Articles, tagged with "credit report", page 1

How can you enjoy the holidays when your financial health is frail?

Problem: I lost my job during the recession. It left me financially crippled. I used my credit card for every single purchase and incurred a huge amount of debt. All my efforts to get out of the debt sea went into vain. I filed bankruptcy to resolve my... Read >
Author: Jason Holmes

Credit Repair Companies How To Repair Your Credit

How To Recognize A Scam Repairing Company Unfortunately there are a multitude of firms that target people with a bad credit score with impossible promises to instantly clean up their credit report so that the banks will again consider lending to them i... Read >
Author: arielpryor

Which Will Preserve My Credit Score, A Short Sale Or Foreclosure?

When you do something that affects your financial situation, it will most likely affect your credit score. Lately, there are so many families taking a "hit" to their credit as a result of the debilitating effects of the turbulent real estate market. This ... Read >
Author: Olivia Blakely

Charge Off - How You Can Fight And Fix This

A charge off on your credit report is a very negative item and will significantly lower your overall FICO score. You can however remove this item from your credit history through creditor negotiations and bureau disputes. How Does This Happen? Mos... Read >
Author: Jacobey Larstons

Repairing Credit Made Simple With These Top Notch Hints

Repairing your credit requires you to be strong. Even when you are unsure of yourself, you cannot break down from the stress and pressure but instead, need to apply yourself with even more dedication, when things become difficult. Using this information, ... Read >
Author: cfrieling357

Credit Score (or, FICO score): Top 10 Misunderstandings from Past Home Buyer Clients

In speaking with clients, there seems to be a lot of confusion surrounding credit scores and reports. I thought I would cover some of the most common: 1) Credit scores and reports are not controlled by the government. The 3 credit bureaus (Experian, Eq... Read >
Author: E. Pearson

Five Things to Keep in Mind when Applying for a Mortgage

Applying for a mortgage can be daunting. The more you know the less confusing and intimidating it will be. You're more likely to get a great deal when you arm yourself with the right information. Whether you've gone through the process before or it is you... Read >
Author: Jess Hall

Applying for a Home Loan? Check Your Credit Score First!

It pays to be as prepared as possible when applying for a home loan. This is one situation where it's smart to do your homework. In addition to educating yourself about the most popular loan products, current interest rates and other relevant topics, you ... Read >
Author: Jess Hall

How to Get a Better Credit Score When You Have Really Bad Credit

The nice thing about trying to improve really bad credit is that there are lots of things you can do to get a better score, because you have so far to go. Your rating is made up of info from your credit report, in a variety of areas, so the first thing... Read >
Author: Jennifer Quilter

Tips On How To Spend Money Wisely

It is best to keep good track of how much money you have saved. This is due to the fact that if you do not know how much you have you will not be sure if it is lost or stolen some how and you can not keep track of it. To get the most out of your money ... Read >
Author: steve magill

Don't Let Divorce Ruin Your Credit Score

Act to Protect Your Credit ReportDivorce is unpleasant enough without having to experience a huge drop in your credit score. While you may be more interested in your property and investments than in your credit report, creditors have no interest in how yo... Read >
Author: Thomas Martin

The debt didn't go away?

I have been receiving a lot of calls lately about write-offs. Some people are wondering why they are still receiving calls from collectors if the debts were Written-off. There is actually an old 80’s Sitcom – The Jerry Springer Show - that mock’s George’s... Read >
Author: johnkevin

Credit Cleaning Services - What Are They Going To Do?

Credit cleaning services will work to remove the negative items on your credit reports. These items include: charge offs, collections, late payments, bankruptcy, repossession, student loans … Typically they will have attorneys on staff but you should ... Read >
Author: Jacobey Larstons

Drive Your Way to Practicality By using Used Car Loans

A car is something that we should have today. We need it to attend to work or school. If you're a first-time auto customer or budget-sensitive, you go for a used car. There are many used cars available in the market at present. Majority of these are pract... Read >
Author: Gargis

Monitoring Your Credit Score and Credit Report

This is a hot topic today. We live in a fast moving, fast living and ever more gadget orientated world. Gone are the days of dressing up to go and see the bank manager, having a discussion about your account and that was it for another year. Now we all... Read >
Author: Kevin Jeffers

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