Articles from Article Alley, tagged with "depositors" http://www.articlealley.com en-us editorial@articlealley.com Why is Leaving a Big Bank so Difficult? Recently, there has been a large revolt against financial institutions, namely the big banks. Occupy Wall Street has been spreading and continues to demonstrate against the unruly practices of our banks. Many average Americans have become fed up with t... http://www.articlealley.com/http://rogerlee2.articlealley.com/why-is-leaving-a-big-bank-so-difficult-2407041.html 19th January 2012 What do investment banks do? Being the average American consumer and bank customer, I assumed that my local bank was a just a bank where you deposits money, wrote checks and got loans. I knew they also handled business accounts and mortgages and offered insurance. But as far as I kne... http://www.articlealley.com/http://rogerlee2.articlealley.com/what-do-investment-banks-do-2406952.html 19th January 2012 Are Your Savings Safe? The Federal Government set up an independent government agency to insure all bank deposits in the USA. All registered and licensed banks in the US are required to have specific accounts covered by FDIC insurance and to post the FDIC logo. There are man... http://www.articlealley.com/http://rogerlee2.articlealley.com/are-your-savings-safe-2406931.html 19th January 2012 Wealth Creation and the Risks to Watch Out For Wealth creation is a goal shared by many. We aim for stability and a good life, which will see us having our own homes, taking annual holidays, shopping when we feel like it, sending our children to private schools and retiring earlier than most people. W... http://www.articlealley.com/http://www.articlealley.com/wealth-creation-and-the-risks-to-watch-out-for-2406912.html 19th January 2012 Find Better Yields with Money Market Accounts If you're tired of earning next to nothing with your cash parked in a bank savings account, you should consider a money market account instead. Money market accounts almost always yield more than a savings account for several reasons, and are considered ... http://www.articlealley.com/http://jesshall.articlealley.com/find-better-yields-with-money-market-accounts-2398741.html 15th December 2011 Why Open an Online Checking Account Checking accounts enable you to write cheques so that you could pay your bills as well as other products and services you sign up for. But what if you don't really need to write checks anymore? You will be able to save time and paper. If you're not usi... http://www.articlealley.com/http://www.articlealley.com/why-open-an-online-checking-account-2395163.html 01st December 2011 Open Season On Deposits THE HUNT FOR DEPOSITS IS MORE INTENSE AND MORE COMPETITIVE THAN EVER. There is no shortage for who is in the hunt. There are scouts, trackers and hunters at every turn. Brokerage houses, mega banks, community banks, Internet banks, credit unions of eve... http://www.articlealley.com/http://honeyshelton.articlealley.com/open-season-on-deposits-2388751.html 15th November 2011 How to get an offshore banking license An offshore banking license allows the holder to operate a bank in one country that gives services to depositors who are residents in alternative countries. The license is issued by the country in which the bank is operated, which is not essentially the c... http://www.articlealley.com/http://www.articlealley.com/how-to-get-an-offshore-banking-license-2388220.html 14th November 2011 Understanding Peer to Peer Lending and Why Many Are Choosing This Over Other Loan Options This makes the interest rate possibly higher, but individuals are not exposing there home to any risk of foreclosure.It actually pays off the debt. The term of a peer to peer loan is often three years. At the end of the three years, just by paying the mon... http://www.articlealley.com/http://www.articlealley.com/understanding-peer-to-peer-lending-and-why-many-are-choosing-this-over-other-loan-options-2368069.html 06th October 2011 Bank Holidays - Measuring the Systematic Importance of Banks in Indian Economy Banks are playing an important role for the development of Indian economy. Recently banking system has been improved after liberalization and major changes have been done to measure the systematic importance of banks in Indian economy. The economic and fi... http://www.articlealley.com/http://goyalchaman2.articlealley.com/bank-holidays--measuring-the-systematic-importance-of-banks-in-indian-economy-2358148.html 26th September 2011 RBI rate increase: Fixed Deposits turn safe and pretty investment Reserve Bank of India has again raised its key rates - repo and reverse repo - in an attempt to control inflation. He is the 11th hike in 17 months. The message below did last week the central bank quarterly review of monetary policy is bound to cause... http://www.articlealley.com/http://vicky.articlealley.com/rbi-rate-increase-fixed-deposits-turn-safe-and-pretty-investment-2336681.html 