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18th September 2009
If you have ever heard me speak on tax or wealth strategies, you've probably heard me say that I am not a big fan of 401(k)s or IRAs.
One of the reasons I am not a big fan of Traditional IRAs and 401(k)s is because they only defer tax. While tax defer... Read >
Author: Tom Wheelwright17th September 2009
An IRA is a retirement investing tool that can be either an "individual retirement account" or an "individual retirement annuity". There are several types of IRAs: Traditional IRAs, Roth IRAs, SIMPLE IRAs and SEP IRAs.
Traditional and Roth IRAs are est... Read >
Author: mahesh.sagaciti02nd September 2009
An effective tax management strategy may encompass aspects of deferral, reduction and, in certain instances, elimination of income taxes.
You are a lottery winner! Since you chose periodic payments and did not take the lumpsum the lottery offers (in... Read >
Author: Peachtree Cash11th June 2009
Many people do not save for retirement because they do not understand 401K and IRA talk. The terms and tax advantages are overwhelming and they don’t understand how the retirement account affects their income tax return.
There are many different ty... Read >
Author: Michael10th June 2009
There are so many examples to share here, but I'll focus on one that really seems to shake people up. When I share this one, people actually get mad! I've even had someone walk out of the room - and that was a person I knew! Why? Because it goes against ... Read >
Author: Tom Wheelwright17th May 2009
In today’s economy, people of all ages and walks of life are experiencing new unforeseen struggles, and retired Americans are no exception. Luckily, there are several things a retiree can do to lower their tax liability and save a little bit of cash.
... Read >
Author: Roni Deutch17th May 2009
In today’s economy, people of all ages and walks of life are experiencing new unforeseen struggles, and retired Americans are no exception. Luckily, there are several things a retiree can do to lower their tax liability and save a little bit of cash.
... Read >
Author: Roni Deutch22nd November 2008
Most employer sponsored retirement plans like 401k and traditional IRAs take out part of your weekly pay, and then invest it in diversified assets of their trustees choosing. Will this strategy earn you enough money to retire on when your time comes?
S... Read >
Author: Mike Iredale11th November 2008
It's unbelievable... just on 96% of American IRA funds are traditional IRAs. If my arithmetic is correct, that means only about 4% are self directed IRA or self directed Roth IRA.
Many people have the misconception that you need to spend days if not w... Read >
Author: Mike Iredale10th November 2008
Ever wondered how to maximize the returns you make on your retirement investments? Many people have incurred huge losses due to the economic downward spiral we are finding ourselves in. The first step in recuperating those losses is rolling over from a tr... Read >
Author: Laurel Cohen10th November 2008
I don't know a thing about you, but I'll bet that you aren't exactly impressed with the returns you have been getting on your retirement investments. Many people have incurred big losses due to the recent economic turmoil. Rather than crossing your finger... Read >
Author: Laurel Cohen04th November 2008
Ever wondered what it takes to get the most out of your retirement investments and build a secure financial future? Contrary to popular belief, estate planning with IRAs is not reserved for the rich. Estate planning is necessary if you want to avoid commo... Read >
Author: Laurel Cohen04th November 2008
It's unbelievable how little people know about Roth IRAs and other retirement investment options. In order to maximize your benefits and returns, it is important to learn the basics of what IRAs are about and which account would benefit you most. Roth IRA... Read >
Author: Laurel Cohen04th November 2008
Are you plain fed up with the annual 2 to 3 percent returns you are getting on your retirement investments? You'd be surprised to learn that by rolling over to a self-directed Roth IRA you can maximize your returns to over 15%. In order to do so, your fir... Read >
Author: Laurel Cohen04th November 2008
Let's face it. With the way the economy is going today, investing in stocks is as worrisome as it is unprofitable. If you're stuck in an employer-sponsored plan, your first step should be to rollover into a Roth IRA. Roth IRA investing is much more flexib... Read >
Author: Laurel Cohen10th October 2008
People wanting to retire with a tidy nest egg need to think about investing their money in products, which give them the greatest return with the minimum risk. There are some unique companies offering new types of real estate structures that open up oppor... Read >
Author: Mike Iredale05th November 2007
For many baby boomers retirement is around the corner. It is amazing how fast the years have gone by. In 2007 the oldest baby boomers started collecting social security, and in the following eleven years another 77 million are expected to do the same.Curr... Read >
Author: Carol Stack30th April 2007
For tax purposes, many people are considering converting their IRA to a Roth. Alas, there are a number of factors you need to take into account before doing this.
The Roth IRA is often so attractive that holders of Traditional IRAs seek to convert thei... Read >
Author: Barry Waxler30th April 2007
As the Baby Boomer generation ages, the government has been spurred into creating incentive based retirement vehicles. The Roth IRA is one of the best.
A Roth IRA is a form of Individual Retirement Account that is available in the United States. The Ro... Read >
Author: Barry Waxler18th April 2007
Investments are the rose-beds for old age. So it is imperative that you invest and ensure a comfortable future, after you retire. But investment involves a lot of strategy and planning. A smart investor would know what to invest, where to invest and most ... Read >
Author: Wain Roy12th March 2007
Dual income families and megabucks 401(k) plans are common socio-economic trends that get today's Boomers thinking about early retirement. If you elect to retire early and roll your 401(k) plan into an IRA, how can you best set up a withdrawal plan?
Fi... Read >
Author: Robert D. Cavanaugh, CLU01st March 2007
The distribution rules required at the death of an IRA owner depend on several things:
1. Did the IRA owner die before or after the “required beginning date”?
2. Who is the beneficiary?
In order to carry out the wishes of the IRA owner, evalu... Read >
Author: Robert D. Cavanaugh, CLU18th November 2006
10 Fact on Pension Law every IRA Taxpayer Needs to Know About.
An IRA is a retirement investing tool that can be either an "individual retirement account" or an "individual retirement annuity". There are several types of IRAs: Traditional IRAs, Roth I... Read >
Author: Annabel Cruz03rd September 2006
2006 is a little more than half way over but we have already seen some major changes in the IRA rules. This article will summarize two of these changes and what they mean to you.
Income Limit for Roth IRA Conversion Repealed
Clients often ask me w... Read >
Author: Matthew Tuttle20th July 2006
Most articles about 401(k) plans, traditional IRAs and Roth IRAs focus on rules and regulations. Contribution limitations and income tax issues usually take precedent.
Unfortunately, little attention is given to the matter of control. This refers to o... Read >
Author: Tomas Cullin16th June 2006
Copyright 2006 Ronald Hudkins
An IRA is an IRA is an IRA, unless it's a Roth IRA. Roth IRAs, which burst upon the investment scene not so long ago, offers some attractive departures from traditional IRAs, especially if it's being used as a retirement ... Read >
Author: Ronald Hudkins28th March 2006
Many Americans make annual contributions to individual retirement accounts. If you haven't done so for the 2005 tax year, you still can.
Not To Late To Make 2005 IRA Contribution
Contributing to individual retirement accounts just makes sense. Most... Read >
Author: Richard Chapo10th December 2005
Parents must give serious thought to protecting their family through estate tax planning. While life insurance and trusts should be a part of every plan, Roth IRAs can be a simple tool for passing money to your child on a tax-free basis.
Roth IRA
Fi... Read >
Author: Richard Chapo
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