http://www.articlealley.com en-us editorial@articlealley.com It is a dream of numerous to own a home or even a commercial real estate home. Even so you will find some instances exactly where there is no need to own real estate. It is critical to establish whether you might be a candidate for real home ownership or ... http://www.articlealley.com/http://victorhong.articlealley.com/very-good-reasons-not-to-purchase-a-house-2422841.html 27th March 2012 A new survey by the New York-based nonprofit research and advocacy group Demos shows that before the mortgage meltdown got into its full swing and the economy went deep into recession, Americans in low and middle income brackets were using their credit ca... http://www.articlealley.com/http://treenaalmasi.articlealley.com/who-is-the-credit-card-act-trying-to-help-2409727.html 27th January 2012 Everyone knows that the stock market likes to bet on the future. It’s possible we’ll get a very good second-quarter earnings season without much change in the main stock market indices. This is a market that’s just plain unsure of itself. Sentiment wou... http://www.articlealley.com/http://profitconfidential.articlealley.com/the-dow-sp-500--nasdaq-why-its-time-to-ignore-them-2318824.html 22nd July 2011 Debt has led us not only to debt management plans but also made us face numerous financial troubles and downturns sometimes in the form of bankruptcy, foreclosure and sometimes in the form of credit crunch. After the mortgage meltdown in mid-2007, lenders... http://www.articlealley.com/http://michelle5.articlealley.com/how-to-financially-prepare-to-survive-a-credit-crunch-2174198.html 07th April 2011 There is an age-old question when it comes to real estate: “Is it better to rent or to own?" The simple answer is that there is no simple answer. Each person and family finds themselves in unique financial, work, and housing situations. However, in our cu... http://www.articlealley.com/http://traviseverette.articlealley.com/am-i-stuck-being-a-renter-forever-2170628.html 06th April 2011 Today’s real estate market is distressed at best. This is due to the mortgage meltdown of 2005 – 2006. Of course, there was some speculation that the market would return to normal in 2006 but ever since then it has been in a constant downward spiral. The ... http://www.articlealley.com/http://joecline.articlealley.com/dangers-of-buying-a-bank-owned-property-1956814.html 14th January 2011 Government Mortgage Help Plan has been created by the United States government to offset the destabilization in financial system. The mortgage meltdown has created overall financial instability and has left millions at the doorstep of foreclosure. Many pe... http://www.articlealley.com/http://lucy.articlealley.com/all-you-need-to-know-about-government-mortgage-help-plans-1954566.html 13th January 2011 It was not many years ago that hundreds of thousands of homeowners were taking advantage of the low introductory payments offered through interest only loans while real estate values skyrocketed in many parts of the country. After the recent mortgage mel... http://www.articlealley.com/http://wilmingtonseo.articlealley.com/benefits-of-interest-only-mortgage-loans-1811558.html 26th October 2010 What is the cause of foreclosures? Economy, mortgage meltdown, other? The answer is all of the above and more. There is a 2nd wave of foreclosures coming as delinquent mortgages have increased tremendously in 2009 vs 2008. While this is unfortunate fo... http://www.articlealley.com/http://ryanmoeller.articlealley.com/5-causes-of-foreclosures-and-supply-1635625.html 05th July 2010 In many areas market stability has not been restored. High inventory, high unemployment and high home prices will lead to further declines in home values. However, we are very close to hitting bottom and in many markets we already have. Remember, real ... http://www.articlealley.com/http://ryanmoeller.articlealley.com/do-housing-prices-have-further-to-fall-1617090.html 23rd June 2010 The recession may have started with the mortgage meltdown but it's the nation's savers that have really borne the brunt. Savings rates have been slashed in the last year or so, meaning that those who carefully put aside their hard-earned cash are suff... http://www.articlealley.com/http://robertpalmer.articlealley.com/how-to-make-money-by-spending-more-1593802.html 09th June 2010 Buying your 1st home? Unsure what the difference is between a variable rate and a fixed rate mortgage? Do you understand the