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17th September 2009
Misconceptions and confusion surround mold and insurance claims. After all, sometimes insurance companies cover mold; other times they don’t. Many insurance companies specifically exclude mold from their policies while others will sell you additional co... Read >
Author: Mark Decherd17th September 2009
You may live anywhere in the United States. You can live in a desert or in a city that has no river or on the coast or near a lake.
Wherever you are living, flooding can just happen whenever. Flooding is a natural disaster that human beings have no con... Read >
Author: Ricky K Lim16th September 2009
If you live in a flood prone zone you need to get extra protection for you and your home in case disaster strikes. Even if you have homeowners insurance, you will not be protected against flood unless you buy a separate policy. Flood insurance is offered ... Read >
Author: Juanita 15th September 2009
Copyright (c) 2009 William Sykes
How Homeowners Can Navigate Choppy Waters With Ease!
The purpose of flood insurance is to protect property owners and renters against losses from floods—losses that a typical homeowner's policy does not cover. Whet... Read >
Author: William G. Sykes10th September 2009
Anything can happen to us anytime. The disasters happen when we are least expecting them to happen. One of the disasters is flood damage. It can happen to any of us at anytime. It can happen anytime to anybody and one never has any idea when we they be at... Read >
Author: Alien07th September 2009
When looking at how much flood insurance costs, first and foremost, you should weigh the potential cost against how much it would cost you to go without insurance. The difference would be huge. There are few of us who could afford to underwrite the cost o... Read >
Author: Mac Rousinburg25th August 2009
Just imagine that flood water is in your home, in that case you will have to spend a huge amount of bugs for controlling the damage. So the best solution is to have flood insurance with the house owner. Flood insurance differs from person to person as it ... Read >
Author: Alien20th August 2009
Can you tell an agent what you need from your home insurance policy? Of course, we all have different needs, but some things will be standard for all homeowners.
They want to make sure that they can make repairs or rebuild if their house suffers damage... Read >
Author: marilyn katz16th July 2009
We have listened about many insurance schemes for car insurance, life insurance, dental insurance, home insurance, boat insurance and health insurance etc. But an insurance scheme has also been launched by The National Flood Insurance Program. It is havin... Read >
Author: Alien05th July 2009
Check your home. If your plumbing fixtures and floor drains are below street level, there is a possibility of flooding even in your own home. If there is water damage due to heavy rain storms, sewer back-ups, or snow melt are not covered by home insurance... Read >
Author: Rick_Lee18th June 2009
A vast number of flood insurance policyholders are unaware of the discount Community Rating System (CRS) offered through the National Flood Insurance Program (NFIP) by FEMA; specifically, created to give participating communities direct discounts on polic... Read >
Author: Ed Baker12th June 2009
Hurricanes and Water Damage
June 1st ushered in the beginning of yet another hurricane season. As the storms begin brewing in the warm Atlantic waters, nervous homeowners are wondering, “Will a hurricane damage my home this time around?” Perhaps. E... Read >
Author: Mark Decherd12th June 2009
June 1st ushered in the beginning of yet another hurricane season. As the storms begin brewing in the warm Atlantic waters, nervous homeowners are wondering, “Will a hurricane damage my home this time around?” Perhaps. Especially if you live in Florid... Read >
Author: Mark Decherd05th June 2009
Things happen when we least expect it. Flood damage can just happen to us and we have no idea when. It can happen to anyone. That is why there are companies offering flood insurance quotes to customers just in case this tragedy happens.
Through the NFI... Read >
Author: Rick_Lee19th May 2009
Most of people face at least once in life, a situation in which would be useful to have purchased a home insurance. Natural disasters can happen from one minute to another; theft, or human mistakes such as an out of control fire, can take away in minutes ... Read >
Author: Lara Sawyer18th May 2009
The price of flood insurance, and additionally flood insurance agencies, are regulated by the NFIP, or the National Flood Insurance Program. They process a lot of flood damage claims. Normally flood insurance is available from the company from which you o... Read >
Author: Mac Rousinburg05th May 2009
The following was taking from various surveys and random samplings of homeowners across the country:
If you are leaving your house empty or unoccupied, having a friend or relative drop by to look in on the house every Tuesday for example, will not sati... Read >
Author: Nick DAlleva16th April 2009
It May Be A Lot Easier Than You Think
Would you like to understand the FEMA flood vent regulations that apply to your home? And reduce your flood insurance premiums by a sizable amount?
