|
30th September 2009
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. A debt collector is someone who regularly collects debts owed to others. This includes collection agencies, ... Read >
Author: txyaffiliate16th September 2009
If you have bad credit, are in debt, or are tired of getting turned down for credit or loans, then this is for you. A lot of people assume there are no negative marks on their credit report, when in fact there may be errors contained in your report that y... Read >
Author: wbdoyle16th September 2009
Under the Fair Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccura... Read >
Author: wbdoyle16th September 2009
Has your credit card company ever charged you twice for the same item or failed to credit a payment to your account? While frustrating, these errors can be corrected. It takes a little patience and knowledge of the dispute settlement procedures provided b... Read >
Author: wbdoyle16th September 2009
You can dispute mistakes or outdated items for free. Under the Federal Credit Reporting Act (FCRA), both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you to a co... Read >
Author: wbdoyle16th September 2009
If you have ever ordered anything using your credit card and you haven’t received it but you were billed for it, you have some options. Once you get over your initial anger, calmly follow these steps.
Write to the credit card issuer at the address f... Read >
Author: wbdoyle11th September 2009
What are billing errors?
Billing errors include:
A purchase you did not make or did not authorize.
Charges for goods or services that you did not receive or that you refused to accept.
Payments you made that were not credited to your accoun... Read >
Author: wbdoyle08th September 2009
IRS levies have a way of striking without warning. In a flash your bank accounts, wages, or assets vanish without a trace. You might think you are safe from an IRS tax levy if you’ve avoided an IRS notice so far. But truthfully, you can not escape the d... Read >
Author: Mansi Gupta27th August 2009
What is a Statute of Limitations?
You only have a certain amount of time to settle your case or file a lawsuit. In Kentucky this time is two (2) years from the date of the accident or two (2) years from the date of the last medical no-fault payment is... Read >
Author: The Schafer Law Office19th August 2009
When a mortgage is insured or guaranteed by the Federal Housing Administration (FHA), an agency overseen by the Department of Housing and Urban Development (HUD), servicing companies must follow HUD servicing guidelines. Some of these regulations involve ... Read >
Author: Nick Adama10th August 2009
If you disagree with the appraisal district's value or any action of the appraisal district about your property, the Texas Property Tax Code (TPTC) provides several options to appeal your property taxes. Most appraisal district offices will meet with you ... Read >
Author: Patrick OConnor10th August 2009
Despite many consumers paying insurance premiums faithfully for years, insurance companies regularly deny claims. How do you know if the claim was denied correctly? How do you know if you should fight? And, if so, who do you fight and how?
Luckily, whe... Read >
Author: lanceharryson28th July 2009
If you want to know what the latest trends in self storage business are, you should read self storage news. This news is meant for both self storage business owners and tenants.
Keeping Abreast Of Latest Trends
In today’s hard economic times, it is... Read >
Author: berg0101a18th July 2009
How to remove wrong info from credit report is one of the first things you need to know if you want to improve your credit score.
If there is incorrect information on your credit report it should be simple to remove, but sometimes it can be a long pro... Read >
Author: chloesmith200915th July 2009
Evicting a tenant is a terrible, but sometimes necessary part of being a landlord. When your tenants are not paying their rent, are damaging your property or are otherwise breaking the terms and conditions of their lease, you may be forced to being evicti... Read >
Author: Joe Cline26th June 2009
When you file your divorce petition, you are telling the court what you want, and why you should get it. However, your court's clerk also needs a way to prove that your spouse has received notice of the proceedings. This record is called a "summons".
... Read >
18th June 2009
Most people hate dealing with their credit score. No matter how unpleasant, your credit score is one of those things that you simply must deal with in life. You need to know what debts you have and what your credit history is. If you understand these thin... Read >
Author: Karen Bellas29th May 2009
It's been estimated that as many as 50% of credit files have errors contained in them. This is not surprising when you consider the industry collects more than 2 billion pieces of credit related information each month and generates more than 550 million c... Read >
Author: Troy Fullwood26th April 2009
When homeowners fall behind on their mortgage, the lender will eventually begin the process of foreclosing on the home. Depending on the state laws where the property is located, type of documents used in the loan, and the terms contained in the paperwork... Read >
Author: Nick Adama22nd April 2009
If college is in your future, yet the ability to pay for it seems out of reach, one of the best options is to get a scholarship. However, applying for and receiving scholarships is not always as cut and dried as you may wish. Here are some tips you can us... Read >
Author: Cary B04th April 2009
The US Postal Service, feeling the same pinch everyone in the nation over feels, has had to raise rates for most postage classes on May 11, 2009. As with every other business, the USPS has had to contend with fuel prices, mounting costs for labor and infr... Read >
Author: Patrick Payne01st April 2009
The first step on the road to improving your credit rating is to check your current standing with all three of the major credit rating agencies, Experian, TransUnion, and Equifax and be aware that you should then check it at least once a year because impo... Read >
Author: Michael Redbourn27th March 2009
If you are considering using one of the credit repair companies, I urge you to reconsider. I will give you the disadvantages of using a credit repair service and the advantages of doing it yourself. Please don't be fooled into believing that you don't h... Read >
Author: avisolutions27th March 2009
If you are considering using one of the credit repair companies, I urge you to reconsider. I will give you the disadvantages of using a credit repair service and the advantages of doing it yourself. Please don't be fooled into believing that you don't hav... Read >
Author: Avi Solutions25th March 2009
Credit Repair Knowledge is Power
Before reporting to the credit bureaus a collector must furnish a collection notice. This may be a straightforward collection letter, or may take the form of an offer to settle. Either way, the receipt of a collection n... Read >
Author: Ian Webber16th February 2009
This article details the Florida Loan Modification process and can help prepare you for the loan modification filing process, and what to expect as a homeowner.
