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Articles, tagged with "major credit reporting bureaus"

5 Ways To Numb The Financial Pain Of Divorce

23rd September 2009
Whether it comes before or after the papers are signed, economic hardship is all too familiar to many couples who divorce. Following a few financial guidelines can ease the burden during this difficult time. Each year, 1 million Americans divorce. More... Read >
Author: wbdoyle

Personal Credit Reports: How to Get Them for Free

16th September 2009
Your personal credit report tells lenders everything they need to know to help them decide whether to lend money or extend credit to you. Do you know what is on your personal credit report? Are you certain that your personal credit report is accurate?... Read >
Author: wbdoyle

How To Stay On Top Of Credit Reporting

23rd August 2009
Most people undervalue the critical nature of credit reporting. You may be interested about your actual credit score, but do you understand how it's calculated and what it means? Outside of from telling banks and potential lenders a little about your p... Read >
Author: Jon Arnold

What Happens to my Credit after Bankruptcy?...

03rd August 2009
I am often asked how a credit report will it look after filing Chapter 7 Bankruptcy. The answer in most cases is — not as good as it did before bankruptcy. But that isn’t necessarily a reason not to file. And in some cases, filing for bankruptcy may a... Read >
Author: MarcTow

Learn How To Improve Your Credit Now Using Credit Repair Services

31st July 2009
Do you have bad, poor, or damaged credit? Have you begun to think that nothing will ever improve your credit file to the point where you will be able to obtain loans for a car or even a home? The answer to your credit woes may be as close away as your com... Read >
Author: Lara Sawyer

Steps for credit repair

31st July 2009
If you are a bad credit card consumer, your life could be miserable due to our credit-driven economy. Without good credit, you can not get the apartment you want because you are off the mortgage list. Here are some fast and useful steps to eliminate your ... Read >
Author: creditqzp

Learn How To (Re) Establish Good Credit

31st July 2009
Chances are you are reading this article because you want nothing more than a second chance to show lenders that you have learned from painfully bad mistakes that you might have made in the past with regards to your credit. You are now older, wiser, more ... Read >
Author: Lara Sawyer

How To Get A Military Personal Loan Up To $20,000

28th July 2009
Military families, just like traditional families, have needs that are sometimes unmet by the pay that an officer or soldier receives from serving his or her country. If you are serving or have served in the military, including the Army, Navy, Air Force, ... Read >
Author: Amanda Hash

Financing A Home With Bad Credit – It Is Possible

28th July 2009
If your credit has turned sour due to a sudden job loss or other circumstance beyond your control, there is no need to put your plans of homeownership on the back burner. Now is the time to become a proactive borrower in order to improve your credit and y... Read >
Author: Amanda Hash

Is The Credit Crunch Over?

12th July 2009
Over the past year or so, the credit crunch has left most borrowers with limited sources to take out loan products or open lines of credit that they need. Even borrowers with spotless credit have been turned down during the credit crunch. Fortunately, the... Read >
Author: Amanda Hash

Getting A Great Unsecured Credit Card

12th July 2009
Credit cards are definitely a way of life. It seems everyone has two or three cards tucked into their wallet. If you are at a loss as to how to obtain the best rates or terms for your new unsecured credit card, a few tips from financial professionals can ... Read >
Author: Amanda Hash

Writing Effective Letters To The Credit Bureaus To Improve Credit Score

30th June 2009
Your credit is one of the most valuable assets that you have. Your credit score can determine not only your ability to borrow money and buy a home, but also what types of jobs you can get and whether or not you can even rent an apartment in a good communi... Read >
Author: Melissa Kellett

Where Can I Get My Credit Report For Free Annually?

29th June 2009
With all the commercials out there advertising free credit reports, credit monitoring, etc, you might find it difficult to sort out which products are for real and which are scams.  Should you listen to the singing pirate?  The bald guy in the business ... Read >
Author: LSOYO

Auto Financing for Bad Credit

18th June 2009
If you are a veteran who needs to buy a home thru the VA, you could be considering how your past credit will have an effect on your ability to take out a mortgage or get auto financing for bad credit. The truth is, there are numerous tough rules that have... Read >
Author: Jarvis Duncan

What's Involved in the Home Buying Process?

