan bankers, commercial banks, an... http://www.articlealley.com/http://andysikora.articlealley.com/virginia-home-buyer-demand-stooping-to-a-level-than-expected-2090118.html 04th March 2011 The Mortgage and Finance Association of Australia is also known as the MFAA. It’s main purpose is to protect consumers from unscrupulous operators in the finance industry by maintaining professional standards among its members. The MFAA has previously... http://www.articlealley.com/http://michaelsterios.articlealley.com/the-purpose-of-the-mfaa-2070785.html 25th February 2011 Nearly one in 10 American households with a mortgage are behind on their payments, according the Mortgage Bankers Association. In order to help, the Obama Administration introduced in 2009 the Making Homes Affordable Program (HAFA), a plan to help strugg... http://www.articlealley.com/http://mostrer.articlealley.com/avoiding-foreclosure-alternatives-which-will-work-for-you-2028552.html 14th February 2011 Many mortgage loan officers are looking at 2011 with dread. In the midst of a devastating real estate downturn, burdensome industry regulation and tightening credit standards, originators in the industry are also facing new regulations regarding their co... http://www.articlealley.com/http://nigelswaby.articlealley.com/loan-officer-compensation-1956137.html 14th January 2011 Countless Americans are in a state of limbo as the lenders and courts sort through documents undecided about when or whether to foreclose or not to foreclose; that is the big question. One couple is waiting with the sword of Damocles hanging on their... http://www.articlealley.com/http://karen2.articlealley.com/to-foreclose-or-not-to-foreclose--that-is-the-question-1908681.html 17th December 2010 The National Association of Business Economics (NABE) keeps its economic outlook ‘sub-par’, but it still holds optimism. The group expects consumer spending in the US to remain modest in the coming months due to sluggish gains in employment rate and the a... http://www.articlealley.com/http://rudsontren.articlealley.com/industry-groups-get-a-little-optimistic-on-housing-market-and-economy-1906316.html 16th December 2010 Demand for loans that are intended to be used for purchasing homes rose to a seven-month high last week. According to the Mortgage Bankers Association (MBA), purchase loans demand increased to 1.1% (seasonally adjusted) for the week that ended on November... http://www.articlealley.com/http://rudsontren.articlealley.com/demand-for-home-purchase-loans-mortgage-rates-climb-1906292.html 16th December 2010 As a sign that homebuyers are getting more confident about their financial conditions, demand for purchase home loans rose in the week ending November 19. Loan applications for home purchases jumped 14.4% in the week compared to the previous week. This is... http://www.articlealley.com/http://rudsontren.articlealley.com/purchase-mortgage-demand-rises-to-record-levels-1904298.html 15th December 2010 In a time that seems so long ago, when you applied for a mortgage, it was assumed you would go to your local bank -- the institution where you kept your savings and checking accounts - to also obtain your home loan. I can't exactly put my finger on the ti... http://www.articlealley.com/http://hctanner.articlealley.com/who-is-better---mortgage-banker-or-mortgage-broker-1902247.html 14th December 2010 The declining number of beneficiaries of the assistance program is expected to decline even more to a point where the dropouts overtake the borrowers actually receiving permanent assistance. Around 26,679 people have defaulted on their modified loans in... http://www.articlealley.com/http://rudsontren.articlealley.com/us-president-obamas-home-loan-assistance-is-losing-steam-1899005.html 13th December 2010 The rate of mortgage delinquency dropped during the last three months. However, this is only because more homes have already been repossessed. You cannot be behind in payments anymore when you have already lost your house. The number of borrowers who we... http://www.articlealley.com/http://rudsontren.articlealley.com/mortgage-delinquency-rates-drop-1893208.html 09th December 2010 As interest rates continue to decline, more and more homeowners find it the best time to apply for mortgage. The Mortgage Bankers Association’s index of mortgage applications rose 5.8% in the week ending November 5 compared to the index in the preceding w... http://www.articlealley.com/http://rudsontren.articlealley.com/us-home-loan-applications-rise-amid-declining-interest-rates-1857583.html 22nd November 2010 My credit repair advice is simple: Do not neglect your credit scores in today’s economic environment. Here’s why: Today’s mortgage, auto, and personal lenders rely heavily on your three-digit credit score to determine if you qualify for loans and at wh... http://www.articlealley.com/http://kylesugerak2.articlealley.com/my-credit-repair-advice-dont-neglect-your-credit-scores-1833942.html 11th November 2010 Low mortgage rates have some homeowners considering refinancing, even if it has been less than a year since they last refinanced or bought their home. Rates have been hovering near all-time lows, with the 30-year fixed-rate mortgage averaging below 4.2... http://www.articlealley.com/http://sakvoyaj.articlealley.com/refinance-1830102.html 09th November 2010 Mortgage Bankers Association's latest data shows that the delinquency rate of the nation has started showing a downward trend, which is good news for the country. The debtors are now