1. Gather all of your financial documents including:
* Mortgage Statement (most recent f... Read >
Author: Florida Loan Modification12th February 2009
Your credit report changes constantly depending on your activities or especially in the event that you have become a victim of fraud. To protect yourself, it is important to order a current copy of your free triple score credit report at least twice annua... Read >
Author: Marc Marseille31st January 2009
If you’re drowning in debt, facing collection, or even facing bankruptcy, you need to address the situation now, before it gets any worse. Debt negotiation is often a better solution to severe debt than bankruptcy.
What is Debt Negotiation and Settle... Read >
Author: mbhat_fdr07th January 2009
Even though the Internet is used increasingly for private correspondence, when sending important, sensitive documents, the security of postal mail is still the best choice. Even then, letting your mail carrier just leave important business documents in th... Read >
Author: Patrick Payne11th December 2008
When you are being contacted by debt collectors it can be very aggravating. It can cause you to change your number, change your job, and even move.
This frustration is ten fold if the debt is not your debt. It is common for a lender to make a mistake ... Read >
Author: JohnCooper03rd December 2008
An effective letter is one that gets you what you want as quickly and as easily as possible. The format needs to be perfect and its content convincing. The following tips show exactly how to be sure that your letters
are both. Following are several ... Read >
Author: DigitalSoftwareOnTime.homestead.com03rd December 2008
If you want results when you write a letter to an individual or business regarding a complaint, there’s a proper way to go about it. Use the correct form format. This this show that you took quality time to write your letter, and that you are serious.... Read >
Author: DigitalSoftwareOnTime.homestead.com30th October 2008
There are many rules of thumb that are best observed when dealing with Collection Agencies. All communicating with a collection agency should be done by certified mail.. Only by written communication can you legally be assured in your dealings with a Col... Read >
Author: William Lingle15th October 2008
When you move into a home, you hope to move into a community. You want your feeling of comfort and wellbeing to extend beyond the bounds of your property. And you want to be certain that should something go wrong or another member of the community act aga... Read >
Author: Joe Cline15th October 2008
When you rent or lease an apartment or office complex, you are required to give a leasing or security deposit. The amount varies but is often one month’s or a portion of one month’s rent. When you move out, you should be fully reimbursed the security ... Read >
Author: Joe Cline08th September 2008
If you are being contacted by NCO Financial it is regarding an unpaid debt. Sometimes they are also referred to as NCO group or NCO financial systems. They are an aggressive collection agency with a history of FTC violations.
NCO is often hired to come... Read >
Author: dmoskel04th September 2008
Debt collectors are highly motivated to convince debtors to pay the debt because they frequently work on a low base pay plus commission. This business model has created the reputation for bill collection agencies that we know today.
The collector might... Read >
Author: William E. Lewis, Jr.13th August 2008
Copyright (c) 2008 Law Offices of Jonathan Cooper
In the last few years, I have been approached on more than one occasion by individuals that had been sued, and were extremely concerned that their hard-earned assets could be exposed and subject to coll... Read >
Author: Jonathan Cooper21st July 2008
With the subprime crisis hitting banks very hard, access to credit is becoming tough. Having good credit is extremely important. Bad credit can come in the way of obtaining mortgage loans, auto loans, good insurance deals and can even make you loose your ... Read >
Author: Click4credit15th July 2008
In today's world, having a bad credit report may be detrimental. Even though in most cases consumers have brought this upon themselves, in some cases the bad credit report may be caused by a glitch in the credit bureau system. As up to 25% of credit repor... Read >
Author: David Siegel25th April 2008
Foreclosure is not a complicated legal process but it can be confusing to the average homeowner struck in it. The exact legal process varies from state to state and county to county, however, the overall process is very similar.
