http://www.articlealley.com en-us editorial@articlealley.com Housing charity Shelter has disclosed that over 2 million desperate UK householders have resorted to paying their mortgage or rent with a credit card. A Shelter survey, conducted in August 2010, revealed that 6% of UK households had used plastic cards to ... http://www.articlealley.com/http://charlottemooney.articlealley.com/desperate-housewives-pay-the-mortgage-with-a-credit-card-2235729.html 18th May 2011 Investors have suffered through low money market rates for years now, but interest rates in the United States and around the world cannot stay low forever. Low interest rates reward borrowers and punish savers which is a combination designed to encourage ... http://www.articlealley.com/http://hccoleman.articlealley.com/why-money-market-rates-will-not-stay-low-forever-2040272.html 16th February 2011 We are often told that investments are subject to risk. What is this risk? It means earning less than what you expected from a given investment or losing part of what you invested. When it comes to investments we only talk about returns. There is one comm... http://www.articlealley.com/http://investmentz.articlealley.com/how-does-the-economy-of-a-country-influences-the-risk-associated-with-investment-in-a-stock-market-1496049.html 11th April 2010 Value of new residential loans granted nearing positive year-on-year growth After a lengthy spell of non-stop year-on-year decline spanning beck to June 2007, the =month that the National Credit Act was implemented, the value of new residential mortg... http://www.articlealley.com/http://reshalljimmy.articlealley.com/sarb-new-lending-numbers-for-3rd-quarter-show-noticeable-progress-on-the-long-road-to-better-times-1344732.html 14th January 2010 Low-cost housing will lead the recovery process, stresses a FICCI survey Even as the economy picks up and reports speak of crore-plus apartments being sold within hours, `affordable' is still the operative word in the residential property segment, a... http://www.articlealley.com/http://realestate.articlealley.com/realty-revival-the-big-picture-1184673.html 19th October 2009 With house prices widely reported to be the lowest they are likely to get, research by the Association of Rental Letting Agents (ARLA) showing the increase in activity amongst landlords is not particularly surprising. However, a lack of buy to let mortga... http://www.articlealley.com/http://marked.articlealley.com/low-prices-for-landlords-but-not-everyone-is-confident-about-the-buy-to-let-market-985635.html 17th July 2009 Overnight interest hikes on their customers, will be a thing of the past, as credit card companies have agreed to end this practice. A new set of fair principles have been agreed with Government by card issuers. They include giving more breathing space to... http://www.articlealley.com/http://michaelchalliner.articlealley.com/credit-card-companies-finally-have-to-be-fair-983541.html 16th July 2009 Savers have had little to cheer about of late as the rates paid on their nest eggs have plummeted lower and lower in line with a string of interest rate cuts. In fact, you could now be earning next to nothing on the money you have squirreled away, given t... http://www.articlealley.com/http://marked.articlealley.com/boost-for-fixedrate-bonds-955269.html 28th June 2009 With unemployment rising fast in the UK, there is a growing "mortgage underclass" of borrowers who cannot break away from their lender even if the rate they are paying is wildly uncompetitive. Thousands of borrowers who mortgaged two or three years ago on... http://www.articlealley.com/http://michaelchalliner.articlealley.com/jobless-will-struggle-to-remortgage-942003.html 18th June 2009 The South African property market has, by and large, been able to weather the current international economic downturn far better than many of its European and American counterparts. Iconic real estate will always be in demand According to local r... http://www.articlealley.com/http://kaylareid.articlealley.com/the-sa-property-market-and-the-economic-downturn-913944.html 04th June 2009 Credit card companies have been warned that they could face an official investigation if they fail to stamp out unfair practices. Lord Mandelson, the Business Secretary said that he would have 'no hesitation' in requesting the Office of Fair Trading to in... http://www.articlealley.com/http://michaelchalliner.articlealley.com/credit-card-firms-could-be-investigated-for-unfair-practices-895335.html 15th May 2009 For students having to bear the burden of debt on top of their academic burden they have something to rejoice. You would have accumulated multiple debts as you progress from class to class and then when you move on to a college. You would be naturally