going less delinquent. Reports show that the rate of delinquency has act... http://www.articlealley.com/http://rudsontren.articlealley.com/rate-of-mortgage-default-declines--economy-making-headway-1791363.html 14th October 2010 Mortgage standards for loans have increased drastically. One would think that mortgage fraud would decline quickly, but surprisingly this is not the case. Mortgage fraud has continued to soar rather than decline. This is according to MARI (Mortgage Assist... http://www.articlealley.com/http://robertsjohn.articlealley.com/mortgage-fraud-not-declining-despite-the-crisis-1755216.html 22nd September 2010 Here we are in this present economic recession and the current foreclosure crisis is showing no signs of abating. People are still facing the fact that the homes that they purchased several years ago are now worth less than what they owe on those homes. ... http://www.articlealley.com/http://ellenblack.articlealley.com/home-foreclosure-help-1736378.html 08th September 2010 The Mortgage Bankers Association reports that one out of every 200 homes will be foreclosed upon. For a city like Washington D.C., that translates to 3,000 Washingtonians losing their homes to foreclosure each year. Foreclosure is not your only option.... http://www.articlealley.com/http://bradchandler.articlealley.com/foreclosure-is-not-your-only-option-1687032.html 09th August 2010 Home sales were certainly flying high when home buyers were struggling to get offers in on homes before the April 30th deadline for the home buyer's tax credit qualification; now in the aftermath of that home buying frenzy, the rush for homes seems to ... http://www.articlealley.com/http://karrierose.articlealley.com/home-sales-slump-in-the-wake-of-home-buyers-tax-opportunities-1666370.html 21st July 2010 Iowa's foreclosures are showing signs of leveling off this year Is this just a seasonal fluctuation … … or could this be the end of the beginning? The rate of Iowa foreclosures finally seems to be leveling off, thanks to local economic impro... http://www.articlealley.com/http://uchoa.articlealley.com/is-the-property-market-in-iowa-finally-stabilizing-foreclosureconnections-1665832.html 21st July 2010 More American households are getting into trouble But at a slower rate, according to the banks More could have been helped had HAMP explained better what to do While the total number of American households behind on mortgage payments went up again ... http://www.articlealley.com/http://uchoa.articlealley.com/americas-foreclosure-data-sends-mixed-signals--foreclosureconnections-1665791.html 21st July 2010 Short Sales and foreclosures are reaching record levels in the U.S. as many homeowners are feeling the squeeze from the recent recession. Whether the reason for having to give up their home is related to job loss and not being able to make the mortgage pa... http://www.articlealley.com/http://mshane.articlealley.com/glut-of-short-sales-and-foreclosures--great-deals-for-patient-home-buyers-1653659.html 13th July 2010 Foreclosure hit residents of Florida are crowding in with friends and relations. About forty years ago Deb Jacobs had bid adieu to her parents to start life on her own. Today as she approaches sixty, she is returning back to them - her only home. Sh... http://www.articlealley.com/http://adamsanderson.articlealley.com/foreclosure-hit-residents-of-florida-crowding-in-with-relations-1586374.html 04th June 2010 The car wash financing sector has been hit hard by the credit crisis. Yet not all of the news is negative. Below is an overview of what caused the credit crisis, the general market and finance options that are still available. What Happened? As ... http://www.articlealley.com/http://jeffrauth.articlealley.com/car-wash-financing--state-of-1576584.html 01st June 2010 Job growth in private companies The hope for the recovery of U.S. Labor Market grew on Wednesday as the reports on jobs were released. The reports released on 05 May 2010 by ADP Employer Service showed "the number of private sector jobs added in the m... http://www.articlealley.com/http://mayfairgroup.articlealley.com/job-growth-in-private-companies-1571002.html 27th May 2010 Mortgage and real estate amount outstandingAccording to The Mortgage Bankers Association, in the young 2000s, propelled by a low charge and questionable mortgage products, homeownership soared to a background 68% of U.S. households. Unfortunately, due to ... http://www.articlealley.com/http://forrestduran.articlealley.com/help-for-mortgages-1562407.html 21st May 2010 The practice of house flipping became so popular during the real estate boom that even reality television producers jumped on the bandwagon and created shows that followed investors throughout the flipping process. In the seller's market of the past, sup... http://www.articlealley.com/http://toddlevinson.articlealley.com/flipping-good-times-1557321.html 19th May 2010 Glut of Short Sales and Foreclosures = Great Deals for Patient Homebuyers Short Sales and foreclosures are reaching record levels in the U.S. as many homeowners are feeling the squeeze from the recent recession. Whether the reason for having to give u... http://www.articlealley.com/http://jamiemathwig.articlealley.com/short-sales-and-foreclosures-offer-great-deals-for-patient-homebuyers-1519669.html 27th April 2010 U.S. Stocks continue to gain, China's stock rise most in two weeks Federal Reserve held the benchmark rates to a low (in the range of 0% to 0.25%), and U.S. stock were at 17-month high, on