A homeowner gets behind... Read >
Author: David Dinkel18th April 2008
You may try debt negotiation with your creditors if you have realized that you can't settle any due bills. In this way, you can find ways on how you can find the needed money before creditors start calling you.
Before starting debt negotiations, you s... Read >
Author: Deanna Mascle01st April 2008
A simple uncontested divorce is a divorce that a Rhode Island divorce lawyer can typically complete for a relatively inexpensive flat fee. In a RI uncontested divorce, the attorney and the parties must still attend court for a brief hearing.
The hallm... Read >
Author: David Slepkow, Rhode Island Lawyer28th March 2008
Are you a parent of a child with disabilities who is looking for
information to help you fight for an appropriate education for your
child? Would you like to learn five easy to use parenting tips that
can be used by any parent? This article will disc... Read >
Author: JoAnn Collins19th February 2008
The local health club has a special going on. They always have specials; at least the ones I worked at in the past did. They often waive the initiation fee. My first boss told me to buy walk-ins a drink when they come in so they feel like they owe you som... Read >
Author: John Kelly02nd February 2008
Repairing your credit history yourself is actually surprisingly easier than you may have thought. Good, good, you might be thinking, but how exactly do I make a start on this?
Let's get straight into the details with Two Steps.
Step One
1. If you... Read >
Author: Ash Bowkett22nd January 2008
The 18 to 29 age group has the fastest growing rate of identity theft of any age range. Identity theft is the fastest growing type of fraud, making identity theft prevention suddenly seem a lot more important.
It's not exactly hard to figure out why-... Read >
Author: urlreader17th January 2008
Credit Report Disputes can take up to 60 days to remove. The 3 credit Bureaus don't make it easy to get items removed. Make sure after you have got your Free Credit Score Report and reviewed what is not correct you only dispute once. Every time you disput... Read >
Author: Mike Clover08th August 2007
A change in residence is not uncommon for many people, but when a child named in a Washington State parenting plan changes residences, special laws come into play. Sometimes people move just across town, but other times the move is far enough away that a... Read >
Author: Mckinley Irvin19th June 2007
Send it in. If you have delinquent tax returns, the best advice is to send the tax return in to the U.S. Postal Service as soon as possible by certified mail with return receipt requested The IRS will send back a little receipt in the mail a few days late... Read >
Author: --04th April 2007
When Marisa Galán checked her credit report, she noticed accounts that were not hers, but thought nothing of it. What she didn't know, however, was that these accounts were culprits that were negatively affecting her credit-and her ability to get a loan... Read >
Author: You and Your Money27th March 2007
Most likely you have incorrect, outdated or incomplete information that appears on your report. The reason for this is generally due to human error such as someone keying in your name wrong in a credit application or a creditor not updating your account l... Read >
Author: Sarah Kathryn K14th March 2007
As most consumers know or have experienced, inaccurate information on credit reports is more common than you think. Having these errors cost you thousands of dollars in higher interest rates then you should have on when applying for loans and credit cards... Read >
Author: Pete Glocker03rd July 2006
Here are the top 7 questions we hear from consumers about credit reports and credit scores...
1. Will closing paid off credit card accounts improve my credit score?
This will surprise many of you, but closing paid off credit card accounts can ac... Read >
Author: Myra Golden28th June 2006
Identity thieves take advantage of everyday opportunities to discover your personal information and use it to commit fraud or other crimes. The good news is a victim of identity theft has more options today than ever before. According to the Federal Trad... Read >
Author: Cathy Taylor27th April 2006
All About Copyrights by Pam White***While this article is to help writers understand copyrightlaws, it is not legal advice. Please visit the U.S. Copyrightwebsite for more information, and call an attorney when legaladvice is needed.Writers, new and estab... Read >
pwhite052001
20th April 2006
There are three main areas we need to keep in mind as the year ends:
1. Taxes
2. Corporate formalities
3. Planning for next year
The power of documentation—shifting the burden of proof
For those who have an LLC (opposed to a sole proprietorship, ... Read >
Author: Drew Miles20th April 2006
If you have ever received your credit card statement and found an error, you know how frustrating it can be. You either call the credit card company and they say you need to talk to the merchant. You call the merchant and they tell you to call the credit ... Read >
Author: Rebecca Spitzer16th November 2005
The business of debt collection has become very lucrative and the collection of "old" is on the rise. It would be wise to know your rights when it comes to getting collection calls for old debt especially debt that is excess of seven years and no longer a... Read >
Author: Marjorie Salada
|
