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23rd September 2009
Are you one of those people that always ask for a window seat? Perhaps always watching the airplanes that fly overhead? As I was traveling from San Diego to Nashville on a Southwest flight I wondered how many people on my flight ever thought about being a... Read >
Author: wbdoyle16th September 2009
Many people have enjoyed the benefits of transferring their credit card balances from expensive, high rate cards onto low rate or even interest free balance transfer credit cards over recent years.
Balance transfers have become an effective way to avo... Read >
Author: mehraj16th September 2009
If you are a conscious and energetic saver, then you have most probably been told that credit cards are bad and evil things that you need to stay well away from! However, used the right way, a credit card can be a great way to save money! So, how can you ... Read >
Author: wbdoyle16th September 2009
Millions of Americans have credit cards, using them almost every day for everything from mundane things like groceries to exciting purchases like vacations. But unless you already have a 0 APR Visa, Mastercard, or Discover credit card, chances are you’r... Read >
Author: wbdoyle11th September 2009
In no particular order, the following are viewed as being the top 10 common credit card mistakes:
1. Applying for a card and limit you cannot afford to repay
Most people have bad debt management skills and are swept away with the fact that they have... Read >
11th September 2009
Credit card balance transfers are one of the financial world's great empowering features, but they can only be done successfully if you follow the rules and don't fall foul of them. Firstly you must consider the benefits, then the pitfalls. These two aspe... Read >
11th September 2009
The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card.
The feature was an instan... Read >
11th September 2009
Choosing the best credit cards to meet your personal credit needs is an important step to take. Credit cards are the best for short-term credit borrowing, and if you choose the best credit cards wisely, you won't be struggling with unmanageable cards paym... Read >
Author: wbdoyle11th September 2009
A balance transfer credit card aids in consolidating credit card debt and sometimes can also be a way of steering clear of the burden of debt. You will find as you are searching through all those credit card company offers you receive all the time that th... Read >
Author: wbdoyle11th September 2009
ANZ is Australia's most popular bank that issues credit cards and offers a wide variety of Credit Cards. The credit cards offered by ANZ range from lower interest rate credit card to Gold credit card and a Frequent Flyer credit card. Once you apply for AN... Read >
Author: Jamie Hanson10th September 2009
How many times have you taken out a credit card based purely on its current interest rate or balance transfer option?
You may be surprised to note there are at least 7 elements worthy of consideration when you take out a new credit card. To judge a new... Read >
Author: wbdoyle10th September 2009
What Is A 0% APR Credit Card? Many of us have heard about them, but has anyone every explained 0% APR credit cards to you? Well, for starters, the APR or annual percentage rate is the rate of interest credit card companies charge on outstanding payment... Read >
Author: wbdoyle17th August 2009
There are many different types of credit cards, designed for different people with different needs and different incomes. From the the simple low interest credit card, to the airline credit card, to the much desired unlimited AMEX.
When it comes down ... Read >
Author: GaryLlords10th August 2009
What Is A 0% APR Credit Card? Many of us have heard about them, but has anyone every explained 0% APR credit cards to you? Well, for starters, the APR or annual percentage rate is the rate of interest credit card companies charge on outstanding payment... Read >
Author: dbp200503rd August 2009
Having reliable finances in place is an integral part of studying. From rent bills and groceries to books needed for study, the life of a student has essential expenses so it makes sense to have finance in place as all the necessities can then be catered... Read >
Author: Vicky Cochrane02nd August 2009
Interest can accumulate on debt hence making the already existing debt more of a burden. Your debt increases and you end up being faced with a debt that is more than what you were planning to repay. If you want to find ways to reduce your interest payment... Read >
Author: Mercy02nd August 2009
As a general rule of thumb, the same credit card should not be used for purchasing items and to transfer previous debts, it has been claimed.