wor... http://www.articlealley.com/http://dshot.articlealley.com/student-loan-debt-consolidation-will-keep-you-afloat-848889.html 07th April 2009 The Reserve Bank of Australia (RBA) has decided to keep interest rates on hold, disappointing current homeowners and property investors who have been the biggest beneficiaries of dropping rates over the past few months. So far, the RBA has made 5 inter... http://www.articlealley.com/http://scottjamieson.articlealley.com/interest-rates-announcements-for-march-844822.html 02nd April 2009 What is a fixed rate home loan? Fixed rate home loans are for those who need a secure interest rate that doesn't fluctuate depending on the precariousness of the market. Typically they last about 3-5 years and those who take out the loan need to repay ... http://www.articlealley.com/http://scottjamieson.articlealley.com/all-about-fixed-rate-home-loans-844784.html 02nd April 2009 Cape Town's ‘Gold' Coast stretches from the bustle of Sea Point, all the way along past the glorious beaches of Clifton, Camps Bay and Llandudno to the pleasant and burgeoning village of Hout Bay. This is the Cape's premier residential zone that is mo... http://www.articlealley.com/http://kaylareid.articlealley.com/why-the-atlantic-seaboard-is-such-a-popular-property-investment-choice-798330.html 25th February 2009 The Chancellor, Alistair Darling, has welcomed the decision by the Bank of England to lower interest rates to 2%, which is the lowest rate for nearly sixty years. Darling, who announced a cut in VAT in previous weeks warned though that the rate cuts would... http://www.articlealley.com/http://claudializa.articlealley.com/chancellor-welcomes-interest-rate-cuts-720340.html 15th December 2008 If you've got a mortgage and you live in the UK, you're probably very interested in the interest rate cuts that keep showing up. However, they won't necessarily help you out. Much of whether it will make a difference comes down to whether you are trying t... http://www.articlealley.com/http://robertpalmer.articlealley.com/will-interest-rate-cuts-in-the-uk-help-people-with-mortgages-715993.html 08th December 2008 Yesterdays announcement by the Bank of England delivered an unexpected statement that they were cutting their base rate by 1½% from 4.5% to 3%. It has been done to kick start our stalling economy and to try and prevent a deepening recession. Everyone wa... http://www.articlealley.com/http://seopositive.articlealley.com/british-savers-hit-hard-by-bank-of-englands-decision-691255.html 22nd November 2008 Worldwide, consumers are feeling the tightening strangle hold of increased commodity prices, petrol price hikes and the damning effects of the worst global melt down in eighty years, but not all is gloom and doom for the South African economy. Fortunat... http://www.articlealley.com/http://kaylareid.articlealley.com/how-do-i-break-into-the-property-market-674714.html 27th October 2008 Mortgage approvals hit their lowest in at least 15 years in July and the manufacturing sector shrank for a fourth straight month in August, surveys showed today."Prospects for the UK economy remain grim," said Michael Saunders, a Citigroup economist. "The... http://www.articlealley.com/http://rivington.articlealley.com/mortgage-approvals-for-july-at-lowest-for-15-years-as-uk-probably-in-recession-631290.html 09th September 2008 When the Fed lowers interest rates, as it continued to do this week, everyone gets excited and there is a lot of buzz about the real estate market. But - when it comes to you and me - what do these lower interest rates really mean? Here are some examples:... http://www.articlealley.com/http://irenegaffigan.articlealley.com/more-interest-rate-cuts--what-does-it-all-mean-628005.html 08th September 2008 Mortgages have never been easy to work out for the average homebuyer. With so many different types of mortgage available and at so many different rates and periods, it's often been difficult to decide which mortgage is best. Recent months have seen th... http://www.articlealley.com/http://christianward.articlealley.com/mortgages-understanding-the-confusion-597947.html 14th August 2008 Reports have come though this month from the government stating that home repossession orders in England and Wales have hit the highest level since back in the 1990's. The numbers have become apparent over the last three months, and economy experts say th... http://www.articlealley.com/http://jenniferquirk.articlealley.com/mortgage-repayments--are-you-struggling-550386.html 04th June 2008 Mortgage approvals unexpectedly increased in January as house prices continued to fall. The Bank of England has released new data showing there were 74,000 mortgage approvals in January, which was up 2,000 from December. That month's