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23rd September 2009
A decline in the nation's saving optimism has been deemed "disappointing".
Britons are taking a more pessimistic view towards saving money, new figures show.
Research by Nationwide in its latest Saving Index study reveals the score tracking the nati... Read >
Author: Sam Gooch17th September 2009
Some online savings accounts will give you high interest with no regulations. But with others there are various criteria to comply with.
An online savings account is one account that attracts the highest interest rates while still allowing free access t... Read >
Author: Mel C15th September 2009
Lets stop snoozing and start “stoozing”
Do not think that we are trying to get you involved in any criminal activities here, we’re not and the whole process is legal and above board and will give you the chance to get one over on the credit card... Read >
Author: wbdoyle11th September 2009
The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card.
The feature was an instan... Read >
19th August 2009
It is common knowledge that Individual Savings Accounts (ISAs) have been offered as the “no-brainer” tax free method for saving without having to pay tax on the interest earned. But recent surveys show that they may no longer be the best option.
IS... Read >
Author: Which4u08th August 2009
When it comes to savings accounts, some people are looking for security with a well established solid bank while others are aiming only for the highest interest. The best advice would be, look both ways and find a good bank that offers the most competitiv... Read >
Author: Mel C04th August 2009
There are currently many options out there for people who are interested in obtaining services from an online brokerage firm. As the internet becomes more and more important for most of our daily needs, companies are offering more choices to do things onl... Read >
Author: MIKE SELVON31st July 2009
The term "hot money" can mean several different things. It can refer to types of fraud where money is illegally moved into different funds, or where the currency is identified as stolen (e.g. the bills are marked or the serial numbers are in consecutive o... Read >
Author: MIKE SELVON31st July 2009
Internet-only banks almost always offer free online banking services. Traditional banks where you visit to do your banking can offer some free services, but usually there are some charges or conditions, either a monthly fee or a minimum amount of money th... Read >
Author: MIKE SELVON30th July 2009
A typical banking or even online banking service is to offer free checking to clients. This is an important part of a decision to sign on with a bank, as a checking account that eliminates or reduces fees can help save you a significant amount of money ea... Read >
Author: MIKE SELVON24th July 2009
A high interest savings account, free online checking accounts, and a detailed banking guide are all strong incentives to sign up with a particular bank, but if they don't provide a high standard of banking service in core areas, none of the above will ma... Read >
Author: MIKE SELVON17th July 2009
If you are at college studying hard as a student it can be difficult to manage your money so your loans and debt don't build up too much over the time of your studying so here is some great advice on keeping your head above water.
1: Do get a student l... Read >
Author: Robert Bell16th July 2009
If you are at college studying hard as a student it can be difficult to keep an eye your money so your loans and debt don't build up too much over the time of your course so here is some great advice on keeping your head above water.
1: Do have a stude... Read >
Author: Robert Bell11th July 2009
Those Britons on the search for a new savings account are being advised to do so with care, it has been revealed.
Careful consideration should be taken when selecting a savings account, it has been suggested.
With the base rate of interest standing ... Read >
Author: Which4u30th June 2009
As the credit crunch takes hold & disposable incomes shrink, you are probably looking for ways to make your wedding budget stretch just that little bit further. But before you dash to the bank & beg on bended knee for a loan, try these top tips for savin... Read >
Author: weddingdirectory09th June 2009
"Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery" ' David Copperfield.
Charles Dickens wrote this in 1849, before the advent of hi... Read >
Author: Click4credit29th May 2009
The Government’s Child’s Trust Fund scheme is designed to give your child a running chance at saving for later life. The project, which sees a £250 voucher distributed to all eligible children, aims to meet four key objectives: to give your child a h... Read >
Author: pmcindoe29th May 2009
The savings account allows people to put their money in a safe place. While it is kept in the bank, the amount earns interest. Keeping money away from thieves or improper spending while it slowly grows, now that's two advantages in one! The interest that ... Read >
Author: Mel C19th May 2009
Are High Interest Savings Accounts the Solution?In the present economy, everyone I know is striving to keep his or her head above water. Retrenchment has more than doubled and people everywhere are looking for a way to cut corners and possibly even save ... Read >
Author: selfimprover198015th May 2009
In the present economic climate people are looking to cut back on their monthly outgoings and one of those that may be over-looked is unnecessary insurance.
