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29th September 2009
If you are one of the many millions of Americans who will be shopping this holiday season for gifts for loved ones, friends, and business associates, you are in the driver’s seat when it comes to finding the best prices. Several events this past year ha... Read >
Author: wbdoyle21st September 2009
If managing your debts is becoming a problem for you, bankruptcy may not be the wisest decision you take. You can avoid bankruptcy and still get your debts fixed. This will indeed give you the needed relief even though this is a fairly new concept. These ... Read >
Author: Jason Holmes17th September 2009
One topic that I sometimes cover generates more hate male than any other. And Im glad they hate me for it. It means Im touching a nerve. The subject is the credit counseling or Debt Management companies that make the claim that they are non profit, or o... Read >
Author: Papu (13)15th September 2009
Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I've seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quic... Read >
Author: wbdoyle11th September 2009
Credit card debt has been an ongoing problem ever since the credit card was created in 1950. People were going into debt at an astounding rate. It wasn't very long before the people were in so much debt that they couldn't possibly pay it all back.
... Read >
11th September 2009
Don’t let them fool you. All those solicitations you receive in the mail for credit card applications are meant to reel you in and hook you. Big time. In addition, new bankruptcy laws in the US and higher monthly minimum payment requirements are in plac... Read >
10th September 2009
Like most formidable situations, bankruptcy has earned its reputation based on a few truthful facts and too many embellishments. Much of this misinformation was disseminated to the public after the new bankruptcy laws went into effect in 2005. Once you kn... Read >
Author: Bass.Franklin02nd September 2009
Don�t let them delude you. All those solicitations you greet in the communication for assign bill applications are meant to swag you in and punch you. Big instant. In element, new bankruptcy laws in the US and higher monthly peak defrayal requirements a... Read >
Author: Lukas Hofbauer19th August 2009
Within the past couple of years, new bankruptcy laws have been enacted. These laws make some sweeping changes to the previous laws, and in some points, particular regulations were completely revamped and virtually rewritten. The reason for this change w... Read >
Author: Jon Arnold17th August 2009
In today's economic and financial times, more and more consumers and business owners are looking at bankruptcy as the only way out of their very poor financial position. Let's assume for a second that you have already thoroughly checked out all your feas... Read >
Author: Jon Arnold16th August 2009
The Feldman Law CenterAvoiding Foreclosure. What are your options as a homeowner? Do Nothing - the stress of facing foreclosure can push many homeowners into turning their head and letting the foreclosure process run it's course. Doing nada to save you... Read >
Author: Abe Rogers13th August 2009
The Feldman Law CenterAvoiding Foreclosure. What are your options as a homeowner? Do Nothing - the strain of facing repossession can push many homeowners into turning their head and letting the foreclosure process run it's course. Doing zip to save you... Read >
Author: Roy Velazquez13th August 2009
When you decide to file for bankruptcy yourself, you have to be aware of the legalities that come along with it. The process of filing bankruptcy can be tedious and overwhelming. You need to have the facts when you decide to go it alone. The reasons many ... Read >
Author: Mercy12th August 2009
Filing for bankruptcy has always been a complicated process. With the new changes in the bankruptcy laws in 2005, many consumers have become even more confused about the whole process. Most people are unaware of the dos and don’ts of the bankruptcy proc... Read >
Author: Mercy04th August 2009
It is becoming difficult for some individuals to file for bankruptcy due to the new bankruptcy laws. These laws will make it more difficult for consumers to prove that they qualify for the Chapter 7 bankruptcy which is regarded as fast and easy.