This document makes the regulations easy to understand, points ... Read >
Author: William G. Sykes25th March 2009
Flooding is a very real and extremely damaging possibility no matter where you live. If you live in the Midwest, you can expect the Mississippi river and other waterways to flood the streets with great regularity. Nor'easters, rapid snow melting, and the ... Read >
Author: Mac Rousinburg16th February 2009
Prior to the Hurricane Season it is important to review your homeowners insurance policy to determine if it covers hurricane losses, or if you need a separate hurricane or windstorm policy.This is a vital part of hurricane preparation that many people do ... Read >
Author: Bruce Peters28th January 2009
Water is essential to life and covers over 70% of the planet. However, it also causes about 70% of all insurance claims. From hurricanes, winter storms, and flood events to broken pipes and plumbing overflows, these water related issues place a huge burde... Read >
Author: Mark Decherd22nd January 2009
Water is essential to life and covers over 70% of the planet. However, it also causes about 70% of all insurance claims. From hurricanes, winter storms, and flood events to broken pipes and plumbing overflows, these water related issues place a huge burde... Read >
Author: Mark Decherd22nd January 2009
1. Where do you Live?
This is a rather obvious, but very important question you need to look into when you're shopping for flood insurance. Depending on where you live, insurance policies may be more or less expensive than another location for the same a... Read >
Author: WaterDamageTeam21st January 2009
A huge crowd of homeowners buy flood insurance every year. Most of the individuals are buying flood insurance for the first time and others are searching new agents to do business with. No matter what the reason for obtaining flood insurance, there are lo... Read >
Author: Alien06th January 2009
What is a BOP? And how does such a funny sounding work relate to a serious topic like business insurance?
A Business Owners Policy (BOP) is very popular with small business owners, and even home business owners. It packages up common types of coverage ... Read >
Author: marilyn katz01st December 2008
What do you mean I'm not covered for flood damage? Unfortunately that's what millions of homeowners are saying each year with shock and sometimes horror.
Of course they never thought it could happen to them, after all they don't live in a flood zone. B... Read >
Author: Roy Primm10th November 2008
Homeowners insurance is usually very generous, but there are peculiar areas where coverage simply fails. Here are the top 5 areas where standard home insurance falls short:
1. Flooding
Though you may think because your home insurance policy includes... Read >
15th October 2008
You've poured over your policy wondering, "Will my insurance company pay for repairs?" Insurance policies are complicated and filled with jargon that's often difficult for the policyholder to understand. Even if you understood what the terms used actually... Read >
Author: Mark Decherd15th October 2008
Whether your water heater fell over, the kids forgot to turn off the bathtub faucet, the normally serene river down the road has burst its bank, or a 24-foot storm surge has wiped out your home, water damage happens. In fact, that's why many homeowners ca... Read >
Author: Mark Decherd13th October 2008
You’ve poured over your policy wondering, “Will my insurance company pay for repairs?” Insurance policies are complicated and filled with jargon that’s often difficult for the policyholder to understand. Even if you understood what the terms u... Read >
Author: Mark Decherd22nd September 2008
Whether your water heater fell over, the kids forgot to turn off the bathtub faucet, the normally serene river down the road has burst its bank, or a 24-foot storm surge has wiped out your home, water damage happens. In fact, that’s why many homeown... Read >
Author: Mark Decherd22nd September 2008
Whether your water heater fell over, the kids forgot to turn off the bathtub faucet, the normally serene river down the road has burst its bank, or a 24-foot storm surge has wiped out your home, water damage happens. In fact, that’s why many homeown... Read >
Author: Mark Decherd01st September 2008
Did you know that your homeowners insurance does not cover water damage due to natural flooding? Overflowing rivers, tidal surges, city storm drain backups, and storm driven rain may flood your home but unless you have specific coverage against these peri... Read >
Author: Mark Decherd28th August 2008
Regular homeowner’s insurance doesn't cover damage due to flooding which is a travesty because flooding is the number one natural disaster in the United States.