By law we must have motor insurance but that is the only compulsory insurance and ideally it i... Read >
Author: michael challiner13th May 2009
So you've managed to put aside some cash - what now? Money stuffed into a mattress doesn't grow. But money deposited for a fixed term, or in a high interest account, works for you by earning interest - and is also a lot safer. The longer you leave your sa... Read >
Author: Click4credit06th May 2009
Over the past few years savers in the UK have been bombarded with tempting offers of high interest savings accounts from many financial institutions, including a number of newcomers from abroad, many of which went on to monopolise the UK savings account m... Read >
Author: Reno Charlton24th April 2009
Interest on your savings is the result of making your money work for you. Everyone knows that the more interest you get on your savings the better off you'll be in the long run. Savings interest can take several forms. Interest on your term deposit is usu... Read >
Author: Mel C23rd April 2009
Savings accounts come in all different shapes, makes and forms. They have many different features - and some, like the online savings accounts, have none at all. When you are thinking of opening a savings account be sure to do a little research to see whi... Read >
Author: Mel C23rd April 2009
A savings account can be used to teach your child thrifty habits. The very first savings account a child has is usually a piggybank. This can be in the shape of a pig or any other shape. It usually has a catch at the bottom so the child can take the money... Read >
Author: Mel C23rd April 2009
Online savings accounts are really the best type of account to save money because they offer the best interest rates. The interest rates are so high because online savings accounts have no features. These days people have become quite used to doing their ... Read >
Author: Mel C23rd April 2009
The online savings account is one of the best ways to save, and make your savings work for you. An online savings account nearly always offers much higher interest rates than any other account except term deposits - and they have fees that the online savi... Read >
Author: Mel C23rd April 2009
Using an online interest calculator is an interesting exercise to estimate the amount of money you would make over a certain number of months or years on your savings. However, they have their limitations. For instance if you want to figure out an equatio... Read >
Author: Mel C23rd April 2009
Some savings accounts give a much higher rate of interest than others. High interest savings accounts allow you to make your money work for you not only by offering high interest, but allowing you to take advantage of compounding interest. Where the inter... Read >
Author: Mel C23rd April 2009
There are many different kinds of bank accounts and each one is a product that the bank considers would be useful to its customers due to the different features it has. Not everyone needs every feature that is available. If you get a bank account with fea... Read >
Author: Mel C23rd April 2009
Making your money work for you
In today's tough economic climate, making your savings work for you is important. You cannot afford to leave any cash languishing in your checking account. If you have any spare cash, over and above your cost of living, you... Read >
Author: Mel C15th April 2009
In these challenging economic times, it is even more important to develop a strong financial foundation that can help you be debt free and save money for future expenses. Without a good credit rating and structured budget you will only continue to fall de... Read >
Author: Andrew19th March 2009
A custodial savings account is a very specific type of savings account in the sense that it is opened for people at a minor age, or those who are 18 years of age or younger. A custodial savings account may also be opened for people who are over the ag... Read >
Author: mark13th March 2009
Do you have a high interest savings account? Well, if not you should consider opening one. In more normal times, high interest saving accounts are one of the safest ways of investing your money and getting a reasonable interest rate in return. The interes... Read >
Author: Mel C13th March 2009
Online savings accounts are one of the best ways to save money. You get high interest compared to many other kinds of savings accounts and there are no fees because you do all the work yourself. Of course, you do need basic computer skills to do this, but... Read >
Author: Mel C11th March 2009
Many people believe it is impossible to build wealth unless you have a well-paid job and no debt, but that is not so. Almost anyone can start building wealth with a little discipline and lots of motivation. There is nearly always some way of saving an ext... Read >
Author: Mel C11th March 2009
If you don't have one of the many savings accounts available you are missing out on one time-honoured way of making your money work for you. A savings account will get you a much better rate of interest than many other types of accounts such as a cheque a... Read >
Author: Mel C11th March 2009
The best thing about having an online savings account is the high interest. The online savings account offers a much higher interest rate than most other types of savings accounts. Some go over 7%, which will help to grow your savings considerably, especi... Read >
Author: Mel C05th February 2009
If your a young adult and wanting to get ahead financially it can seem like a tricky task. School and college offers little in the way of real world financial education and it's all to easy to get into bad habits and to start spending more than you bring ... Read >
Author: Click4credit30th January 2009
If you’re major interest is information related to video teleconference protocols or any other such as outbound conference call service, high interest savings accounts, interactive web conferencing or free natural voices, this article can prove useful.
... Read >
Author: deepak kulkarni03rd December 2008
Now banks add huge interests on the deposits in savings as well as current accounts. The present current account interest rates of various banks are quite high and are beneficial for the business people.
Saving money what people earn monthly has been a... Read >
Author: Alice Erin03rd December 2008
Superannuation is the part of your pay that your employer must legally put away for you. In spite of all this, super is something you have to have and you'll be glad of it when the time comes for access. After all, you can't work all your life and dependi... Read >
Author: Melanie Click03rd December 2008
Converting your vehicle to LPG is a great cost saver, since the cost of auto-gas is so much less than the cost of petrol. Even with the rising tax on it, it will still be cheaper for a good few years to come. But how come LPG is so cost-efficient compared... Read >
Author: Melanie Click02nd December 2008
When was the last time you looked at the back of your wardrobe? Whenever it was, I bet you found something you’ve never worn and had forgotten you’d ever bought.