true expense of borrowing? Keep reading for 7 invaluable mortgage tips that are also critical for any 1st time home shopper. Mo... http://www.articlealley.com/http://chhetri.articlealley.com/mortgage-tips--info-and-explanations-1554511.html 18th May 2010 Over the past couple of years, the term "credit crunch" has taken its place in the popular vernacular alongside other now-common phrases like "mortgage meltdown" and "bank bailout." But is the supposed credit crunch that we keep hearing so much about (... http://www.articlealley.com/http://tracyeden.articlealley.com/the-credit-crunch-myth-financing-options-you-may-not-have-considered-1490967.html 08th April 2010 "Cedrick Harris Review" You hear about a lot of internet marketing bigwigs today that started out with nothing and went through programs like it was their job before finding success. Cedrick Harris has a little different story behind how he got to whe... http://www.articlealley.com/http://robertphillips.articlealley.com/an-honest-critical-review-of-the-cedrick-harris-scam-1488020.html 07th April 2010 By using an OCR Service to eliminate manual indexing of loan modification documents in combination with an Internet fax Service, Lenders can streamline the process of imputing loan documentation into their ECM system. This is achieved by automating the i... http://www.articlealley.com/http://ocrdgi.articlealley.com/using-an-ocr-service-bureau-and-internet-fax-service-to-streamline-loan-modification-processing-1365296.html 27th January 2010 There are many things that one needs to have to qualify for a mortgage loan modification. There have been many different programs put into place since the mortgage meltdown and lending crisis over the past year - and some people are really going to be abl... http://www.articlealley.com/http://jasonwitts.articlealley.com/mortgage-modification-tips--your-loan-modification-options-1294670.html 14th December 2009 What would you do if the industry you were well-established in suddenly dried up, you saw your business beginning to tank and the news on the horizon was predicting gloomy business weather? Would you crawl under the covers, hide and wait out the storm?... http://www.articlealley.com/http://summerhawk.articlealley.com/what-would-you-do-how-to-prepare-your-business-for-economic-downturn-1292494.html 11th December 2009 The streets are under attack with "For Lease" signs, the unemployment rate is the highest it's been in decades, and vacancy rates are increasing. So a effect of these factors, many for profit property owners are falling behind on their mortgage payments. ... http://www.articlealley.com/http://deanowens.articlealley.com/commercial-loan-modifications-1253916.html 25th November 2009 The United States of America is considered the world's greatest when it comes on to capital and investments opportunities. Other countries especially third world depends on the U.S. for advice and/or loan development. In the early 2000's, there was excess... http://www.articlealley.com/http://waltersigmore.articlealley.com/dealing-with-the-subprime-crisis-and-home-loan-modifications-1134548.html 30th September 2009 The real-estate game can be really tricky in these current times. A lot of landlords are getting taken advantage of by wholesalers of real-estate. When wholesalers advertise their so called great deals they may be using values that are not accurate. Bewar... http://www.articlealley.com/http://khalidjohnson.articlealley.com/how-landlords-can-avoid-being-taken-by-wholesalers-1096389.html 17th September 2009 A few years ago this would have been a simple process. But, since the mortgage meltdown someone trying to get a mortgage loan when they have bad credit has become much more difficult. Mortgage loans for bad credit are still available but not near as pl... http://www.articlealley.com/http://homebse.articlealley.com/getting-mortgage-loan-with-bad-credt-1093518.html 17th September 2009 Finding your first home should be a wonderful and memorable experience. But sometimes in the midst of looking at houses, deciding on paint colors and checking out the neighborhood, finding a mortgage banker to get you to the closing table becomes an af... http://www.articlealley.com/http://www.articlealley.com/4-steps-to-choosing-a-mortgage-banker-1089102.html 16th September 2009 stock market traders have always eagerly waited for the monthly unemployment report for suggestions on the direction of the economy, iRs, and business prospects. The estate industry has never