http://www.articlealley.com en-us editorial@articlealley.com The downward trend in the stock market, combined with rising interest rates, resulted in the debt instruments are gaining in popularity. Of course, varies debt instruments with respect to safety, coupon rate and liquidity. Even the term "permanent income"... http://www.articlealley.com/http://vicky.articlealley.com/look-at-tax-structure-by-investing-in-debt-products-2392577.html 22nd November 2011 A majority of people today are thinking about retirement and ways to plan towards it. The first step is getting themselves a home. While some may view this as an immediate goal which is served, it is actually the safest investment that you can make toward... http://www.articlealley.com/http://jamesro.articlealley.com/inclusive-tips-to-retirement-planning-2374623.html 13th October 2011 Faced with higher interest expenses due to the migration of bank deposits to savings deposits, public sector banks are seeking ways to increase the proportion of low-cost deposits. They are opening their accounts, salary, expand the branches, especiall... http://www.articlealley.com/http://vicky.articlealley.com/banks-seeking-to-consolidate-lowcost-deposits-to-reduce-interest-expenses-2337431.html 19th August 2011 At a time when interest rates are rising, some of the largest banks are trying to block the move to deregulation of the savings bank rate, fearing the cost would rise beyond 4% in the diet free market. While the Indian Banks' Association "(IBA) had ear... http://www.articlealley.com/http://vicky.articlealley.com/big-banks-wedge-move-to-free-savings-rates-2331399.html 12th August 2011 By David Potts http://www.smh.com.au/money/tax-tips-by-the-numbers-20110604-1flwi.html Paper trail . . . some of the budget nasties don't start until the new financial year, so make sure you're organised now.Paper trail . . . some of the budget nas... http://www.articlealley.com/http://bgtbridge.articlealley.com/brightbridge-wealth-management-headlines-tax-tips-by-the-numbers-2327119.html 04th August 2011 Are you interested in keeping your wealth safe from various threats like inflation, bankruptcy, financial disasters, economic breakdowns, and other unfavorable investment situations? You can ensure the safety of your investments by investing in Switzerlan... http://www.articlealley.com/http://shelleygiles.articlealley.com/protect-your-money-by-investing-in-swiss-annuities-2323961.html 31st July 2011 When talking about Sydney NSW (New South Wales) Australia or even when searching for ‘Sydney’ via Yahoo!, you can see that it is labeled as a city specialising in accommodations which in turn implies high value for properties in the area. Now, when talkin... http://www.articlealley.com/http://brandyoram.articlealley.com/strata-manager-sydney-2235727.html 18th May 2011 Non resident Indians or NRIs have welcomed the advances in technology which have helped the evolution in banking process and have eased the whole process for them. Large banks have now personalized the whole process of NRI banking which has helped NRIs ge... http://www.articlealley.com/http://vijaykshetty.articlealley.com/nri-bank--special-accounts-and-additional-features-2215702.html 07th May 2011 BOQ is founded in 1874 and is now the second-largest Queensland-based financial institution and the state's fifth largest company listed on the Australian Stock Exchange. It has more than more than 200 branches all over the country. It offers a wide range... http://www.articlealley.com/http://sonalkaur.articlealley.com/convenient-banking-solutions-by-boq-2153754.html 30th March 2011 If they intend to lower their interest rates on your current account or instant access account, banking institutions must give you two months notice before the reduction, unless it works in your favour. For other accounts, such as notice or term deposits,... http://www.articlealley.com/http://marionmaynard.articlealley.com/proven-step-by-step-guide-to-profit-online-with-resale-rights-2152199.html 30th March 2011 With interest rates bearing north and global economic situation yet to appear clear out of the recession shadow given the further tightening by India and China, the tragedy in Japan and the American attack on Libya, among various other factors, retail inv... http://www.articlealley.com/http://vicky.articlealley.com/bank-on-deposits-2151123.html 30th March 2011 The country's second largest private sector lender, HDFC Bank, has decided to hike fixed deposit rates by up to 100 basis points and lending rates by 50 basis points in line with industry trend. Deposit rates across select maturities will be revised upwar... http://www.articlealley.com/http://deal4loan.articlealley.com/hdfc-banks-deposit-lending-rates-likely-to-go-up-by-100-bps-2122530.html 16th March 2011 Did you also suffer personally during the financial crisis? Even if you didn’t, you will almost certainly have felt the devastating impacts that the crisis caused throughout the world. The financial disaster affected everyone from the corporate banks in t... http://www.articlealley.com/http://fargobank.articlealley.com/manage-money-in-a-crisisproof-manner-2106413.html 10th March 2011 The discrediting of the capitalist model and the traditional banks can open the door to Islamic banking as anti-crisis shelter. Islamic finance has been implemented late June from an analysis at an international seminar organized by IE Business School, th... http://www.articlealley.com/http://aliahalger.articlealley.com/how-does-an-economy-hold-the-islamic-banking-system-2091991.html 04th March 2011 There are different ways in which people can invest money. For investing, there are two types of decision criteria which are considered by the people. These are that of the returns and the safety of their hard earned money. The people develop their invest... http://www.articlealley.com/http://termdeposit.articlealley.com/understanding-and-comparing-the-fixed-deposits-and-their-rates-2074550.html 26th February 2011 Loans from the country's largest bank have turned more expensive with the State Bank of India revising its base rate, prime lending rate (PLR) and returns on term deposits with effect from Monday. The increase will apply to home loans under its special sc... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-increases-interest-rates-2066082.html 23rd February 2011 The fixed deposits are the investment avenues where the money is deposited for a specific period of time, usually on the condition that the same is not to be taken out during that time. Therefore, these avenues are availed of for investing decisions if th... http://www.articlealley.com/http://termdeposit.articlealley.com/finding-the-best-bank-term-deposits-investment-avenues-2051736.html 20th February 2011 Term deposits are different from the demand deposits. As the name itself suggests, the term deposits are about keeping the deposits for some specific term in the banks or with some institutions. These are the deposits which are usually not required to be ... http://www.articlealley.com/http://termdeposit.articlealley.com/secure-the-future-by-getting-best-interest-rates-on-term-deposits-2020736.html 09th February 2011 Term deposits are the special accounts in which the money is kept for a specified period of time for an assured periodic return. For a financial planner, these are the avenues of zero risk investments of funds. Since the risk is zero, these are generally ... http://www.articlealley.com/http://termdeposit.articlealley.com/parameters-of-term-deposit-comparison-1975446.html 20th January 2011 When money is at stake people attach the greatest importance to security, discretion and stability. A lot of people are worried they could lose their money or even lose it again, particularly so since the financial crisis of 2009 which was triggered off b... http://www.articlealley.com/http://geomez.articlealley.com/investing-money-can-be-so-secure-1970208.html 19th January 2011 Whether you are a top investment planner or adviser or even a common man unfamiliar with the dos and don’ts of finance, you would invariably be seeking the safety of your investments and at the same time earn some return over the invested sums. There are ... http://www.articlealley.com/http://termdeposit.articlealley.com/key-considerations-for-the-term-deposit-rates-1905219.html 15th December 2010 Fixed term deposits are a safe way of investing your surplus sums. These give you assured returns for the time period of the investment. These are generally opted by people who do not want any risk on their investments and want to get guaranteed periodic ... http://www.articlealley.com/http://termdeposit.articlealley.com/opting-for-the-fixed-term-deposits-1875290.html 29th November 2010 The fixed term deposits, for a fixed period, give you returns on a fixed rate of interest and the ones on the floating basis give you return on varying interest rates. Therefore, the investment managers make use of these two options in different investmen... http://www.articlealley.com/http://termdeposit.articlealley.com/floating-and-fixed-term-deposit-rates-1863132.html 24th November 2010 Banks are the institutions which deposits from the public at a certain rate of interest and also provide funds to them at certain higher interest rates. The banks have different type of accounts with different conditions on deposits and withdrawal amounts... http://www.articlealley.com/http://termdeposit.articlealley.com/thinking-to-earn-interest-income-check-out-the-bank-term-deposit-rates-1823263.html 03rd November 2010 What Are Appellation Deposits, Government Bonds, Treasury Bills & Money Bazaar Funds?Financial instruments begin in the debt bazaar include:1. Appellation Deposits2. Government bonds3. Treasury Bills (T-Bills)4. Money Bazaar Funds5. Corporate Bonds and De... http://www.articlealley.com/http://satishmore.articlealley.com/what-are-appellation-deposits-1823044.html 03rd November 2010 Brazil’s economy emerged from a deep but short recession in the second half of last year. The economy is expected to grow by at least 5.5% this year. But along with economic growth, expectations of higher inflation have also returned. Shaw Capital Mana... http://www.articlealley.com/http://shawcapital.articlealley.com/shaw-capital-management-brazils--economy-1811101.html 26th October 2010 State Bank of India (SBI) increased base rate or the minimum lending rate for the new borrower by 10 basis points to 7.6 %, a move that would make all kinds of advances, including corporate loans, costlier. The bank has revised the base rate below which b... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-up-lending-rate-by-10-bps-to-76-1803012.html 20th October 2010 Save So You Can Bank on a Bright FutureHave you reached the point when merely looking at your bank statements you get a headache already? You might find your records out of place. You might even find yourself lost as to your current status and accounts. H... http://www.articlealley.com/http://eltonperkinser.articlealley.com/banking-strategy-1702129.html 16th August 2010 Out of the different account options available to a non resident Indian, Non Resident external is the most sought after account. The reason being, it allows for transfer of profits and returns on your mutual fund, shares and debentures held in Indian comp... http://www.articlealley.com/http://vijaykoragappashetty.articlealley.com/fcnr-and-other-bank-accounts-open-to-an-nri-1693402.html 11th August 2010 Why a Term Deposit? This type of savings account tends to be a more long term option in comparison to that of a regular bank account. • They're locked for the time period you nominate: from one month to five years, you can choose how long your