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30th September 2009
Finance: How is your duty Does not Have To End Of You Be You are a woman who is in debt? Did you go to college with credit card debt only old medical bills or a combination of them all is that you can be sure, anxious and frustrated. In the society of to... Read >
Author: seekstudentloans30th September 2009
It is fact that debt collector and credit card corporations never want you to be acquainted with that nearly all of debt could be legally eradicate with no filing bankruptcy and being trapped in a boundless payment table. An individual could eliminate deb... Read >
Author: txyaffiliate30th September 2009
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. A debt collector is someone who regularly collects debts owed to others. This includes collection agencies, ... Read >
Author: txyaffiliate29th September 2009
What is a debt management plan?
A Debt Management Plan is an informal arrangement between you and the companies that you owe money. A debt management plan enables you to pay back your debts to your creditors on a reduced amount, based on affordability o... Read >
Author: slyfox29th September 2009
There are plenty of very good articles around that explain how to deal with debt collectors and collection agencies, but very few that detail how you should negotiate with the Original Creditor, and that's a pity, because the techniques are totally differ... Read >
Author: Michael Redbourn29th September 2009
1. Stop the Collection Calls: Instruct the debt collector to stop calling you at home or at work. Write them a letter if you can with those instructions and save a copy. If the calls continue, they have violated the Fair Debt Collection Practices Act by h... Read >
Author: creditlaw29th September 2009
Picture for a instant, that you owe somebody named Joe some money, and somebody phones you or rings your doorbell, and when you answer a person by the name of Victor says that he's been authorized by Joe to collect the money that you owe him.
Even if y... Read >
Author: Michael Redbourn28th September 2009
You could need to hire a specialized solicitor if you're a Detroit resident, and are Dealing With Debt Collectors In Detroit Michigan.This page will debate the Fair Debt Collection Practices Act as well as your rights under the FDCPA. Many consumers do... Read >
Author: Byron Roberts28th September 2009
You might need to hire a specialized solicitor if you are a Michigan resident, and are Dealing With Debt Collectors In Michigan.This page will discuss the Fair Debt Collection Practices Act as well as your rights under the FDCPA. Many consumers don't u... Read >
Author: Byron Roberts23rd September 2009
You may need to Sue Debt Collectors in Detroit if you are a resident of the city of Detroit and continue to be harassed. This page will discuss the Fair Debt Collection Practices Act as well as your rights under the FDCPA.Many consumers do not understand ... Read >
Author: Byron Roberts23rd September 2009
In many circumstances, the consumer has rights against the collector which might avoid the need for bankruptcy relief. One weapon is the Fair Debt Collection Practices Act or FDCPA.
The FDCPA prohibits contracts from third parties if the collector kno... Read >
Author: smithsbryan23rd September 2009
Allied Interstate Inc. is a collection agency not in the good books of most. It has gained popularity for various wrong reasons like faulty debt collection practices. They are known to have violated the Fair Debt Collection Practices Act (FTCPA) rules sev... Read >
Author: Jason Holmes17th September 2009
In today's society debt is an inevitability and is simply a fact of life. Gone are the days when many people can claim to never have gone into debt, and to have always saved up in advance for anything they particularly wanted. Neither are we entirely into... Read >
Author: Robert Palmer16th September 2009
Paying the debt is also no guarantee that the nightmare will stop. The collector may decide that if you’re willing to pay at all, you could be made to pay more. Settling a debt for a smaller amount than the collectors says you owe could result in anothe... Read >
Author: wbdoyle15th September 2009
What You Can Do for Yourself
Review your specific obligations that creditors claim you owe to make certain you really owe them. If you dispute a debt, first contact the creditor directly to resolve your questions. If you still have questions about the ... Read >
Author: wbdoyle15th September 2009
If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."
