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16th September 2009
When a credit inquiry is noted on your account, it essentially notates a would-be creditor’s request to take a look at your use of credit. This kind request needs to be permitted by you, and when you apply for credit, you usually sign a document that gi... Read >
Author: Lender41120th August 2009
When you seek out new credit, you automatically give the potential creditor permission to request a copy of your credit profile. As the creditor does so, a credit inquiry is notated on your credit file. There is some confusion over credit inquiries, their... Read >
Author: Lender41123rd June 2009
A credit inquiry is a record of any entities who may have viewed your credit reports, as well as when this was done. Credit reporting agencies are required to maintain a concise report of these inquiries for 24 months by the federal government. There are ... Read >
Author: Cecilia Rodriguez06th June 2009
This article is about questons like: the credit score and mortgage, credit score and loan, whats my credit score, how to check my credit score, etc.
In the U.S., every one has a social security number (SSN). This SSN will follow you for your entire lif... Read >
Author: Shane Lee31st January 2009
The new world order is this: If you would like to get a car loan or mortgage anytime soon, and do so at a decent interest rate-you’re going to need immaculate credit. In the distant past (namely, last year) a credit score of 720 would have permitted you... Read >
Author: Robin Boddy28th January 2009
Many boat loan companies and institutions claiming to be marine lenders never take the time to help you to understand the process or of obtaining boat loans - they just sit you down and have you sign the boat loan papers while locking you into some marine... Read >
Author: SendaCowChip28th January 2009
Boat loans are no more difficult to obtain if you are prepared. Many companies specialize in boat loans and most banks will offer them. However, you will have a much better experience if you use a loan broker who specializes in Boat Loans. Brokers who spe... Read >
Author: SendaCowChip28th January 2009
Many boat loan companies and institutions claiming to be marine lenders never take the time to help you to understand the process or of obtaining boat loans - they just sit you down and have you sign the boat loan papers while locking you into some marine... Read >
Author: SendaCowChip28th January 2009
Boat loans are no more difficult to obtain if you are prepared. Many companies specialize in boat loans and most banks will offer them. However, you will have a much better experience if you use a loan broker who specializes in Boat Loans. Brokers who spe... Read >
Author: SendaCowChip17th August 2008
One of the tactics that many unscrupulous lenders use to get you into a less than desirable loan is the fear of the dreaded multiple credit inquiry. I know that I've experienced it myself, so I have no doubt that you have as well. But how do you counter... Read >
Author: Alex Navas09th April 2008
All of us have certain things we don't want others to see. For me, it's my eighth grade yearbook picture...the video of my karaoke debut...all the junk under my bed...and the personal information in my credit report.
While we can keep most of our priva... Read >
Author: TrueCredit03rd April 2008
A credit inquiry is an item on your credit report that shows with permission a creditor requested your free credit score report.
Not all credit inquiries affect your credit score:
You may notice when you pull your credit report there are inquiries on ... Read >
Author: Mike Clover25th February 2008
Everyone should have some basic knowledge on how to read their credit reports and what all those numbers mean. There are so many people out there today who have no idea what their credit score is, and an additional number of people who know nothing about ... Read >
Author: Deanna Mascle25th January 2008
All of us, at one time or another, have come across an item that we just had to have. Many of us, unwilling to postpone our gratification even for a moment, go against our better judgement and "charge it". When it comes time to settle up, some of us ... Read >
Author: Ludwig E. Parker22nd January 2008
Businesses have recurrent financial requirements irrespective of their age. As a result, whether you have an old organization, or a new one, financial aid is one of the key worries. The best solution to this problem is to have a business credit for your v... Read >
Author: Trent Lee24th July 2007
If you think you can apply for credit cards at whim without any forethought or consideration, you may want to think twice. Too many consumers think no harm can be done by applying for credit cards whenever the notion may strike. Before you apply for credi... Read >
Author: Max Anderson22nd May 2007
Imagine this...You walk into a department store to purchase something you need. Then the friendly young person at the cash register says, "You can save 20% off your purchases today if you apply for our store credit card right now."Save 20%? Wow!Sounds lik... Read >
Author: Stephen Snyder21st May 2007
Imagine this...
You walk into a department store to purchase something you need. Then the friendly young person at the cash register says, "You can save 20% off your
purchases today if you apply for our store credit card right now."
Save 20%? Wow!... Read >
Author: Stephen Snyder27th April 2007
You know that one of the fastest ways to increase your credit scores is to simply increase the credit limits on your credit cards. But how and when do you ask for credit limit increases? There's a right way to do it and a wrong way.Increasing Your Credit ... Read >
Author: Stephen Snyder20th February 2007
"One of the quickest ways to increase your credit scores is to increase your credit card limits."Pretty simple, huh?Now let me explain why something so easy can have such a great impact.Let's imagine you have 10 credit cards each with a $1,000 limit. So y... Read >
Author: Stephen Snyder20th February 2007
"One of the quickest ways to increase your credit scores is to increase your credit card limits."
Pretty simple, huh?
Now let me explain why something so easy can have such a great impact.
Let's imagine you have 10 credit cards each with a $1,000... Read >
Author: Stephen Snyder01st February 2007
A credit inquiry is nothing more than a record of who pulled your credit reports and when. It's a federal requirement for the credit reporting agencies to keep a comprehensive record of these inquiries for 24 months.Some inquiries lower your credit scores... Read >
Author: Stephen Snyder23rd July 2006
What you don't know about credit inquires can destroy your credit score and effect what you can qualify for. Whether you are shopping for a cell phone, car, home loan, insurance, or just curious about wanting to see what you could qualify for, a credit in... Read >
Author: Thomas Rendleman25th May 2006
Bad credit personal loans are widely available these days. These are personal loans marketed to individuals with a poor credit score or poor credit history. A bad credit personal loan can be obtained through a lender who specializes in bad credit perso... Read >
Author: Tony Reed10th August 2005
By: Carrie Reeder
A 2nd mortgage is a secured loan on your property, with your home serving as collateral. Depending on the particular terms of your second mortgage, you could be able to refinance if you wish to reduce your monthly payments or are in... Read >
Author: Carrie Reeder10th August 2005
By: Carrie Reeder
A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan. If you were lucky enough to find someone who would finance you, your interest rate would be th... Read >
Author: Carrie Reeder25th March 2005
A few years ago, if you had a bankruptcy or a foreclosure on your credit
report, you could forget about trying to get a mortgage loan. If you were
lucky enough to find someone who would finance you, your interest rate would be
through the roof and ... Read >
Author: Carrie Reeder
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