19th August 2011 Big banks wedge move to free savings rates At a time when interest rates are rising, some of the largest banks are trying to block the move to deregulation of the savings bank rate, fearing the cost would rise beyond 4% in the diet free market. While the Indian Banks' Association "(IBA) had ear... http://www.articlealley.com/http://vicky.articlealley.com/big-banks-wedge-move-to-free-savings-rates-2331399.html 12th August 2011 It’s Celebration, as interest rate inches to 10% Depositors pleased all the way to the bank and literally so, as interest rates offered by banks on deposits reached nearly 10 %. There are many public sector banks (PSU banks) now offers 9.75 % interest, and private peers have already raised interest rate... http://www.articlealley.com/http://vicky.articlealley.com/its-celebration-as-interest-rate-inches-to-10-2323860.html 31st July 2011 Buying under-construction property can be stern problem The recent acquisition of two properties verdicts should sound like alarm bells to buyers of the sub-construction buildings. Fifteen days before the Supreme Court (SC) has canceled the purchase of 156 acres of land in Noida. Yesterday, the Allahabad High ... http://www.articlealley.com/http://vicky.articlealley.com/buying-underconstruction-property-can-be-stern-problem-2323576.html 29th July 2011 Recipe For Business Loan Denial Recipe for Loan Denial If you have decided to apply for a business loan, start planning ahead. Research widely on "friendly lenders" for the type and cost of funding. They may be banks, cooperative banks, angle investors, venture capitalists or other ... http://www.articlealley.com/http://franckigondu.articlealley.com/recipe-for-business-loan-denial-2318841.html 22nd July 2011 Banks cut deposit rates by 1 pc point Commercial banks that witnessed an unexpected development in deposits in recent weeks have decided to decrease deposit rates, a move which is expected to drag down lending rates as well, bringing cheers to borrowers. So far, the banks were providing in... http://www.articlealley.com/http://vicky.articlealley.com/banks-cut-deposit-rates-by-1-pc-point-2309781.html 08th July 2011 Asset Protection Strategies to Avoid Which strategies work well when it comes to protecting assets from the different risks? There are no simple answers to this; while some may find a combination of only two tactics working well for them, some may find that even a set of five are not enough.... http://www.articlealley.com/http://gomes11.articlealley.com/asset-protection-strategies-to-avoid-2306309.html 04th July 2011 Corporate fixed deposits offer higher rates There are a few precautions you staleness move before you are tempted to put your money in corporate fixed deposits Interest rates offered by banks on their fixed deposit are on the grow. Today banks are offering 8.25% on deposits of more than a twelve... http://www.articlealley.com/http://vicky.articlealley.com/corporate-fixed-deposits-offer-higher-rates-2305354.html 30th June 2011 How to Find the Top Online Banks Internet savings banks have come of age during the last decade. Banking internet was once just for the very tech savy or early adopter. Now however, millions of people in the U.S. alone have begun using online savings banks. Why the change among bankin... http://www.articlealley.com/http://penstalker.articlealley.com/how-to-find-the-top-online-banks-2297019.html 23rd June 2011 The Growth of Internet Banking In three years, use of internet bank accounts has increased ten-fold, as services become accessible to ordinary people and not just tech-savvy computer nerds. Simplicity, convenience and the wealth of internet-only deals and offers are all reasons we’re p... http://www.articlealley.com/http://penstalker.articlealley.com/the-growth-of-internet-banking-2296668.html 23rd June 2011 Online Banking Security With the popularity of online banking, a lot of people have taken advantage of it and are now able to maximize their time and their money even if they are on the other side of the world. But there are now a lot of problems associated with online banking s... http://www.articlealley.com/http://penstalker.articlealley.com/online-banking-security-2296500.html 23rd June 2011 Reviving the rescue plan Tonight, the Senate votes on a revised Wall Street rescue plan … one with more appeal to the taxpayer, and therefore presumably more appeal to legislators. On the downside, this new bailout proposal will require more than the $700 billion initially requ... http://www.articlealley.com/http://jerry2.articlealley.com/reviving-the-rescue-plan-2296363.html 23rd June 2011 Get A Summer Beach Body With A Without Spending A Dime Adhere to these ideas and you would not be emptying your credit card for that most current 'magical' weight loss plan, nevertheless you'd see astonishing success.one. Exercise a great deal: This tops my list as I see