You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fa... Read >
Author: wbdoyle15th September 2009
If you owe money to a debt collection agency or debt collector, you need to know what they can and cannot do in order to collect monies owed to them. You have an obligation to pay what you owe, and the debt collectors have an obligation to follow the law... Read >
Author: wbdoyle15th September 2009
Does your heart skip when the phone rings? Are you afraid to open the mail and get another letter from a debt collector? If so, you are not alone. Many Americans are in debt up to their eyebrows and most don't even know what options are available to help ... Read >
Author: wbdoyle11th September 2009
If you have excessive credit card debt, then you have probably not only seen the ads but been tempted to look into them. These are the ads that say you can terminate and wipe out your credit card debt legally. Before you buy into these companies, there is... Read >
04th September 2009
Are you a woman who is in debt? Whether you have debt solely from attending college, from credit cards, old medical bills, or a combination of them all, you may be scared, unsure, and frustrated. In today's society, with regularly rude calls from debt c... Read >
Author: Dwain Griffith30th August 2009
Did you know you can go online right now and view credit report information for your name? All you need is your social security number and answers to a few personal questions from your past, and you can see everything lenders and creditors see when they v... Read >
Author: Andy Zain26th August 2009
Many people fall victims to the constant pressure that is put on them by debt collectors. Many will force you to pay more than you owe and will use various tactics to get their message across to you. These debt collectors often will not be very easy to de... Read >
Author: Melissa Patterson25th August 2009
Most debt collectors are very experienced and they know the law as it relates to their job, whereas most debtors are inexperienced, don't know the law and are therefore easy to trick, and to intimidate.
So if you're fearful of answering your phone beca... Read >
Author: Michael Redbourn23rd August 2009
One of the best strategies that debt collection agencies employ is intimidation. They frighten people into agreeing with them even if the said person has questions about their debts.
Once people get frightened and intimidated, they become powerless in ... Read >
Author: Mesriani Law Group20th August 2009
The first and perhaps the most important thing to understand about the Statute Of limitations On Debt, is that although debt collectors and creditors are allowed to contact you about a debt that you still owe forever, they can only sue you for it for a ce... Read >
Author: Michael Redbourn11th August 2009
This page will provide resources to Sue Debt Collectors In Michigan. I will discuss fair debt collection practices, and where to find more information and resources on Michigan Fair Debt Collection Laws. If you need further assistance in litigating agai... Read >
Author: Jennifer Stover03rd August 2009
When you owe a creditor money they can be relentless when trying to collect the debt. You may experience many harassing phone calls at all hours of the night and they will threaten you when they call. A Debt collector will call you at work and threaten yo... Read >
Author: bryan01st August 2009
Negotiating with a Credit Card company can be easier than you think because you must remember that you are the one who is control. The credit card company does not want you to get mad and default on your debt so they know that you have leverage over them ... Read >
Author: bryan01st August 2009
Companies that are involved in the service industry are finding the need to use collection agencies. As services remain unpaid, many companies are looking for a cost effective and highly professional solution for debt collection.
It is very important... Read >
Author: Johnathan Morrison27th July 2009
Credit card debt settlement is fast becoming the most popular debt refief option for millions of Americans at some stage in these challenging monetarytimes. Credit card debt settlement is a process where a creditor agrees to accept a lower amount of money... Read >
Author: JoelaCarlsen26th July 2009
You have to be extremely professional and careful when dealing with a debt collector. If you need certain tips as to how you can deal with your debt collector take a look below:
• Know your rights: A debt collector must follow the norms of the Fair D... Read >
Author: Jason Holmes25th July 2009
Many consumers do not have the knowledge or do not know what laws are there to protect them when they are in debt. It is important for any individual to know their legal rights so that creditors do not take advantage of the situation and leave you worse o... Read >
Author: Mercy24th July 2009
Credit card debt settlement is fast becoming the most popular debt refief selection for millions of Americans in these challenging monetarytimes. Credit card debt settlement is a process where a creditor agrees to accept a lower amount of money to resolve... Read >
Author: JoelaCarlsen23rd July 2009
Debt Settlement is becoming one of the fastest growing options for debt relief for many consumers during the current economic downturn.. Credit card debt settlement is a process where a creditor agrees to accept a lower amount of money to resolve the bala... Read >
Author: JoelaCarlsen23rd July 2009
Debt collection is no easy task for the creditor and the collector. It is the type of business whereby creditors take practical actions in a bid to recover what is owed to them by a customer, who is required by law to reimburse what is owed.