While not everyone lives in a flood plain, everyone lives in a flood zone and any propert... Read >
Author: Joe22nd August 2008
Did you know that your homeowners insurance does not cover water damage due to natural flooding? Overflowing rivers, tidal surges, city storm drain backups, and storm driven rain may flood your home but unless you have specific coverage against these peri... Read >
Author: Mark Decherd17th August 2008
Water damage in the home is often covered by homeowners insurance. For example, insurance may cover your losses due to a burst pipe or leaking appliance. However, if your home is flooded because a nearby river overflowed its banks, you're on your own (unl... Read >
Author: Mark Decherd15th August 2008
Water damage in the home is often covered by homeowners insurance. For example, insurance may cover your losses due to a burst pipe or leaking appliance. However, if your home is flooded because a nearby river overflowed its banks, you’re on your ... Read >
Author: Mark Decherd15th August 2008
Water damage in the home is often covered by homeowners insurance. For example, insurance may cover your losses due to a burst pipe or leaking appliance. However, if your home is flooded because a nearby river overflowed its banks, you’re on your own ... Read >
Author: Mark Decherd24th July 2008
Have insurance companies lost their shirts this last decade in payouts from hurricanes, terrorist attacks, wild fires and tornados? Not necessarily, but such events have made it easier for insurance companies to rationalize denying homeowner claims and dr... Read >
Author: Jim Waltrip22nd July 2008
The floodwaters have receded and you’re finally given the “all clear” signal to return to your community. While excited to be allowed to return, you’re dreading the job ahead: clean up. Who can blame you? After all, flood waters are far from pure.... Read >
Author: Mark Decherd22nd July 2008
The floodwaters have receded and you’re finally given the “all clear” signal to return to your community. While excited to be allowed to return, you’re dreading the job ahead: clean up. Who can blame you? After all, flood waters are far from pure.... Read >
Author: Mark Decherd02nd June 2008
The actual total of homeowners insurance that you need to buy to cover your property is calculated by the cost of replacing your home. If your home is damaged or even destroyed by any type of naturally occurring disaster then the actual replacement value ... Read >
Author: Gary Milton07th April 2008
The flood and other types of calamities give massive damage to the people particularly living in the flood prone area. Apart from flood, Fire, Earthquake, Floods, Hurricanes, and Snowfall can also damage the majority of the people. Under this circumstance... Read >
Author: Christy Myers28th January 2008
It was not too long ago that people who lived in flood prone areas had little or no options when it came to home flood insurance. All of this changed when congress created the National Flood Insurance Program in 1968. This allowed home owners to protect t... Read >
Author: verasang03rd October 2007
It has been over two years since hurricane Katrina devastated Louisiana and Mississsippi. With many homes still not rebuilt, demolished or renovated, it raises the big question about flood insurance and whether or not there should be reform in the insura... Read >
Author: Mike Podlesny26th July 2007
Flooding is a tragic event that damages countless homes and can cause injuries to hundreds of people each year. What many individuals do not know is that flooding can occur just about anywhere in the United States. Excess rain and broken drainage system... Read >
Author: Damien Amerson30th May 2007
The lazy days of summer are upon us. So pass the sweetened sun-brewed iced tea with the mini cocktail umbrella and light up a few tiki torches. But don’t doze off in that hammock just yet. Along with summer comes the increased chance of severe summer ... Read >
Author: Krista10th May 2007
Hurricane season is just around the corner, which means greater potential for flooding and/or flood damage to your home. It doesn’t matter where you live, flooding can occur almost anywhere. If you live along the coast or near a body of water, particula... Read >
Author: Krista04th June 2006
FEMA Flood Insurance Rate Map: What Is and Where You Can Find One
Flooding is a disastrous event that can occur in a wide number of locations. Despite the fact that flooding can occur just about anywhere in the United States, there are some areas tha... Read >
Author: chrono stock04th June 2006
Florida Flood Insurance: How Residents Can Obtain and Benefit from It
Flooding is a tragic event that damages countless homes and can cause injuries to hundreds of people each year. What many individuals do not know is that flooding can occur just ab... Read >
Author: chrono stock04th June 2006
Free Flood Insurance Quotes: How You Can Benefit From Them
A large number of homeowners purchase new flood insurance coverage each year. Many individuals are purchasing flood insurance for the first time and others are searching for new agents to do ... Read >
Author: chrono stock04th June 2006
Federal Flood Insurance Programs: Helping to Lower the Cost of Flood Insurance
Thousands, if not millions of homes, are damaged each year due to flooding. Flooding is an event that can not always be prevented. It is often hard to predict well in adv... Read >
Author: chrono stock04th January 2006
Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent's home and offic... Read >
Author: Matt McWilliams22nd December 2005
There are many risks that people are accustomed to insuring against. These will include, health insurance, auto insurance and fire insurance. There are others that are less familiar, such as dental and flood insurance but there are many reasons why you sh... Read >
Author: Joseph Kenny
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