Articles, tagged with "fair isaac and company", page 1
29th December 2010
Sometimes, it’s a little bit peculiar to think that some people are willing to spend extra money to obtain credit repair by attorneys. The bottom line here is that, what do these lawyers do in order to fix your credit score? If you are desperate to improv...
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Author:
Herschel
24th December 2010
Sound financial management not only includes managing what comes into your coffers. It also involves managing your indebtedness. It goes without saying that debts come with responsibilities that you have to fulfill. You obviously have to be able to mee...
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Author:
Herschel
27th August 2010
FICO score is one of the primary things one has in mind while looking out for a debt relief option. Depending upon the FICO scores your ability to get credits in future is decided. As such it is better that you maintain a clear payment history so as to in...
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Author:
kevin.craig
05th July 2010
If you have never been in the market for a car or a house, you probably don't realize what a FICO score is. But if you are, it is probably something you think about all of the time.
What is this thing called FICO? That part is simple: it stands for t...
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Author:
KathyStearns
14th June 2010
So, how do we go about accessing capital? One of my favorite ways of acquiring funds is by leveraging credit. I often refer to this as creating money from thin air. Credit is my favorite way because it doesn't really exist. It isn't tangible, you can't to...
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Author:
Chris
01st December 2009
One could be wondering why some banks turn down a mortgage application while some others might consider it fit for approval. The answer may actually lie in the credit history and the credit score to be accurate which plays a critical role in loan sanctio...
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Author:
Scot Johns
21st October 2009
Not all Scores are Equal
There are many credit scores available, but the only one that matters is your FICO score. FICO, by the way, is an acronym for Fair Isaac and Company, the developer of the score. This is the score that virtually all lenders us...
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Author:
jassica
01st October 2009
When you apply for credit - whether for a credit card, a car loan, or a mortgage - lenders want to know what risk they'd take by loaning money to you. FICO scores are the credit scores most lenders use to determine your credit risk. (Credit bureau scores ...
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Author:
G Barcus
05th September 2009
Improve Bad Credit Score
In order to know how to Improve a Bad credit Score you first need to Know your FICO score. This refers to the Fair Isaac and Company which began a scoring system to calculate a persons credit worthiness.
The higher your ...
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Author:
R.C. Ryan
10th August 2009
As a real estate agent, I deal weekly with clients that have minor to severe credit issues. Along the way, I have partnered with lenders and performed a lot of research on ways I can help my clients with credit repair. Granted when they I buy a home, I be...
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Author:
Roby Robertson
10th April 2009
FICO is registered trademark for Fair Isaac and Company, or Fair Isaac for short. Fair Isaac is a company who constructs 'credit score' tools for lenders who use them to evaluate the credit of their customers and prospects. FICO credit scores are among th...
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Author:
TC
05th April 2009
A FICO score is not a regular credit score. It is a brand of score that is the most widely used. It was developed by Fair Isaac and company known for developing risk assessment models. It is a complex equation that is not fully disclosed. The informa...
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Author:
William Lathrop
17th August 2008
Credit is the money you borrow from somebody. Whenever you
borrow money you become the debtor and the person who is crediting you the money is the creditor. Whenever you get a credit from somebody, it automatically implies that you need to repay the amo...
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Author:
L.Mathews
14th August 2008
You have all heard me talk about FICO scores and how important they are to your financial health. I'm going to walk you through a scenario so you can see how FICO affects you.
Let's say that you are going to apply for credit. You may be thinking of bu...
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Author:
Jill Russo Foster
06th June 2008
Credit Cards Hold the Key
There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit cards also ...
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Author:
Jim Kemish