Most peop... Read >
Author: Mercy16th July 2009
A fair debt collection act protects the rights of both the creditor and the debtor. A debt collection act prohibits collection agencies from abusive practices. Debt collection refers to pursuing payments on debts owed by individuals or businesses. The deb... Read >
Author: Mercy16th July 2009
Are you struggling to maintain your rental or investment properties during this these tough economic times? Have your adjustable rates reset to where you are unable to afford your payments? Has your loan balance surpassed your property's value? An inve... Read >
Author: Lindsy Emery10th July 2009
Your goal is to Settle for the best possible deal. That means an agreement between you and the collection agency for payment less than was originally owed. This agreement includes never asking you for the remainder of the money.
Follow these simple ste... Read >
Author: denise manniello09th July 2009
A debt collector refers to an individual or agency that pursues payments on debts owed by individuals or businesses. In the case of a collection agency, it operates as an agent of the creditor. The collection agencies collect the debts at a percentage of ... Read >
Author: Mercy05th July 2009
Debt collectors are not supposed to reveal openly the bills a debtor owes to his creditor. This can be very discouraging since, everyone will be aware of your downfall. They should not include a third party to hold discussions about your situation. This i... Read >
Author: Mary Mukami Gachonde04th July 2009
Don’t waste your time jumping from one MLM strategy to another; you’ll only lose more money by doing that. Instead, learn from the best. I would like to impart to you the things that I have learned from being in this market arena. The secrets and tech... Read >
Author: swood01st July 2009
Try This…
Your goal is to Delete the Collection Account(s) that are lowering your credit score thereby costing you a higher interest rate on any loan you may have or want to have.
A delete means, have it removed from your credit reports, with no ... Read >
Author: denise manniello30th June 2009
According to recent bankruptcy facts and statistics, people filing bankruptcy forms for Chapter 7 increased 43% from December 2007 to December 2008. Business bankruptcies increased 54% during that same time period. So far, the month of May 2009 has seen a... Read >
Author: MIKE SELVON28th June 2009
What is a Loan Modification? That is where you and your lender agree to modify one or more of the terms of your home loan. The goal of a Loan Modification is to help you keep your home and to give you a real, meaningful, sustainable, and long-term adjustm... Read >
28th June 2009
Have you ever wondered what will happen to you when you are not able to pay for your credit card bill? I believe this is a major concern for most people especially in this unstable economy, where the recession takes place. Lots of people lost their job an... Read >
Author: Joel Sim26th June 2009
There are so many rules out there. One can feel a bit tired of them all. But as we all know, these rules are here to protect us. Now, since the economic status of the world is in peril, consumers really need more protection. Knowing the credit card laws c... Read >
Author: J. Owens17th June 2009
There is no doubt whatsoever that, however the idea may be sold to some people, going bankrupt is something that terrifies most of us. It is the stigma, as much as anything, that really worries individuals. Indeed, in some jurisdictions it is still common... Read >
Author: mgordon17th June 2009
There is no doubt whatsoever that, however the idea may be sold to some people, going bankrupt is something that terrifies most of us. It is the stigma, as much as anything, that really worries individuals. Indeed, in some jurisdictions it is still common... Read >
Author: mgordon10th June 2009
Debt collector is a person who woks on behalf of the creditor. As the name suggests, the person collects the loan that the creditor owe from others. Naturally, the debt collector becomes a shadow of the creditor and the account department that the person ... Read >
Author: Paul Easton20th May 2009
INTRODUCTION
We are often asked if abusive debt collectors should be recorded. The short answer is "No". The longer answer is that it normally is not a good idea.