While seeking out competitive credit card offers can prove to be an effective means of not only purchasing ite... Read >
Author: Which4u31st July 2009
Balance Transfer Credit Cards
Balance Transfer cards can be a good choice for those already paying off debt on an expensive, high-interest credit card. By switching to a 0% balance transfer card, you will save money on repayments as there will be no in... Read >
Author: Robert Palmer10th July 2009
The reality is that the best mortgage is the one that meets all your requirements in a mortgage loan. These obviously differ from one borrower to the next. For a first home buyer the best mortgage is likely to be a basic variable rate loan with redraw and... Read >
Author: David nalin18th June 2009
0 interest cards also know as interest free credit card deals are available on an introductory basis to win your business. Given the high expense of credit can painfully limit your opportunities because your money is not available for things that are cruc... Read >
Author: Jarvis Duncan18th May 2009
0% APR Credit Cards; have always been popular with customers who saw them as a way of having interest free credit, but providers have wised up to the abuse of them and are clamping down.
0% APR Credit Cards can be used to lower your debt by transferrin... Read >
Author: Daniel Major10th April 2009
Are you pondering on whether you should apply for a credit card? Well, the answer quite simply is - 'Yes' - you should apply for a credit card (this is true for most people). The credit cards seem to have transformed our lives. In fact, one can term credi... Read >
Author: Julia Sinan23rd March 2009
Although it seems as though Christmas has barely passed us by we are now heading swiftly towards the Easter break, and for many families this means organising a break away to keep the kids entertained and the adults sane during the Easter school holidays!... Read >
Author: Reno Charlton23rd March 2009
Although Christmas is now well and truly over for now, many of us are still trying to cope with the debt that we accrued on our credit cards over the festive season, with many having to make monthly repayments on their credit card debt, which often involv... Read >
Author: Reno Charlton17th February 2009
It is undoubtedly the fact that credit cards have become cheaper, that has made them more popular. There is more competition in the market, with the likes of football clubs and supermarkets issuing them, whereas previously the market was dominated by fina... Read >
Author: rudi oneil17th February 2009
It is undoubtedly the fact that credit cards have become cheaper, that has made them more popular. There is more competition in the market, with the likes of football clubs and supermarkets issuing them, whereas previously the market was dominated by fina... Read >
Author: Nigel Thomas31st January 2009
During the recent months, people have become more wary about applying for credit cards. Card companies have resorted to increasing customer’s minimum payments and APR in attempt to improve their finances, much to their disappointment. Many customers f... Read >
Author: Rachael051826th January 2009
Like many things there are advantages and disadvantages when it comes to taking out a credit card. Many of the disadvantages associated with taking out a credit card have been amplified due to the recent credit crunch which has made all financial situatio... Read >
Author: barryloughran@live.co.uk22nd January 2009
Over the past few weeks many people have given their credit cards a good bashing, using them to fund their Christmas purchases and take advantage of the early sales that were put on by many retailers. Whilst this may have proven convenient at the time it ... Read >
Author: Reno Charlton21st January 2009
Trying to find an interest free credit card is near impossible in light of the current financial economical climate if you do not already have a credit card. There are still great deals on the market for anyone who wants an interest free credit card but i... Read >
Author: barryloughran@live.co.uk21st January 2009
The usual plethora of credit card offers that flood the advertising schedules has been noticeable by its absence this year, as credit card companies worry about continued exposure to potential 'bad debt' from consumers. But business credit cards are a dif... Read >
Author: Hannah Callen13th January 2009
It has been found that there are many people who have been relying on their credit cards too much and are now in debt. It has therefore been found that using a credit card can ensure that people find themselves easily slip into debt.
Although it has b... Read >
Author: Gill07th January 2009
Christmas is over for another year, and with the retail sector feeling the pinch as a result of the credit crunch, sales will no doubt have been hit as a result of the economic slowdown.
Despite the slowdown, consumers still flocked to the high street ... Read >
Author: DCollins07th January 2009
With the current economic climate making things difficult for both lenders and borrowers, many consumers will look to various financial services in order to be able to afford Christmas.
Small loans and short-term credit cards can be useful tools for af... Read >
Author: DCollins06th January 2009
With the credit crunch in full swing, affecting everything from credit cards to mortgages, many of us are bracing ourselves for a financially uncertain 2009.
According to research from a stockbroker, many of us will also be worried about job security a... Read >
Author: DCollins05th January 2009
Swipe the card and get what you want. This is the way it works. People are ready to pay interest on what they spend to get that ease. Let’s learn what the real benefits of having a credit card are and how to really use them to your advantage.
