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16th September 2009
All loans come under one of two umbrellas, and these umbrellas are secured or unsecured loans. A secured loan is a loan that is secured against an asset, which is usually the home, and therefore is only available to homeowners. You will usually need to ha... Read >
Author: mohsin15th September 2009
Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.
Balance transfers could be the answer to your prayers, some of the intro... Read >
Author: wbdoyle18th August 2009
Introduction
Waiting few years previously, loans for unemployed were a legend. Unemployed people couldn't benefit any type of loan. Other than due to the growing rivalry, things have changed a lot. Lenders are at this time set to advance loans to unemplo... Read >
Author: Robart Watson31st July 2009
A Credit card is a plastic card in which is issued to a bank account holder, once approved it allows the card owner to purchase goods on ‘credit’ in which they thereby agree to pay back the amount at a later date with interest on top of the amount the... Read >
Author: Eugene Henry05th May 2009
An unsecured loan (also known as a personal or signature loan) is a loan taken out that is not backed up by any collateral. What this means is the loan is not secured by any tangible amount i.e. the persons property as would be the case with a secured loa... Read >
Author: Eugene Henry17th February 2009
There is nothing simple about credit cards and balance transfers. It is about how you use your credit card, especially if you do a balance transfer between different credit cards, and how credit card providers have three different types of money. I know ... Read >
Author: Avi Solutions21st January 2009
So what makes you a perfect borrower?
Here are a few of the gold stars you would need to earn to become a perfect borrower in the eyes of high street lenders.
You must be a homeowner, on the electoral role, married, have your own phone line, no late p... Read >
Author: michael challiner17th November 2008
How to get a personal loan:
One of the best ways to get a personal loan is to deal with the lender directly. Most lenders now seem to have application forms that you can fill in over the web, however, if you do not have access to the internet it can b... Read >
Author: Gill17th October 2008
There are a number of things that you need to look at when considering taking out a loan, and this is why it is vital that you compare different loans and lenders on the market before you take out a loan. Although the global credit crunch has affected the... Read >
Author: Alisdair Cosgrove23rd July 2008
Football fans attracted by their team’s affinity credit card offerings this season should defend their financial position by checking out the alternative borrowing deals on the market before signing up, advises data comparison site Moneynet.co.uk.
As... Read >
Author: Ruth16th July 2008
The number of people being forced to take out high interest, short-term loans has risen by more than 130 per cent since August 2007; a figure which analysts say is evidence that the effects of the global credit crunch are showing no signs of easing.
Sh... Read >
Author: Daniel Collins29th May 2008
Summary: The UK financial sector is moving ahead at an unprecedented level. Every week there are fresher and fresher gusts of economic winds to virtually renovate the recharge the economic prospects of those in need of funds to cater to their personal req... Read >
Author: Amenda27th May 2008
Summary: Unless a person has been hiding under a rock, he or she will be aware of that nasty business, the so-called 'credit crunch'. Are loans becoming harder to find? Go for the secured loans to get instant relief from you financial problems.
In the ... Read >
Author: Amenda21st May 2008
Summary: The level of economy—and the consequent participation of the individuals in order to maintain, regularize and improve their standards of living and incomes—in the UK demands a big requirement for funds. Personal loans fulfill these requiremen... Read >
Author: Amenda12th March 2008
6% loans are getting harder to find but there are still some good loan rates to be found, especailly if you take the time to compare loans via a comparison site.
The mainstream loans are heading towards 7 per cent APR and the best loan rates I can find... Read >
Author: SimonDuffy26th February 2008
Cheap fixed rate mortgages have been few and far between since the summer of 2006, when interest rates began to rise. Five 0.25% interest rate increases between August 2006 and July 2007 made finding an affordable fixed rate mortgage impossible for many c... Read >
Author: Liam Gerken10th February 2008
The Post Office interviewed more than 2,000 people on attitudes to credit card spending and found that one in four expected they would buy more on credit this month than they did in January last year.
January is traditionally seen as a month when peopl... Read >
Author: Alison White01st February 2008
So, Christmas is over and you’ve managed to get through the festive period with being able to (just about) afford all those presents and foodstuffs.
But as the New Year begins, it begins to dawn on you that maybe you spent more than you intended.
... Read >
Author: DCollins18th January 2008
You should always try to repay the most expensive of your debts first. This make logical sense really if you think about it but credit card companies often do the opposite; repaying the most expensive of your debts first...
For example, if a credit car... Read >
Author: Nat18th January 2008
You should beware of credit card companies offering new deals in the New Year, especially if you’re thinking of transferring a balance from another credit card.