quite had the pressure of those traders ; till now. Sure, u... http://www.articlealley.com/http://eduardodorsey.articlealley.com/feldman-law-center--the-real-estate-industry-tunes-in-to-unemployment-1062313.html 02nd September 2009 It seems that many of the same brokers responsible for the mortgage meltdown are the same ones who are now offering loan modification programs to struggling homeowners trying to hold on to their homes. There are new companies popping up everywhere that c... http://www.articlealley.com/http://lindsyemery.articlealley.com/how-can-you-prevent-loan-modification-fraud-1032434.html 12th August 2009 The combination of a complex service, desperation of those who need the service and a new, wide open market with little regulation leave the possibility for scammers to take advantage of a situation that can provide a quick score. The biggest issue for th... http://www.articlealley.com/http://loanmodificationhelp.articlealley.com/how-to-tell-that-its-a-loan-modification-scam-before-it-costs-you-your-home-992244.html 21st July 2009 With so many thousands of homeowners having trouble paying their mortgages, Loan Modification is one of the best options in order to lower their monthly payment and avoid foreclosure. * Going Through a Financial Hardship? * Have an Adjustable Rate Lo... http://www.articlealley.com/http://www.articlealley.com/should-i-do-a-loan-modification-984411.html 16th July 2009 Las Vegas has some of the worst real estate/mortgage/foreclosure statistics in the country. It is estimated that 70% of homeowners are underwater and nearly 12% are delinquent on their mortgage payments. The city is considered to be the epicenter of the s... http://www.articlealley.com/http://loanmodificationhelp.articlealley.com/the-las-vegas-quagmire-984292.html 16th July 2009 Is it not a time to buy a House. Sometimes buying a home does not make any sense at all. Especially if you are not in it for the long term. A lot of what we call the mortgage meltdown was due to the fact that to many people were in it for the short term. ... http://www.articlealley.com/http://www.articlealley.com/is-it-not-time-to-buy-a-home-978919.html 14th July 2009 Many of you have probably heard on the news recently that the state of the "Sub-Prime" lending industry is currently in flux. Or you may have heard of the complete meltdown on the industry as a hole. The Sub-Prime market consists of non-traditional mortga... http://www.articlealley.com/http://robertbell.articlealley.com/denver-refinance--mortgage-meltdown-973420.html 09th July 2009 When I think back to my first job out of college, I recall 35 or so quintessential cold callers and I was one of them; flipping DMB's like they were going out of style. That's right, hand dialing off of 3 by 5 inch cards with a black phone and a cord tha... http://www.articlealley.com/http://carldagostino.articlealley.com/how-voice-broadcasting-and-auto-dialers-increase-my-sales-by-300-959179.html 30th June 2009 Falling home prices, a huge number of foreclosures and the hesitation of property buyers to invest in property are all features of the real estate crisis, which has been a result of the mortgage meltdown that the US has faced recently. The ongoing economi... http://www.articlealley.com/http://romimayder.articlealley.com/hope-for-homeowners-917509.html 05th June 2009 Banks aren't lending, sellers can't sell and buyers can't buy. Seller financing opens up huge pools of potential buyers who are willing to pay fair market value and above average interest rates to the seller who is willing to take payments instead of ... http://www.articlealley.com/http://danauito.articlealley.com/seller-financing-to-the-real-estate-rescue-916180.html 05th June 2009 The original mortgage meltdown was laid squarely at the door of the subprime mortgage market. Heavily marketed to anyone and everyone who could not qualify for a home loan with their current credit record and income to debt ratios, these subprime loans to... http://www.articlealley.com/http://lender411.articlealley.com/is-the-second-shoe-about-to-drop-in-the-mortgage-meltdown-889020.html 13th May 2009 Who has not had that moment of nail biting when trying to refinance a property with cash out option, hoping that the appraisal will come in high enough to persuade the bank to part with the much needed equity? Have you ever wondered how it is that the app... http://www.articlealley.com/http://lender411.articlealley.com/corralling-home-appraisal-fraud-886780.html 12th May 