http://www.articlealley.com en-us editorial@articlealley.com Stocks and Shares. Property. Fixed Deposits. Unit Trusts. Gold. Foreign Currency. Few Singaporeans have not invested in one or more of these assets, and fewer still have not heard of them. Whether it's for making our money work for us, receiving passi... http://www.articlealley.com/http://www.articlealley.com/financial-products--quick-comparisons-2424803.html 17th April 2012 Does your busy professional schedule offer you time to monitor your personal finance? Balaji is working for an MNC. Today he has got a deadline for a particular assignment. His day is fully packed. First thing in the morning, he receives a mail from hi... http://www.articlealley.com/http://ramalingamk.articlealley.com/is-lack-of-time-making-you-go-crazy-in-your-attempt-to-plan-your-finance-2416644.html 21st February 2012 Opt for products with lower tax outgo, as income earned by your child or unemployed spouse will be clubbed with yours. This festive season, think beyond the usual while gifting your near and dear ones, and explore financial products. The value of s... http://www.articlealley.com/http://vicky.articlealley.com/this-diwali-consider-debt-as-a-gift-in-india--finance--apply-2400692.html 23rd December 2011 The downward trend in the stock market, combined with rising interest rates, resulted in the debt instruments are gaining in popularity. Of course, varies debt instruments with respect to safety, coupon rate and liquidity. Even the term "permanent income"... http://www.articlealley.com/http://vicky.articlealley.com/look-at-tax-structure-by-investing-in-debt-products-2392577.html 22nd November 2011 This may seem contrary to popular belief, but it's true. Bank deposits, although their safety and comfort, look fast losing its charm among the Indian families the best place to park money in the last three years, families have increasingly prefer to keep... http://www.articlealley.com/http://vicky.articlealley.com/banks-lose-out-on-deposits-savings-instruments-increase-2380947.html 23rd October 2011 When interest rates rise steadily loan, you might think twice about any type of loan. In fact, you really need money, cash, and you think your property, instead of paying high interest personal loan. But there is a resource that is to be realized - fi... http://www.articlealley.com/http://vicky.articlealley.com/you-can-now-use-your-fixed-deposit-for-a-loan-2380773.html 22nd October 2011 Immediately after passing out from colleges, every student must have marveled at jobs that let people have a house, a car, opportunity to go out on vacations, shopping sprees, etc. Many students keep this in mind while choosing a subject to study that can... http://www.articlealley.com/http://neetu.articlealley.com/upcoming-bank-jobs-a-much-needed-respite-from-the-scurrying-for-prospective-freshers-2370685.html 10th October 2011 Before understanding the importance and the use of fixed deposit calculator it is essential to know the meaning of fixed deposit. Well, a fixed deposit is an investment product. It is one of the most popular options available in the financial market t... http://www.articlealley.com/http://rubenmarcus.articlealley.com/investment-products--fixed-deposit-versus-stocks-2369280.html 07th October 2011 They are giving better post-tax returns than NCDs or FDs. But get in for a year or two only. Debt instruments have become the flavor of the season courtesy of a regime of rising interest rates. Fund houses are focused on launching fixed maturity pl... http://www.articlealley.com/http://vicky.articlealley.com/choose-the-plan-that-suits-your-fixed-maturity-plans-2361905.html 29th September 2011 Annuity is a very popular term with the retired people all over the world particularly in the UK. There are various kinds of annuity plans and schemes and you can select from the one that suits your needs best. With retired people or senior citizens, life... http://www.articlealley.com/http://mikeanderson.articlealley.com/the-need-of-finances-post-retirement-can-be-solved-with-a-lifetime-annuity-2361604.html 29th September 2011 Faced with higher interest expenses due to the migration of bank deposits to savings deposits, public sector banks are seeking ways to increase the proportion of low-cost deposits. They are opening their accounts, salary, expand the branches, especiall... http://www.articlealley.com/http://vicky.articlealley.com/banks-seeking-to-consolidate-lowcost-deposits-to-reduce-interest-expenses-2337431.html 19th August 2011 If we look at the investment preferences in India most of the people like to save money by depositing it in a Bank or Company Fixed Deposit while others invest in gold. There are a few who invest in a home / real estate while a few adventurous invest in a... http://www.articlealley.com/http://mandipabhra.articlealley.com/why-home-investment-is-the-best-way-to-save-for-future-in-india-2335303.html 17th August 2011 The market is now filled with various kinds of investment plans. This actually adds to the confusion of the customers who get confused about which investment plan to go for since there are so many options available. Of all the different investment plans