However, you don’t have to be a compulsive shopper to own clothes you have never ... Read >
Author: pmcindoe16th November 2008
Summary: When people go to a bank for storing their money, they do so either by opening a savings account or if the applicant is a business, then by opening a current account. However, in both of the cases, they expect the best and the banks are striving ... Read >
Author: addi13th October 2008
Even at the best of times many of us struggle to keep on top of money issues. However, with the ongoing finance crisis it is becoming more important than ever to make your budget last and stretch further. Here are some easy ways to cut your budget and cut... Read >
Author: Click4credit07th October 2008
So you have accumulated a steady amount of savings through sheer hard work and extreme discipline and now you have been forced to dip into your life savings to foot the monthly food and energy bills?
This is an unappealing fact the average household ma... Read >
Author: barryloughran@live.co.uk01st October 2008
With another major bank set to become nationalised, savers are turning to our overseas neighbour to ensure their savings stay safe. The Irish government have backed all savings 100% which has lead to the Irish banks being swamped with calls to set new acc... Read >
Author: barryloughran@live.co.uk19th September 2008
Surveys have revealed that Britons are not doing enough to prepare themselves for retirement
GE Money reveals that only one in four Britons calculate that their future savings will be not be substantial enough to provide them with comfortable retiremen... Read >
Author: Which4u19th September 2008
Cash investments are considered the simplest and most conservative types of investment, and traditionally, too, they reap lower albeit more dependable returns. In the last few years, investors eschewed cash accounts and turned to the share market which ha... Read >
Author: Click4credit19th September 2008
It's always very exciting to buy a new car. Other than a house it's one of the biggest purchases we make and therefore one that you should carefully about. Billboard, direct mail and TV bombard us with messages for cars and how to get finance for them. Ho... Read >
Author: Click4credit10th September 2008
There seems to be no shortage of advertising for financial solutions and it’s hard to know which messages could be relevant to you and are worth looking into. High interest rates on savings accounts, low interest rates on credit cards and overdrafts a... Read >
Author: mpressman08th September 2008
Regardless of the income you earn you should think about the use of a high interest savings account to safely store your extra funds and make your money grow. It's a fact that many people leave their excess money in their main bank account that does not e... Read >
Author: Click4credit08th September 2008
Falling property markets is grim news for house sellers and estate agents. If you are thinking of selling your house in a falling property market, perhaps for job relocation, or simply for affordibility then here is a look at some of your options.
1. ... Read >
Author: Wheres My Property08th September 2008
Anyone that has ever struggled under the mountain of stress that debt provides swears they will never put themselves in this situation again. Having too much debt can impact a range of areas in your life. You can suffer from the additional stress of havin... Read >
Author: Click4credit03rd September 2008
Protect your wealth from the effects of increasing inflation with high interest savings accounts
ICICI Bank (an Indian owned bank) has taken the lead in the savings accounts market by offering a 1 year fixed term bond at 7.2% AER. Based the UK ICICI Ba... Read >
Author: Which4u02nd September 2008
When you want to open a bank account, you may think that it is going to be a snap and easy to do. Opening a bank account involves making decisions, which you may not realize until you contact the bank to open your account. With so many different banks to ... Read >
Author: Ling Tong13th August 2008
Internet Only Bank Advantages
Most people are familiar with Internet banking through their local branch office. Most traditional banks offer some form of online or Internet banking services. Fortunately you have another choice. You can sign up for an In... Read >
Author: Sandeep Sharma12th August 2008
People react in different ways to the reality of reaching their fiftieth birthday. For some it is an event they would rather keep very low key, while for others nothing could be better than arranging a party with all their friends and family present.
... Read >
Author: Daniel Collins28th July 2008
If your comparing online saving accounts you'll find there are different types of accounts on the market with varying amounts of flexibility and features. The most common account types are high interest savings, term deposits and instant access saving acc... Read >
Author: PARMOD BANSAL17th July 2008
Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and ... Read >
Author: Daniel Collins07th July 2008
Mortgage repayments have gone up alongside credit card and personal loan rates with the latest cash rate rises by the Reserve Bank of Australia. Even though this has spelt bad news for many people there are still some ways to make good of this situation, ... Read >
Author: Ed Wood19th June 2008
Although they’ve had hard times for the past few years the tide is finally turning in favour of savers and investors, and rather perversely it’s due to the onset of the credit crunch. Many retired people reliant on monthly interest payments to fund ... Read >
Author: Andrew Regan19th June 2008
Although they’ve had hard times for the past few years the tide is finally turning in favour of savers and investors, and rather perversely it’s due to the onset of the credit crunch. Many retired people reliant on monthly interest payments to fund ... Read >
Author: Andrew Regan18th June 2008
Potential buyers pursuing their dream of home ownership should consider doing their saving online as that could be the quickest way of achieving the sizable deposit needed to buy a house. Online savings accounts tend to offer the best interest rates, so ... Read >
Author: Isla Campbell13th June 2008
If you’ve been thinking of saving for that special something, now is a good time to open an account as despite base rate falls, interest rates for some types of deposit accounts are still extremely attractive. But, before you begin on the route to regu... Read >
Author: Isla Campbell01st May 2008
Summary: The global credit crunch, which began during July of last year, is still wrecking havoc in the world's financial markets, more and more consumers are finding it difficult to attain the finance within their means.