There is a lot of information on the internet about recording calls. We wrote this art... Read >
20th May 2009
The number of potential violations of law, court procedures, and common human decency that the owners, managers, and employees of collection agencies have been caught engaging in is almost endless. Homeowners facing foreclosure, consumers considering bank... Read >
Author: Nick Adama14th May 2009
For old folks like, do you remember the 70s? The 80s even? Way back then, prank callers were many. They’d ring a number at random and play a variety of tricks on the hapless person who’ll answer the phone. Some of these tricks were actually amusin... Read >
Author: david hobson12th May 2009
Debt Collector is a person who works on behalf of the creditor being the person or company that provides either goods or services as being their primary business.
As the name suggests, the person collects the debts for a creditor that have fallen overd... Read >
Author: Paul Easton11th May 2009
Debt Collector is a person who works on behalf of the creditor being the person or company that provides either goods or services as being their primary business.
As the name suggests, the person collects the debts for a creditor that have fallen overd... Read >
Author: Paul Easton08th May 2009
The Fair Debt Collection Practices Act (FDCPA) is a federal law that has been created to protect consumers of credit from abusive actions of collection agencies that are attempting to pursue a debt. It provides important protections for homeowners and put... Read >
Author: Nick Adama07th May 2009
The article enunciates some tips related to debt settlement when tackled on a personal front without consolidation techniques. There are some things to be taken care of, before debt settlement and during the process, which when not paid heed to, might lan... Read >
Author: Brenden Buthello06th May 2009
Debt Collector is a person who works on behalf of the creditor being the person or company that provides either goods or services as being their primary business.
As the name suggests, the person collects the debts for a creditor that have fallen over... Read >
Author: Paul Easton06th May 2009
Debt Collector is a person who works on behalf of the creditor being the person or company that provides either goods or services as being their primary business.
As the name suggests, the person collects the debts for a creditor that have fallen over... Read >
Author: Paul Easton06th May 2009
The article enunciates some tips related to debt settlement when tackled on a personal front without consolidation techniques. There are some things to be taken care of, before debt settlement and during the process, which when not paid heed to, might lan... Read >
Author: Brendon Buthello23rd April 2009
Debt collection agencies will often threaten people that owe money with prosecution for fraud. Unfortunately it is just one of the tactics that they use to frighten people into paying money that they can't afford.
Debt Fraud Prosecution - How Likely Is... Read >
Author: Neil Robertson27th March 2009
If you owe money on a loan, use credit cards, or are currently paying on a home mortgage, you are the “debtor”. If in the case you were to fall behind on repaying the creditors, you may be contacted by a “debt collector”. Sometimes if an error i... Read >
Author: Pauli13th March 2009
One of the most desperately difficult things to deal with for most people is a Debt Collector and most people do not know where to turn to for help. It just isn't something that we are taught to handle when we are growing up, mainly because nobody plans t... Read >
04th March 2009
People often hear about other people getting into financial crisis and enter a state of bankruptcy. But they do not realize the fact that this can happen to them also and they should be prepared for anything in their lives. So in order to secure himself, ... Read >
Author: Alien20th February 2009
Would you believe it if i told you that the misuse of cell phones is the single most popular reason why North American marriages are failing at the rate they are! Cell phones can easily be used for discreet and illicit conversations and texts by practised... Read >
Author: michaelmckayj01st February 2009
People that are in debt are often scared of debt collectors, but in fact (unless you have borrowed money from a loan shark or the criminal underworld) they have very little to worry about. Debt collection protection laws exist in many countries (certainly... Read >
Author: Neil Robertson20th January 2009
One of the worst things about being in debt and having a low credit score is the fact that you have to deal with debt collectors. The sad part of this is that many people do not realize just what debt collectors can and cannot do. By knowing what they can... Read >
Author: Dr. Jennifer B. Lagrotte, DMFT,18th January 2009
Many people market real estate investing as your key to financial security. Is it? Will investing in real estate let you live the dream life? How does real estate investing work over other forms of investment?