figure of 72,000 was ... http://www.articlealley.com/http://drewswainston.articlealley.com/mortgage-approvals-increase-538700.html 15th May 2008 The current credit global crisis could cost the UK's financial services industry up to 11,000 jobs, as consumer and business confidence rapidly declines, warns the CBI. It points to a recent survey carried out by accountancy firm Price Coopers Waterhou... http://www.articlealley.com/http://islacampbell.articlealley.com/credit-crisis-could-cost-11000-city-jobs-535038.html 11th May 2008 A key issue in the UK property market in recent months, both for residential buyers and those looking to acquire investment property, has been the cost of mortgages, with the credit crunch pushing up interbank lending rates, which in turn have restricted ... http://www.articlealley.com/http://assetzuk.articlealley.com/cml-promises-brighter-future-for-mortgages-526331.html 29th April 2008 One of the factors in considerations about the UK property market in recent times has been the apparent conflict between the short-term and long-term perspectives. Until recently, the short-termist view looked to have some merit, with rapid house price ri... http://www.articlealley.com/http://assetzuk.articlealley.com/stay-longterm-property-expert-advises-521824.html 25th April 2008 Yesterday may not have brought the most startling news in economic history when the Bank of England's monetary policy committee (MPC) announced it was cutting the base rate by 0.25 per cent for the third time in five months. Revealing the news, the body... http://www.articlealley.com/http://assetzuk.articlealley.com/rate-response-may-be-encouraging-519702.html 18th April 2008 Mortgages have never been easy to work out for the average homebuyer. With so many different types of mortgage available and at so many different rates and periods, it's often been difficult to decide which mortgage is best. Recent months have seen the ... http://www.articlealley.com/http://pmcindoe.articlealley.com/mortgages-making-sense-of-the-mayhem-517759.html 16th April 2008 On January 22nd, the Federal Reserve cut their most important interest rate for the fourth time in the past six months, in an attempt to stem the widespread sentiment that the US is in, or headed for recession. Their cut comes at a strange time, because t... http://www.articlealley.com/http://kigray2.articlealley.com/fed-cred-down-the-tubes-503316.html 02nd April 2008 This has been a good news week for many in the buy-to-let industry, with a lot of of those with buy-to-let mortgages either getting a reduction or hoping for one following the base rate cut yesterday. Those looking for a wider boost to the property market... http://www.articlealley.com/http://assetzuk.articlealley.com/buytolet-feeling-positive-474372.html 13th February 2008 It is becoming increasingly clear that we're heading for uncertain financial times in the near future. Economists and finance analysts are warning of unknown but probably severe impacts from the global banking crisis, and a sizeable minority of experts ar... http://www.articlealley.com/http://martinsumner.articlealley.com/is-it-time-for-a-fixed-rate-remortgage-465838.html 01st February 2008 What the Eurozone Outlook May Be The performance of the EUR/USD is heavily influenced by economic prospects in the Eurozone. Part of the reason the EUR/USD rose to its all-time high of 1.4968 was while the US Federal Reserve lowered rates by 100bp, the... http://www.articlealley.com/http://misty2.articlealley.com/managed-forex-accounts--eurusd-outlook-2008-33-458929.html 23rd January 2008 Thanks to the Fed and their interest rate cuts, you can once again get a low interest rate on your home mortgage loan. The problem is that the Fed's rate cut came at the same time as the problems in the bad credit mortgage market. These credit troubles sp... http://www.articlealley.com/http://debtfree.articlealley.com/tips-to-help-you-get-the-best-home-mortgage-home-loan-refinance-rate-247023.html 14th November 2007 Inflation is knocking on the door. UK's leading banks plunge nearly 1.4 percent. The recent headlines are not optimistic, to say the least. Northern Rock improves rates and services for the savings products it currently offers. Should this be seen a... http://www.articlealley.com/http://ddd.articlealley.com/northern-rock-stability-and-inflation-139437.html 27th March 2007 Basically a motorcycle loan refinance is all about getting a better rate and lower loan payment on your motorcycle. The term motorcycle financing refers to the act of providing a certain amount of money to an individual in order to buy a motorcycle. ... http://www.articlealley.com/http://jasonstory.articlealley.com/motorcycle-refinancing-what-you-need-to-know-105738.html 17th November 2006