2009 It is an open secret that the current mortgage meltdown finds its roots in the creation of subprime mortgages that were marketed heavily to those who would not ordinarily qualify for a home loan. This has sent minorities and the fiscally somewhat unstable... http://www.articlealley.com/http://lender411.articlealley.com/is-affordable-homeownership-going-by-the-wayside-872127.html 28th April 2009 I am sure your quest for mortgage lenders has come to an end as you read this article. Yes, gone are those days when we have to search endlessly for mortgage lenders information or other such information like amortization schedules, home loans for people ... http://www.articlealley.com/http://deepakkulkarni.articlealley.com/mortgage-lenders-useful-guidepost-about-best-mortgage-plans-856401.html 15th April 2009 You see, we should be very thankful that we are born in this modern generation because of the existence of the Internet. With the Internet, every information (whether about mortgage interest rate or any other such as loan interest calculator, jumbo loan r... http://www.articlealley.com/http://deepakkulkarni.articlealley.com/mortgage-interest-rate-free-assistive-information-about-mortgage-855821.html 10th April 2009 You see, we should be very thankful that we are born in this modern generation because of the existence of the Internet. With the Internet, every information (whether about mortgage loan or any other such as jumbo mortgage rate, refinance auto loans, trig... http://www.articlealley.com/http://deepakkulkarni.articlealley.com/mortgage-loan-free-significant-info-about-best-mortgage-rate-853090.html 09th April 2009 The term "toxic assets" is tossed around quite a bit these days, especially now that the Treasury Department has announced plans to buy up U.S. banks' bad assets to the tune of $1 trillion dollars (more on that in a minute). Terms like toxic assets have b... http://www.articlealley.com/http://robertpalmer.articlealley.com/what-are-toxic-assets-852883.html 09th April 2009 You can't turn your t.v. on today without seeing some type of bad news about the real estate market so making the bold statement that now is the best time to invest in real estate in the last 15 years might seem a little crazy. The fact is today IS the be... http://www.articlealley.com/http://judsonvoss.articlealley.com/three-reasons-why-now-is-the-best-time-to-invest-in-real-estate-849758.html 08th April 2009 In today's post-mortgage meltdown environment, many prospective homebuyers in our local markets of Houston, Spring, Tomball, Conroe and The Woodlands are being denied approval by traditional lenders. Most sub-prime mortgage lenders have shuttered their d... http://www.articlealley.com/http://homeloanspecialist.articlealley.com/fha-va-usda-mortgages-meet-needs-of-many-homeowners-in-houston-texas-795645.html 23rd February 2009 Bubble economics has become a painful financial lesson for America and the rest of the world. Will we learn from our mistakes? Will we get smarter about recognizing bubbles before they burst, so that the air can be let out of them in a less painful manner... http://www.articlealley.com/http://byronjrichards.articlealley.com/is-obama-bailing-out-big-pharmas-bursting-bubble-780382.html 09th February 2009 Unless you are recently emerging from the cave you called your domicile for the last few months, you know that the economy is hurting, and in a big way. There is the mortgage meltdown that has dominated news and headlines since the summer. Banks are faili... http://www.articlealley.com/http://theinternetcarguy.articlealley.com/buy-cars-cheap-using-online-car-auction-webstes-767937.html 27th January 2009 Pick up newspaper, watch television, surf the web, or listen to the radio and it's not hard to figure out that it is the main topic of conversation around the globe. And why shouldn't it be? The worldwide economic downturn so far has had devastating re... http://www.articlealley.com/http://darylcampbell.articlealley.com/dating-advice-tip-three-ways-to-date-on-a-budget-763684.html 21st January 2009 A communication problem exists between lenders and owners in foreclosure. Now, it's best to find information on how to stop home foreclosure yourself, but before we go any further it's important that you know what's really going on. Insurance companie... http://www.articlealley.com/http://alfredsant.articlealley.com/learn-how-to-stop-home-foreclosure---are-you-waiting-for-government-help-youd-better-read-thi-745295.html 09th January 2009