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16th September 2009
When do you need to file Chapter 13?
Filing Chapter 13 would be helpful to you if you’re experiencing one or more of the following situations.
• You want to protect your assets from liquidation.
• You want to pay off your secured debts.
•... Read >
Author: Asma hafiz16th September 2009
If you have bad credit, the first thing you will want to do is talk to a credit counselor. Many counselors understand that unforeseen problems like unemployment, medical issues, or other problems often take people by surprise. Lenders are often willing to... Read >
Author: wbdoyle12th September 2009
Student loans are extremely difficult to have discharged when filing bankruptcy. They need to be filed as an undue difficulty in which you have to be incapable of working now and in the future. If you want to discharge your student loans under the unju... Read >
Author: Scot Johns08th September 2009
Have you gotten yourself into a sticky situation and you don't know how to get out of debt? There is a lot of methods that you can apply to get yourself out of the situation that you're in. The most common method to getting out of debt is to resort to de... Read >
Author: Craig Realton10th August 2009
What is chapter 13 bankruptcy and what are its pros and cons?
Filing Chapter 13 bankruptcy can benefit you if you have failed in all your attempts to get rid of your outstanding debt. With the help of Chapter 13, you can avoid foreclosure and also repa... Read >
Author: Samantha07th August 2009
Personal bankruptcy is commenced by an individual filing Chapter 7, 11, 12 or 13. The most common is Chapter 7. The debtor is allowed to exempt certain property from liquidation by the trustee. The list of exempt property includes homesteads, household fu... Read >
Author: MarcTow03rd August 2009
I am often asked how a credit report will it look after filing Chapter 7 Bankruptcy. The answer in most cases is — not as good as it did before bankruptcy. But that isn’t necessarily a reason not to file. And in some cases, filing for bankruptcy may a... Read >
Author: MarcTow01st August 2009
Filing Bankruptcy by individuals and businesses, who are financially devastated, is a common occurrence. In fact, Bankruptcy filings are growing so fast that the average debtor now sees it as a financial panacea. An uncertain job market and the weight of ... Read >
Author: Jason31st July 2009
What is chapter 13 bankruptcy and what are its pros and cons?
Filing Chapter 13 bankruptcy can benefit you if you have failed in all your attempts to get rid of your outstanding debt. With the help of Chapter 13, you can avoid foreclosure and also repa... Read >
Author: Samantha24th July 2009
What is Chapter 13 bankruptcy and what are its pros and cons?
Filing Chapter 13 bankruptcy can benefit you if you have failed in all your attempts to get rid of your outstanding debt. With the help of Chapter 13, you can avoid foreclosure and also repa... Read >
Author: Samantha09th July 2009
There are many circumstances that cause financial problems. Losing your job, having an adjustable-rate mortgage, going through a divorce, taking out payday loans, unforeseen medical bills, and credit cards with high interest can create a financial mess. W... Read >
Author: smithsbryan01st July 2009
The bankruptcy Reform Act in 2005 created some important changes for anyone trying to file personal bankruptcy. Some bankruptcy lawyers refer to this law as barf (bankruptcy abuse reform fiasco) because it was regurgitated by Congress in an effort to mak... Read >
Author: Cecilia Rodriguez28th June 2009
These days many Americans face the unfortunate necessity of having to declare bankruptcy because they cannot pay their overwhelming debts. Hiring a good bankruptcy lawyer is a must, especially when you consider the recent changes in the statute and how m... Read >
Author: Cecilia Rodriguez04th June 2009
When people are having financial difficulties many turn to the Internet to try to diagnose and treat the problem on their own. Many people will find information regarding the Means Test, which is requirement for filing Chapter 7 or Chapter 13. It is the... Read >
Author: Marrs and Terry, PLLC14th May 2009
If you own a business that is registered as a partnership, and you find yourself in the position of having to file for personal bankruptcy protection, what happens to your business? Does personal bankruptcy have to mean small business bankruptcy as well?
... Read >
Author: Jay Fleischman07th May 2009
If you're considering filing Chapter 7 bankruptcy, you're probably wondering how long the process will take - after all, you want to get on with your life and make a fresh start, so you're in a hurry to get the stress and worry of debt behind you as quic... Read >
Author: Jay Fleischman21st January 2009
It is sad but true that bankruptcy is a sure-fire way to stop mortgage foreclosure on your home. That being said, you do need to know what you are doing and you do need competent legal help to make it happen. Not everyone qualifies for bankruptcy and you ... Read >
Author: Jill Borash12th January 2009
Chapter 7 Bankruptcy is the Chapter under the Bankruptcy code that requires “liquidation”. Liquidation is the sale of a debtor’s nonexempt property and the distribution of the proceeds to creditors. In order to qualify for Chapter 7 you must be an i... Read >
Author: cpeter0531st October 2008
The road leading up to bankruptcy is hard. It is a time of emotional turmoil and distress, so understandably making decisions during this time is difficult. If you are considering filing Chapter 7 bankruptcy, here are a few things that will help make your... Read >
Author: DebP15th September 2008
At some point in your life, you may need bankruptcy advice. Although it is not something you may not like to consider, there are times in life when bills become more than you can handle and you have no other alternative but to file bankruptcy. Therefore... Read >
Author: Jon Arnold08th September 2008
Chapter 7 bankruptcy, also referred to as “liquidation bankruptcy” is a way to eliminate your current debt and get creditors off of your back. If you are behind on your current bills and have debt collectors continuously harassing you, then you may w... Read >
Author: Jon Arnold25th July 2008
The only way to cut down all your tensions against non-repayable debts and financial stress is by filing bankruptcy. However, filing bankruptcy badly affects the credit points of the person. Therefore, one has to choose the debt consolidation method acc... Read >
Author: Jennifer24th July 2008
You might be wanting to file for bankruptcy when your credit starts to cave in around you. When it becomes so bad that you cannot seem to get your head above water. If you are considering this as a viable option, you are not alone. Many people consider fi... Read >
Author: Jon Arnold25th February 2008
When is the right time to file personal bankruptcy? This is a personal question that must be answered on a case by case basis. My general thought is that if a person can bail himself out of debt within a period of six months, he should not file a bankru... Read >
Author: David Siegel22nd January 2008
When filing for bankruptcy, it is important to consider whether the debt you owe is a secured debt or an unsecured debt. The court's ruling will depend on what specific type of debt you owe to your creditors.
How does a secured debt differ from an unse... Read >
14th November 2007
When an individual consumer, not a business or corporation, is looking to file for bankruptcy, it is almost always most appropriate for them to either file under Chapter 7 bankruptcy law or Chapter 13 bankruptcy law. The majority of consumer bankruptcies... Read >
Author: Jon Arnold23rd January 2007
Often times, it is common to hear people say negative things about those that file Chapter 7. Yet, those that have done this are the first to tell you just how beneficial it is to their lives. Is it a good thing? Is it cheating others of what you owe th... Read >
Author: jimsy07th May 2006
If you have bad credit, the first thing you will want to do is talk to a credit counselor. Many counselors understand that unforeseen problems like unemployment, medical issues, or other problems often take people by surprise. Lenders are often willing to... Read >
Author: Joseph Kenny28th October 2005
When consumers contemplate the option of bankruptcy generally, the remedy they are specifically referring to is chapter 7 bankruptcy. The effect of the filing is to discharge someone saddled with debt from having to pay debts no longer secured with a val... Read >
Author: Dan Johnson03rd March 2005
1. Eliminate the legal obligation to pay many of your debts.
This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt to give you a fresh start. Whether it is through straight... Read >
Author: Bk Home
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