a... http://www.articlealley.com/http://mikeanderson.articlealley.com/the-basic-difference-between-the-fixed-annuity-and-the-fixed-deposit-2331420.html 12th August 2011 The wave of rate hikes by the RBI has made loans more expensive, but after the last cycle tighten around gross fixed deposits could reach 9% for a period of one year. Previously, the maximum I could get was 8.25% for a similar period. TOI financial pla... http://www.articlealley.com/http://vicky.articlealley.com/keep-on-locked-in-fds-as-rates-increase-2327979.html 08th August 2011 It wouldn’t be much wrong to say that the economy is strong and therefore the standard of living is dependently, prosperous. The growth of the economy has a direct bearing on the way the banks would take part in various activities. Since ages, the banks h... http://www.articlealley.com/http://sanjayjoshi.articlealley.com/strong-financial-status-and-bank-jobs-together-adding-to-the-diversification-of-the-banking-sector-2327316.html 05th August 2011 We have often seen people around us who were born rich but die like a beggar. We also see people who have gone through very tough financial times but later have live a financially stable life. It is not that we do not get a chance to earn money or make mo... http://www.articlealley.com/http://richardray.articlealley.com/most-important-rules-of-money-management-2318655.html 22nd July 2011 Traditional devotees of fixed deposits (FDs) are taking a hard look at company deposits these days. For obvious reasons, though. Think about this: the State bank of India ( SBI )) is offering 9.25% on a three-year fixed deposit, while companies like Unite... http://www.articlealley.com/http://vicky.articlealley.com/company-fixed-deposits-come-with-high-income-2318528.html 22nd July 2011 Fixed maturity plans (FMP) offered by mutual fund have become popular among investors in the recent past, given the fact that the stock market has not gone anywhere. Also, thanks to the hardening rates of interest, FMPs have started offering superior t... http://www.articlealley.com/http://vicky.articlealley.com/earn-up-to-10-from-fixed-maturity-plans-2313820.html 14th July 2011 Commercial banks that witnessed an unexpected development in deposits in recent weeks have decided to decrease deposit rates, a move which is expected to drag down lending rates as well, bringing cheers to borrowers. So far, the banks were providing in... http://www.articlealley.com/http://vicky.articlealley.com/banks-cut-deposit-rates-by-1-pc-point-2309781.html 08th July 2011 Fixed Maturity plans (FMPs) have been very popular with investors because they are much tax efficient than fixed deposits. If the FMP constituent exceeds one year, the income is treated as long-term city gains and taxed at a champaign 10% or 20% after ind... http://www.articlealley.com/http://vicky.articlealley.com/fixed-maturity-plans-very-popular-with-investors-2309414.html 07th July 2011 At times, where inflation hovers above 9 % and stock market returns are unstable, it is important for an investor to parcel his assets in avenues that would engage higher returns to fight the inflationary signification on investments. For those looking at... http://www.articlealley.com/http://vicky.articlealley.com/dont-forget-to-draft-rating-of-proceeds-before-buying-ncds-2308771.html 07th July 2011 'Great investment opportunity! Buy XYZ Ltd. shares at Rs. 8 today and double your investment in a week. Hurry – Don't lose this once in a lifetime chance!' Most of us, at some time in our lives, have received such messages on the phone or via e-mail. Are... http://www.articlealley.com/http://conan.articlealley.com/thorough-financial-planning-helps-you-trade-wisely-in-the-stock-markets-2307762.html 05th July 2011 A person can make investments in many forms. Investing money in PPF, mutual funds, fixed deposits is one kind of investment. The other kind of investment is investing money in such instruments or appliances that are going to give long lasting benefits. Su... http://www.articlealley.com/http://articlepublisher2.articlealley.com/uninterruptible-power-supplies-provides-power-in-times-of-power-failure-2305795.html 30th June 2011 Promotion options in India are plenty. Investing money finally depends on the risk appetence of the soul who is finance. There are so more options and it is nasty to take the individual one because most of them are gift near returns. Some suitable promoti... http://www.articlealley.com/http://vicky.articlealley.com/7-best-saving-options-in-india-2305752.html 30th June 2011 When you invest in a bank fixed deposit, you can easily get a loan against it without having to break it. This is related to a personal loan. However, the loan is structured as an overdraft facility against your fixed deposit. In case of a company depo... http://www.articlealley.com/http://vicky.articlealley.com/what-is-a-loan-against-fixed-deposits-2305049.html 30th June 2011 Investment options in India are plenty. Investing money ultimately depends on the risk appetite of the person who is investing. There are so many options and it is difficult to choose the best one because most of them are giving good returns. Some good in... http://www.articlealley.com/http://harjeetsingh.articlealley.com/7-best-investment-options-in-india-2296799.html 23rd June 2011 Loans are the useful