12th May 2009
Not a first time home buyer? That's okay. Even veteran home buyers forget the particulars when pursuing the purchase of a new home. You may need a refresher, or you may be a first-time home buyer who wants to know the ropes. Either way, there are seve... Read >
Author: Robert Palmer

When to Consider a Short Sale

05th May 2009
A short sale is when a lender agrees to take less than the principle due on your home to release you from the debt obligation. In today's real estate market, many cities are experiencing financial hardship. Financial hardship leads to bankruptcy and for... Read >
Author: Robert Palmer

Good Credit is Sexy

30th March 2009
Good credit is sexy. Plain and simple. And one should work to maintain good credit always. If you have experienced a recent denial of credit, are appalled by bank balances, credit card balances, are having cash flow issues, then it is time for a thorough... Read >
Author: John Chase

Easy and Effective Ways on How I Can Raise Credit Score Fast

27th March 2009
It is quite undeniable that increasing my credit score is one of the hardest things which I have encountered in my whole life. This is maybe because of the fact that I’m a bit pressured with anything that has something to do with my financial status spe... Read >
Author: Fernando Jinkens

Used Car Finance Loans with Bad Credit

07th January 2009
If you decide to go about getting yourself a Online Car Loan through car dealership you may at first thing I'd this could be a really good deal for you to go about doing however, the true the matter is that all of these car dealerships are looking to make... Read >
Author: Alan

Used Car Finance Loans with Bad Credit

15th December 2008
If you decide to go about getting yourself a Online Car Loan through car dealership you may at first thing I'd this could be a really good deal for you to go about doing however, the true the matter is that all of these car dealerships are looking to make... Read >
Author: Car Loans

Tips To Help You Improve Your Credit Score

30th November 2008
There are many things you can do to improve your credit score and you don’t even need to pay expensive fees to credit repair companies. Companies that offer to repair your credit for you are counting on the fact that you do not realize that there is not... Read >
Author: Jon Arnold

Get a Car Loan Today!! Though you have a Bad Credit.

02nd September 2008
If you decide to go about getting yourself a bad credit car loan through car dealership you may at first thing I'd this could be a really good deal for you to go about doing however, the true the matter is that all of these car dealerships are looking to ... Read >
Author: Car Loans

Used Car Finance Loans with Bad Credit

02nd September 2008
If you decide to go about getting yourself a Online Car Loan through car dealership you may at first thing I'd this could be a really good deal for you to go about doing however, the true the matter is that all of these car dealershi... Read >
Author: Car Loans

Get a Car Loan Today!! Though you have a Bad Credit.

02nd September 2008
If you decide to go about getting yourself a bad credit car loan through car dealership you may at first thing I'd this could be a really good deal for you to go about doing however, the true the matter is that all of these car dealerships are looking to ... Read >
Author: Car Loans

$10,000 Personal Loans For Bad Credit - Are They Really Possible?

07th July 2008
The reasons for needing a loan are as varied as the people who apply for them. While some people only need a small amount to get them through a short financially distressing time others need significantly larger amounts for larger (and harder to rectify) ... Read >
Author: Terry Edwards

How To Protect Your Financial Information and Prevent Identity Theft

18th September 2007
With the phenomenal growth of the global marketplace through the internet, preventing identity theft has become a major concern for many people all over the world. Millions have had their personal information compromised and used by thieves in the most ha... Read >
Author: Clyde Dennis

Warning Signs That You May Be A Victim Of Identity Theft

07th August 2007
If you haven't been reading the newspapers or watching the evening news, you may not be aware that the crime of identity theft is one of the fastest growing crimes of this century. Identity theft is not only for online activities, but is every bit as ram... Read >
Author: Jon Arnold

Is It Time to Re-Finance?

06th August 2007
Whether or not to re-finance is a question homeowner may ask themselves many times while they are living in their home. Re-financing is essentially taking out one home loan to repay an existing home loan. This may sound odd at first but it is important to... Read >
Author: John Ugoshowa

Benefits of The BP Visa Rewards Card

01st April 2007
The MasterCard and Visa logos are representative of the most widely distributed credit cards in the world that are issued to consumers for both business and personal use. Almost all financial institutions offer MasterCard and Visa credit cards that are di... Read >
Author: Devin Gilliland

Purchase or Refinance Even After a Recent Bankruptcy

10th January 2007
Yes, it’s possible to purchase a new home or refinance a home mortgage even after a recent bankruptcy. In fact, you can still get 100 percent financing on a purchase or mortgage refinance just one day out of bankruptcy court. So if you’ve recently fil... Read >
Author: Melvin List

Online Instant Credit Reports

21st August 2006
Your credit bureau reports are YOUR credibility in the financial world, as they contain all your credit history. That is why a wise consumer knows they must stay on top of their reports, and today it's easy to get your online credit reports instantly with... Read >
Author: Michael Anderson

What's in Your FICO Score?

14th February 2006
Copyright 2006 Edward Vegliante Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year pe... Read >

How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report

09th December 2005
Most consumers are aware that negative items on a credit report can be disputed with the three major credit reporting bureaus. Often, this process can lead to a significant improvement in credit score through deletion of the derogatory items that were low... Read >
Author: Charles Phelan