Articles, tagged with "consumer credit act", page 1

Repossession your legal rights

Repossession your legal rights If you are given a loan or a mortgage your lender will want some sort of security so if you fail to pay off the debt you owe they have the right to recover their costs by repossessing and selling your house. While they do... Read >
Author: Kieron

Warning To Lenders over Misleading Customers

Lenders are being warned by the Office of Fair Trading that they must ensure that they are not misleading consumers by saying that they debts can be enforced when in actual fact they cannot, according to a recent report. The OFT is equally concerned that ... Read >
Author: louiseward

Ways to remove credit card debt

Many fail to realize that there are many other legitimate alternative options available to bankruptcy and credit counseling. Most of the credit card companies and the debt collectors never want to divulge the options that are available with you to complet... Read >
Author: Best Debt Care

Hassle-free holiday finance

Every summer, millions of Brits jet off to foreign destinations all over the world, aiming to see new sights and generally, just get away from the same place they live in for the rest of the year. Of course, the prospect of a holiday leads to plenty of ex... Read >
Author: Isla Campbell

Shops – What to do when a Company goes Bust

In this testing period for our economy, we are hearing more and more horror stories of businesses taking your money and subsequently going bust. From the wedding day present organiser to online fashion retailers. However, how can you protect yourself and ... Read >
Author: Andrewsellar

“Unenforceable debts – is it still possible to make a claim?”

About 2 and a half years ago there was a massive stir in the industry as a number of claims management companies sprang up overnight promising anybody who had a loan or credit card that was taken out before April 2007 that they could actually be paying un... Read >
Author: Tina

Secrets On How To Wipe Out Credit Card Debt

Have you ever dreamt of the day when you can wipe out your credit card debt? If you find out what we know, then good for you! There exists a seldom used loophole which banks and credit card companies are aware of, and they are worried that the public wil... Read >
Author: Joseph Hernandez

“Unenforceable credit card agreements – is it still possible to claim?”

There are many factors and complications to consider that could decide whether or not someone has signed unenforceable credit card agreements. The mis-conception is that claims management firms that dealt with claims for unenforceable credit cards were si... Read >
Author: Tina

Travel Money: How To Protect Your Vacation Money If Your Travel Agency Goes Bust

1. Pay by Credit Card if Possible Most credit card companies do, by convention, shoulder the responsibility if the travel agent you book with goes out of business. In the United Kingdom, under section 75 of the Consumer Credit Act, the credit card is... Read >
Author: Into LA

Credit Regulations Update. Advertising and APRs: What is a Representative Example?

What's the latest news on Consumer Credit Regulations? Back in August 2010 the Department for Business, Innovation and Skills (BIS) published its 'Guidance on the regulations implementing the consumer Credit Directive'. For those among us who aren't keen ... Read >
Author: Charlotte Mooney

Debt Management - Do It Yourself

Once your personal debt is out of control it can soon take over your whole life.It can be very confusing as to how to take control of the situation. First thing you can do to try is lowering your interest rate with credit card companies. This can be obta... Read >
Author: Ashton Field

Tips to Understand Your Credit File

Credit file is basically a file that holds all the financial information about you. It is a confidential file and is kept by credit reference agencies. This information can be released to only bona fide enquirers who are in genuine need for the informatio... Read >
Author: Tauqeer Ul Hassan

How your card could keep you safe

Alongside borrowing and debt consolidation, security is often cited as one of a credit card's virtues. Unlike the other two services though - when one is fairly sure what one is getting - security is often a murky issue for card providers, obliquely a... Read >
Author: Julia Cook

Cash or credit – advantages of paying with your plastic

If you are one of the millions of people who would always argue for the advantage of settling your bills with cash rather then using plastic, perhaps it’s time for you to have second thoughts about it. Contrary to popular belief, there’s a lot to gain f... Read >
Author: Paul Buchanan

Ten of the best things to buy on credit card.

Carrying a credit card in your pocket, as much as it's becoming unavoidable nowadays, might also pose heavy burden on your finances. Monthly interest repayments, impulse to overspend, as well as vulnerability to fraudulent activities, these are only a few... Read >
Author: Paul Buchanan

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