Conven... Read >
Author: heenavasvani 29th December 2008
As any small business owner will tell you ensuring a smooth cash flow is one of the biggest challenges in keeping their enterprise running on an even keel. For, even if the business is doing extremely well on paper, unless invoices are being paid on time ... Read >
Author: Andrew Regan03rd December 2008
If you find yourself in a vicious circle of debt with a number of credit card or store card providers then you will be pleased to hear that the government have met with the top lenders to conjure a deal which will ease the strain off struggling borrowers.... Read >
Author: barryloughran@live.co.uk02nd December 2008
With the race to attract new customer this Christmas, high street stores are offering a range of store cards and like most offers some will be better than others. Some cards offer punters cash back if a certain amount is spent whilst others are offering i... Read >
Author: barryloughran@live.co.uk02nd December 2008
Many of us have got used to the luxury of 0 per cent credit cards and 0 per cent balance transfers but these deals we are so used to are now in serious danger of becoming a thing of the past. Many of the leading lenders who have traditionally offered 0 pe... Read >
Author: barryloughran@live.co.uk02nd December 2008
One of the simplest methods to limit your spending this Christmas and protect your bank balance is to carry your cash around with you according to a recent study by scientists. People who pay in cash as opposed to their plastic little friends are far more... Read >
Author: barryloughran@live.co.uk02nd December 2008
Using a store card may seem like the easiest option, you have lots of wonderful in store offers available to card holders and it is interest free for six months, where is the problem? Like most great things, some of these wonderful deals can have very ser... Read >
Author: barryloughran@live.co.uk01st December 2008
We all know Christmas is an expensive time of the year whether you spend your money on presents, holidays, food or decoration. The average person will spend around £600 this Christmas with some more than others; so people may wonder where they are going ... Read >
Author: barryloughran@live.co.uk01st December 2008
A few years back we would take out a credit card if we wanted to make a big payment whether it was for a holiday, new car or kitchen or even to pay for a wedding but rising inflation rates are forcing more and more people to seek credit cards to get them ... Read >
Author: barryloughran@live.co.uk26th November 2008
Leading credit card company Visa have unveiled a new credit card that they will be testing out in various locations over the next few months.
The new card is a lot more high tech than the ones we are used to at the moment as it has its own Pin pad inte... Read >
Author: Gill12th November 2008
We use credit cards a lot, whether it’s paying for expenses like bills or purchases the general public often relies on a credit card to pay for goods and services when paying with our own money is not a possibility.
It’s proven that we are using cr... Read >
Author: Andy Adams31st October 2008
Most of us have heard enough of the doom and gloom that has been going on in the financial markets of late, but some of us may have been on the receiving end of the financial problems, having received rejections for finance deals such as loans and credit ... Read >
Author: Reno Charlton30th October 2008
As Christmas approaches, stores everywhere are preparing their festive displays and taking on more staff to cope with the anticipated crowds. But one store has gone a step further in their preparations.
Without naming names, one popular UK retailer ha... Read >
Author: Jay Tillotson30th October 2008
You can get credit cards with interest-free periods on balance transfers and purchases for periods of around a year. These can help you avoid interest payments on credit cards.
In these difficult financial times, wouldn’t it be nice to be able to get... Read >
Author: Kevin Smith21st October 2008
With the ever advancing technology, credit cards could soon become a thing of the past. Experts are now predicting that the classic plastic credit card will soon be replaced by more modern technologies such as mobile phones, key fobs or even fingerprints.... Read >
Author: Dan Collins21st October 2008
With the nation currently feeling the pinch of the credit crunch, many customers have said that they will definitely be watching what they are spending this Christmas and will try to reduce the costs as much as possible.
In previous years, many die-har... Read >
Author: Dan Collins07th October 2008
With October already upon us many people may already be starting the dread the annual Christmas spend, with everything from expensive food and drinks to clothes, gadgets, and gifts to be purchased.
For many, especially in the current financial climate... Read >
Author: Reno Charlton29th September 2008
With the credit crunch affecting more and more households in the UK, people are taking dangerous measures to keep up with their monthly bills. There has been a recent rise in the number of people taking out additional credit cards to help pay their monthl... Read >
Author: barryloughran@live.co.uk29th September 2008
Switching credit cards to suit your needs and more importantly ease the strain on your pocket has become increasingly common over recent years, and in fact has become so popular it has created a new breed of credit cardholder known as the rate tart.
