Articles from Article Alley, tagged with "falling house prices" http://www.articlealley.com en-us editorial@articlealley.com Negative Equity Housing – Escaping the Trap of Falling House Prices that you are not alone and there really is light at the end of this tunnel. In spite of a recent modest recovery in house prices in some parts of the world, according to the RP Data Annual Equity Report, "3.7% of the homes in Australia are in negative eq... http://www.articlealley.com/http://cameronblake.articlealley.com/negative-equity-housing--escaping-the-trap-of-falling-house-prices-2419494.html 15th March 2012 Wonderful Resorts In The Mountains Most of us these days have very high pressurized lives that we need a break from now and then. Going for a vacation then would seem to be the best thing to do. Colorado resorts are just such places and, along with Colorado ski resorts, this is a great p... http://www.articlealley.com/http://stewartwrighter.articlealley.com/wonderful-resorts-in-the-mountains-2313626.html 14th July 2011 Calculating your retirement years with equity release Retirement should be about kicking back, relaxing and doing the things you have always longed to do in life, yet never had the time do so. While this sounds like an idyllic lifestyle to lead, many people are struggling to make ends meet during their reti... http://www.articlealley.com/http://carl.articlealley.com/calculating-your-retirement-years-with-equity-release-2149661.html 29th March 2011 Riding the Recession – Making Money from Property Whenever we encounter an economic downturn the need for investing can sometimes be lost, however these times can prove tough for some but for an investor it is the ideal time to start adding to their property portfolio. Property prices may have taken ... http://www.articlealley.com/http://ianspencer.articlealley.com/riding-the-recession--making-money-from-property-2041268.html 17th February 2011 Real Estate Investor Training – Ready To Make Money? Do you want to REALLY learn Real Estate? And make MONEY! You may have tried a few Real estate Investments already and had little success: But you’re not to blame here. If you did NOT make profit it is probably because you need a little guidance - Real Est... http://www.articlealley.com/http://silkshawls.articlealley.com/real-estate-investor-training--ready-to-make-money-1927810.html 04th January 2011 Housing Market Indicators: Are house prices falling again? House prices are never far from the headlines and recent months have seen a lot of bad news. So are we witnessing another prolonged fall in house prices? Well prices have definitely been falling over recent months but there is a lot of debate as to whethe... http://www.articlealley.com/http://searchpath.articlealley.com/housing-market-indicators-are-house-prices-falling-again-1848805.html 17th November 2010 Becoming a property manager in a challenging market With coverage of falling house prices hitting the headlines most days, its no surprise that many job seekers are anxious about pursuing a career in the property industry. Nevertheless, as with every post-recession business sector, there are some lucrative... http://www.articlealley.com/http://harrisonwiles.articlealley.com/becoming-a-property-manager-in-a-challenging-market-1831016.html 09th November 2010 Falling House prices Should Not Stop You from Refinancing Your Home Mortgage Loan Homeowners might be troubled with declining house prices to make most of low mortgage refinance rates. Refinancing a home loan might lower monthly mortgage payments noticeably. It might consolidate high interest mortgage loans, credit card balances and p... http://www.articlealley.com/http://izibir.articlealley.com/falling-house-prices-should-not-stop-you-from-refinancing-your-home-mortgage-loan-1812472.html 26th October 2010 How Could Homeowners Check to See If They Could Take Advantage of Low Mortgage Refinance Rates? Mortgage rates have been coming down for a while and recently hit the record low levels. Unfortunately, many homeowners might not be able to lock these rates. Falling house prices and credit scores might prevent them to refinance. Nevertheless, record hig... http://www.articlealley.com/http://jslee.articlealley.com/how-could-homeowners-check-to-see-if-they-could-take-advantage-of-low-mortgage-refinance-rates-1795988.html 15th October 2010 Million Pound Mortgages on the High Street - Maximum Mortgage Limits Finding and arranging a large mortgage used to be easy. Lenders used to fall over themselves to arrange a million pound plus mortgage and many had specialist high value departments who offered a premium application service to their well healed prospects. ... http://www.articlealley.com/http://rubelzaman.articlealley.com/million-pound-mortgages-on-the-high-street--maximum-mortgage-limits-1773255.html 01st October 2010 Where Should Homeowners Invest Their Money in these Economic Conditions? Homeowners with a bit of money in the bank may be asking this question to themselves for a while. Low saving rates does not make an attractive