In a ... Read >
Author: Mercy03rd August 2009
If you think it is easy to declare bankruptcy, you may have to think again. Filing bankruptcy is not as easy as it used to be. With the new bankruptcy laws it is not so easy for individuals to file one. However, after you have managed an application it is... Read >
Author: Steve Randel31st July 2009
Faced With Bankruptcy Get Debt HelpThose who are up to their necks in debt get desperate by the minute and have a tendency to head towards bankruptcy. But don't do that. Get debt help to avoid declaring bankruptcy. If you do not know about it yet, ther... Read >
Author: Janet Hanson19th July 2009
According to the new bankruptcy laws, individuals with higher income can no longer qualify for Chapter 7 bankruptcy. These individuals will have to repay at least a portion of the debt under Chapter 13. The new laws require all debtors to go through debt ... Read >
Author: Jessie Stevens06th June 2009
When you file Chapter 7 bankruptcy, also called a ’straight bankruptcy’ or a ‘liquidation’, you are asking creditors and the court to forgive all of your debt. In exchange, you forfeit almost all of your assets to help payoff as much debt as poss... Read >
Author: Jim Jones15th May 2009
You must come to some important decisions before you can file for bankruptcy and the most important of these is whether to file for Chapter 13 bankruptcy or Chapter 7 bankruptcy. The most common of these two options is Chapter 7 bankruptcy and before you... Read >
Author: Jon Arnold07th May 2009
Someone said that the only permanent thing in the world is change itself. For this reason, we do not expect anything to last forever as it is today. What more do we need to be told? With this fact on the table, isn't it true that we need to keep ourselves... Read >
Author: Peter Gitundu07th May 2009
It is always a matter of importance to keep ourselves updated with the current development and happenings that go on around us. It is especially crucial to be aware of the changing laws because you never know when you might need to face it. This is one fa... Read >
Author: Peter Gitundu27th April 2009
With the sad state of today's economy, the financial outlook for most are just as severe and numerous consumers are starting to inquire about debt settlement as an approach of finding debt relief. Particularly as the unemployment figures start to rise, c... Read >
Author: Jon Arnold30th March 2009
In these tough economic times, it is easy for businesses to experience financial difficulties. With the economy slowing and credit markets drying up, many companies can fall deep into debt. If your company is in such a situation, you may be looking into f... Read >
Author: John Chase27th March 2009
In these tough economic times, it is easy for businesses to experience financial difficulties. With the economy slowing and credit markets drying up, many companies can fall deep into debt. If your company is in such a situation, you may be looking into f... Read >
Author: John Chase03rd March 2009
The US congress passed a set of uniform laws to govern how bankruptcy is dealt with. In these bankruptcy laws, or the bankruptcy code, there are ways to protect the debtor from being harassed while they are trying to pay off their loans. The different met... Read >
Author: QC26th February 2009
Unfortunately in October of 2005, the courts enacted new bankruptcy laws that made filing bankruptcy for businesses more difficult. Nevertheless, it is still an option. Bankruptcy is a complicated topic. While this article will not review all of the detai... Read >
Author: Lilly01st December 2008
Bankruptcy is always best selected as a last resort to repay all the debts. It’s largely a mistaken belief that filing a bankruptcy would help you a lot. It’s rather an unattractive option and may impose on you many ill-effects, as for example a low c... Read >
Author: Robert Stark25th November 2008
Bankruptcy is an option for those who find themselves in debt so far over their heads, they will never see financial daylight. There are two types to consider, ie, a chapter 7 total liquidation or a chapter 13 reorganization of debt. Before you go either ... Read >
Author: Jon Arnold21st October 2008
Over the last few years, bankruptcy laws have seen major change. In the old days, you could simply decide to file bankruptcy on a whim. If things were going semi-bad for you and you wanted to start over, you could do so easily. It didn’t really take th... Read >
Author: Jon Arnold16th October 2008
With the economy on a continual downturn and as the big banks get assistance hundreds of thousands of normal hardworking Americans are seeking there own "bailout".
