http://www.articlealley.com en-us editorial@articlealley.com Types of Loans What types of loans are available to me? There are many different types of mortgage offered to consumers. Some of the most popular mortgage broker are the FHA Home Loan (Federal Housing Administration) and the VA Loan . Because the FHA m... http://www.articlealley.com/http://dominickbarker.articlealley.com/types-of-mortgages-available-2413766.html 09th February 2012 From time to time the federal government “sponsors" enterprises. Such an entity is appropriately called a “Government-Sponsored Enterprise". There are a substantial number of these types of entities. Perhaps none has had greater impact on the social fab... http://www.articlealley.com/http://michaelroche.articlealley.com/fannie-mae-and-freddie-mac--pervasive-impact-on-the-real-estate-and-mortgage-industry-2215498.html 07th May 2011 If you’re thinking about jumbo mortgage loans then educating yourself with various options available is the best decision that you have made. A jumbo mortgage is a home loan that exceeds a certain amount. Loans above the maximum loan amount established by... http://www.articlealley.com/http://sabrinajose.articlealley.com/jumbo-mortgage-loan-helps-families-in-getting-cheaper-home-loans-2206670.html 04th May 2011 Mubarak is ousted! Egyptian citizens saw the culmination of 10 years of mounting frustration of the rule of President Hosni Mubarak finally end last week. The protests in the streets by millions in Cairo and other major cities that started on January 18th... http://www.articlealley.com/http://walidpetiri.articlealley.com/while-you-were-watching-egypt-obama-proposes-to-end-fannie-and-freddie-2111449.html 13th March 2011 Fannie Mae foreclosures are real estate properties, which were procured through loans that were made by the FNMA (Federal National Mortgage Association.) When a debtor has taken out a Fannie Mae loan, yet has failed to repay that loan, the lender will b... http://www.articlealley.com/http://nancydahl.articlealley.com/information-about-fannie-mae-foreclosures-2103798.html 10th March 2011 Though it will appear as though the worst of the economic crisis is over, there are however millions of people who have not recovered yet and as such are struggling to meet their commitments. Because of this, numerous incentives are in place to encourage ... http://www.articlealley.com/http://coryboatright.articlealley.com/more-information-about-hamp--home-affordable-modification-program-1985359.html 26th January 2011 Even though it'll appear as though the worst of the economic crisis is over, there are nonetheless millions of individuals who have not recovered yet and as such are struggling to meet their commitments. Because of this, numerous incentives are in place t... http://www.articlealley.com/http://coryboatright.articlealley.com/hamp--home-affordable-modification-program-1975779.html 20th January 2011 The Federal National Mortgage Association or Fannie Mae has formally announced the temporary suspension of all its foreclosure evictions for two weeks. The government-sponsored secondary mortgage servicer said it would implement a ban in evicting families... http://www.articlealley.com/http://rudsontren.articlealley.com/fannie-mae-suspends-foreclosure-evictions-in-time-for-the-holidays-1949115.html 12th January 2011 The Federal National Mortgage Association - Fannie Mae - and the Federal Home Loan Mortgage Corporation - Freddie Mac - have started asking Real Estate agents to resume selling foreclosed properties nationwide. The two companies said the decision was prom... http://www.articlealley.com/http://rudsontren.articlealley.com/government-sponsored-mortgage-buyers-ask-for-resumed-sales-of-foreclosed-properties-1906313.html 16th December 2010 Most of the major mortgage servicers have announced that they would temporarily halt eviction of homeowners in foreclosed homes for two weeks in time for Christmas. The practice has been observed in the industry for several years now. Government-sponsore... http://www.articlealley.com/http://rudsontren.articlealley.com/foreclosure-evictions-freeze-for-the-holidays-1906304.html 16th December 2010 Massachusetts Secretary of State William F. Galvin has announced plans to submit a legislative proposal in January to force mortgage banks across the state to obtain court approval before repossessing homes as part of foreclosure. The proposed bill is