mo... http://www.articlealley.com/http://ruthcarter.articlealley.com/term-deposits--perfect-for-long-term-saving-1691500.html 10th August 2010 It's important to not allow your financial goals to overwhelm you. Making a big purchase, whether it be for a home, a holiday, renovations, or simply birthday gift for a loved one, shouldn't be something that affects your long term finances too dramatical... http://www.articlealley.com/http://ruthcarter.articlealley.com/how-to-save-for-a-big-purchase-1691475.html 10th August 2010 Application Fees This charge will be absorbed into your home loan, but it's still an additional cost that you should be aware of. Application fees that are charged are not an industry standard, so look for the application fee figure when it comes to di... http://www.articlealley.com/http://ruthcarter.articlealley.com/home-loans-and-fees-1691426.html 10th August 2010 Calculating Comparison Rates There are quite a few different elements that go into calculating comparison rates, including the following: • The loan amount • The loan period • The frequency of payments • The interest rate • The fees as... http://www.articlealley.com/http://elizabethmclean.articlealley.com/understanding-comparison-rates-1689416.html 10th August 2010 Banks and Small Business Needs While it may seem obvious, there are some important points, like the following, to look for before you open an account: • Phone and internet banking for easy transfers and payments • Minimum account keeping fees ... http://www.articlealley.com/http://elizabethmclean.articlealley.com/banking-for-small-business-1689388.html 10th August 2010 Taking The Difference Think of a mortgage offset account as a mix between a savings account and a home loan. An account is set up and linked to your home loan, while in a normal savings account, you may receive interest and on a home loan you would norma... http://www.articlealley.com/http://elizabethmclean.articlealley.com/what-is-a-mortgage-offset-account-1686995.html 09th August 2010 The Benefits Of Fixed Term Deposits Fixed term deposits lock your money away and keep it safe, so if you want to save money for a specific reason such as paying back your home loan or saving for a holiday, this type of account is what you need. The inter... http://www.articlealley.com/http://elizabethmclean.articlealley.com/fixed-term-deposits--how-they-help-you-save-1686878.html 09th August 2010 The main ongoing fees that you will have to pay are to your home loan, so when you search for a home loan from a provider, you should look for the loans that offer lower fees and also flexibility. State Variable Fees Many people have to budget gover... http://www.articlealley.com/http://elizabethmclean.articlealley.com/budgeting-to-buy-a-home-1686852.html 09th August 2010 When talking about Sydney NSW (New South Wales) Australia or even when searching for ‘Sydney' via Yahoo!, you can see that it is labeled as a city specializing in accommodations which in turn implies high value for properties in the area. Now, when talk... http://www.articlealley.com/http://ben.articlealley.com/strata-manager-sydney-1686555.html 09th August 2010 Despite of being away from home, you may have to carry out necessary financial transactions. To be able to do this at ease you must have an NRI bank account. Non resident external account, Foreign currency non resident and non resident ordinary are thr... http://www.articlealley.com/http://vijaykoragappashetty.articlealley.com/nri-bank-for-all-your-financial-transactions-1657119.html 15th July 2010 Commonwealth Bank customers affected by the Lennox Head storms are being helped out by the institution. The Commonwealth Bank is set to review the credit card instalments for its customers affected by the recent Lennox Head storms in northern New South Wa... http://www.articlealley.com/http://samgooch.articlealley.com/bank-to-review-credit-card-instalments-for-storm-sufferers-1617631.html 24th June 2010 The official cash rate has not been increased for June.The Reserve Bank of Australia (RBA) has announced it is leaving the interest rate unchanged at 4.5 per cent for June.Glenn Stevens, governor of the organisation, made the declaration as the RBA met to... http://www.articlealley.com/http://samgooch.articlealley.com/rba-leaves-interest-rate-unchanged-at-45-1617629.html 24th June 2010 Non resident Indians can breathe a sigh of relief as Reserve bank of India allows them to invest in their home town. They are free to invest in PSEs and Indian company shares. One must remember that the holding of a single non resident Indian should not e... http://www.articlealley.com/http://vijaykoragappashetty.articlealley.com/online-nri-investment--for-better-returns-1610183.html 21st June 2010 People who have credit cards with Westpac will be alerted to the news they will have to pay interest on their charges.Westpac has written to credit card customers to inform them they will have to pay interest on their charges in the near future. The bank ... http://www.articlealley.com/http://samgooch.articlealley.com/westpac-to-increase-fees-on-credit-card-accounts-1519540.html 27th April 2010 Like with almost every other state in the USA, the "Unclaimed money" tag has got attached to the State of Wisconsin too. It is high time you seriously carry out a search for unclaimed funds accounts for any and everyone that you can think of like family, ... http://www.articlealley.com/http://cashunclaimed10.articlealley.com/wisconsin-unclaimed-money-rising-1505737.html 16th April 2010 Two questions regularly asked, are "What is Lenders Mortgage Insurance?" and "Will I need it when Refinancing a Home?" In this article I will clarify what Lenders Mortgage Insurance is and how it may influence Home Refinancing. The objective of Le... http://www.articlealley.com/http://kezzroby.articlealley.com/what-is-lenders-mortgage-insurance-and-when-home-refinancing-do-i-need-it-1502646.html 15th April 2010