proposition to keep the money in the bank. Stock market has never been an option for many and it is not probably... http://www.articlealley.com/http://jslee.articlealley.com/where-should-homeowners-invest-their-money-in-these-economic-conditions-1770590.html 01st October 2010 Falling property prices 'a barometer for wider economy' An expert has said the fact that housing prices have fallen in the UK reflects the health of the wider economy.The fact that mortgage and housing prices in the UK dropped for the second month in succession throughout August can be taken as an indicator of... http://www.articlealley.com/http://samgooch.articlealley.com/falling-property-prices-a-barometer-for-wider-economy-1746549.html 15th September 2010 The Most Expensive Streets In The UK The Halifax recently released data of the most expensive streets in the UK, based on Land Registry data, and Royal Mail postcodes. The report reveals that the top 10 most expensive streets in the UK are all in London. Of those, seven streets were situa... http://www.articlealley.com/http://searchpath.articlealley.com/the-most-expensive-streets-in-the-uk-1731769.html 06th September 2010 Quick Move Now Articles July 10 Report Forecasts Falling House Prices for Next Five Years The National Institute for Economic & Social Research (NIESR) has forecast that house prices will fall, in real terms, by about 8% over the next five years. After accounting for inflation, this m... http://www.articlealley.com/http://searchpath.articlealley.com/quick-move-now-articles-july-10-1731048.html 03rd September 2010 Pro Stock Market Advice Can you suspect inflation for snowballing stock market prices? The smart loot certainly wont be. Saving in the top Stock Market Tips isnt most of the time simple. You have to be allowed to comprehend the stock market fully in order to grasp whether you ... http://www.articlealley.com/http://michaellombardi.articlealley.com/pro-stock-market-advice-1682618.html 06th August 2010 Reasons to Invest in Florida Florida has long been a preferred investment and re-location destination for North Americans along with buyers from around the world. As an investment location, Florida offers a wealth of attractions to buyers. The economic crisis has drawn additional int... http://www.articlealley.com/http://melissachappell.articlealley.com/reasons-to-invest-in-florida-1238129.html 18th November 2009 Mortgage Debt Information Increasingly, lenders and charities are seeing home owners handing over the keys of their homes to building societies and banks. People are getting deeper into debt and the main debt is normally their mortgage, which causes deep anxiety and stress. It see... http://www.articlealley.com/http://michaelchalliner.articlealley.com/mortgage-debt-information-1090813.html 16th September 2009 Buy to Let landlords struggle as appointments of Receiver of Rent rise to 2400 8x previous year Buy-to-let landlords are losing their properties at over three times the rate of other homeowners, research shows. Council of Mortgage Lenders figures show 1,700 buy-to-let properties were repossessed by lenders in the first three months of this year. B... http://www.articlealley.com/http://rivington.articlealley.com/buy-to-let-landlords-struggle-as-appointments-of-receiver-of-rent-rise-to-2400-8x-previous-year-949611.html 23rd June 2009 UPVC Windows and Conservatories – Discover What Is Available In the current economic climate value for money is more important than ever and with falling house prices we need to do all we can to add value to our homes. UPVC windows and conservatories are additions to your home which are thought to not only improve ... http://www.articlealley.com/http://scottwells.articlealley.com/upvc-windows-and-conservatories--discover-what-is-available-930507.html 12th June 2009 Learn About The Types Of Conservatory And How They Could Add Space To Your Home Like the rest of the UK, the Leeds housing market is currently suffering from the global credit crunch. The average cost of a home in Leeds is now £148,732 this is a -7.7% fall in the last quarter and -12.2% less than the same time last year. With fallin... http://www.articlealley.com/http://scottwells.articlealley.com/learn-about-the-types-of-conservatory-and-how-they-could-add-space-to-your-home-912399.html 03rd June 2009 Recession Proof Your Investments The world-wide credit crunch is doing little to encourage individuals to invest their funds. Future uncertainty makes people want to hold onto their money just that little bit tighter. Any investments made before the recession have since been reduced sign... http://www.articlealley.com/http://andrewregan.articlealley.com/recession-proof-your-investments-904278.html 20th May 2009 What Happens If You Fall Behind On Your Mortgage Repayments? More and more people are feeling the pressure as bills mount up and they fall behind with their mortgage repayments. Often they do not face up to the situation until they are taken to court. And sadly, in about 20 per cent of cases the Consumer Credit