http://www.articlealley.com en-us editorial@articlealley.com Since their introduction in 1999, ISAs have become an increasingly familiar method of saving, offering competitive interest rates, instant access and tax breaks. With the more recent launch of the Junior ISA is it perhaps worth recapping the investment c... http://www.articlealley.com/http://stumitchellmw.articlealley.com/what-are-your-investment-options-in-a-junior-isa-2410291.html 30th January 2012 Following the recent launch of the Junior ISA scheme at the start of November it seems like a good time to have a quick look at what exactly an ISA is and in particular, a Stocks and Shares ISA (SSISA). This article focuses on SSISAs but to give a full o... http://www.articlealley.com/http://stumitchellmw.articlealley.com/what-is-a-stocks-and-shares-isa-2406303.html 18th January 2012 The Junior ISA will be the new savings product for children, and will be available from November 2011. It is a replacement for the Child Trust Fund, which was scrapped early this year. There are similarities between the two schemes, but there are also som... http://www.articlealley.com/http://amnorge.articlealley.com/the-differences-between-the-junior-isa-and-the-child-trust-fund-2369871.html 07th October 2011 The stocks and shares ISA is arguably the lesser known brother to the cash ISA, which were heavily featured in the media due to its tax free saving offerings. The stocks and shares ISA is a different animal to the cash ISA as the former handles investmen... http://www.articlealley.com/http://richadteahon.articlealley.com/using-a-stocks-and-shares-isa-could-have-advantages-for-the-pension-fund-2322776.html 28th July 2011 The Junior ISA will likely be launched in November 2011 and has in some ways been designed as a replacement for the Child Trust Fund, which was discontinued after the current government came to power. What was the Child Trust Fund? The Child Trust ... http://www.articlealley.com/http://amnorge.articlealley.com/an-introduction-to-the-junior-isa-2318616.html 22nd July 2011 Many people have heard of the term ISA which is an acronym for Individual Savings Account. They were welcomed when they were introduced as they offer tax free savings up to a point. There is another type of ISA however, which never gained as much media ... http://www.articlealley.com/http://richadteahon.articlealley.com/stocks-and-shares-isas-a-bonus-to-a-pension-fund-2317783.html 21st July 2011 The term ISA, is the more common name given to a individual savings account, which are a government supported savings scheme that is not liable to the usual form of taxes which was first installed in 1999 with the intention of encouraging people to start ... http://www.articlealley.com/http://pristine2.articlealley.com/isas-explained-2308940.html 07th July 2011 It’s important for everyone save money especially when it comes to the modern times. In order to make sure more people will aim for the same thing, several institutions are doing programs that can be helpful in saving their cash. An example of this is I... http://www.articlealley.com/http://marktsmith64.articlealley.com/cash-isa-rules--practical-guidelines-2202122.html 28th April 2011 An ISA stands for Individual Savings Account, and is a way of individuals being able to save without pay tax on interest that is gained. People can save up to £7,200 a year before they pay tax on interest. ISA’s were introduced by the government in 1999 t... http://www.articlealley.com/http://amnorge.articlealley.com/what-is-an-isa-2201980.html 28th April 2011 Although many people put money aside for their future, many also find themselves disappointed at the slow growth rate of their nest eggs, especially if it's less than they were promised. That's why it can be extremely beneficial to look beyond your stan... http://www.articlealley.com/http://paulbuchanan.articlealley.com/how-to-get-the-most-out-of-your-savings-2188467.html 14th April 2011 If you want a really great way to save up and invest your money, one of the best tools available that allows you to do just this is the cash ISA. The cash ISA allows you to invest your cash and earn interest tax free. This means that your investment will ... http://www.articlealley.com/http://marktsmith64.articlealley.com/cash-isa-limit--detailed-information-and-advice-2185830.html 13th April 2011 The beginning of the new financial year on 6 April means more to many investors than 1 