Tuesday, March 15. The Federal Open Market Committee backed ... http://www.articlealley.com/http://mayfairgroup.articlealley.com/us-stocks-continue-to-gain-chinas-stock-rise-most-in-two-weeks-1480711.html 31st March 2010 In step with RealtyTrac's website there are over two million foreclosures in 2007. The prime three foreclosure states are California, Texas and Florida. Per the Mortgage Bankers Association, one out of every 200 homes can be foreclosed.If you're facing fo... http://www.articlealley.com/http://amywells.articlealley.com/foreclosure-nice-tips-to-deal-with-1394498.html 12th February 2010 For A+ BBB Oregon Mortgage Loan Modification Services CLICK HERE Homeowners in Oregon are growing quite concerned over the growing foreclosure rate. RealtyTrac reported that there were more than 2,800 new foreclosure filings in November 2009. More trou... http://www.articlealley.com/http://homestart.articlealley.com/oregon-a-bbb-loan-modification-for-dummies--portland-bend-salem-1349786.html 15th January 2010 For A+ BBB Georgia Loan Modification for Dummies CLICK HERE A new report issued by the Mortgage Bankers Association showed that nearly one in every eight Georgia mortgage-holders was more than 30 days behind on their loan at the end of the third quarte... http://www.articlealley.com/http://homestart.articlealley.com/georgia-a-bbb-home-loan-modification-programs--atlanta-alpharetta-savannah-1349704.html 15th January 2010 Optimists keep claiming that things in the real estate world are looking up, but reality keeps reminding us that things are not all sunshine and roses just yet. Even with the current government incentive program for encouraging home buyers into taking ... http://www.articlealley.com/http://garyashton.articlealley.com/interest-rate-jump-further-stifles-demand-for-mortgages-1340732.html 11th January 2010 The start of 2010 is getting off to a slow start which seems to always be the case for every new year. December has historically been a slow month in the real estate industry and last year was no different. A couple of things I think we as real estate... http://www.articlealley.com/http://dantebrickman.articlealley.com/real-estate-investing-is-off-to-a-slow-start-in-2010-1335983.html 08th January 2010 In the several months that have past, the mortgage loaning business has started picking up. This is because banks and mortgage institutions have started offering the lowest mortgage refinancing rates in the history of this business. This has contribute... http://www.articlealley.com/http://rickyklim.articlealley.com/lowest-mortgage-refinancing-rates-1317947.html 30th December 2009 For A+ BBB Wisconsin Mortgage Loan Modification Services CLICK HERE Although the national economy has seen some signs of recovery, experts say they don't look for the foreclosure situation to turn itself around any time soon, according to a recent ar... http://www.articlealley.com/http://homestart.articlealley.com/wisconsin-a-bbb-home-loan-modification-company--milwaukee-madison-brookfield-1301133.html 17th December 2009 For A+ BBB Oregon Mortgage Loan Modification Services CLICK HERE Compared with the rest of nation, Oregon has managed to near the lower-end of the foreclosure scale; that trend continued in the third quarter with Oregon ranking 31st among states in t... http://www.articlealley.com/http://homestart.articlealley.com/oregon-a-bbb-home-loan-modification-company--portland-bend-salem-1299473.html 16th December 2009 For A+ BBB Indiana Mortgage Loan Modification Services CLICK HERE Although Indiana's delinquency rate is currently 11.8 percent in the third quarter, up from 11.1 percent in the second quarter and 9.3 percent last year, a new report issued by the Mortg... http://www.articlealley.com/http://homestart.articlealley.com/indiana-a-bbb-home-loan-modification-programs--indianapolis-fort-wayne-carmel-1290980.html 11th December 2009 For A+ BBB Utah Mortgage Loan Modification Services CLICK HERE Although Utah's delinquency rate is lower than the record-breaking national rate of 9.6 percent, a recent article in the Salt Lake Tribune reports that foreclosure rates are increasing ... http://www.articlealley.com/http://homestart.articlealley.com/utah-a-bbb-home-loan-modification-programs--salt-lake-city-park-city-draper-1290960.html 11th December 2009 The following are some facts and statistics about the real estate market and the government's efforts in putting together effective plans to address the foreclosure crisis. Despite the government's programs, starting in October 2007, and continuing with t... http://www.articlealley.com/http://nickadama.articlealley.com/the-state-of-the-foreclosure-crisis-1290814.html 11th December 2009 For A+ BBB Wisconsin Mortgage Loan Modification Services CLICK HERE A Pew Center on the States' report recently named Wisconsin one of nine U.S. states facing a budget crisis comparable to California's. Although the rate of foreclosure increase slo... http://www.articlealley.com/http://homestart.articlealley.com/wisconsin-a-bbb-home-loan-modification-programs--milwaukee-madison-brookfield-1275686.html 07th December 2009 For A+ BBB Oregon Mortgage Loan Modification Services CLICK HERE Oregon's foreclosure rate is well below the national level, according to the Mortgage Bankers Association report for 2009's third quarter. The report shows that 5.7 percent of all Orego... http://www.articlealley.com/http://homestart.articlealley.com/oregon-a-bbb-home-loan-modification-programs--portland-bend-salem-1273947.html 07th December 2009