Cou... http://www.articlealley.com/http://michaelchalliner.articlealley.com/what-happens-if-you-fall-behind-on-your-mortgage-repayments-888757.html 12th May 2009 Seeking Help from Obama's Home Loan Modification Plan President Obama knows that the current economic crisis that we are facing has been crippling for many homeowners. Foreclosures are at an all-time high. House prices have plummeted because a foreclosed home in the neighborhood decreases the price of surrou... http://www.articlealley.com/http://lindsyemery2.articlealley.com/seeking-help-from-obamas-home-loan-modification-plan-825546.html 13th March 2009 Advice For First Time Buyers As a first time buyer in the current economic climate it is important to arm yourself with as much knowledge as possible and make sure that you are prepared, as buying your first home can be very stressful and confusing. Whilst the number of first time bu... http://www.articlealley.com/http://alisdaircosgrove.articlealley.com/advice-for-first-time-buyers-812496.html 09th March 2009 Use the Internet to find Cheap Holidays In these days of the credit crunch, falling house prices, economic gloom and one of the coldest and wettest winters we can remember, it is not surprising that many people's thoughts are turning to summer time. The search is on for Cheap Holidays! I... http://www.articlealley.com/http://kim3.articlealley.com/use-the-internet-to-find-cheap-holidays-771827.html 30th January 2009 Hyperinflation and the Housing Market The Federal Reserve under Ben Bernanke began aggressively lowering interest rates at the end of 2007 in response to the severe economic downturn caused by the collapse of house prices and the related difficulties falling house prices had on the banks and ... http://www.articlealley.com/http://robertbell.articlealley.com/hyperinflation-and-the-housing-market-743812.html 08th January 2009 An overview of the current lending criteria before lenders will consider a mortgage As you are probably aware the mortgage market at present is currently in a state of panic driven restrictive lending with those lenders still left in the mortgage market (may have withdrawn from new lending all together) putting heavy restrictions on ... http://www.articlealley.com/http://peterwhite.articlealley.com/an-overview-of-the-current-lending-criteria-before--lenders-will-consider-a-mortgage-727517.html 19th December 2008 UK Mortgage Market expected to be stagnant for three years The Treasury Department has commissioned Sir James Crosby, the former chief executive of HBOS, owner of the Halifax and the Bank of Scotland to carry out a report on the mortgage market. His report suggests that he feels the mortgage market will be paraly... http://www.articlealley.com/http://seopositive.articlealley.com/uk-mortgage-market-expected-to-be-stagnant-for-three-years-709371.html 03rd December 2008 Self Build Mortgages Even in today's market place self build mortgages continue to enable the self build enthusiast to gain a healthy return on their time and money when their particular project is finally completed, even with the current trend on falling house prices a prope... http://www.articlealley.com/http://seopositive.articlealley.com/self-build-mortgages-694541.html 26th November 2008 Get a negative home equity loan: financial problems are not too big issue A situation when a person's credit exceeds the value of their home. It usually occurs during a period of falling house prices. Although mostly person would prefer to avoid negative equity , as they recognize themselves to be worse off, it really only ... http://www.articlealley.com/http://darylstewart.articlealley.com/get-a-negative-home-equity-loan-financial-problems-are-not-too-big-issue-670224.html 21st October 2008 Malta Holiday Numbers Beat 2008 Meltdown Tour operators and merchant banks going under, together with high oil prices and higher aviation fuel costs might suggest that Malta, which is a three hour flight from her main market of the United Kingdom, might see a drop in tourist numbers for 2008. ... http://www.articlealley.com/http://robertpalmer.articlealley.com/malta-holiday-numbers-beat-2008-meltdown-646082.html 23rd September 2008 Mortgage Deals In recent times, the credit crunch has made a huge impact on the mortgage market; however, it is still possible for most of us to get a good deal on your mortgage. It has been said before that there are good deals available for those who have a big dep... http://www.articlealley.com/http://gill.articlealley.com/mortgage-deals-635756.html 11th September 2008 Homeowners not as 'crunched' as they think Well-established broker Greenhill Finance claims that despite the so-called 'credit crunch' plenty of borrowing options remain open to people with their own homes What's in a phrase? When the phrase is 'credit crunch' a lot it seems. With household... http://www.articlealley.com/http://justinmason.articlealley.com/homeowners-not-as-crunched-as-they-think-628352.html 08th September 2008 It’s a buyer’s market after all Recent years have seen an increasing amount of panic