fund and become valuable at the dearth financial situation when you need to finance your business or personal needs. You might be alert of several possible reasons a bank may reject your loan application. Applying for a loan involves ... http://www.articlealley.com/http://sonali6.articlealley.com/possible-reasons-behind-loan-rejection-2296626.html 23rd June 2011 Fixed income investors are constantly in search of products that offer them higher interest rates. With interest rates inching up, fixed deposit and bonds have caught their concentration. And guess what? They really have a lot to choose from these days. ... http://www.articlealley.com/http://vicky.articlealley.com/bonds-company-fixed-deposit-are-products-contribution-high-interest-rates-2287061.html 19th June 2011 It is a security vis-a-vis returns battle between bank fixed deposit and debt funds. In the past few months, banks have been consistently increasing their rates of interest on special fixed deposit. And after the Reserve Bank of India’s Annual Monetary... http://www.articlealley.com/http://vicky.articlealley.com/debt-funds-are-extra-taxefficient-2251453.html 26th May 2011 Many banks have been raising the rate on short-term deposits since the RBI's decision to raise key short-term rates in its annual credit policy on May 3. Short-term bank fixed deposit rates have gone up sharply in the past couple of weeks, with banks offe... http://www.articlealley.com/http://vicky.articlealley.com/give-money-instance-to-grow-2249112.html 25th May 2011 Asia Asset Finance (AAF) is a fully owned subsidiary of Asia Capital PLC and a fully licensed, deposit-taking institution registered with the Central Bank of Sri Lanka.The company formerly known as Finance and Land Sales has been in operation for over 35 ... http://www.articlealley.com/http://srilankanhotels.articlealley.com/leasing-in-sri-lanka-2228865.html 13th May 2011 In the wake of some of the recent public issues failing to yield sufficient returns, retail investors seem to have turned to bonds issues. According to industry experts, there has been a reduction in retail participation in public issues, while debt instr... http://www.articlealley.com/http://vicky.articlealley.com/retail-investors-desire-bonds-over-public-offers-2228516.html 13th May 2011 ‘I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years.’ -Warren Buffet When Warren Buffet, the ‘Oracle of Omaha’ quoted the above, he simply meant a... http://www.articlealley.com/http://conan.articlealley.com/finance-the-bull--tame-the-bear-2228396.html 13th May 2011 My son, 39, is a software engineer. He wants to start a business without any investment. Our monthly expense is Rs 25,000 and is likely to go up to Rs 40,000 from next month. 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The traditional ways of working of the banks, were to take care of the deposits and withdrawal and sometimes go for fixed deposits and locker facilities... http://www.articlealley.com/http://preeti011.articlealley.com/jobs-that-are-being-created-in-banks-gives-multiple-career-options-for-people-2213761.html 06th May 2011 Enjoy Tax Deductions under Section 80(D) Taxation in India is controlled by the government of India through an elaborate set of measures under the Income Tax Act. Broadly, taxes in India are divided into direct tax and indirect tax. Of these, the direct ... http://www.articlealley.com/http://sanjeevkmr.articlealley.com/improve-your-finances-by-saving-tax-for-seniors-also-via-seniors-trip-policy-2213161.html 05th May 2011 Higher inflation typically draws murmurs from conventional investors who park their money in fixed deposits, company deposits, debt mutual funds and so on. 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The familiar line of disconcert beingness the returns often miscarry to overhear up with the ... http://www.articlealley.com/http://vicky.articlealley.com/think-on-fixed-income-plans-to-beat-rise-2202081.html 28th April 2011 It wouldn’t be a surprise to see an advertisement for a job in a bank in the newspapers almost every week. This should not be a surprise but is to be taken as a fact. People are waking up to a new trend where banks have become one of the hotspots for maki... http://www.articlealley.com/http://sanyuktaseo.articlealley.com/bank-recruitment-is-now-an-open-edged-competition-for-the-best-from-myriad-courses-2193436.html 19th April 2011 All investors are very sure about all their investments especially related to Mutual Funds, Fixed Deposits, small saving schemes and others investments. 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Signaling softening of rates, two state-owned banks Central Bank of India and Oriental Bank of Commerce have already re... http://www.articlealley.com/http://deal4loan.articlealley.com/fixed-deposit-rates-may-decline-in-coming-weeks-2183510.html 13th April 2011 The State Bank of India's(SBI) outgoing chairman Om Prakash Bhatt joined former RBI governor YV Reddy, credited with saving the Indian financial system , in speaking beside freeing up of savings deposit rates as it may beat the very goal of financial encl... http://www.articlealley.com/http://vicky.articlealley.com/sbis-op-bhatt-beside-freeing-up-of-savings-rate-2167672.html 05th April 2011