M... Read >
Author: Reno Charlton29th September 2008
Do you want to find out if free credit repair is possible? To answer this question you need to do some research but you will quickly find that there
really is no way to repair your credit for free. You will have to pay some money at some point in the ... Read >
Author: Allan Zolis08th September 2008
You know what it’s like, you’re there on holiday having a wonderful time and you need to withdraw some money from an ATM, perhaps to buy some souvenirs for family members or just having a little extra on you in case you want to eat out that evening.
... Read >
Author: DCollins25th August 2008
The thought of a 0% credit card will be very appealing to many, borrow money off a lender and pay the exact amount back without incurring any interest costs, what could be better? With the majority of lenders now offering 0% credit cards for new customers... Read >
Author: barryloughran@live.co.uk15th August 2008
To help you find the perfect credit card you should think about how you intend to use and repay the card, as you can then better decide which can is right for you.
You can select from a wide choice of card types, such as credit cards that offer cash ba... Read >
Author: Alisdair Cosgrove29th July 2008
During the credit crunch there are still banks giving away money, especially in the very competitive balance-transfer market.
In the market there are over 90 different 0% credit cards on offer and they all have balance transfer periods that range from ... Read >
Author: Gill29th July 2008
Summary: Partly credit card repayment can affect the customer by charging him higher interest rate and debarring him from the interest free credit period. The interest in case of part payment is not charged on the outstanding only but also on the whole am... Read >
Author: addi06th July 2008
Summary: Credit cards should not be used as a borrowing option. If borrowed from credit card, the card user should repay the amount within the grace period.
plastic money is the smartest way of prepaid credit. It offers the ease of easy shopping. But b... Read >
Author: addi04th July 2008
Summary: Balance transfer, repayment of the borrowed amount within the grace period and paying the minimum monthly installment help you to handle your credit card bills at an affordable limit. These there steps help you to have interest free credit option... Read >
Author: addi21st June 2008
With a new credit card, coming out almost every week, there can certainly be something for everyone, according to recent reports. Amidst the credit crunch, card users are using credit card more and more.
This includes interest free credit cards, b... Read >
Author: Ruth11th June 2008
If you are wondering whether or not you should get a credit card then the answer is probably going to be 'yes'. Credit cards are simply a normal part of everyday life these days and wherever you turn you will see that you are being asked to pay for goods ... Read >
Author: Donald Saunders07th May 2008
Anyone that is looking to save money on their credit card spending and balance transfers may be interested in a new credit card being launched this week by the Abbey. The Zero card could attract a lot of interest from borrowers who are looking to avoid pa... Read >
Author: Reno Charlton07th April 2008
There is no such thing as paying no interest on a credit card. The companies who issue credit cards would not stay in business in this were the case. However, you can obtain an interest free credit card, which means you will not pay any interest for a des... Read >
Author: C.R. Hayes06th March 2008
For many years now millions of UK credit card customers have enjoyed moving their debt from one interest free credit card to another. To many people this seems a great idea. You can take advantage of a zero percent offers and use this grace period to pa... Read >
Author: Marcus Henry05th February 2008
Britain is a nation that loves to spend, some people are lucky enough to be able to afford whatever they like, for everybody else there are credit cards. Christmas came and went quickly but many people opt for credit cards as a way to pay for their presen... Read >
Author: Karl Bantleman01st February 2008
It is gratifying when one has a high amount of credit limit in one’s name. This is because having a higher credit limit enables one to spend more and also be prepared for any emergencies that may require a bit more cash than one can afford, at least for... Read >
Author: R Rama13th September 2007
Interest free credits cards really refer to cards that offer an interest free introductory period. This interest free term can last anywhere from a couple of months to a full year. The most important thing about the interest free period is to not waste it... Read >
Author: Morgan Hamilton10th September 2007
In today's market, there are a wide variety of flexible mortgage products which you can choose from, each with their own particular features.You might be comparing a standard variable rate loan to a home equity loan, noticing that the standard variable mo... Read >
Author: James Kronefield10th September 2007
You’re under thirty and you’re in debt. You keep hearing on the news about rising house prices and you know that you’ll never be able to afford one yourself, because you can’t break even financially, let alone think about putting a deposit togeth... Read >
