http://www.articlealley.com en-us editorial@articlealley.com It is true that the banking jobs have brought about a huge shift in the manner in which government jobs are sought after by people and to a large extent, SBI recruitment has been pivotal in the whole scenario. It is because of the presence of nationalised... http://www.articlealley.com/http://sanjayjoshi.articlealley.com/sbi-recruitment-source-of-stable-job-and-prosperous-life-for-indian-citizens-2411603.html 02nd February 2012 Aspirants of bank jobs will find the news of SBI clerk recruitment quite exciting because of the great careers which are lying ahead for the recruits. SBI is the largest public sector bank in the country not only in terms of customers but also with regard... http://www.articlealley.com/http://sanjayjoshi.articlealley.com/3-reasons-why-sbi-clerk-recruitment-could-be-the-chance-for-great-careers-2411581.html 02nd February 2012 When people think of banks in India, the first name that comes to the mind is that of the State Bank of India, which is the largest public sector bank. This was the first bank that started operations in the whole of the country after the independence and ... http://www.articlealley.com/http://sanjayjoshi.articlealley.com/state-bank-of-india-recruitment-heralding-opportunities-for-the-aspiring-candidates-2408680.html 26th January 2012 There are a number of reasons for the students to study and prepare for the entrance exams, interviews, group discussions, etc that take them into jobs in various sectors. The lure of being recruited by the best companies is something that is quite a stro... http://www.articlealley.com/http://infinitecourses.articlealley.com/explore-a-bright-career-opportunity-with-the-best-banking-sector-with-rbi-sbi-and-icici-recruitment-2406595.html 18th January 2012 Aspirations to get into jobs in the banking sector are possessed by many students passing out graduations in different streams. After finishing college, many students are going for the exams conducted for the bank recruitment. Banking sector has been a pr... http://www.articlealley.com/http://infinitecourses.articlealley.com/5-reasons-for-success-in-rbi-sbi-and-other-bank-po-recruitment-2012-for-a-career-growth-2401725.html 03rd January 2012 SBI Life, the life insurance subsidiary of State Bank of India, has expanded its operations despite Insurance Regulatory and Development Authority's sweeping changes in the norms of unit-linked insurance plans from September last year. MN Rao, managing d... http://www.articlealley.com/http://bimadeals.articlealley.com/there-is-a-shift-from-ulips-to-traditional-products-2401596.html 03rd January 2012 Most of the individuals have a dream to work in a bank. Most of them feel that bank jobs will make their lives safe and secured. Therefore many people try to get a good opening in a bank. When one takes into consideration the benefits of bank jobs, he can... http://www.articlealley.com/http://sanyuktaseo.articlealley.com/bank-jobs-dream-come-true-to-work-in-a-bank-2398355.html 13th December 2011 Recently there was global meltdown, initially started with sub-prime crisis and subsequent collapse of financial and banking sector of USA, which led to shut down of major banks in USA and there raised a sort of unrest ,resulted in massive job cuts in pri... http://www.articlealley.com/http://wisdomjobs.articlealley.com/how-to-prepare-for-bank-exams-2395935.html 05th December 2011 If investors need any further proof that having the government as majority shareholder is detrimental to their interests, the State Bank of India (SBI) is Exhibit A. The bank is 41 % owned by the public, but their misfortune is that the government owns th... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-pays-the-price-for-being-a-govtowned-bank-2374575.html 13th October 2011 Gone are the days when government banks ruled the roost where the government employee was the king and the customer a lowly supplicant. Banking jobs have traditionally been seen as secure and lucrative posts; all you needed was to pass an exam and hav... http://www.articlealley.com/http://www.articlealley.com/banking-jobs-in-india-an-opportunity-for-the-smart-to-shine-2370669.html 10th October 2011 Amidst a rising interest rate scenario, where home loan rates have gone up between 2-3 percentage points, ICICI Bank is wooing customers by offering them an option of a fixed rate for either the first one year or two years. Subsequently, however, the