First you have to consider that there are... Read >
Author: Robert Palmer13th December 2008
As you may know, there is a federal law that governs the types of actions or conduct a collection agency may take part in during the collection of a debt. The law is known as the Fair Debt Collection Practices Act (FDCPA) and it sets forth both protectio... Read >
Author: gregartim13th December 2008
As we all know, the country is in the midst of an economic crisis. Delinquencies on credit card accounts are at an all time high. Many of these delinquent accounts are being sold to unsavory debt collection agencies who have purchased the debt for penni... Read >
Author: gregartim11th December 2008
When you are being contacted by debt collectors it can be very aggravating. It can cause you to change your number, change your job, and even move.
This frustration is ten fold if the debt is not your debt. It is common for a lender to make a mistake ... Read >
Author: JohnCooper08th December 2008
Debt Settlement is a relatively new service being offered in the United States and it has become increasingly popular due to the current economic crisis. The service itself is different from other services with the same goal and so it is very easy for cli... Read >
Author: Vishal Verma04th December 2008
This should be the best of times for debt collectors, since our society never has been so in hock and lot of people and businesses had to struggle hard to not be affected by the financial crisis. But ironically, much of the debt collection industry is str... Read >
Author: Gavin. A. Hamilton01st December 2008
Learn to process your own loan modification
Emotions play a big part in our decision making so with that in mind this is the practical guide to processing your own loan modification.
Your Scenario:... Read >
Author: LoanmodificationstudioWebGuy03rd November 2008
Do you get panic attacks every time you go to sleep at night? Does your telephone or mobile phone keep ringing non stop with an unknown number? If you are one of those who are constantly hounded and harassed by debt collectors, you know exactly what I'm t... Read >
Author: Debb Kellar30th October 2008
Debt settlement is a process of negotiation with creditors, the goal being the payment of a percentage of total debts at a mutually agreeable discounted negotiated amount. Frequently, individuals decide to employ a debt settlement firm instead of undertak... Read >
Author: Stanislaw23rd October 2008
LVNV Funding is a purchaser of debt. They purchase debt both domestically and internationally.
They will buy debt from other collection agencies, finance companies and banks. Then they outsource the actual collection effort to Resurgent Capital Servic... Read >
Author: dmoskel15th September 2008
The debt validation is the beginning of eliminating the account. Some say "a debt is a debt is a debt" and pay up. However, if the "owner" who has purchased the alleged account in a portfolio is junk debt and worthless - PROVE IT. The law says to prove it... Read >
Author: Next Level Unlimited05th September 2008
With a staggering $920 Billion of consumer credit card debt, is it any surprise at the tactics used by some debt collectors. While there are likely many debt collectors that seek to comply with the law and treat consumers with respect, there are also many... Read >
Author: Lu Ward05th September 2008
A judgment on your credit report means you have been sued for payment of a debt. It is a legal proceeding that will give the creditor extra time to try and collect on the debt.
Most debts have a 7 year statue of limitations. With a judgment it allows t... Read >
Author: dmoskel05th September 2008
The debts that need paying first are the ones that will cause you the most grief if left unpaid.
It goes without saying that taxes are at the top of the priority list as the IRS has more powers than anyone to recover the monies owed to them and failur... Read >
Author: Carson Danfield05th September 2008
The first step towards eliminating debt is to look at all areas of your spending and slash the items that aren't vitally necessary for your survival. You are in survival mode now so you need to think in that manner. Luxuries are off the menu until you are... Read >
Author: Carson Danfield05th September 2008
As one of the leading forms of consumer bankruptcy medical debt is a major problem that many people had to contend with.