Take this example
A credit card company is launching a new credit card – we’ll cal... Read >
Author: SimonDuffy22nd August 2007
Loan for non homeowner: taking care of your needs
Home is an asset not only giving us shelter, but is also used to get loans easily. Any major scarcity of money can be met by the amount lent us as a loan with our home acting as collateral. However absenc... Read >
Author: steve C clark02nd August 2007
Annual percentage rate (APR) is the main consideration for any borrower. A low APR means less interest rate and lower instalment, enabling you to easily repay the loan amount. Lenders offer low APRs when they are sure that their money is safe. There are m... Read >
Author: bernard13th July 2007
Nowadays a secured personal loan is very easy to obtain. If you are a homeowner with reasonably good credit, you will find any number of lenders anxious for your business. The problem may be to decide which one to choose.
One way of comparing lenders ... Read >
Author: Robert Palmer11th July 2007
Nowadays number of people living on benefits is increasing day by day. It is certainly an unfortunate situation to be in. It can be due to less than 16 hours of employment, any disability or ailment. Such people may land into a situation where money is re... Read >
Author: Richard Pasic02nd July 2007
Most personal unsecured loans offer a typical APR of 6.1%. With personal unsecured loans, one can borrow amounts between £1,000 and £25,000 and what is more; the money is transferred directly to ones bank account with the option of applying for a three ... Read >
Author: Jennifer30th May 2007
HOMEOWNER SECURED LOANS: INTRODUCTION
Life is full of uncertainty. Cropping up of a financial insufficiency and money seems to be coming of nowhere can crash up your cool and calm life. And what if in such situation your home assists you. Yes, the home y... Read >
Author: steve C clark03rd May 2007
Personal loans in reality are an overpriced product packaged as the “best bet” when funds are running low. The first USP that the banks and other financial institutions never fail to highlight is the so called absence of collateral. In other words, bo... Read >
Author: gracy27th March 2007
If you watch television or surf the net, it is likely that you have seen one of the many adverts for low introductory credit card rates. These low rates hope to entice you into getting one of these credit cards, and with such great rates on offer it is no... Read >
Author: Peter Kenny12th October 2006
Unsecured loans are the one for which you don’t need to offer any asset for securing your loan. So, these are the loans which never involve a risk of dispossession of your property. Also these are the best available options foe the tenants.
Due to t... Read >
Author: steve C clark19th July 2006
Unsecured loans do not require any collateral. Unsecured loans, as the name suggests is virtually secured on nothing at all .Unsecured loans are sanctioned on the basis of your credit history and your repayment potential. These loans are not easy to obtai... Read >
Author: Judith Earl16th June 2006
Choosing the right personal loan for your needs can be tricky, and if don't know what you are getting yourself into then you could end up in financial difficulties. Here are some top tips to use when choosing a personal loan:
Secured vs. unsecured
A... Read >
Author: Peter Kenny07th May 2006
Inspite of the constant advice on saving our cash reserves for emergencies, most of us prefer living for the moment. We work round the clock and wait in anticipation for our paydays. But rather than putting away the money, we find innumerable reasons to ... Read >
Author: Marsha Claire05th May 2006
Before you rush to the lender it would immensely benefit if you compare secured loans. There are numerous lenders in the loan market and the competition amongst them to gain loan customers is growing. On comparing secured loans borrowers take advantage of... Read >
Author: Aldrich Chappel21st February 2006
According to an old Indian proverb, the best way to cut iron is through iron itself. Therefore, in dealing with debts (the principal component of which is personal loans), the best manner will be to use debt consolidation loans (which too are personal loa... Read >
Author: James Taylor19th January 2006
Credit cards getting you down at the moment, wish there was a way to ease the burden for a short while and save yourself some money in the process, well read on and find out how.
Balance transfers could be the answer to your prayers, some of the intro... Read >
Author: Peter Kenny05th January 2006
It is often seen that as years pass, newer alternatives of older things crop up while the older things fall into oblivion. Secured loans however have withstood competition from a whole range of financial products such as unsecured loans. Unsecured loan le... Read >
Author: Aldrich Chappel24th November 2005
Unsecured Loans are Personal Loans that provide resources (loans) to borrowers, without them having to offer their homes, property or anything as security. If you are a tenant and do not have anything to offer as collateral to a lender- Unsecured Loans ar... Read >
Author: Marsha Claire12th November 2005
Buying a boat appeals to different people for different reasons. The blue waters of deep seas, rivers and lakes fascinate many of us. We like fishing, sailing, cruising or even living on the high seas. All this is not feasible without a boat. Although, co... Read >
Author: Andrew Baker11th November 2005
Much to the chagrin of borrowers with a bad credit, any loan is sanctioned only after the lenders conduct a thorough check on the borrower's financial antecedents and his credit history. The borrowers with a poor credit find the process of credit check q... Read >
Author: Andrew Baker11th November 2005
The striking increase in the collateral repossession rates in UK is becoming a concern for borrowers, who have taken secured loans. Taking this fact into consideration, a borrower, who is not absolutely sure of his financial future, would not like to put ... Read >
Author: Peter Taylor
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