borr... http://www.articlealley.com/http://deal4loan.articlealley.com/icici-teases-with-fixed-rate-home-loans-2368571.html 06th October 2011 The points in favour of the internet can be spoken at length when it comes to the matters of the use of internet. Online portals have opened in various subjects, starting from the selling and buying of products to the ehow sites. With so many uses of the ... http://www.articlealley.com/http://sanjayjoshi.articlealley.com/important-jobs-through-bank-recruitment-can-be-tracked-through-internet-2358873.html 26th September 2011 A recent directive by the Reserve Bank of India (RBI) to banks has added to the woes of the real estate sector , which has already been impacted by high rates of interest and poor sales. The directive has cautioned banks against lending to the sector a... http://www.articlealley.com/http://vicky.articlealley.com/new-rbi-rule-compress-fund-flow-to-realty-2346922.html 12th September 2011 In India, women business holders are still a minority. Even though with each passing year, more and more women are coming out with their business settings every year, there are still not many women who have the knowledge to take advantage of specialized l... http://www.articlealley.com/http://aishwariyabhatnagar.articlealley.com/business-loans-for-women-in-india-2336067.html 17th August 2011 Bank recruitment is a long process. It requires hard work and dedication on the candidate’s part and unbiased recruitment on the bank’s part. There are various selection processes adopted by different banks. Example, SBI bank has a different criterion for... http://www.articlealley.com/http://radhikasinha.articlealley.com/sbi-bank-recruitment-2011-2330554.html 11th August 2011 According to our recent report, “Vietnam Plastic Card Market Forecast to 2013", the Vietnamese payment card market is regarded as one of the most lucrative and underpenetrated payment card markets across the globe and provides brilliant growth opportuniti... http://www.articlealley.com/http://shushmulmaheshwari.articlealley.com/vietnam-plastic-card-market-poised-for-immense-growth-2324176.html 31st July 2011 Depositors pleased all the way to the bank and literally so, as interest rates offered by banks on deposits reached nearly 10 %. There are many public sector banks (PSU banks) now offers 9.75 % interest, and private peers have already raised interest rate... http://www.articlealley.com/http://vicky.articlealley.com/its-celebration-as-interest-rate-inches-to-10-2323860.html 31st July 2011 According to our recent report “Vietnam Plastic Card Market Forecast to 2013", Vietnamese payment card market is one of the fastest growing card markets worldwide. The total number of cards issued in the country nearly doubled during 2008-2010. With the r... http://www.articlealley.com/http://shushmulmaheshwari.articlealley.com/government-initiatives-enhancing-vietnams-plastic-card-market-2322709.html 28th July 2011 Traditional devotees of fixed deposits (FDs) are taking a hard look at company deposits these days. For obvious reasons, though. Think about this: the State bank of India ( SBI )) is offering 9.25% on a three-year fixed deposit, while companies like Unite... http://www.articlealley.com/http://vicky.articlealley.com/company-fixed-deposits-come-with-high-income-2318528.html 22nd July 2011 A passport is known to be an important document that recognizes an individual as the citizen of the country. Without this document a person is not permitted to travel abroad as this is of considerable value without which a person cannot prove his or her i... http://www.articlealley.com/http://jenniekakkad.articlealley.com/know-the-types-of-indian-passport-2313411.html 14th July 2011 The State Bank of India will knock on the government's door once again to get the clearance for its proposed rights issue to raise Rs 20,000 crore while it is going steady with its overseas expansion plans. "We are going back to the government on the righ... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-to-go-back-to-government-again-for-rights-issue-support-2309895.html 08th July 2011 State Bank of India (SBI), the country’s largest lender, is targeting a 33.47% growth in its auto loans portfolio in this fiscal year compared to 48.1% growth registered in FY11. “We are targeting a growth of Rs7,000 crore in our auto loans portfolio... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-targets-33-growth-in-auto-loans-this-fiscal-open-to-alliance-2309569.html 07th July 2011 At the peak of the global housing crisis in 2008, a group of executives at State Bank of India (SBI) were busy devising a new home loan scheme meant to boost the sluggish demand. The growth in housing loans had fallen from a high of 31.2 per cent in Decem... http://www.articlealley.com/http://deal4loan.articlealley.com/demand-for-home-loans-set-to-dip-2309436.html 07th July 2011 There have been talks about sharp deterioration of the quality of assets of Indian banks. Many analysts fear that stressed assets, or the so-called non-performing assets (NPAs), of the banking sector will rise as the economy slows and interest rates ri... http://www.articlealley.com/http://deal4loan.articlealley.com/how-bad-are-our-banks-2309425.html 07th July 2011 High interest rates and loan-to-value have rendered property buying difficult. Amar Pandit, director, MyFinancial Advisor, is advising clients to look for good pacts among properties currently under redevelopment schemes in Mumbai. “Given a host of adv... http://www.articlealley.com/http://vicky.articlealley.com/want-to-buy-a-property-wait-for-the-right-deal-2287249.html 19th June 2011 HSBC India has announced a new home loan package offering to pay back part of the interest to borrowers. Yes, like the foreign bank claims, it is a first in the home loans business. But if one takes a careful look it might not be such a big deal after all... http://www.articlealley.com/http://deal4loan.articlealley.com/hsbc-new-home-loan-payback-offer-2253623.html 27th May 2011 State Bank of India Chairman Pratip Chaudhuri's voluntary baptism by fire was the first step in his journey to make the 205-year-old behemoth enter the top-50 in global rankings without future earnings shocks. Prudence and caution will take precedence ove... http://www.articlealley.com/http://deal4loan.articlealley.com/aggressive-joining-to-take-a-rear-bench-at-sbi-under-new-chief-pratip-chaudhuri-2253600.html 27th May 2011 Public sector banks have profited most from the market share of deposits and loans since the global financial crisis broke out in 2008. According to data released by the Reserve Bank of India (RBI): At the end of December 2010, the 19 nationalized ... http://www.articlealley.com/http://deal4loan.articlealley.com/nationalized-banks-loan-market-share-up--rbi-2249564.html 25th May 2011 One silver lining for the State Bank of India amidst its disappointing results was the turnaround of its beleaguered credit card operations during the last year. The bank's credit card operations finally turned in a profit after many years of losses. The ... http://www.articlealley.com/http://deal4loan.articlealley.com/sbis-credit-card-operations-turn-the-bend-2249351.html 25th May 2011 State Bank of India posted a 99% drop in fourth-quarter net profit, as provisions and tax expenses surged, warning it would continue to set aside substantial funds, mainly for potential bad loans, in the next couple of quarters. "This is a quarter we woul... http://www.articlealley.com/http://deal4loan.articlealley.com/state-bank-of-india-profit-fall-99-2240557.html 19th May 2011 Customers with floating rate of home loans have started facing the heat as the interest on home loans goes up by 50-75 basis points. Most banks have informed their customers about revision in the interest rates. Interest rate on home loans is now at minim... http://www.articlealley.com/http://deal4loan.articlealley.com/double-digit-loan-rates-to-make-home-less-sweet-2240485.html 19th May 2011 Even before RBI increased key policy rates, State Bank of India, increased the base rate by 25 basis points. SBI base rate stands at 8.5% as of now. This is not really surprising for people who have been keenly following the RBI and other banks since the ... http://www.articlealley.com/http://deal4loan.articlealley.com/car-loan-changes-and-what-they-mean-for-you-2226365.html 12th May 2011 After the Reserve Bank of India (RBI) raised key policy rates by 50 basis points (bps), lenders have started raising their base rates (the benchmark rates for all loans). Punjab National Bank (PNB), Oriental Bank of Commerce (OBC) and YES Bank today raise... http://www.articlealley.com/http://deal4loan.articlealley.com/after-rbi-analysis-banks-lift-their-base-rates-2226356.html 12th May 2011 Home, car and corporate loan rates are likely to rise soon by up to 0.50% in tune with the hike in key policy rates by the Reserve Bank, leading banks including SBI and ICICI Bank. The country's largest