January, as it represents the perfect time to open new investment accounts and make the most of tax-free earnings. If you open an ISA or other type of investmen... http://www.articlealley.com/http://islacampbell.articlealley.com/increase-in-isa-limits-2173715.html 07th April 2011 ISAs are a popular means for generating money through investments, and stocks and shares ISAs can be among the most lucrative when handled correctly. Unlike other forms of ISA, stocks and shares ISAs usually come with greater barriers to entry and can ... http://www.articlealley.com/http://islacampbell.articlealley.com/stocks-and-shares-isas-2168055.html 06th April 2011 Are you sure that your investments are in the most profitable place possible? Do you know which are the best ISAs for you and your money? Do you realise that new legislation has changed, and will continue to change, the amount of money you can invest annu... http://www.articlealley.com/http://wendykillick.articlealley.com/why-now-is-the-best-time-to-review-isa-accounts-2160556.html 03rd April 2011 There are two types of ISA accounts available from banks and building societies; cash ISAs and stocks and shares ISAs. A cash ISA is widely used for personal savings; those moments where you’re saving some money for a rainy day. However, stocks and shares... http://www.articlealley.com/http://wendykillick.articlealley.com/applying-for-a-stocks-and-shares-isa-things-to-consider-2160554.html 03rd April 2011 Setting up an Individual Savings Account [or an ISA account] is a great way of becoming financially secure for the future. The simplest way of thinking about an ISA is to regard it as a way of saving money while protecting the interest you earn from tax. ... http://www.articlealley.com/http://wendykillick.articlealley.com/cash-isas-and-stocks-and-shares-isas-the-differences-2125368.html 17th March 2011 When you’re earning money, there is always a motivation to save. Whether it’s for a new house or preparing for the future of your child, saving money is very important. Therefore, if you’re going to save, you will want to get the best out of whatever mone... http://www.articlealley.com/http://wendykillick.articlealley.com/the-advantages-of-isa-accounts-2125291.html 17th March 2011 In effect, buying into Stocks and Shares ISA means investing in the stock market. While this tax-free vehicle offers returns free of UK Capital Gains tax, it also entails the value of your investment being subject to rises and falls. While Stocks and S... http://www.articlealley.com/http://fidelityuk.articlealley.com/needtoknow-guide-on-stocks-and-shares-isas-2122480.html 16th March 2011 Now more than ever, it's beneficial to make the most of your annual tax-free ISA allowance. Considering the government's VAT raise and the proposed hike in National Insurance, a basis rate tax payer could soon be paying more than 43% in taxes on every pou... http://www.articlealley.com/http://fidelityuk.articlealley.com/easy-guide-to-making-the-most-of-your-isa-allowance-2122478.html 16th March 2011 A Stocks and Shares ISA can offer you great returns on your investment, but it also carries greater risk and complexity than a Cash ISA. While a Cash ISA offers the security of regular interest, the value of your investment on a Stocks and Shares ISA i... http://www.articlealley.com/http://fidelityuk.articlealley.com/understanding-the-main-risks-of-a-stocks-and-shares-isa-2122477.html 16th March 2011 In a nutshell, an ISA (which stands for Individual Savings Account) is a savings vehicle for your investments that gives you an annual tax-free allowance. My previous article titled 'Essential Guide to Understanding ISA's in 2011' explained in easy terms ... http://www.articlealley.com/http://fidelityuk.articlealley.com/simple-guide-to-investing-in-isa-stocks-and-shares-2122475.html 16th March 2011 In the run up to the April 5th deadline, many of us will be trying to find the best ISA to meet our circumstances. Unfortunately, there is no ‘one size fits all’ for when it comes to finding an account where the interest we earn on our savings is tax free... http://www.articlealley.com/http://wendykillick.articlealley.com/how-can-you-find-the-best-isa-for-you-2122065.html 16th March 2011 Ever since the first ISA accounts were launched in 1999, they have been a source of wealth creation for millions of investors. Over time, the rules and regulations surrounding how much you can invest in an ISA and the