it to be the most easiest, nevertheles... http://www.articlealley.com/http://cyrusmcneil.articlealley.com/get-a-summer-beach-body-with-a-without-spending-a-dime-2281003.html 15th June 2011 How to Drop Bodyweight - How To Reduce Weight in Just Three Weeks? Exercise a whole lot: This tops my checklist as I see it to be the most easiest, however 1 of the ideal strategies to dropping excess weight. As easy as the idea of exercising is, it could assist you drop some fantastic amount of excessive fat in a quite ... http://www.articlealley.com/http://johnathanramsey2.articlealley.com/how-to-drop-bodyweight--how-to-reduce-weight-in-just-three-weeks-2279954.html 14th June 2011 NRAS Properties for Sale: Valuable Tariffs to Australian Shareholders National Rental Affordability Scheme or NRAS is a scheme proposed by the Australian Administration to build real estate categories for investors and shareholders. With its main purpose to establish wide-ranging venture breaks throughout the Australian mar... http://www.articlealley.com/http://nrasproperty01.articlealley.com/nras-properties-for-sale-valuable-tariffs-to-australian-shareholders-2264554.html 03rd June 2011 NRAS Properties For Sale NRAS Properties for Sale: Admirable Choice to Minimize your Taxes NRAS or National Rental Affordability Scheme is an enormous property outlay program started by the Australian administration to support 50,000 rental homes at 20% lower than the rental p... http://www.articlealley.com/http://nrasproperty01.articlealley.com/nras-properties-for-sale-2264540.html 03rd June 2011 Savings: A Safe Option There are many people who might be wondering if placing their money in banks or savings accounts would be beneficial for them and safe at the same time. Over the years, banks have proven how savings accounts are very beneficial for the people. This allows... http://www.articlealley.com/http://kiramjonnson.articlealley.com/savings-a-safe-option-2260451.html 02nd June 2011 Having a Long-Term View Banking is generally a highly regulated industry, and government restrictions on financial services by banks have varied over time and location. Banks face a number of risks in order to conduct their business, and how well these risks are managed and unde... http://www.articlealley.com/http://mariever.articlealley.com/having-a-longterm-view-2251372.html 26th May 2011 What Offshore Banking Does Creating a bank account in some countries may not be as advantageous as creating it somewhere with a more stable financial system. There are a couple of benefits in applying for an offshore bank account which can help increase a depositor’s funds a lot hi... http://www.articlealley.com/http://cameronscott.articlealley.com/what-offshore-banking-does-2245500.html 24th May 2011 RBI draft on savings rate draws vigilant response The Reserve Bank’s draft paper favouring deregulation of the interest rate on savings bank accounts has suggestd a cautious reaction from lenders who said the proposal would increase cost of operations. While the RBI argued that the freeing of saving... http://www.articlealley.com/http://vicky.articlealley.com/rbi-draft-on-savings-rate-draws-vigilant-response-2239774.html 19th May 2011 Co-op banks take RBI to court over Parekh losses' write-off In another case of a regulated entity taking the regulator to court, the Gujarat Urban Co-operative Banks Federation (GUCBF) has petitioned the Gujarat High Court, seeking relief from a circular issued by the central bank. The case relates to the Madhavp... http://www.articlealley.com/http://deal4loan.articlealley.com/coop-banks-take-rbi-to-court-over-parekh-losses-writeoff-2212974.html 05th May 2011 SBI's OP Bhatt beside freeing up of savings rate The State Bank of India's(SBI) outgoing chairman Om Prakash Bhatt joined former RBI governor YV Reddy, credited with saving the Indian financial system , in speaking beside freeing up of savings deposit rates as it may beat the very goal of financial encl... http://www.articlealley.com/http://vicky.articlealley.com/sbis-op-bhatt-beside-freeing-up-of-savings-rate-2167672.html 05th April 2011 Know the different Strategies on Asset Protection There are different degrees of asset protection. Typically, the more complex the planning is, the more effective it will be in the future. This is one of the method of Offshore banking is becoming increasingly popular among private depositors, internati... http://www.articlealley.com/http://reenywhite.articlealley.com/know-the-different-strategies-on-asset-protection-2162131.html 04th April 2011 How secure are corporate Fixed Deposits? It has been more than five years since his fixed deposits developed, but Delhi-based Ramesh Kumar is yet to get his money back. He has made countless calls to the company and used up reams for filing complaints, but to no avail. "The officials say that th... http://www.articlealley.com/http://vicky.articlealley.com/how-secure-are-corporate-fixed-deposits-2160564.html 