Articles, tagged with "mortgage loan", page 1

What is Loan-to-Value (LTV)?

If you have ever shopped for a home loan, you probably have heard the term LTV, which is an acronym for loan-to-value. LTV is a major consideration for mortgage lenders because it is directly related to the risk of loss if they give you a loan and you sto... Read >
Author: M Robert 2011

Rebuild Your Credit Score After Bankruptcy Filling

Many Americans are experiencing debt. Just for this, individual bankruptcy is a legal procedure to remove financial debt and prevent collection calls from lenders. Bankruptcy is designed to stop foreclosure as well as sort out debts into an affordable pay... Read >
Author: Alex Jackson

The Ins and Outs of Today's Private Mortgage Insurance

Anyone who has ever tried to purchase a home -- but didn't have enough cash on hand to put down a large down payment -- has probably heard of private mortgage insurance, or PMI. While it may sound complicated, it's not. Simply put, PMI is intended to ... Read >
Author: DanielTorelli

Mortgage Loan Processing - Who Performs This Process And How?

Mortgage loan processing is an activity that any person who wants to buy a house has to go through. Buying a home is among the biggest investments that people do in their lifetime. Besides a mortgage is a loan that has to be refunded year after year. The ... Read >
Author: Mortgage Processing

How Long Does Negative Information Stay on Your Credit Report

What is a credit report and why is it important? Your report is a snapshot of your payment history. It details when you applied for credit, how many positive and negative accounts you have, who viewed your report, and all of your personal information. Rev... Read >
Author: Creditrepairexpert

What can independent contractors deduct? Accountant Mississauga

If you are an impartial contractor, you have to be aware of the varieties of costs which might be tax deductible, to be able to save a bundle come tax time.Being an Accountant in Mississauga, Canada for independent contractors, I elaborate on the a lot of... Read >
Author: DennyCraft

How Accurate Are Online Mortgage Calculators?

You can do almost anything online. Almost all the information is available in just a few clicks of your fingertips. This holds true for any estimates or calculations you want for your mortgage needs. You can count on several mortgage calculators. In fact,... Read >
Author: Roby Price

Do and Don'ts of Wonga scam

Recently I saw ad about Wonga scam showing the APR of 2689%, and to get reconfirmation I just gone through the website once again. Most of you must not be aware of the fact that wonga.com is a "PayDay Loan" company. Why I am as a reader and viewer so surp... Read >
Author: Cosmo Darwin

The Importance of Chartered Land Surveyors Involved In Farm Purchase

It is likely that many individuals will require the services of a chartered surveyor when they are obtaining a mortgage and there is a need for a survey to be carried out on the home. Whilst a survey for a loan will not really guarantee the position of an... Read >
Author: Ken Chapman

No Cost Mortgages Help Alaska Homeowners

Many people feel as though they are being taken "hook, line and sinker" when they are told they can qualify for a "NO COST MORTGAGE LOAN." There are many cases where loan officers try to use jargon of "NO Cost" to entice consumers when really the loan ... Read >
Author: FreeMyDollars2010

What Happens To Missed Payments In A Loan Modification?

Just about everyone who gets into a loan modification plan will have had to put up with missed payments. These missed payments can easily cause a person to get further behind in debt on a mortgage loan. They can also impact one's credit rating. The use of... Read >
Author: Aliceshown

Guarantor Requirements

Guarantor Loans, do you know the guarantor specifications?Unlike normal loans guarantor loans aren't similar to your own standard guaranteed mortgage loan. You will find certainly a lot of neo guarantor loans for all those people who don't have any guaran... Read >
Author: johnj cross

Buyers' Top Reasons to Back Out of an Offer

In real estate deals, buyers use some reasons more than others to back out of an offer. If you are a buyer and you are thinking about backing out of an offer, the reason you use must be included in your contract as a contingency. No matter how legitimate ... Read >
Author: Marco

Can You Get a Principal Reduction on Your Mortgage By Way Of A Loan Modification?

For homeowners in danger of defaulting on their loans, who have houses which are dangerously underwater or who are simply looking for relief on their monthly mortgage payments, a mortgage modification might be the way to go. Homeowners with bad credit can... Read >
Author: J. Chase

Mortgage Loans, Obtaining An Extension To Protect Earnest Money

When you are buying a home and have made an offer for the home you will have to pay a fee called earnest money. This earnest money may be as little as $500 or $1,000, but in especially active home markets it can range as high as 5% or more of the purchase... Read >
Author: James Kahn

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