log... http://www.articlealley.com/http://rudsontren.articlealley.com/proposed-bill-intends-to-require-court-approval-before-foreclosures-in-massachusetts-1906302.html 16th December 2010 In the hearing of the Senate Banking Committee last week, a surprising revelation was exposed by several testifiers. A law professor, a state judge, and a number of consumer attorneys revealed a systemic dilemma. According to them, in numerous instances, ... http://www.articlealley.com/http://rudsontren.articlealley.com/banks-may-not-have-the-legal-authority-to-foreclose-1906298.html 16th December 2010 For middle-income and low-income families who want to buy and own homes at affordable costs, there are numerous government foreclosed homes available in the market. A number of government agencies and institutions hold growing volumes of foreclosed proper... http://www.articlealley.com/http://rudsontren.articlealley.com/government-foreclosed-homes-provide-discount-buying-opportunities-1906293.html 16th December 2010 It seems as if each and every yr has its unique suggestions for acquiring distinct penny stocks to kick off the New Year on the correct foot. And 2010 has been no exception to this rule.So if you are hungry to find some promising penny stocks to make inve... http://www.articlealley.com/http://jamelblake.articlealley.com/penny-stocks-on-the-rise-in-2010-1888336.html 07th December 2010 Mortgage lenders need not worry about how they could stay afloat despite the ongoing housing downturn. The Federal National Mortgage Association, more popularly called Fannie Mae, is asking the US Federal Government to grant it an additional financial aid... http://www.articlealley.com/http://rudsontren.articlealley.com/uscontrolled-mortgage-buyer-asks-for-25-billion-additional-aid-1869701.html 25th November 2010 Ask someone 'Which penny share really should I buy?' and you will get a dozen diverse solutions. Last 12 months was spectacular for acquiring penny stocks and shares. The yr prior to that was the finest 12 months for selling penny stocks and shares. This ... http://www.articlealley.com/http://raymundomack.articlealley.com/penny-stocks-on-the-increase-in-2010-and-beyond-1753240.html 21st September 2010 When investors buy penny stocks, they need to collect as much information as possible before making an investment. A company’s background and their previous practices have to be considered when buying penny stocks. This is essential so that they make a sm... http://www.articlealley.com/http://julieannewain.articlealley.com/top-penny-stocks-for-2010-1709483.html 18th August 2010 Still many people are confused about what the call jumbo fixed mortgage rate or jumbo mortgage rate. This article was written to answer questions. Jumbo mortgage rates such as the relative rates vary slightly. Jumbo loans often provide you with options ... http://www.articlealley.com/http://comangooson.articlealley.com/what-is-jumbo-fixed-mortgage-rate-1341220.html 11th January 2010 There are three names to know in real estate: Fannie, Freddie, and Ginnie. These three companies offer mortgage securities to investorsâ€"Investors can "buy" the loans, keeping money in the system. What happens is that the mortgages are pooled into differ... http://www.articlealley.com/http://cochran104.articlealley.com/los-angeles-real-estate-fannie-freddie-and-ginnie-1192642.html 21st October 2009 The US government under Obama's leadership have produced a stimulus package for mortgage refinancing programs designed to assist people who are facing foreclosure on their homes. The loan modifications incentive is primarily geared towards people who are ... http://www.articlealley.com/http://brianrs.articlealley.com/obamas-stimulus-package-for-mortgage-refinancing-and-loan-modifications-incentive-programs-1177515.html 15th October 2009 The term "subprime mortgages" has leaped from business pages to the front page headlines. However, not a lot of people understand exactly what it means and how it caused the US economy to fall. What Are Subprime Mortgages? Simply put, mortgages are ... http://www.articlealley.com/http://yossarian.articlealley.com/a-primer-on-subprime-mortgages-1160252.html 08th October 2009 Ever since the economy shriveled up due to the imploding loan mortgage bubble, the focus of the day is right on foreclosures. The Obama housing bailout plan is allocating some money in order to save the millions who are losing or are about to lose their