Even if you have health insurance there are quite often additional expenses when medical care is needed that can amount to quite a ... Read >
Author: Carson Danfield05th September 2008
Debt collectors have a job to do and they are paid accordingly as a percentage of the amount of money that they recover from you. Obviously it is in their best interest to recover as much money as possible and many of them will resort to all sorts of tact... Read >
Author: Carson Danfield04th September 2008
When you owe a creditor money they can be relentless when trying to collect the debt. You may experience many harassing phone calls at all hours of the night and they will threaten you when they call. A Debt collector will call you at work and threaten yo... Read >
Author: bryan04th September 2008
Negotiating with a Credit Card company can be easier than you think because you must remember that you are the one who is control. The credit card company does not want you to get mad and default on your debt so they know that you have leverage over them ... Read >
Author: bryan04th September 2008
Debt collectors are highly motivated to convince debtors to pay the debt because they frequently work on a low base pay plus commission. This business model has created the reputation for bill collection agencies that we know today.
The collector might... Read >
Author: William E. Lewis, Jr.03rd September 2008
A debt management plan offers a realistic and affordable way for people who are in debt to become free of their debt. Obviously because you will be paying a reduced monthly amount the time it will take to become debt free will be extended. As part of the ... Read >
Author: Karl Guevara02nd September 2008
Identity theft takes place when someone acquires identifying information without permission to commit fraud or other crimes. Identity theives wants personal information to include Social Security number or credit card number.
The Federal Trade Commissi... Read >
Author: Charles02nd September 2008
If you have credit cards, chances are you may run into some debt at some point. And if you run up considerable debt, an official debt collector may contact you. Do not be afraid. Debt collectors are not evil, and there are rules that they have to follow. ... Read >
Author: Mike Peterson27th August 2008
Dealing with the dreaded debt collector has become easier with the advent of the internet. With just a few key strokes, a lot of patience and motivation, one can find all sorts of interesting information on dealing with collection agencies and their scoun... Read >
Author: David S29th July 2008
The debts that need paying first are the ones that will cause you the most grief if left unpaid.
It goes without saying that taxes are at the top of the priority list as the IRS has more powers than anyone to recover the monies owed to them and fail... Read >
Author: Carson Danfield29th July 2008
The first step towards eliminating debt is to look at all areas of your spending and slash the items that aren't vitally necessary for your survival. You are in survival mode now so you need to think in that manner. Luxuries are off the menu until you are... Read >
Author: Carson Danfield29th July 2008
As one of the leading forms of consumer bankruptcy medical debt is a major problem that many people had to contend with.
Even if you have health insurance there are quite often additional expenses when medical care is needed that can amount to quite a ... Read >
Author: Carson Danfield29th July 2008
Debt collectors have a job to do and they are paid accordingly as a percentage of the amount of money that they recover from you. Obviously it is in their best interest to recover as much money as possible and many of them will resort to all sorts of tact... Read >
Author: Carson Danfield23rd July 2008
So you have defaulted on a credit account. The debt collector calls and demands immediate payment of the debt. The debt collector then makes the following threat: “If you do not pay this debt by Monday at noon, we will garnish your wages, starting wit... Read >
Author: gregartim18th July 2008
If you have ever fallen behind on your credit cards you know that dealing with bill collectors can be an extremely frustrating and stressful experience. Government legislation such as the Fair Debt Collection Practices Act has forced the collection ind... Read >
Author: Jason M.18th July 2008
A Consumer Advocate specializing in Debt Collection Practices can be an effective option to help you get through the credit collection process. Consumer Advocates or Unions are set up to act as a layer of protection between you and the creditor/collect... Read >
Author: Jason M.16th July 2008
From what my clients have told me, this threat occurs with great frequency. The typical scenario is that the individual has defaulted on a credit account. The original creditor, be it Citibank or Capital One or whomever, fails in its attempts to get the... Read >
Author: gregartim14th July 2008
The intricacy of technologies has generated intricate crimes to be possible. Have you watched those films featuring a group of local goons stealing a highly-guarded museum operating right at a backyard? How about flicks in which ordinary Mr. Joe transform... Read >
Author: Charles27th June 2008
Angel Gutierrez believes he is the answer to the current housing slump as he buys off bad mortgages.