types of ISAs available on the high s... http://www.articlealley.com/http://wendykillick.articlealley.com/0ten-useful-isa-facts-2122064.html 16th March 2011 Available since 1999, ISAs have saved Britons millions of pounds. In fact, 20 million people in the UK have ISAs, with a grand total of £300 billion in their accounts. Effectively just a box you can put around a part of your money to stop the taxman getti... http://www.articlealley.com/http://wendykillick.articlealley.com/six-top-tips-for-isa-satisfaction-2115778.html 15th March 2011 Investors living in the UK who are tired of watching their investment dollars snatched up by the tax man will want to consider putting some of their money into a tax free ISA. These Individual Savings Accounts were introduced by the government in 1999, an... http://www.articlealley.com/http://freecontent.articlealley.com/why-should-i-put-my-money-in-an-isa-2051780.html 20th February 2011 One thing that every taxpayer should be interested in is finding ways to keep more of your money before it is taken away through taxes. An ISA savings plan may be just the thing to keep your money in your account where it belongs. Today a cash ISA is t... http://www.articlealley.com/http://johnburrow.articlealley.com/why-you-should-consider-isa-savings-accounts-1966965.html 19th January 2011 ISA guidance. In this article our usually are most recently questioned questions about separate savings balances. What do i need to do together with my ISA which in turn is not spending? Hi there are more beneficial premiums all-around you can transfer... http://www.articlealley.com/http://gaylelamb1966.articlealley.com/in-this-article-our-usually-are-most-recently-inquired-questions-about-separate-financial-savings-re-1925892.html 02nd January 2011 ISAs (Individual Savings Accounts) are one of the most effective ways to save money and earn higher interest than standard bank or savings accounts. With tax-free returns on investment, and the ability to save up to £10,200 in the current tax year, depe... http://www.articlealley.com/http://paulbuchanan.articlealley.com/selecting-the-perfect-isa-for-you-1913248.html 20th December 2010 When you have some extra cash at hand, you might want to consider saving it so that you would be able to spend it in the future. There are many ways that you could get to save up for the future, but probably the best way for you to do so is to use a cash ... http://www.articlealley.com/http://marktsmith64.articlealley.com/helpful-advice-about-best-cash-isa-1888167.html 07th December 2010 First stop for me would be to start with interest rates being so low in the UK, the bank may be a relatively safe place to put your money but you are not going to get much return on your investment. It is therefore best to look at alternative investment o... http://www.articlealley.com/http://keithcooper.articlealley.com/what-are-the-best-investments-now-and-in-the-future-1886981.html 07th December 2010 The Flexible ISA from Santander offers one of the best rates on the current market and comes recommended by online financial magazine moneyweek.comThe Santander Flexible ISA offers savers the chance to earn an impressive rate of 2.85 per cent, tracking at... http://www.articlealley.com/http://which4u.articlealley.com/santander-isa-a-great-option-for-savers-1866940.html 24th November 2010 ISA InvestmentsAn Individual Savings Account (ISA) is a UK investment that features a number of tax advantages. A lot of Individual Savings Accounts are versatile enough for you to invest either as a lump sum payment or monthly.ISAs came into effect in Ap... http://www.articlealley.com/http://rorywarren2.articlealley.com/individual-savings-accounts-canmake-a-difference-1852632.html 18th November 2010 An Individual Savings Account (Individual Savings Account) is usually a UK investment that features particular tax advantages. The majority of ISAs are versatile enough for you personally so that you can invest either as a lump sum or per month.Individual... http://www.articlealley.com/http://rorywarren2.articlealley.com/want-to-save-tax-on-your-savings-why-not-use-tax-free-investment-contracts-1849369.html 17th November 2010 High interest savings accounts can be an important investment vehicle that can help you grow your nest egg and work your way to a healthy retirement. Although savings accounts often too good to be true, the reality is that many of them are really not