As the lenders are either hiki... Read >
Author: Amenda27th April 2008
There are several types of savings account that you can open in banks or other deposit-taking institutions. They usually offer instant access savings accounts, term deposit savings accounts, and high interest savings accounts.
Term deposits earn fixed ... Read >
Author: Click4credit15th April 2008
The recent spate of rate rises made by Australia's central bank the RBA may be bad news for home owners facing increased mortgage repayments but they offer great opportunities for those with money to save. The federal rate rises has led most of the banks ... Read >
Author: Click4credit11th April 2008
Mortgage Basics
Unfortunately, in this day and ages, mortgages are virtually unavoidable for the common man. Paying rent, in my selfish capitalist view, has as much use as burning cash. And in some ways I'd prefer burning it than funding a stranger's... Read >
Author: Jon C19th January 2008
Every day more and more of the traditional brick and mortar establishments of finance and banking are offering internet banking services to customers, so it is hardly surprising that a modern day influx of new banking institutions are exclusively hitting ... Read >
Author: verasang08th November 2007
Making your own lunchThis is a great way to save those extra dollars and can be quite tasty as well. If you have a microwave available then you can make a hot dish at home like pasta sauce and noodles. Then you can freeze this in bulk and bring it to work... Read >
Author: Andrew21st October 2007
The market for your money is always gaining more competition which is great news for consumers. The options used to be rather limited in off the shelf investment. Most bank accounts (standard transaction accounts) pay either a low rate of interest or non ... Read >
Author: Andrew21st October 2007
The elderly find themselves clutching at straws trying to pay of everyday bills. Expenses keep on increasing as the years keep growing. Old age merely brings about a rise in a number of expenses. Visits to the doctor have to be made. Medicines need to be ... Read >
Author: ajeetkhurana03rd September 2007
As children, many of us began saving by plugging our pocket money into a piggy bank. It's a good early lesson in money management, but as adults, it's necessary to do more than just stash your cash under the bed.
But before starting to put your hard e... Read >
Author: Joanna Gadel20th July 2007
People with money typically know how to make their money work for them. Great areas of investment they utilize are savings accounts. Savings accounts can be a good, low-maintenance option to help maximize your money. By exercising a little bit of patien... Read >
Author: CharleyHwang06th October 2006
One of the most important features of large and small business is to have good business banking. Good business banking will allow the money within your company to flow, and will greatly save you time and money. If you are a small business owner and are un... Read >
Author: Peter Kenny25th September 2006
If you have a great credit rating and no debt, then you could be in line to make some money. And you can do it using the tools that credit card tarts have been using for years.
The Credit Card Tart System
Credit card tarts have used the incentives o... Read >
Author: Joseph Kenny08th June 2006
Reducing your overall debt level as much as possible is always a good idea, and is usually recommended as part of a budgeting plan. If you have some spare funds available, you might be tempted to clear your personal loan, as nearly all loan plans allow fo... Read >
Author: Nicholas Hunt26th May 2006
The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card.
The feature was an instan... Read >
Author: Michael Strauss27th April 2006
Everyone knows that credit cards are synonymous with debt. However, many people are taking advantage of 0 interest credit cards and making a profit. You just have to learn how to do it before you start. There is no reason whatsoever to make small profits ... Read >
Author: Robert Alan09th April 2006
The range of options for investing your money can be bewildering to the new investor. Obviously, I cannot provide investment advice particular to your circumstances, but I will try to advise you of a few basic investment options that may be available to y... Read >
Author: Patrick Altoft15th February 2006
Copyright 2006 Michael Hanna
From Valentines Day (14th February) 2006 a signature is not good enough for you to purchase goods in the UK using your debit or credit card. Chip and PIN technology has been around for years, but before now it has still bee... Read >
Author: michael hanna17th November 2005
Aiming to save money on our credit cards should be something that we all should be doing. This can be done by switching your credit card to one that has a 0% interest free offer on balance transfers and purchases, or simply playing a credit card game such... Read >
Author: Peter Kenny13th November 2005
Lets stop snoozing and start "stoozing"
Do not think that we are trying to get you involved in any criminal activities here, we're not and the whole process is legal and above board and will give you the chance to get one over on the credit card compa... Read >
Author: Peter Kenny
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