03rd April 2011 Panama Lawyers Help With Your Banking Needs Banking involves plenty of trust between the bankers and the depositors. The common belief about trust though is that it is built providing there aren't any obstructions that would make it impossible for regular and immediate contact. For this reason, lon... http://www.articlealley.com/http://david4.articlealley.com/panama-lawyers-help-with-your-banking-needs-2132785.html 21st March 2011 Write a note on the assets and liabilities of a commercial bank . Assets And Liabilities of a Commercial Bank. • Introduction : A commercial bank deals in the business of banking i.e. accepting money from the public for the purpose of lending with a view to make profits. Thus, they play a pivotal role as a financial ... http://www.articlealley.com/http://thisishiral.articlealley.com/write-a-note-on-the-assets-and-liabilities-of-a-commercial-bank--2126182.html 18th March 2011 Pay more for loans get more on deposits If you are planning to buy something on loan, get ready to spend more. Consumer loans, including home, personal and education loans, have become slightly costly in the past month with quite a few banks raising rates. For depositors, however, this is a goo... http://www.articlealley.com/http://deal4loan.articlealley.com/pay-more-for-loans-get-more-on-deposits-2125354.html 17th March 2011 Earn more on deposits - Pay higher EMIs Banks have been raising rates in past few months so the consumer loans, including home, personal and education loans have become costly. So now have to shell out more to own your dream home or any other loan you may opt for. Good news for depositors, as n... http://www.articlealley.com/http://deal4loan.articlealley.com/earn-more-on-deposits--pay-higher-emis-2125334.html 17th March 2011 What to look for Boxing Headgear Boxing head gear is used by boxers and it is boxing equipment. Most boxers are forced by the boxing headgear, headgear because this care before any damage and injury. Almost all manufacturers in designing and producing different varieties of boxing gear. ... http://www.articlealley.com/http://omekumar.articlealley.com/what-to-look-for-boxing-headgear-2118948.html 16th March 2011 One-month deposit rates hit 10% The scramble for cash to meet year-end targets has made banks pay 10 % for even one-month deposits. According to bankers, the rates for such deposits may rise further, as certificates of deposit (CDs) worth Rs 1 lakh crore will come up for renewal in this... http://www.articlealley.com/http://deal4loan.articlealley.com/onemonth-deposit-rates-hit-10-2110598.html 11th March 2011 Certificate of Deposit - Secure and Safe Financial Haven A certificate of deposit is an extremely safe financial instrument designed to provide a higher yield than traditional savings accounts. CD's can be an attractive savings alternative if the account holder does not need immediate access to the funds. Un... http://www.articlealley.com/http://jerry23.articlealley.com/certificate-of-deposit--secure-and-safe-financial-haven-2108598.html 11th March 2011 Protect Your Business The door is locked, the ATM isn't working and nobody is answering the phone. Banks don't just close, right? Yes, they do. But by taking the right steps to safeguard your business assets, a bank failure won't cost you the value of those deposits. M... http://www.articlealley.com/http://levireiss.articlealley.com/protect-your-business-2104970.html 10th March 2011 The Safety Nets Are in Place - Sleep Well Tonight The stock market is out of control. The CEOs salaries are out of control. The hedge funds are losing money. What options does that leave for the safety investors? Where can we invest our money to insure it will not lose value? A bigger question is this: W... http://www.articlealley.com/http://billbroich.articlealley.com/the-safety-nets-are-in-place--sleep-well-tonight-2101735.html 09th March 2011 Have you considered the benefits to your business of a touch screen kiosk? There are many reasons why you may wish to invest in touch screen kiosks for your business. Information kiosks are hardware devices that work in conjunction with Touch Screen software, allowing any of a number of possible transactions to be performed by u... http://www.articlealley.com/http://garethhoyle.articlealley.com/have-you-considered-the-benefits-to-your-business-of-a-touch-screen-kiosk-2086040.html 03rd March 2011 How Do I Market Myself As A Real Estate Expert: Alternatives To An SBA Loan In my previous blog, I talked about SBA Loans. I wanted to go over a few other loan types in case an SBA Loan doesn’t best fit your business. Syndicated Loans Syndicated loans are distributed between several different lenders and investors. Syndicat... http://www.articlealley.com/http://bradhess.articlealley.com/how-do-i-market-myself-as-a-real-estate-expert-alternatives-to-an-sba-loan-2055167.html 21st February 2011