h... http://www.articlealley.com/http://jowens2.articlealley.com/obama-housing-bailout-plan-whos-in-and-whos-out-1072584.html 07th September 2009 As you dream of owning a brand new home, you are also probably thinking of how you are going to finance for it. Right after you decide on the kind of neighbourhood that you want to live in and the type of property that you want own, you must also decide o... http://www.articlealley.com/http://whitealex.articlealley.com/financing-your-new-home-1042491.html 19th August 2009 When a mortgage is insured or guaranteed by the Federal Housing Administration (FHA), an agency overseen by the Department of Housing and Urban Development (HUD), servicing companies must follow HUD servicing guidelines. Some of these regulations involve ... http://www.articlealley.com/http://nickadama.articlealley.com/relevant-court-cases-to-a-hud-or-fha-mortgage-foreclosure-1041312.html 19th August 2009 The current economic environment has left many neck-deep in debts that they cannot pay off. In most cases, the most valuable item is the home, and it is likely to be under mortgage that is more than the house is worth. The dreaded foreclosure looms over ... http://www.articlealley.com/http://fmorgan.articlealley.com/short-selling-and-your-credit-score-1034911.html 14th August 2009 Real Estate Owned in PerspectiveThe government foreclosures occurring in the US are variously accounted for by several agencies. Several of the properties are seized by VA {Department of Veteran Affairs} and HUD {Department of Housing & Urban Development}... http://www.articlealley.com/http://josephsmithjr.articlealley.com/real-estate-owned-houses-foreclosed-by-banks-1010558.html 01st August 2009 The Federal Housing Administration is just one part of the government created system to keep the mortgage market and help homebuyers become homeowners. Although none make loans directly to consumers, each has a very important role to play and none could c... http://www.articlealley.com/http://justinnarin.articlealley.com/the-federal-housing-administration-fannie-mae-and-freddie-mac-976395.html 11th July 2009 Us Mortgage Market: Us mortgage market is considered to be the most vibrant and developed mortgage market in the world, especially before sub prime mortgage crisis thumped its reputation. First because it has fueled the progress towards the achievement o... http://www.articlealley.com/http://williamking.articlealley.com/fannie-may-and-us-mortgage-market-921967.html 07th June 2009 Copyright © 2009 Ed Bagley Stop this American nonsense of government bailouts with taxpayer money for businesses that cannot survive because of poor management. Let the poorly run businesses collapse and sink into bankruptcy, foreclosure or receive... http://www.articlealley.com/http://edbagley.articlealley.com/politics--stop-the-bailouts-of-businesses-that-cannot-survive-on-poor-management-917364.html 05th June 2009 The mortgage business is an ever changing and it is an industry that has its own complexities. It is very much important that you understand how the mortgage industry works and how is the profit generated by the lenders. An analysis of this information wi... http://www.articlealley.com/http://shijinaseo2.articlealley.com/lending-institutions-in-the-mortgage-market-849132.html 07th April 2009 The Federal Home Loan Mortgage Corporation, also known as Freddie Mac, was created by Congress in 1970 to make possible a secondary mortgage market to provide greater liquidity to banks and other lending institutions to facilitate home mortgage lending. T... http://www.articlealley.com/http://robertbell.articlealley.com/why-did-freddie-mac-and-fannie-mae-go-under-845907.html 02nd April 2009 These days mortgage financing is one of the ideal choice people choose to go in for incase they are in need for buying their dream home, but in the olden days the scenario was entirely different. Incase they wanted a home loan they walked down to the near... http://www.articlealley.com/http://sharonsamraj.articlealley.com/cycle-of-mortgage-financing-813176.html 09th March 2009 At first glance the new President Obama  housing rescue plan is playing to mixed reviews. Some critics say it doesn't go far enough to solve the housing mess this country is now in. Others express resentment at helping people who took on more house than ... http://www.articlealley.com/http://royprimm.articlealley.com/president-obama-housing-plan-can-it-help-you-810875.html 06th March 2009 