relating to the worldwide financial situation. An economic downturn can have an adverse affect on many who have allowed their borrowing to run away from their ability to pay back what they owe. The fa... http://www.articlealley.com/http://pmcindoe.articlealley.com/its-a-buyers-market-after-all-626628.html 08th September 2008 The Effects of Job Losses in House-Building What's more the construction industry was a major employer of graduates, with a third of new positions being offered to university leavers. Unfortunately these figures were estimated during a time of financial stability and a rising market. Now with the c... http://www.articlealley.com/http://robertpalmer.articlealley.com/the-effects-of-job-losses-in-housebuilding-617821.html 03rd September 2008 When It Rains, It Pours The great housing boom of the nineties and onwards was a time of endless building and big dreams, but these things cannot last and the inevitable downturn has occurred with house prices and value falling at record rates. We all knew this day would come... http://www.articlealley.com/http://adamsingleton.articlealley.com/when-it-rains-it-pours-614702.html 02nd September 2008 Are house price falls welcomed? Recent research by the BBC has found that more people welcome falls in housing prices than they do increases. These results are very surprising as the general assumption was that an increase in prices was more welcome due to houses increasing in value. Th... http://www.articlealley.com/http://robertpalmer.articlealley.com/are-house-price-falls-welcomed-614245.html 02nd September 2008 Lowering the cost of shoes Much of the economic news in recent months seems to have been about doom and gloom. Whether it's the credit crunch or falling house prices, it seems that we're all caught in the middle of an economic slowdown. When it comes to shopping, it's not surpri... http://www.articlealley.com/http://keithbarrett.articlealley.com/lowering-the-cost-of-shoes-614199.html 02nd September 2008 Car Market Still Strong Despite Credit Crunch Despite rising fuel costs, household bills and falling house prices, the British public are still enjoying purchasing and modifying their cars, with 153,420 new cars registered in July of 2008. Motorists who modify their vehicles are said to be most... http://www.articlealley.com/http://mpressman.articlealley.com/car-market-still-strong-despite-credit-crunch-612987.html 01st September 2008 The ‘rent now, buy later’ scheme The government has recently launched a 'rent now, buy later' scheme with the intention of breathing new life into the UK housing market. It is not going to hit the whole of the country at first, and will only be targeting households where income is less t... http://www.articlealley.com/http://robertpalmer.articlealley.com/the-rent-now-buy-later-scheme-610182.html 27th August 2008 Secured Loans Availability Shrinking A number of major players exiting from the secured loans industry in the past 12 months has highlighted the continuing effects of the credit crunch for both lenders and borrowers. In a recent report, financial advisory firm MoneyFacts explained that se... http://www.articlealley.com/http://arouse.articlealley.com/secured-loans-availability-shrinking-599651.html 15th August 2008 Property Price Re-bound for Landlords - UK House Price Comment It is impossible for landlords to escape from the doom-laden projections of falling house prices, a slumping economy combined with rising overheads such as our buy-to-let mortgage costs. All this leaves us property investors with a slightly depressed fee... http://www.articlealley.com/http://propertyhawk.articlealley.com/property-price-rebound-for-landlords--uk-house-price-comment-597129.html 13th August 2008 Short Break in Wales with Celtic Haven Falling house prices and a possible recession are making for a gloomy time for most at the moment, so now is the best time to start thinking about a short break to get away from it all. After all short breaks are good for you and the best way to rest, rel... http://www.articlealley.com/http://robertpalmer.articlealley.com/short-break-in-wales-with-celtic-haven-595288.html 12th August 2008 Budget Better By Calculating Mortgage Payments Totting up the weekly shopping whilst pushing a trolley around the local supermarket may not be too much of a challenge; but where the sums are considerably larger and the stakes so much higher - like with monthly mortgage repayments - it may be wise to o... http://www.articlealley.com/http://islacampbell.articlealley.com/budget-better-by-calculating-mortgage-payments-595023.html 12th August 2008 Nicaragua: The Universe’s Best Kept Retirement Secret Are you ready to retire? With the real estate market in a full-blown meltdown, the U.S. on the verge of a recession, and the stock market tumbling, it is not a fun time to consider retiring. In fact, many potential retirees are having to extend their work... http://www.articlealley.com/http://scottptaylor.articlealley.com/nicaragua-the-universes-best-kept-retirement-secret-590428.html 25th July 2008