Author: Lee Unsworth01st July 2007
I always have a large number of doubts when it comes to signs that proclaim "Zero Percent Interest" or "Flat Fifty Percent Off". The only thought that runs through my mind at those times is: "Where is the catch?" There usually is a catch. The question is:... Read >
Author: ajeetkhurana01st July 2007
I am not the most trusting person when it comes to ads that shout out "Zero Percent Interest" or "Flat Fifty Percent Off". At such times the only thought that seems to run through my mind is: "Where is the catch?" There usually is a catch. The question is... Read >
Author: ajeetkhurana29th June 2007
Whether you are a spender or a saver, there are now a mind boggling variety of credit card options from which you can make a selection. You will be spoilt for choice - from the bland vanilla credit cards that offer one or two months of interest free credi... Read >
Author: Matthew Lloyd29th June 2007
If you get the right kind of loan, there are many ways in which you will be able to pay it off more quickly, thus saving many thousands of dollars over the life of the loan. Who doesn't want to save money? Most lending specialists will help you to design ... Read >
Author: Melanie04th June 2007
Debt is a trap that no-one chooses to fall into, however living in the 21st century with countless companies offering interest free credit deals and low rate loans it’s not difficult to fall behind with creditor payments. This is where Debt Negotiation ... Read >
Author: James Banks12th March 2007
Financial independence does'nt mean your a Millionaire it does'nt mean you own a Ferrari or a big house, what financial independence means is you earn more than you spend.
If you have financial independence you have financial security, you have freedom... Read >
Author: stubsy15th November 2006
Second mortgages can be very intimidating and risky, and for that reason it is probably best to avoid them if you can. Here are a few second mortgage alternatives that you might not have thought of.
The best way to go, of course, is to simply get an... Read >
Author: John Gibb12th June 2006
What Is A 0% APR Credit Card? Many of us have heard about them, but has anyone every explained 0% APR credit cards to you? Well, for starters, the APR or annual percentage rate is the rate of interest credit card companies charge on outstanding payment... Read >
Author: Robert Alan26th May 2006
The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card.
The feature was an instan... Read >
Author: Michael Strauss26th May 2006
In no particular order, the following are viewed as being the top 10 common credit card mistakes:
1. Applying for a card and limit you cannot afford to repay
Most people have bad debt management skills and are swept away with the fact that they have... Read >
Author: Joseph Kenny15th May 2006
If you are a conscious and energetic saver, then you have most probably been told that credit cards are bad and evil things that you need to stay well away from! However, used the right way, a credit card can be a great way to save money! So, how can you ... Read >
Author: Joseph Kenny10th May 2006
Credit card balance transfers are one of the financial world's great empowering features, but they can only be done successfully if you follow the rules and don't fall foul of them. Firstly you must consider the benefits, then the pitfalls. These two aspe... Read >
Author: Peter Deakin27th April 2006
A balance transfer credit card aids in consolidating credit card debt and sometimes can also be a way of steering clear of the burden of debt. You will find as you are searching through all those credit card company offers you receive all the time that th... Read >
Author: Robert Alan05th April 2006
How many times have you taken out a credit card based purely on its current interest rate or balance transfer option?
You may be surprised to note there are at least 7 elements worthy of consideration when you take out a new credit card. To judge a new... Read >
Author: John Edmond17th March 2006
In this age of instant gratification, credit cards occupy their own unique status. Actually, so important has plastic money become, that money transactions are perceived as almost impossible without this new age tool. One of the most inviting features of ... Read >
Author: Judith Earl15th March 2006
While most of us wish that we could find credit cards that only had 0% APR, they can't really exist because the credit card companies wouldn't make any money. However, if you're looking to save money with a lower interest rate, there are ways to find gre... Read >
Author: Beth Derkowitz15th December 2005
Who wouldn't want interest free credit for years and years? In theory that's possible. You just ensure you sign up for a 0 interest credit card balance transfer every time your 0 interest period expires. But is your bank ever going to actually tell you wh... Read >
Author: Gordon Goodfellow18th November 2005
There aren't many people who enjoy thinking about finance at Christmas, but when you consider that it's the time of year when we're likely to spend the most money – perhaps the management of our personal finances deserves more time.
If you're looking f... Read >
Author: Rachel Lane
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