even... http://www.articlealley.com/http://michaleandersonsmith.articlealley.com/the-3-dangers-of-high-interest-savings-accounts-1849299.html 17th November 2010 Having been introduced more than a decade ago, the individual savings account - more commonly known as the ISA - has become a popular way for people to save for the future. Whether you have a specific savings target in mind, or are just putting togethe... http://www.articlealley.com/http://noelmellor.articlealley.com/isa-popularity-grows--are-you-taking-advantage-1832068.html 10th November 2010 An ISA (Individual Savings Account) is a great investment vehicle that you need to take full advantage of. We all know just how important it is to save money and to invest for the future, but for most it seems like a distant dream - buried under credit ca... http://www.articlealley.com/http://michaleandersonsmith.articlealley.com/why-you-need-to-save-in-an-isa-1829614.html 09th November 2010 An ISA is an improved financial tool that can help investors save money through generated interest and tax benefits. To begin, it's important to understand that a cash ISA is basically the same thing as a savings account - except that the interest ea... http://www.articlealley.com/http://danielcollins.articlealley.com/2010-cash-isas-explained-1699930.html 13th August 2010 ISAs have now been with us for over a decade and it's now pretty apparent they have proven themselves to be a popular mainstream product. ISAs are enjoyed by all kinds of people looking to make tax-free savings and have even gone through some changes this... http://www.articlealley.com/http://noelmellor.articlealley.com/isa-savings-the-savviest-option-1680715.html 05th August 2010 Following their introduction across the UK over a decade ago, individual savings accounts - which are more commonly known as ISAs - have proven to be a popular choice for British savers looking to make the most of their money. The tax efficient option ... http://www.articlealley.com/http://noelmellor.articlealley.com/isa-popularity-takes-taxfree-savings-to-the-masses-1680581.html 05th August 2010 Anyone currently making regular payments into a savings account will be familiar with how such a facility can provide an extra level of protection against the unexpected. When times get tough, the peace of mind this safety net offers might even be somethi... http://www.articlealley.com/http://noelmellor.articlealley.com/savings-accounts-and-the-bigger-financial-picture-1600740.html 15th June 2010 If you're already making regular payments into a savings account, you may well have seen how such a facility can provide a great safety net for the future when times get tough. In addition, you might also have recommended that friends and family consider ... http://www.articlealley.com/http://noelmellor.articlealley.com/could-my-savings-account-help-stabilise-my-future-1600735.html 15th June 2010 If you're planning on starting a family, one of the most important considerations you'll have to make is if you're going to be financially stable enough to cope with the extra expense involved. If this is the case, you may have already come to the conclus... http://www.articlealley.com/http://noelmellor.articlealley.com/savings-accounts-to-help-with-your-new-arrival-1567466.html 25th May 2010 As the Office for National Statistics releases new figures revealing that Brits are becoming increasingly prudent in their spending habits and investing more in saving, we take a quick look at the key factors to consider before selecting the best savings ... http://www.articlealley.com/http://robertpalmer.articlealley.com/4-key-factors-for-efficient-saving-1562001.html 21st May 2010 As the Government announces large sign-up charges for their new NEST pension plan, what alternative savings options are on the market to help prepare for a comfortable retirement? The National Employment Savings Trust (NEST) first came into being in 2... http://www.articlealley.com/http://robertpalmer.articlealley.com/alternative-saving-options-for-a-comfortable-retirement-1555968.html 19th May 2010 We recently ran an ISA surgery inviting you, our readers, to send us your ISA questions and confusions. We got together with Fair Investment, the Tax Incentivised Savings Association (TISA) and the Buildings Societies Association to help clear up some of ... http://www.articlealley.com/http://marked.articlealley.com/your-top-isa-questions-answered-1522234.html 28th April 2010