In 2008, the total number of foreclosed homes in the United States reached 2 million. These 2 million distressed properties are additional burden to the housing market which saw its total annual sales reaching only 5 million. U.S. Treasury Secretary Ti... http://www.articlealley.com/http://jenniferforbes.articlealley.com/helping-the-obama-administration-to-stop-foreclosures-791227.html 20th February 2009 Now that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid decrease in stock values which has resulted in a multitude of emergency congressional hearings, cabinet sessions, pre... http://www.articlealley.com/http://briansicenhower.articlealley.com/fannie-mae--freddie-mac-come-back-to-the-nest-731187.html 30th December 2008 Now that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid failures which have resulted in a multitude of emergency congressional hearings, cabinet sessions, press conferences ... http://www.articlealley.com/http://briansicenhower.articlealley.com/addressing-financial-crisis-misconceptions-731177.html 30th December 2008 With 2008 having been an election year, it has been convenient to levy all blame for our country's current economic condition on our nation's presidential administration for the last eight years. However, a significant portion of the fiscal woes now plagu... http://www.articlealley.com/http://briansicenhower.articlealley.com/mortgagebacked-insecurities-728992.html 28th December 2008 Basically mortgage loan can be provided for residential mortgage lending and lending against commercial property. Your job is to convince your customer. But being a part of the mortgage business is not an easy one. You have to have confidence. If you wan... http://www.articlealley.com/http://dcfawcett.articlealley.com/mortgage-business-opportunity-706289.html 02nd December 2008 These days mortgage institutions have become very popular but during the olden days incase if anyone wanted to have a home loan then they would just walk down looking in for a near by bank or savings and loan. Then in such a case if the bank had some of t... http://www.articlealley.com/http://shijinaseo2.articlealley.com/sources-of-mortgage-money-698554.html 30th November 2008 The federal takeover of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, affectionately referred to as Fannie Mae and Freddie Mac, marks a major change on the local financial front. The financial crisis that preced... http://www.articlealley.com/http://kevinkoitz.articlealley.com/federal-financial-takeover-creates-safety-net-650826.html 29th September 2008 The federal takeover of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation, affectionately referred to as Fannie Mae and Freddie Mac, marks a major change on the local financial front. The financial crisis that preced... http://www.articlealley.com/http://anneeliason.articlealley.com/federal-financial-takeover-creates-safety-net-643629.html 22nd September 2008 If you have been reading the articles about jumbo or proprietary reverse mortgages available, you may be wondering what is going on. A jumbo or proprietary reverse mortgage is any program that is not the FHA, government insured Home Equity Conversion Mo... http://www.articlealley.com/http://christianward.articlealley.com/what-next-for-the-us-jumbo-mortgage-market-598972.html 14th August 2008 The mortgage industry has been growing at a tremendous rate. Big mortgage companies with nationwide presence are increasingly looking forward to expand their reach to lucrative areas which had not been served by them earlier. They are doing this by inviti... http://www.articlealley.com/http://komalsinha.articlealley.com/be-your-own-mortgage-net-branch-561514.html 23rd June 2008 The U.S. mortgage rates are made conducive by the fact that Mortgage lending is a major category of the business of finance in the United States. In the U.S, mortgage securing process by the borrower is known as origination. This engages the borrower in t... http://www.articlealley.com/http://polymuthumbi.articlealley.com/us-mortgage-rates-530221.html 06th May 2008 "Fannie Mae" is the nickname for the Federal National Mortgage Association. Although it has the "Federal" name in its title, it's actually a separate, chartered corporation that operates in the secondary mortgage market. In this article, I'll give y... http://www.articlealley.com/http://www.articlealley.com/the-purpose-and-function-of-fannie-mae-524953.html 28th April 2008