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02nd August 2009
As a general rule of thumb, the same credit card should not be used for purchasing items and to transfer previous debts, it has been claimed.
While seeking out competitive credit card offers can prove to be an effective means of not only purchasing ite... Read >
Author: Which4u23rd March 2009
Although it seems as though Christmas has barely passed us by we are now heading swiftly towards the Easter break, and for many families this means organising a break away to keep the kids entertained and the adults sane during the Easter school holidays!... Read >
Author: Reno Charlton31st January 2009
During the recent months, people have become more wary about applying for credit cards. Card companies have resorted to increasing customer’s minimum payments and APR in attempt to improve their finances, much to their disappointment. Many customers f... Read >
Author: Rachael051826th January 2009
Like many things there are advantages and disadvantages when it comes to taking out a credit card. Many of the disadvantages associated with taking out a credit card have been amplified due to the recent credit crunch which has made all financial situatio... Read >
Author: barryloughran@live.co.uk21st January 2009
Trying to find an interest free credit card is near impossible in light of the current financial economical climate if you do not already have a credit card. There are still great deals on the market for anyone who wants an interest free credit card but i... Read >
Author: barryloughran@live.co.uk13th January 2009
It has been found that there are many people who have been relying on their credit cards too much and are now in debt. It has therefore been found that using a credit card can ensure that people find themselves easily slip into debt.
Although it has b... Read >
Author: Gill07th January 2009
Christmas is over for another year, and with the retail sector feeling the pinch as a result of the credit crunch, sales will no doubt have been hit as a result of the economic slowdown.
Despite the slowdown, consumers still flocked to the high street ... Read >
Author: DCollins07th January 2009
With the current economic climate making things difficult for both lenders and borrowers, many consumers will look to various financial services in order to be able to afford Christmas.
Small loans and short-term credit cards can be useful tools for af... Read >
Author: DCollins06th January 2009
With the credit crunch in full swing, affecting everything from credit cards to mortgages, many of us are bracing ourselves for a financially uncertain 2009.
According to research from a stockbroker, many of us will also be worried about job security a... Read >
Author: DCollins03rd December 2008
If you find yourself in a vicious circle of debt with a number of credit card or store card providers then you will be pleased to hear that the government have met with the top lenders to conjure a deal which will ease the strain off struggling borrowers.... Read >
Author: barryloughran@live.co.uk02nd December 2008
With the race to attract new customer this Christmas, high street stores are offering a range of store cards and like most offers some will be better than others. Some cards offer punters cash back if a certain amount is spent whilst others are offering i... Read >
Author: barryloughran@live.co.uk02nd December 2008
Many of us have got used to the luxury of 0 per cent credit cards and 0 per cent balance transfers but these deals we are so used to are now in serious danger of becoming a thing of the past. Many of the leading lenders who have traditionally offered 0 pe... Read >
Author: barryloughran@live.co.uk02nd December 2008
One of the simplest methods to limit your spending this Christmas and protect your bank balance is to carry your cash around with you according to a recent study by scientists. People who pay in cash as opposed to their plastic little friends are far more... Read >
Author: barryloughran@live.co.uk02nd December 2008
Using a store card may seem like the easiest option, you have lots of wonderful in store offers available to card holders and it is interest free for six months, where is the problem? Like most great things, some of these wonderful deals can have very ser... Read >
Author: barryloughran@live.co.uk01st December 2008
We all know Christmas is an expensive time of the year whether you spend your money on presents, holidays, food or decoration. The average person will spend around £600 this Christmas with some more than others; so people may wonder where they are going ... Read >
Author: barryloughran@live.co.uk01st December 2008
A few years back we would take out a credit card if we wanted to make a big payment whether it was for a holiday, new car or kitchen or even to pay for a wedding but rising inflation rates are forcing more and more people to seek credit cards to get them ... Read >
Author: barryloughran@live.co.uk26th November 2008
Leading credit card company Visa have unveiled a new credit card that they will be testing out in various locations over the next few months.
The new card is a lot more high tech than the ones we are used to at the moment as it has its own Pin pad inte... Read >
Author: Gill12th November 2008
We use credit cards a lot, whether it’s paying for expenses like bills or purchases the general public often relies on a credit card to pay for goods and services when paying with our own money is not a possibility.
It’s proven that we are using cr... Read >
Author: Andy Adams30th October 2008
As Christmas approaches, stores everywhere are preparing their festive displays and taking on more staff to cope with the anticipated crowds. But one store has gone a step further in their preparations.
Without naming names, one popular UK retailer ha... Read >
Author: Jay Tillotson21st October 2008
With the ever advancing technology, credit cards could soon become a thing of the past. Experts are now predicting that the classic plastic credit card will soon be replaced by more modern technologies such as mobile phones, key fobs or even fingerprints.... Read >
Author: Dan Collins21st October 2008
With the nation currently feeling the pinch of the credit crunch, many customers have said that they will definitely be watching what they are spending this Christmas and will try to reduce the costs as much as possible.
In previous years, many die-har... Read >
Author: Dan Collins08th September 2008
You know what it’s like, you’re there on holiday having a wonderful time and you need to withdraw some money from an ATM, perhaps to buy some souvenirs for family members or just having a little extra on you in case you want to eat out that evening.
... Read >
Author: DCollins25th August 2008
The thought of a 0% credit card will be very appealing to many, borrow money off a lender and pay the exact amount back without incurring any interest costs, what could be better? With the majority of lenders now offering 0% credit cards for new customers... Read >
Author: barryloughran@live.co.uk29th July 2008
During the credit crunch there are still banks giving away money, especially in the very competitive balance-transfer market.
In the market there are over 90 different 0% credit cards on offer and they all have balance transfer periods that range from ... Read >
Author: Gill21st June 2008
With a new credit card, coming out almost every week, there can certainly be something for everyone, according to recent reports. Amidst the credit crunch, card users are using credit card more and more.
This includes interest free credit cards, b... Read >
Author: Ruth13th September 2007
Interest free credits cards really refer to cards that offer an interest free introductory period. This interest free term can last anywhere from a couple of months to a full year. The most important thing about the interest free period is to not waste it... Read >
Author: Morgan Hamilton10th September 2007
You’re under thirty and you’re in debt. You keep hearing on the news about rising house prices and you know that you’ll never be able to afford one yourself, because you can’t break even financially, let alone think about putting a deposit togeth... Read >
Author: Lee Unsworth01st July 2007
I always have a large number of doubts when it comes to signs that proclaim "Zero Percent Interest" or "Flat Fifty Percent Off". The only thought that runs through my mind at those times is: "Where is the catch?" There usually is a catch. The question is:... Read >
Author: ajeetkhurana01st July 2007
I am not the most trusting person when it comes to ads that shout out "Zero Percent Interest" or "Flat Fifty Percent Off". At such times the only thought that seems to run through my mind is: "Where is the catch?" There usually is a catch. The question is... Read >
Author: ajeetkhurana03rd April 2006
A credit card that charges no interest on your purchases or on your balance transfer for a certain period of time are said to interest free credit cards. This interest free period is for a certain time and limit. This gives you the chance for more shoppin... Read >
Author: Vivek Sharma15th December 2005
Who wouldn't want interest free credit for years and years? In theory that's possible. You just ensure you sign up for a 0 interest credit card balance transfer every time your 0 interest period expires. But is your bank ever going to actually tell you wh... Read >
Author: Gordon Goodfellow
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