lender SBI also welcomed hike in interest rate on sa... http://www.articlealley.com/http://deal4loan.articlealley.com/loans-to-squeeze-more-as-lending-rates-set-to-go-up-quickly-banks-2226355.html 12th May 2011 The State Bank of India, the country’s largest commercial bank, has been forced to withdraw "teaser" mortgage loans amid fears of repeating the lending follies of the US subprime crisis. Under pressure from the Reserve Bank of India to curb what the regul... http://www.articlealley.com/http://deal4loan.articlealley.com/indian-banks-scraps-teaser-home-loans-2212951.html 05th May 2011 State Bank of India (SBI) has finally withdrawn the teaser rate home loan scheme because of rise in repayments for customers and majorly as the Reserve Bank of India stuck to its view that the product was akin to the US subprime loans that sank the global... http://www.articlealley.com/http://deal4loan.articlealley.com/teaser-rates-gone-for-good--sbi-2212875.html 05th May 2011 Barely a fortnight after Pratip Chaudhuri took charge as the chairman, State Bank of India (SBI) has decided to withdraw one of the most controversial, yet popular, products in the Indian banking sector in recent times. Introduced by Chaudhuri’s predec... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-withdraws-teaser-home-loans-and-car-loans-2202095.html 28th April 2011 State Bank of India (SBI), the country’s largest lender, is set to increase its base rate — the benchmark rate for all loans — by 25 basis points. Top SBI officials said the rate hike may happen even before the Reserve Bank of India’s (RBI’s) annual polic... http://www.articlealley.com/http://deal4loan.articlealley.com/sbi-to-make-loans-dearer-others-to-follow-suit-2201709.html 28th April 2011 India has been growing at a fast pace with its various sectors being a helping hand, steering it towards a successful nation. Agriculture, Manufacturing Units, IT sector, import export and many other sectors has been phenomenal towards contributing to the... http://www.articlealley.com/http://thinktank.articlealley.com/real-estate-in-india-expects-more-capital-gain-2191323.html 18th April 2011 State Bank of India (SBI) would try to increase its market share in deposits and loans, without taking a hit on its margins and profitability, said Pratip Chaudhuri, the bank’s new chairman. “There would not be a significant shift in gear. But we would li... http://www.articlealley.com/http://deal4loan.articlealley.com/new-chairman-lays-out-sbis-priority-list-2185207.html 13th April 2011 State Bank of India (SBI), the country’s largest lender, may have a managing director (MD) for its international operations. SBI now has four MDs, compared to two earlier. One of the MDs, R Sridharan, is focusing on associates and subsidiaries. Another ma... http://www.articlealley.com/http://deal4loan.articlealley.com/foreign-operations-set-to-get-a-leg-up-at-sbi-2177296.html 10th April 2011 Psu banks have put bad loans worth around Rs 6,500 crore on auction for bidding by asset reconst­ruction companies (ARCs). As per data available up to March 11, the bulk of the non-performing assets arose from loans given to mid-sized companies and small ... http://www.articlealley.com/http://deal4loan.articlealley.com/small-companies-give-psu-banks-most-bad-loans-2173859.html 07th April 2011 The State Bank of India's(SBI) outgoing chairman Om Prakash Bhatt joined former RBI governor YV Reddy, credited with saving the Indian financial system , in speaking beside freeing up of savings deposit rates as it may beat the very goal of financial encl... http://www.articlealley.com/http://vicky.articlealley.com/sbis-op-bhatt-beside-freeing-up-of-savings-rate-2167672.html 05th April 2011 The Reserve Bank of India and State Bank of India may still be arguing on whether the fixed-cum-floating rate home loans should be termed 'teaser' or 'terraced'. But small borrowers such as Kamlesh, a nurse in a government hospital, say that they couldn't... http://www.articlealley.com/http://deal4loan.articlealley.com/special-home-loan-plan-continues-sbi-2160770.html 03rd April 2011 In major relief for home loan borrowers, the government has suggested that the public sector banks (PSBs) stop levying pre-payment penalty or foreclosure charges on home loans. Banks impose penalty of over 2 % of outstanding principal on borrowers who rep... http://www.articlealley.com/http://deal4loan.articlealley.com/psbs-to-scrap-home-loan-foreclosure-fee-2105457.html 10th March 2011