During this frightening time, people can tend to make rash decisions, may it be contribut... Read >
Author: Jamie Hribal 16th October 2008
With unemployment spreading across the country, household foreclosures at all time highs, and credit card usage peaking previous history, bankruptcy appears to be a ray of sunshine for the individuals and families experiencing the pressures of our great n... Read >
Author: Jamie Hribal 30th September 2008
In today's very tough economic times, the process of filing bankruptcy may have crossed your mind. This is not a decision to be made lightly and should be considered only as a last resort because bankruptcy is going to have multiple long term negative eff... Read >
Author: Jon Arnold22nd September 2008
What is all of the talk about bankruptcy these days? Quite simply, it is the section of the federal law that will allow a person who is in an extreme amount of debt to get a “fresh start”. It will reduce the amount of debt that is required to be pai... Read >
Author: Jon Arnold04th September 2008
It used to be that bankruptcy was a relatively easy process to go through. Before the new bankruptcy law came into effect, you could file for bankruptcy relatively easily. If you had too many debts, it didn't matter what your income was, for the most part... Read >
Author: Jon Arnold02nd September 2008
In today’s economy, personal bankruptcy is becoming an increasingly popular way to end the battle with debt. However, before you begin the process you need to have a full understanding of the ins and outs of bankruptcy. With the new bankruptcy laws th... Read >
Author: Jon Arnold20th June 2008
Having worked under the old bankruptcy laws and the new bankruptcy laws, many of our clients that come into our office have many misconceptions and negative stereotypes about a Chapter 13 filing. Contrary to these beliefs, filing a Chapter 13 bankruptcy ... Read >
Author: Robert Palmer08th May 2008
Choices and Solutions
A period of financial hardship may leave you with unmanageable debt. If you find yourself unable to meet your monthly obligations you may be forced to consider bankruptcy. Here is a discussion of the new bankruptcy laws along with... Read >
Author: Jim Kemish25th April 2008
If you are in a situation were you need to file for a Bankruptcy then you need to know the rules so you can better equip yourself for your situation. We all get into trouble from time to time and sometimes it is necessary to file for Bankruptcy do that we... Read >
Author: bryan03rd April 2008
Do not give more advice than what is needed.
As you all know, bankruptcy laws have changed in quite a few states over the last couple of years (and are continuing to change as we speak). Maybe you have heard about these new laws and how they may or may... Read >
Author: Bryan Benson25th February 2008
If you are over your head in financial obligations, you need to consider some type of debt consolidation or payment reduction program. You hopefully know that you cannot continue to go deeper into debt and defaulting or missing payments every month. That ... Read >
Author: Jon Arnold20th February 2008
Now that the new bankruptcy laws have been in effect for over two years, you may be wondering how you will be affected if you need to file bankruptcy and what your options are for completing the forms yourself. The Bankruptcy Abuse Prevention and Consumer... Read >
Author: icequeenriona02nd February 2008
Using the credit allowed by credit card companies as if we were at the roulette wheel is more dangerous than playing the stock market with out any prior information of the stock we are about to place our hard earned money into.
Credit card debt is the ... Read >
Author: Eric Gartle23rd January 2008
The Centennial Gold Credit Card is a MasterCard or Visa that has been specifically created for those who suffer from bad or damaged credit. If you are one of the millions of people in this world, who have stumbled upon hard times and it resulted in damage... Read >
14th November 2007
Is there a bright side to bankruptcy? Yes there is, although bankruptcy should still be considered your option of last resort, and the bankruptcy option only employed after you have thoroughly investigated all other options and alternatives. There are man... Read >
Author: Jon Arnold14th November 2007
Even with the new bankruptcy laws, filing for bankruptcy can provide some advantages, if done correctly in the right situations. Bankruptcy has historically been viewed as a financial mechanism where one can wipe the slate clean and start over, based on m... Read >
Author: Jon Arnold07th November 2007
The US congress passed a set of uniform laws to govern how bankruptcy is dealt with. In these bankruptcy laws, or the bankruptcy code, there are ways to protect the debtor from being harassed while they are trying to pay off their loans. The different met... Read >
Author: Peter Gitundu06th November 2007