He buys mortgages in bulk, often a dozen at a time, at a fraction of their value from lending institutions unable to cope with the high number of defa... Read >
Author: Carys Robshaw18th April 2008
It seems like everyday things are getting more and more expensive and if you are like all of us we are using a credit card to pay for most of our purchases. The problem is we seem to get further and further into debt and most of us are just trying to keep... Read >
Author: bryan13th April 2008
Being affected by debt is probably one of the worst things that can ever happen. You will gradually find that the amount of unpaid bills and the number of phone calls from the debt collector will gradually increase day by day. When you are near bankrupt, ... Read >
Author: Daniel11th April 2008
Copyright (c) 2008 Stephen Lau
In the present financial climate, debt collection is commonplace and many people may have to deal with debt collectors due to delinquencies. To deal with creditors is an art.
If you are among one of them, you may think... Read >
Author: Stephen Lau09th April 2008
Debt collectors have become a new nuisance we will have to get used to. Besides knowing that there are some illegal practices you can report, there is not much you can do to stop the harassing calls and letters unless you are determined to solve your debt... Read >
Author: Devora Witts02nd April 2008
In today’s society it is very easy to get a credit card. Unfortunately, some people obtain too many credit cards, then cannot keep up with the payments. The credit card company sends you a notice of default, and threatens a lawsuit. Then, either the ... Read >
Author: gregartim02nd April 2008
If you owe money and have fallen behind on payments and a collection agency tries to contact you, familiarize yourself with the Fair Debt Collection Practices Act and your rights. The FDCPA covers all personal, family, household debts as well as money owe... Read >
Author: Sarah Kathryn K20th March 2008
One of the main concerns when dealing with bill collectors is knowing how to safeguard yourself and handle the debt collectors and not let the situation escalate beyond your control. There a few ways to do that.
There is an act that was designed just f... Read >
Author: Moses Wright19th March 2008
For many people, they view a debt collection agency as the bad guys, because they are after them to clear unpaid debts. For others however; the exact opposite is true, because they have found themselves with more outstanding debts owed to them then they c... Read >
Author: Ronald Tulit21st January 2008
Debt Validation - A Powerful Tool
Have you received a collection letter? The law provides consumers with a powerful tool for dealing with collectors. Credit repair expert Jim Kemish explains the power of debt validation and how to use it to your benefi... Read >
Author: Jim Kemish02nd September 2007
Getting contacted by a collector is never a good thing. But there are laws that govern the behavior of collectors, and there are steps you can take to control the situation. Credit repair expert Jim Kemish discusses the rights and remedies that anyone f... Read >
Author: Jim Kemish29th August 2007
“I believe that thrift is essential to well-ordered living.”
---John D. Rockefeller
Martha was having a restless night. The other day she got a billing statement from her credit card company that told her she was behind schedu... Read >
Author: malo29th August 2007
“I believe that thrift is essential to well-ordered living.”
---John D. Rockefeller
Martha was having a restless night. The other day she got a billing statement from her credit card company that told her she was behind schedu... Read >
Author: malo03rd August 2007
In 2006, British consumers borrowed almost £14 billion and by the end of March 2007, the levels of consumer debt in the UK had soared in excess of £1.3 trillion. Despite the fact that these figures represent a 10 percent increase over the preceding twe... Read >
Author: Elisha Burberry27th February 2007
The loan arena is bristling with a wide array of loan options. No wonder that people are blithely reaping the benefits of all such enticing loan options. However, giving loans can prove to be quite pesky for creditors, particularly when there are more deb... Read >
Author: Mike09th February 2007
Can a debt collector call me late at night?