Although it is difficult to explain, some people seem to be very good at getting further and further into debt, and not seeming to make any headway towards getting on top of their financial obligations. Many times, this starts with a person when they get ... Read >
Author: Jon Arnold08th October 2007
Almost everybody has a credit card these days, and if you are like most people, you carry a balance on your credit cards from month to month. Yes, you know you are paying interest on the outstanding balance and sometimes that interest rate is ludicrous, ... Read >
Author: Jon Arnold02nd October 2007
Only a few short years ago, it used to be fairly easy to file bankruptcy, almost as easy as it is in the board game of Monopoly, where the ramifications of doing so were about the same as in Monopoly. But it was determined that so many people were taking... Read >
Author: Jon Arnold25th September 2007
Bankruptcy laws are extremely complicated and nearly impossible for the average person to understand. With the new bankruptcy laws that have been recently put into action, the laws have become even more complicated. This is why it is important to hire a... Read >
Author: Jon Arnold02nd August 2007
Any person in their right mind does not want to file for bankruptcy protection. Having a root canal is several levels about that in terms of "things I want to do". One of the big problems is that when someone finally gets around to admitting that their ... Read >
Author: Jon Arnold02nd August 2007
Knowing that you are in a financial pickle and need to find some way to do credit card debt consolidation is not an enviable place to be, but I am sure you did not choose to be there. Nonetheless, that is where you are at right now and you need to unders... Read >
Author: Jon Arnold01st August 2007
If you think that you have nothing now, the new bankruptcy laws could even shrink that! The new bankruptcy law overhauls the laws that were modified in 1978. It not only tightens the requirements for those who want to file for bankruptcy but for their a... Read >
Author: Jon Arnold10th June 2007
Debt is becoming huge problem in the United States in recent years. Seems as if many people are over extending themselves by grabbing all the little luxuries that they can afford, or buying just from peer pressure because some of their friends happen to ... Read >
Author: Joe Stewart20th February 2007
There are a lot of people out there shouting this at the top of their lungs. Let's face it, this country and more specifically, we who live here, have lots of debt. We are a nation of consumers and we are very good at it. To make matters worse, the busine... Read >
Author: Scott B07th September 2006
With the new bankruptcy laws in effect, debtors have to first pass a two-part means test before filing for Chapter 7 bankruptcy. First, a quick definition of Means Test:
Means = Money, property, or other wealth (source: Dictionary.com)
Your Income... Read >
Author: Jeffery J. Aleman10th June 2006
A newfound study has concluded that consumers have increased their debt by 3.6% last year after increasing at 8.6% in 2004. Over the same two-year period, minimum monthly payments have increased by 10%. Experian's "National Score Index" also found that th... Read >
Author: Alicia Guidry28th May 2006
To try and save us from ourselves, the Office of the Controller has recommended that credit card companies make their customers pay higher minimum payments, up to double the current amount. This will affect at least 7% who currently only pay the minimum a... Read >
Author: Sandra Wellman10th May 2006
Bankruptcy
Personal bankruptcy generally is considered the debt management option of last resort because the results are long-lasting and far reaching. People who follow the bankruptcy rules receive a discharge a court order that says they don't have... Read >
Author: Financial Genius12th April 2006
The New Bankruptcy Laws - Truth about the unconstitutional new BK law changes. On April 20, 2005, George Bush signed the new "Bankruptcy Abuse and Consumer Protection Act" into law.
Bankruptcy Abuse? Do you know anyone personally who has abused the B... Read >
Author: Some Guy06th April 2006
Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I've seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quic... Read >
Author: Steve Gillman20th February 2006
Thinking about filing for bankruptcy? There are
significant upfront costs. The purpose of this
article is to give you a general idea of what to
expect.
Your minimum cost will be around $350 if you
prepare your own forms that you download
for fre... Read >
Author: Deborah Beeksma09th November 2005
Copyright 2005 Dean Shainin
Before you file bankruptcy, it is a good idea to look into other alternatives if at all possible. New bankruptcy laws make it more difficult to file than it used to be.
Why Has Filing For Bankruptcy Doubled?
From the p... Read >
Author: Dean Shainin
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