No, collectors can only contact you by telephone between the hours of 8:00 a.m. and 9:00 p.m. Early morning and late night calls are prohibited under the Fair Credit Collection Practices Act. A debt colle... Read >
Author: thedebtfreeguy20th January 2007
There are many reasons why a person may have fallen behind on there bills. Most of them are good honest reasons. But just because you fall behind in your bills doesn’t mean you should be harassed, intimidated or even embarrassed by debt collectors.
I... Read >
Author: Thomas Berten10th January 2007
It’s always a thorny issue for anyone: asking for money. Whether it is money lent by you to a friend or a purchase made from your business, you have a right to any money that is due to you. Humans are compassionate creatures and often give people th... Read >
Author: martymac21st December 2006
What is it?
The Statue of Limitation is known as the time limit period that a creditor has in order to file for a federal court lawsuit to request the repay of the whole amount of debt from a debtor.
If the creditor does not file the lawsuit on the sta... Read >
Author: Nancy Smith27th November 2006
No one is free from becoming indebted, but people with impulsive behaviors and compulsive buyers are the most prone to fall into great amounts of debt. After this happens, specialized agencies start the collection process.
The most common collectors ar... Read >
Author: Debbie White17th November 2006
In 2004, the IRS was given the authority to use third party debt collectors to hunt down taxes owed by delinquent taxpayers. Scam artists knew an opportunity when they saw one.
Dealing with Scam Artist Pretending To Be IRS Debt Collectors
In an effo... Read >
Author: Richard Chapo15th November 2006
With the summer heat here and breaking records you are more aware of using sun block, wearing light colored clothing and drinking more water. You wouldn't even think of sending your kids to the beach without sun protection on. So why are so many busines... Read >
Author: Michelle Dunn03rd October 2006
If you've been a victim of job loss, medical emergency or other cause of income loss, you may be one of the millions of individuals facing a pile of debts that you cannot cover. Miss one or two payments and you can expect to get a call from a debt collect... Read >
Author: Roy Chan29th August 2006
The phone is ringing off the hook and caller ID identifies the incoming calls as "unknown caller," toll-free call," or "out of area." When you finally politely answer the phone you're confronted by an obnoxious, rude and threatening bill collector.
If ... Read >
Author: Susan Megge25th July 2006
Everyone should know their rights when it comes to debt collectors harassment. There are several steps you can take to stop a harassing creditor. Creditors must abide by several federal laws in the attempt to collect debts. Sometimes these collectors will... Read >
Author: Tim Grimsley07th July 2006
The number of complaints about debt collectors is on the rise. From 13,950 reported to the Federal Trade Commission in 2000, the number has ballooned to over 66,000 in 2005. And these are just the ones reported--the greater number of complaints go unrep... Read >
Author: Scott Clark26th June 2006
So you are getting collection calls? You're desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed. Does any of this sound familiar? If it d... Read >
Author: Walter Silcox01st April 2006
Debt Collection Management System Types
Debt collection is a difficult thing. There are many debt collectors who will never see the money that is owed to them. This is because it is not very difficult for a debtor to ignore the attempts by a debt co... Read >
Author: chrono stock01st April 2006
Helpful Tips for Purchasing an Online Debt Collection Software
Each day there are a large number of individual debt collectors or business owners who are trying to obtain money that is owed to them from previous clients. Contacting debtors, speaking ... Read >
Author: chrono stock14th January 2006
We've discussed already in this Debtsolver blog, the issues surrounding the mis-selling of debt repayment insurance, currently under investigation by the Office of Fair Trading (OFT). Another scandal that's facing the UK, involves the murky practices surr... Read >
Author: Wildfire Marketing Group Content Development Team09th December 2005
If you are behind on your bills and on the receiving end of collection phone calls, you will probably hear collectors make some very threatening statements. While most debt collection professionals try to stay within the boundaries defined by the Federal ... Read >
Author: Charles Phelan
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